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YRD Overview

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$
0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
ET
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0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
2.030
Open
2.030
VWAP
1.99
Vol
59.78K
Mkt Cap
174.98M
Low
1.950
Amount
119.17K
EV/EBITDA(TTM)
--
Total Shares
87.49M
EV
-303.80M
EV/OCF(TTM)
-3.15
P/S(TTM)
0.25
Yiren Digital Ltd is a holding company mainly engaged in the operation of a digital personal financial management platform, and the provision of holistic wealth solutions, credit and financial solutions to individual borrowers and small business owners. The Company operates through three segments. The Yiren Wealth segment is engaged in the operation of a wealth solution platform for the mass affluent population and provides comprehensive wealth solutions. The Yiren Credit segment is engaged in the operation of a credit-tech platform that provides individual borrowers and small business owners with a full spectrum of online and offline, multi-channel loan products. The Others segment is engaged in the electronic commerce business that provides products such as skin care and beauty, electronics and appliances and allow users to finance purchases through loan products, while providing customized non-financial products and services. The Company is also engaged in the insurance business.
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Events Timeline

(ET)
2026-03-19
07:20:00
Yiren Digital Reports Q4 Revenue of RMB 957.6M
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2025-10-17 (ET)
2025-10-17
06:13:57
Yiren Digital and ChainUp Forge Agreement to Create Blockchain Infrastructure Platform
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2025-06-12 (ET)
2025-06-12
10:01:43
Yirendai falls -11.6%
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2025-06-12
09:48:19
Yirendai falls -12.9%
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2025-03-27 (ET)
2025-03-27
12:01:49
Yirendai rises 12.1%
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2025-03-27
05:20:55
Yiren Digital forms strategic joint venture with klikUMKM
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2025-03-20 (ET)
2025-03-20
12:01:13
Yirendai falls -19.3%
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2025-03-20
10:00:02
Yirendai falls -13.5%
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2025-03-20
09:47:35
Yirendai falls -11.5%
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2025-02-18 (ET)
2025-02-18
08:00:51
Yirendai officially integrated with DeepSeek
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News

PRnewswire
7.0
05-01PRnewswire
Yiren Digital Under Investigation Amid Major Losses
  • Declining Financial Performance: Yiren Digital reported fourth-quarter revenue of approximately RMB 957.6 million for 2025, representing a 34% year-over-year decline and significantly below the previously issued guidance of RMB 1.4 billion to RMB 1.6 billion, indicating severe market challenges for the company.
  • Increased Net Loss: The company recorded a net loss of approximately RMB 882.2 million in the fourth quarter, compared to a net income of approximately RMB 331.4 million in the same period last year, reflecting a significant deterioration in profitability.
  • Surge in Contingent Liabilities: Yiren's provision for contingent liabilities increased sharply to approximately RMB 1.11 billion, up from approximately RMB 459.8 million in the previous quarter, indicating heightened financial risk for the company.
  • Worsening Delinquency Rates: The company reported increases in delinquency rates across multiple categories, including 1-30 days, 31-60 days, and 61-90 days, compared to the prior quarter, reflecting a decline in customer repayment capacity.
Globenewswire
1.0
04-29Globenewswire
Virtual Investor Conference Presentations Now Available Online
  • Conference Content Release: Presentations from the Depositary Receipts Virtual Investor Conference (dbVIC) held on April 28, 2026, are now available for online viewing, enhancing accessibility and transparency of information for investors.
  • Investor Material Downloads: Investors can download materials from participating companies such as Lotus Technology and Viomi Technology, which fosters improved interaction and communication between investors and companies.
  • Ongoing Availability: All company presentations will be accessible 24/7 for the next 90 days, meeting investors' needs for flexibility while providing companies with ongoing opportunities to showcase their business.
  • Enhanced Investor Relations: Virtual Investor Conferences facilitate real-time investor engagement solutions, enabling companies to connect with investors more efficiently, thereby improving the effectiveness of investor relations management.
Globenewswire
7.0
04-29Globenewswire
Yiren Digital Under Investigation Amid Major Losses
  • Declining Financial Performance: Yiren Digital reported fourth-quarter revenue of approximately RMB 957.6 million for 2025, representing a 34% year-over-year decline and significantly below the previously issued guidance of RMB 1.4 billion to RMB 1.6 billion, indicating severe market pressures.
  • Significant Net Loss: The company reported a net loss of approximately RMB 882.2 million for the fourth quarter, compared to a net income of approximately RMB 331.4 million in the same period last year, reflecting a drastic deterioration in profitability.
  • Increased Contingent Liabilities: Yiren's provision for contingent liabilities surged to approximately RMB 1.11 billion, up from approximately RMB 459.8 million in the prior quarter, indicating heightened financial risks facing the company.
  • Worsening Delinquency Rates: The company disclosed increases in delinquency rates across multiple categories, including 1-30 days, 31-60 days, and 61-90 days, suggesting a continued deterioration in asset quality that could impact future financing capabilities.
Globenewswire
1.0
04-23Globenewswire
Deutsche Bank to Host Depositary Receipts Investor Conference
  • Conference Details: Deutsche Bank is set to host the Depositary Receipts Virtual Investor Conference on April 28, 2026, featuring live presentations from international companies based in Australia, China, Hong Kong, Portugal, Netherlands, Cayman Islands, and France, aimed at attracting a diverse range of investors and analysts.
  • Participating Companies: The agenda includes presentations from Lotus Technology Inc., Viomi Technology Co., Ltd, and Belite Bio, Inc., showcasing Deutsche Bank's expertise in managing cross-border equity structures, which is expected to enhance its influence in the global market.
  • Participation Fee: The conference is free for participants, with pre-registration suggested, reflecting Deutsche Bank's commitment to providing convenient services for investors and further solidifying its leadership in investor relations management.
  • Service Range: Deutsche Bank specializes not only in the administration of depositary receipts but also offers a wide array of financial services, including complex securitizations, project financing, and debt restructuring, demonstrating its comprehensive strength in the global financial services market.
Globenewswire
7.0
04-21Globenewswire
Yiren Digital Under Investigation Amid Major Losses
  • Declining Financial Performance: Yiren Digital reported fourth-quarter revenue of approximately RMB 957.6 million for 2025, representing a 34% year-over-year decline and significantly below the previously issued guidance of RMB 1.4 billion to RMB 1.6 billion, indicating severe market challenges.
  • Significant Net Loss: The company recorded a net loss of approximately RMB 882.2 million in the fourth quarter, compared to a net income of approximately RMB 331.4 million in the same period last year, reflecting a drastic deterioration in profitability.
  • Surge in Contingent Liabilities: Yiren's provision for contingent liabilities increased sharply to approximately RMB 1.11 billion, up from approximately RMB 459.8 million in the prior quarter, indicating heightened financial risk for the company.
  • Worsening Delinquency Rates: The company experienced increases in delinquency rates across multiple categories, including 1-30 days, 31-60 days, and 61-90 days, demonstrating a decline in customer repayment capacity and further exacerbating financial pressures.
PRnewswire
7.0
04-02PRnewswire
Yiren Digital Under Investigation Amid Significant Financial Losses
  • Declining Financial Performance: Yiren Digital reported fourth-quarter revenue of approximately RMB 957.6 million for 2025, representing a 34% year-over-year decline and falling significantly short of the previously issued guidance of RMB 1.4 billion to RMB 1.6 billion, indicating severe market challenges.
  • Increased Net Loss: The company recorded a net loss of approximately RMB 882.2 million in the fourth quarter, compared to a net income of approximately RMB 331.4 million in the same period last year, reflecting a significant deterioration in profitability.
  • Rising Contingent Liabilities: Yiren's provision for contingent liabilities surged to approximately RMB 1.11 billion, up from approximately RMB 459.8 million in the previous quarter, indicating heightened financial risk for the company.
  • Worsening Delinquency Rates: The company reported increases in delinquency rates across multiple categories, including 1-30 days, 31-60 days, and 61-90 days, suggesting a decline in asset quality that could adversely affect future lending operations.

