CUBI

Customers Bancorp Inc

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Advanced Chart

51.680

+1.480(+2.950%)

Overview
Forecast
Valuation

Line

Candle

YTD

High

52.260

Open

50.980

VWAP

51.67

Vol

186.36K

Mkt Cap

1.63B

Low

50.790

Amount

9.63M

EV/EBITDA(TTM)

12.56

Total Shares

31.65M

3.08B

EV/OCF(TTM)

P/S(TTM)

2.58

Customers Bancorp, Inc. is a bank holding company, which is engaged in banking activities through its subsidiary, Customers Bank (the Bank). The Bank provides banking products, primarily loans and deposits, to businesses and consumers through its branches, limited production offices and administrative offices in Berks County and Southeastern Pennsylvania, New York, Hamilton, New Jersey, Boston, Massachusetts, and other geographies. The Bank administratively supports loans and other financial products, including equipment finance leases, to customers. It also offers venture banking loan portfolios. The Bank serves specialty businesses nationwide, including its commercial loans to mortgage companies, commercial equipment financing, SBA lending, specialty lending and consumer loans through relationships with fintech companies. The Bank’s specialty lending includes fund finance, real estate specialty finance, technology and venture, healthcare, and financial institutions group.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2025Q3

FY2025Q2

182.44M

+8.47%

1.627

+19.64%

176.69M

+11.17%

1.574

+17.48%

171.90M

+2.29%

1.471

-1.25%

Estimates Revision

The market is revising Downward the revenue expectations for Customers Bancorp, Inc. (CUBI) for FY2025, with the revenue forecasts being adjusted by -0.22% over the past three months. During the same period, the stock price has changed by -9.19%.

Revenue Estimates for FY2025

Revise Downward

-0.22%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-0.44%

In Past 3 Month

Stock Price

Go Down

-9.19%

In Past 3 Month

5 Analyst Rating

31.58% Upside

Wall Street analysts forecast CUBI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CUBI is 68.00 USD with a low forecast of 58.00 USD and a high forecast of 80.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

3 Buy

2 Hold

0 Sell

Moderate Buy

31.58% Upside

Current: 51.680

Low

58.00

Averages

68.00

High

80.00

31.58% Upside

Current: 51.680

Low

58.00

Averages

68.00

High

80.00

Keefe, Bruyette & Woods

Kelly Motta

Hold

Maintains

$67 → $65

2025-04-28

Reason

Keefe, Bruyette & Woods

Kelly Motta

Price Target

$67 → $65

2025-04-28

Maintains

Hold

Reason

Keefe Bruyette lowered the firm's price target on Customers Bancorp to $65 from $67 and keeps a Market Perform rating on the shares.

Maxim Group

Michael Diana

Strong Buy

Maintains

$75 → $80

2025-01-27

Reason

Maxim Group

Michael Diana

Price Target

$75 → $80

2025-01-27

Maintains

Strong Buy

Reason

Maxim analyst Michael Diana raised the firm's price target on Customers Bancorp to $80 from $75 and keeps a Buy rating on the shares. The company's Q4 earnings topped consensus thanks to a wider net interest margin and a 5.6% growth in net interest income, the analyst tells investors in a research note. Maxim adds that the bank's initial 2025 guidance implies weaker Q1 EPS, followed by improvement in Q2 and then a strong second half of 2025.

Stephens & Co.

Matt Breese

Hold

Reiterates

$58

2025-01-24

Reason

Stephens & Co.

Matt Breese

Price Target

$58

2025-01-24

Reiterates

Hold

Reason

Keefe, Bruyette & Woods

Kelly Motta

Hold

Maintains

$52 → $62

2024-12-04

Reason

Keefe, Bruyette & Woods

Kelly Motta

Price Target

$52 → $62

2024-12-04

Maintains

Hold

Reason

Stephens & Co.

Matt Breese

Hold

Maintains

$53 → $55

2024-11-11

Reason

Stephens & Co.

