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CUBI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
75.820
Open
75.220
VWAP
75.15
Vol
505.45K
Mkt Cap
2.54B
Low
74.490
Amount
37.98M
EV/EBITDA(TTM)
10.69
Total Shares
33.83M
EV
4.36B
EV/OCF(TTM)
1.41
P/S(TTM)
3.20
Customers Bancorp, Inc. is a bank holding company engaged in banking activities through its wholly owned subsidiary, Customers Bank (the Bank). The Bank serves commercial businesses through the community, small business administration (SBA), and private client groups. The Bank also serves corporate businesses nationwide, including healthcare, real estate specialty finance, fund finance, technology and venture capital banking, financial institutions group, mortgage finance, and commercial equipment financing, as well as commercial real estate companies in the Bank's geographic markets and provides payments and treasury services. It serves consumers through its branch network, provides residential mortgages, and personal loan and deposit products, including through relationships with fintech companies and banking-as-a-service to fintech companies. It also administratively supports loans and other financial products, including equipment finance leases, to customers.
Show More

Events Timeline

(ET)
2026-04-27
09:10:00
Customers Bank Partners with OpenAI for Strategic Collaboration
select
2026-04-23 (ET)
2026-04-23
16:40:00
Customers Bancorp Appoints Sam Sidhu as CEO
select

News

Newsfilter
8.5
05-18Newsfilter
Customers Bank Named One of the Best Places to Work in Financial Technology
  • Recognition as Best Workplace: Customers Bank has been named to American Banker's 'Best Places to Work in Financial Technology,' reflecting its commitment to fostering an environment where innovation and talent thrive, thereby enhancing its reputation in the fintech sector.
  • Widespread AI Implementation: The bank operationalizes artificial intelligence across lending, deposits, and payments, with 75% of its employees holding AI licenses, indicating its leading position in technology application and enhancing customer service capabilities.
  • Significant Transaction Volume: The bank's proprietary instant payments platform, cubiX, processed approximately $500 billion in transaction activity in Q1 2026, showcasing its strong capabilities and market impact in financial transactions.
  • Customer Service Advantage: Customers Bank delivers high-quality customer service through a Single Point of Contact approach, combining traditional and innovative product experiences, further solidifying its competitive position in the national banking industry.
Yahoo Finance
2.0
05-16Yahoo Finance
US CPI Rise Triggers Stock Market Volatility
  • CPI Impact: April's CPI rose to 3.8%, pushing the 10-year Treasury yield to 4.43%, confirming market expectations that interest rates could remain elevated, which affects banks' net interest margins and trading revenues.
  • Bank Stock Performance: Regional banks The Bancorp (NASDAQ:TBBK) fell 3.1% and Customers Bancorp (NYSE:CUBI) dropped 2.5%, indicating market concerns over interest rate outlook, although these fluctuations may not fundamentally alter perceptions of the companies.
  • Interest Rate Forecast Adjustments: Major Wall Street banks like Goldman Sachs and Bank of America have pushed back their forecasts for Federal Reserve rate cuts to December 2026, reflecting that the economy has not cooled sufficiently, leading to rising Treasury yields.
  • Investment Opportunity Analysis: Despite The Bancorp's 20.7% decline year-to-date, investors who bought shares five years ago have seen a 134.3% return, indicating that there are still investment opportunities in high-quality stocks amidst market volatility.
seekingalpha
7.5
04-27seekingalpha
Customers Bancorp Partners with OpenAI for AI in Banking
  • Strategic Collaboration Upgrade: Customers Bancorp's multi-year partnership with OpenAI aims to deploy AI across its commercial banking operations, positioning Customers Bank as one of the first AI-enabled regional banks in the U.S., which is expected to enhance its market competitiveness.
  • Positive Stock Reaction: Following the announcement, CUBI shares rose by 1.22% to $75.29 in pre-market trading, reflecting investor optimism about the partnership's prospects, which may further drive the company's valuation.
  • Direct Technical Team Involvement: The collaboration will involve direct engagement with OpenAI's technical teams, ensuring that Customers Bank can effectively leverage cutting-edge AI technology while reimagining its lending, deposit, and payment lifecycles, thereby improving operational efficiency.
  • Data Governance and Transparency: In implementing AI, Customers Bank will adhere to strict data governance and regulatory transparency principles, which not only helps to enhance customer trust but also ensures compliance and mitigates potential legal risks.
CNBC
3.5
04-27CNBC
Customers Bank Leverages AI to Transform Banking Operations
  • AI Clone Debut: Customers Bank CEO Sam Sidhu utilized an AI clone for the first time during an earnings call, marking an innovative attempt to adopt artificial intelligence in the financial sector and showcasing the company's forward-thinking approach to digital transformation.
  • Partnership with OpenAI: Customers Bank has signed a multiyear partnership with OpenAI to automate lending and client onboarding by embedding engineers, with expectations to reduce loan processing times from 30-45 days to about 7 days, significantly enhancing operational efficiency.
  • Efficiency Improvement Goals: Sidhu stated that the project aims to lower the bank's efficiency ratio from approximately 49 to the low 40s, with anticipated boosts in returns starting next year, directly linking AI implementation to financial targets and profitability potential.
  • Exploration of New Businesses: Customers Bank plans to leverage AI to enter previously cost-prohibitive business areas, managing automated systems with smaller teams to reduce reliance on human labor, thereby increasing revenue per employee and enhancing market competitiveness.
moomoo
7.5
04-27moomoo
Customers Bancorp Inc. Partners with OpenAI to Develop Custom AI Solutions for Lending, Deposits, and Payments
  • Partnership Announcement: Customers Bancorp Inc. has partnered with OpenAI to enhance its services.

