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  3. YRD
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YRD

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Valuation Metrics

The current forward P/E ratio for Yiren Digital Ltd (YRD.N) is 0.00, compared to its 5-year average forward P/E of 2.09. For a more detailed relative valuation and DCF analysis to assess Yiren Digital Ltd 's fair value, click here.
  • Forward PE
  • Forward EV/EBITDA
  • Forward PS

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
2.09
Current PE
0.00
Overvalued PE
4.25
Undervalued PE
-0.08

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-1.26
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
1.12
Undervalued EV/EBITDA
-3.63

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.27
Current PS
0.00
Overvalued PS
0.43
Undervalued PS
0.11
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Financials

Annual
Quarterly
N/A
Total Revenue
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Operating Profit
N/A
Net Income after Tax
N/A
EPS - Diluted
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Net Margin - %
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ROIC

Trading Trends

  • Insider
  • Hedge Fund
  • Congress Trading
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
Bought
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
Bought
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
Bought
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
Bought
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Financial AI Agent

YRD News & Events

Events Timeline

(ET)
2025-10-17
06:13:57
Yiren Digital and ChainUp Forge Agreement to Create Blockchain Infrastructure Platform
select
2025-06-12 (ET)
2025-06-12
10:01:43
Yirendai falls -11.6%
select
2025-06-12
09:48:19
Yirendai falls -12.9%
select
Sign Up For More Events
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News

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9.5
11-25Newsfilter
Yiren Digital Reports Q3 Loans of RMB 20.2 Billion, Up 51%
  • Significant Loan Growth: In Q3 2025, Yiren Digital facilitated total loans of RMB 20.2 billion (US$2.8 billion), representing a 51% year-over-year increase, demonstrating the company's strong demand and market expansion capabilities in digital consumer lending.
  • Increase in Borrower Base: As of September 30, 2025, the cumulative number of borrowers served reached 14,006,873, reflecting a 21% increase compared to the same period in 2024, indicating success in customer acquisition and market penetration.
  • Strong Insurance Performance: The gross written premiums in the insurance brokerage business for Q3 reached RMB 1.148 billion (US$161.3 million), a 35% increase from Q2 2025, showcasing rapid growth in the internet insurance sector and strong renewal premium performance.
  • Enhanced Financial Flexibility: As of September 30, 2025, the company reported cash and cash equivalents of RMB 3.865 billion (US$542.9 million), providing ample financial flexibility for future investments and supporting ongoing innovation and transformation in the fintech space.
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Preview
9.5
11-25SeekingAlpha
Yiren Digital announces third-quarter results

  • Financial Performance: Yiren Digital reported a Q3 Non-GAAP EPADS of $0.5124 and total net revenue of $218.4 million, reflecting a 5% increase from the previous year.

  • Investor Engagement: The company presented at the Deutsche Bank ADR Virtual Investor Conference 2025, highlighting its strategic initiatives and financial outlook.

[object Object]
Preview
9.5
11-25PRnewswire
Yiren Digital Reports Third Quarter 2025 Financial Results

  • Financial Performance: Yiren Digital reported a total net revenue of RMB1,555 million (US$218.4 million) for Q3 2025, a 5% increase from the previous year, driven primarily by a 70% rise in revenue from financial services, which accounted for 92% of total revenue.

  • Loan Facilitation and Borrower Trends: The company facilitated loans totaling RMB20.2 billion (US$2.8 billion) in Q3 2025, marking a 51% increase year-over-year, although the number of borrowers served decreased by 18% from the previous quarter due to tightened credit policies.

  • Insurance Brokerage Growth: Gross written premiums in the insurance brokerage business reached RMB1,148 million (US$161.3 million), a 35% increase from Q2 2025, although it represented a 15% decline compared to Q3 2024, attributed to lower commission rates in traditional lines.

  • Strategic Outlook: Yiren Digital maintains a robust cash position of RMB4.3 billion and anticipates total revenue for Q4 2025 to be between RMB1.4 billion and RMB1.6 billion, driven by loan growth and market expansion efforts.

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FAQ

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What is Yiren Digital Ltd (YRD) stock price today?

The current price of YRD is 4.54 USD — it has decreased -1.52 % in the last trading day.

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What is Yiren Digital Ltd (YRD)'s business?

Yiren Digital Ltd is a holding company mainly engaged in the operation of a digital personal financial management platform, and the provision of holistic wealth solutions, credit and financial solutions to individual borrowers and small business owners. The Company operates through three segments. The Yiren Wealth segment is engaged in the operation of a wealth solution platform for the mass affluent population and provides comprehensive wealth solutions. The Yiren Credit segment is engaged in the operation of a credit-tech platform that provides individual borrowers and small business owners with a full spectrum of online and offline, multi-channel loan products. The Others segment is engaged in the electronic commerce business that provides products such as skin care and beauty, electronics and appliances and allow users to finance purchases through loan products, while providing customized non-financial products and services. The Company is also engaged in the insurance business.

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What is the price predicton of YRD Stock?

Wall Street analysts forecast YRD stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for YRD is  USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

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What is Yiren Digital Ltd (YRD)'s revenue for the last quarter?

Yiren Digital Ltd revenue for the last quarter amounts to 1.49B USD, increased 19.48 % YoY.

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What is Yiren Digital Ltd (YRD)'s earnings per share (EPS) for the last quarter?

Yiren Digital Ltd. EPS for the last quarter amounts to 2.05 USD, decreased -12.39 % YoY.

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What changes have occurred in the market's expectations for Yiren Digital Ltd (YRD)'s fundamentals?

The market is revising No Change the revenue expectations for YRD for , with the revenue forecasts being adjusted by % over the past three months. During the same period, the stock price has changed by -20.77%.
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How many employees does Yiren Digital Ltd (YRD). have?

Yiren Digital Ltd (YRD) has 949 emplpoyees as of December 05 2025.

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What is Yiren Digital Ltd (YRD) market cap?

Today YRD has the market capitalization of 392.29M USD.

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