CUBI

Customers Bancorp Inc

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Advanced Chart

52.280

+1.530(+3.010%)

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

52.480

Open

51.740

VWAP

52.15

Vol

196.65K

Mkt Cap

1.65B

Low

51.055

Amount

10.25M

EV/EBITDA(TTM)

12.28

Total Shares

31.65M

3.09B

EV/OCF(TTM)

2.54

P/S(TTM)

2.61

Customers Bancorp, Inc. is a bank holding company, which is engaged in banking activities through its subsidiary, Customers Bank (the Bank). The Bank provides banking products, primarily loans and deposits, to businesses and consumers through its branches, limited production offices and administrative offices in Berks County and Southeastern Pennsylvania, New York, Hamilton, New Jersey, Boston, Massachusetts, and other geographies. The Bank administratively supports loans and other financial products, including equipment finance leases, to customers. It also offers venture banking loan portfolios. The Bank serves specialty businesses nationwide, including its commercial loans to mortgage companies, commercial equipment financing, SBA lending, specialty lending and consumer loans through relationships with fintech companies. The Bank’s specialty lending includes fund finance, real estate specialty finance, technology and venture, healthcare, and financial institutions group.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2025Q3

FY2025Q2

177.40M

+5.47%

1.626

+19.54%

173.88M

+9.4%

1.593

+18.87%

170.81M

+1.64%

1.536

+3.07%

Estimates Revision

The market is revising Downward the revenue expectations for Customers Bancorp, Inc. (CUBI) for FY2025, with the revenue forecasts being adjusted by -1.03% over the past three months. During the same period, the stock price has changed by -3.19%.

Revenue Estimates for FY2025

Revise Downward

-1.03%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+2.99%

In Past 3 Month

Stock Price

Go Down

-3.19%

In Past 3 Month

5 Analyst Rating

30.07% Upside

Wall Street analysts forecast CUBI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CUBI is 68.00 USD with a low forecast of 58.00 USD and a high forecast of 80.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

3 Buy

2 Hold

0 Sell

Moderate Buy

30.07% Upside

Current: 52.280

Low

58.00

Averages

68.00

High

80.00

30.07% Upside

Current: 52.280

Low

58.00

Averages

68.00

High

80.00

B. Riley Securities

Hal Goetsch

Strong Buy

Maintains

$81 → $82

2025-05-16

Reason

B. Riley Securities

Hal Goetsch

Price Target

$81 → $82

2025-05-16

Maintains

Strong Buy

Reason

Keefe, Bruyette & Woods

Kelly Motta

Hold

Maintains

$67 → $65

2025-04-28

Reason

Keefe, Bruyette & Woods

Kelly Motta

Price Target

$67 → $65

2025-04-28

Maintains

Hold

Reason

Keefe Bruyette lowered the firm's price target on Customers Bancorp to $65 from $67 and keeps a Market Perform rating on the shares.

Maxim Group

Michael Diana

Strong Buy

Maintains

$75 → $80

2025-01-27

Reason

Maxim Group

Michael Diana

Price Target

$75 → $80

2025-01-27

Maintains

Strong Buy

Reason

Maxim analyst Michael Diana raised the firm's price target on Customers Bancorp to $80 from $75 and keeps a Buy rating on the shares. The company's Q4 earnings topped consensus thanks to a wider net interest margin and a 5.6% growth in net interest income, the analyst tells investors in a research note. Maxim adds that the bank's initial 2025 guidance implies weaker Q1 EPS, followed by improvement in Q2 and then a strong second half of 2025.

Stephens & Co.

Matt Breese

Hold

Reiterates

$58

2025-01-24

Reason

Stephens & Co.

Matt Breese

Price Target

$58

2025-01-24

Reiterates

Hold

Reason

Keefe, Bruyette & Woods

Kelly Motta

Hold

Maintains

$52 → $62

2024-12-04

Reason

Keefe, Bruyette & Woods

Kelly Motta

Price Target

$52 → $62

2024-12-04

Maintains

Hold

Reason

Stephens & Co.

Matt Breese

Hold

Maintains

$53 → $55

2024-11-11

Reason

Stephens & Co.

Matt Breese

Price Target

$53 → $55

2024-11-11

Maintains

Hold

Reason

Stephens raised the firm's price target on Customers Bancorp to $55 from $53 and keeps an Equal Weight rating on the shares after Q3 earnings came in ahead of expectations. However, the recent regulatory written agreement, elevated usage of brokered deposits and charge-off activity keep the firm on the sidelines from a rating perspective, the analyst tells investors.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Customers Bancorp Inc (CUBI.N) is 8.51, compared to its 5-year average forward P/E of 5.87. For a more detailed relative valuation and DCF analysis to assess Customers Bancorp Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Overvalued

5Y Average PE

5.87

Current PE

8.51

Overvalued PE

8.02

Undervalued PE

3.72

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

1.90

Current PS

2.45

Overvalued PS

2.53

Undervalued PS

1.27