Valuation Metrics

The current forward P/E ratio for Yiren Digital Ltd (YRD.N) is 7.10, compared to its 5-year average forward P/E of 2.08. For a more detailed relative valuation and DCF analysis to assess Yiren Digital Ltd's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
2.08
Current PE
7.10
Overvalued PE
4.35
Undervalued PE
-0.18

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-1.35
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
1.08
Undervalued EV/EBITDA
-3.78

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.24
Current PS
0.00
Overvalued PS
0.39
Undervalued PS
0.10

Financials

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Frequently Asked Questions

What is Yiren Digital Ltd (YRD) stock price today?

The current price of YRD is 2 USD — it has decreased -1.48

What is Yiren Digital Ltd (YRD)'s business?

Yiren Digital Ltd is a holding company mainly engaged in the operation of a digital personal financial management platform, and the provision of holistic wealth solutions, credit and financial solutions to individual borrowers and small business owners. The Company operates through three segments. The Yiren Wealth segment is engaged in the operation of a wealth solution platform for the mass affluent population and provides comprehensive wealth solutions. The Yiren Credit segment is engaged in the operation of a credit-tech platform that provides individual borrowers and small business owners with a full spectrum of online and offline, multi-channel loan products. The Others segment is engaged in the electronic commerce business that provides products such as skin care and beauty, electronics and appliances and allow users to finance purchases through loan products, while providing customized non-financial products and services. The Company is also engaged in the insurance business.

What is the price predicton of YRD Stock?

Wall Street analysts forecast YRD stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for YRD is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Yiren Digital Ltd (YRD)'s revenue for the last quarter?

Yiren Digital Ltd revenue for the last quarter amounts to 706.56M USD, decreased -43.70

What is Yiren Digital Ltd (YRD)'s earnings per share (EPS) for the last quarter?

Yiren Digital Ltd. EPS for the last quarter amounts to -4.98 USD, decreased -359.38

How many employees does Yiren Digital Ltd (YRD). have?

Yiren Digital Ltd (YRD) has 981 emplpoyees as of May 11 2026.

What is Yiren Digital Ltd (YRD) market cap?

Today YRD has the market capitalization of 174.98M USD.