Matt Breese

Price Target

$53 → $55

2024-11-11

Maintains

Hold

Reason

Stephens raised the firm's price target on Customers Bancorp to $55 from $53 and keeps an Equal Weight rating on the shares after Q3 earnings came in ahead of expectations. However, the recent regulatory written agreement, elevated usage of brokered deposits and charge-off activity keep the firm on the sidelines from a rating perspective, the analyst tells investors.

Keefe, Bruyette & Woods

Kelly Motta

Buy

Hold

Downgrades

$57 → $52

2024-11-04

Reason

Keefe, Bruyette & Woods

Kelly Motta

Price Target

$57 → $52

2024-11-04

Downgrades

Buy

Hold

Reason

Keefe Bruyette downgraded Customers Bancorp to Market Perform from Outperform with a price target of $52, down from $57. The firm materially lowered 2025 and 2026 estimates following a "rather significant" net interest income miss and recalibration in the outlook. Customers shares have the potential to re-rate higher later next year should the bank progress towards moving to more normalized profitability, but it is tough to see that happening until investors get greater comfort that the outlook has been more reasonably reset, particularly given the regulatory overhang, the analyst tells investors in a research note.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Customers Bancorp Inc (CUBI.N) is 7.96, compared to its 5-year average forward P/E of 5.82. For a more detailed relative valuation and DCF analysis to assess Customers Bancorp Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

5.82

Current PE

7.96

Overvalued PE

7.99

Undervalued PE

3.66

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

1.89

Current PS

2.26

Overvalued PS

2.53

Undervalued PS

1.25

Financials

Annual

Quarterly

FY2025Q1

YoY :

+5.35%

171.26M

Total Revenue

FY2025Q1

YoY :

-3.64%

63.48M

Operating Profit

FY2025Q1

YoY :

-74.03%

12.91M

Net Income after Tax

FY2025Q1

YoY :

-79.29%

0.29

EPS - Diluted

FY2024Q4

YoY :

-318.95%

905.81M

Free Cash Flow

FY2025Q1

YoY :

-100.00%

N/A

FCF Margin - %

FY2025Q1

YoY :

-75.35%

7.54

Net Margin - %

FY2025Q1

YoY :

-36.69%

4.47

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

6.6M

USD

6-9

Months

6.1M

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

113.8K

USD

Months

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

0.0

Volume

6-9

Months

0.0

Volume

0-12

Months

0.0

Volume

Bought

0-3

0.0

Volume

Months

3-6

0.0

Volume

Months

6-9

0.0

Volume

Months

0-12

0.0

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

6.6M

USD

6-9

Months

6.1M

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

113.8K

USD

Months

CUBI News & Events

Events Timeline

2025-04-24 (ET)

2025-04-24

16:30:56

Customers Bancorp reports Q1 core EPS $1.54, consensus $1.30

2025-01-23 (ET)

2025-01-23

15:31:47

Customers Bancorp sees FY25 deposit growth 5%-9%

2025-01-23

15:31:14

Customers Bancorp reports Q4 core EPS $1.36, consensus $1.20

News

8.0

04-28Newsfilter

Customers Bancorp, Inc. Declares Quarterly Cash Dividend on Its Series E and Series F Preferred Stock

7.0

04-25SeekingAlpha

Customers Bancorp targets 12% annualized loan growth and $1.5B-$2B new deposits in 2025

9.5

04-24Yahoo Finance

Customers Bancorp Q1 Adjusted Core EPS, Revenue Slide From Year-Ago Levels; Shares Climbing Late

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FAQ

What is Customers Bancorp Inc (CUBI) stock price today?

The current price of CUBI is 51.68 USD — it has increased 2.95 % in the last trading day.

CUBI

Market Estimates

Valuation Metrics

Forward PE

Forward EV/EBITDA

Forward PS

Financials

Trading Trends

CUBI News & Events

Events Timeline

News

People Also Watch

FAQ

What is Customers Bancorp Inc (CUBI) stock price today?

What is Customers Bancorp Inc (CUBI)'s business?

What is the price predicton of CUBI Stock?

What is Customers Bancorp Inc (CUBI)'s revenue for the last quarter?

What is Customers Bancorp Inc (CUBI)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for Customers Bancorp Inc (CUBI)'s fundamentals?

How many employees does Customers Bancorp Inc (CUBI). have?

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