YRD News & Events

Reports Q4 RMB 957.6M vs RMB 1.45B last year. "Our early efforts to strengthen credit standards and proactively build financial buffers ahead of the industry downturn have allowed us to navigate a challenging market environment while maintaining stable operations," said Mr. Ning Tang, Chairman and Chief Executive Officer of Yiren Digital. "The AI-driven risk management system we built over the past two years is delivering measurable results, sharpening our credit decision-making capabilities and reinforcing our operational resilience in China's evolving credit market. These same AI capabilities are enabling us to scale our internet insurance distribution business, which sustained strong growth momentum in 2025 and meaningfully expanded our addressable market. Our strategic focus in 2026 is to deepen our AI-driven operating model and accelerate the transformation of our two core business segments into purpose-built frameworks that serve institutional and individual clients and generate more commercial opportunities from the AI technologies we have developed over the past few years."

Yiren Digital signed a Memorandum of Understanding with ChainUp to co-develop a global blockchain infrastructure platform to support institutional-grade crypto investment products and related financial services. Yiren Digital began building up its Web3 assets in the first quarter of 2025 by investing directly in Ethereum, laying the groundwork for future blockchain-based product development. In June, the Company established a digital asset task force in Hong Kong to explore regulated opportunities within the city's fast-developing digital finance ecosystem. Yiren Digital plans to launch an initial functional release of the new crypto finance system by the end of October. This early release will be accessible to selected users to experience the staking of their Ethereum and provide valuable performance and compliance feedback. Building on this foundation, the Company expects to deliver the full version 1.0 in the first half of 2026, introducing complete product features, expanded asset coverage, and integrated connectivity with its existing fintech ecosystem.

Yirendai is down -11.6%, or -86c to $6.57.

Yirendai is down -12.9%, or -96c to $6.47.