KMPR Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

1.22B

+3.01%

0.916

-48.54%

1.26B

+5.57%

1.171

-29.04%

1.28B

+4.15%

1.202

-7.57%

Estimates Revision

The market is revising Downward the revenue expectations for Kemper Corporation (KMPR) for FY2025, with the revenue forecasts being adjusted by -0.23% over the past three months. During the same period, the stock price has changed by -17.18%.

Revenue Estimates for FY2025

Revise Downward

-0.23%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-23.53%

In Past 3 Month

Stock Price

Go Down

-17.18%

In Past 3 Month

4 Analyst Rating

Wall Street analysts forecast KMPR stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for KMPR is 58.67 USD with a low forecast of 35.00 USD and a high forecast of 81.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

2 Hold

1 Sell

Hold

Current: 0.000

Low

35.00

Averages

58.67

High

81.00

Current: 0.000

Low

35.00

Averages

58.67

High

81.00

William Blair

Market Perform -> Underperform

downgrade

2025-12-18

Reason

William Blair

Price Target

2025-12-18

downgrade

Market Perform -> Underperform

Reason

William Blair downgraded Kemper to Underperform from Market Perform without a price target. The firm cut its near-term view on the auto insurance sector. Recent conversations with market participants suggest that auto fundamentals have begun to materially deteriorate in the last few months, the analyst tells investors in a research note. William Blair believes this will drive rising loss ratios and lower earnings in the back half of 2026. The stocks in the group will likely struggle to outperform in the next 12 months, the firm contends.

Piper Sandler

Paul Newsome

Underweight

downgrade

$50 -> $35

2025-11-06

Reason

Piper Sandler

Paul Newsome

Price Target

$50 -> $35

2025-11-06

downgrade

Underweight

Reason

Piper Sandler analyst Paul Newsome lowered the firm's price target on Kemper to $35 from $50 and keeps an Underweight rating on the shares following quarterly results. While the personal lines market is increasingly competitive, Kemper seems to be struggling more than others, the firm says. Further, Kemper seems to be having trouble in commercial auto where there appears to be a wide range of peer results, Piper notes.

Raymond James

Outperform -> Market Perform

downgrade

2025-10-15

Reason

Raymond James

Price Target

2025-10-15

downgrade

Outperform -> Market Perform

Reason

Raymond James downgraded Kemper to Market Perform from Outperform.

Raymond James

Outperform

Market Perform

downgrade

$60

2025-10-15

Reason

Raymond James

Price Target

$60

2025-10-15

downgrade

Outperform

Market Perform

Reason

Raymond James downgraded Kemper to Market Perform from Outperform with a $60 price target. The abrupt departure of Kemper President and CEO Joseph Lacher is not "optimal" for the near-term outlook of the company or the stock, the analyst tells investors in a research note.

Raymond James

C. Gregory Peters

Strong Buy -> Outperform

downgrade

$82 -> $60

2025-08-07

Reason

Raymond James

C. Gregory Peters

Price Target

$82 -> $60

2025-08-07

downgrade

Strong Buy -> Outperform

Reason

Raymond James analyst C. Gregory Peters downgraded Kemper to Outperform from Strong Buy with a price target of $60, down from $82. The firm sees valuation support for the shares following yesterday's 21% post-earnings selloff, but believes Kemper's return on equity could be below peers over the next 12 months as management works through the elevated competition in the non-standard personal auto market, particularly in Florida. The company noted it is seeing a modest decline in policy life expectancy in Florida, the analyst tells investors in a research note.

TD Cowen

Andrew Kligerman

Buy

downgrade

$90 -> $81

2025-08-07

Reason

TD Cowen

Andrew Kligerman

Price Target

$90 -> $81

2025-08-07

downgrade

Buy

Reason

TD Cowen analyst Andrew Kligerman lowered the firm's price target on Kemper to $81 from $90 and keeps a Buy rating on the shares. The firm spoke with the company's CFO Brad Camden, who provided further color on its Q2 results and affirmed sustainability of 93%-95% combined ratios while posting 3%-7% policy-in-force growth in the second half of 2025. While the stock slid 21% on August 6, valuation seems compelling at a 2026 price-to-earnings of 7.7-times, vs. historical next twelve months price to earnings of 11-26x from 2016 to early 2020.

Valuation Metrics

The current forward P/E ratio for Kemper Corp (KMPR.N) is 8.50, compared to its 5-year average forward P/E of -1410.98. For a more detailed relative valuation and DCF analysis to assess Kemper Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

-1410.98

Current PE

8.50

Overvalued PE

4685.60

Undervalued PE

-7507.56

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

0.72

Current PS

0.46

Overvalued PS

0.86

Undervalued PS

0.58

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders areBuying! The selling amount has increased 133.38% over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders areBuying! The selling amount has increased 133.38% over the last month.

Sold

Bought

KMPR News & Events

Events Timeline

No data

News

5.0

01-02NASDAQ.COM

Kemper Corp (KMPR) Director Invests $920,500 in 25,000 Shares Amid Positive Outlook

8.5

2025-12-22Benzinga

Trump Media Completes $6 Billion Merger with TAE Technologies, Stock Rises

5.0

2025-12-19NASDAQ.COM

Insiders Optimistic About Specific FNK Holdings

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Frequently Asked Questions

What is Kemper Corp (KMPR) stock price today?

The current price of KMPR is 39.76 USD — it has increased 0.18 % in the last trading day.

What is Kemper Corp (KMPR)'s business?

Kemper Corporation is a diversified insurance holding company. The Company is engaged, through its subsidiaries, in the property and casualty insurance and life insurance businesses. It is engaged in providing personalized solutions to individuals, families, and businesses through its Kemper Auto and Kemper Life brands. The Company conducts its operations through two operating segments: Specialty Property & Casualty Insurance, and Life Insurance. The Specialty Property & Casualty Insurance segment include specialty automobile and commercial automobile insurance to consumers. These products are distributed primarily through independent agents and brokers. The Specialty Property & Casualty Insurance segment, based in Chicago, Illinois, conducts business in 16 states under the Kemper Auto brand. The Life Insurance segment offers individual life, accident, supplemental health and property insurance. The Company conducts its operations solely in the United States.

What is the price predicton of KMPR Stock?

What is Kemper Corp (KMPR)'s revenue for the last quarter?

Kemper Corp revenue for the last quarter amounts to 1.24B USD, increased 5.20 % YoY.

What is Kemper Corp (KMPR)'s earnings per share (EPS) for the last quarter?

Kemper Corp. EPS for the last quarter amounts to -0.34 USD, decreased -129.82 % YoY.

What changes have occurred in the market's expectations for Kemper Corp (KMPR)'s fundamentals?

How many employees does Kemper Corp (KMPR). have?

Kemper Corp (KMPR) has 7400 emplpoyees as of January 10 2026.

What is Kemper Corp (KMPR) market cap?

Today KMPR has the market capitalization of 2.33B USD.