  • Focus Areas: The collaboration aims to build custom AI solutions for lending, deposits, and payments.

Newsfilter
7.5
04-27Newsfilter
Customers Bank Partners with OpenAI for AI-Driven Banking Transformation
  • Partnership Announcement: Customers Bank has signed a multiyear partnership with OpenAI, embedding engineers within the bank to assist in automating lending and onboarding processes, which is expected to significantly enhance operational efficiency.
  • Efficiency Improvement Goals: The bank aims to reduce its efficiency ratio from approximately 49% to the low 40s, with higher returns anticipated starting in 2027, indicating a strong commitment to AI technology investment.
  • Loan Process Optimization: With AI implementation, the time to close commercial loans will be reduced from 30-45 days to about 7 days, while account openings for complex commercial clients will drop from over a day to under 20 minutes, greatly improving customer experience.
  • New Business Exploration: Customers Bank plans to leverage AI to enter new business areas, utilizing automated systems to decrease reliance on human labor, thereby enhancing revenue per employee and showcasing the agility and innovation of smaller banks in AI applications.
Wall Street analysts forecast CUBI stock price to rise
8 Analyst Rating
Wall Street analysts forecast CUBI stock price to rise
5 Buy
3 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
68.00
Averages
84.23
High
95.00
Current: 0.000
sliders
Low
68.00
Averages
84.23
High
95.00
DA Davidson
Peter Winter
Buy
upgrade
$91 -> $93
AI Analysis
2026-04-27
Reason
DA Davidson
Peter Winter
Price Target
$91 -> $93
AI Analysis
2026-04-27
upgrade
Buy
Reason
DA Davidson analyst Peter Winter raised the firm's price target on Customers Bancorp to $93 from $91 and keeps a Buy rating on the shares. The company reported a solid quarter with strong loan and deposit growth, while the management maintained its 2026 outlook, the analyst tells investors in a research note. Recruiting pipeline remains strong, with management in active discussions with 6 teams, the firm added.
Piper Sandler
Manuel Navas
Overweight
maintain
$82 -> $86
2026-04-27
Reason
Piper Sandler
Manuel Navas
Price Target
$82 -> $86
2026-04-27
maintain
Overweight
Reason
Piper Sandler analyst Manuel Navas raised the firm's price target on Customers Bancorp to $86 from $82 and keeps an Overweight rating on the shares following quarterly results. Some concerns meeting net interest income targets drove shares down, the firm notes. Piper thinks the strong late quarter balance sheet growth and growth through year-end 2026, more than offsets those concerns.
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Valuation Metrics

The current forward P/E ratio for Customers Bancorp Inc (CUBI.N) is 10.44, compared to its 5-year average forward P/E of 7.16. For a more detailed relative valuation and DCF analysis to assess Customers Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.16
Current PE
10.44
Overvalued PE
9.28
Undervalued PE
5.05

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.14
Current EV/EBITDA
9.24
Overvalued EV/EBITDA
5.14
Undervalued EV/EBITDA
-2.86

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.24
Current PS
2.90
Overvalued PS
2.81
Undervalued PS
1.67

Financials

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Whales Holding CUBI

H
Hood River Capital Management LLC
Holding
CUBI
+24.71%
3M Return
A
Applied Finance Advisors, LLC
Holding
CUBI
+20.23%
3M Return
M
Meeder Asset Management, Inc
Holding
CUBI
+10.34%
3M Return
H
Heartland Advisors, Inc.
Holding
CUBI
+4.89%
3M Return
A
Aristotle Capital Boston, LLC
Holding
CUBI
+1.48%
3M Return

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Frequently Asked Questions

What is Customers Bancorp Inc (CUBI) stock price today?

The current price of CUBI is 75.14 USD — it has decreased -0.31

What is Customers Bancorp Inc (CUBI)'s business?

Customers Bancorp, Inc. is a bank holding company engaged in banking activities through its wholly owned subsidiary, Customers Bank (the Bank). The Bank serves commercial businesses through the community, small business administration (SBA), and private client groups. The Bank also serves corporate businesses nationwide, including healthcare, real estate specialty finance, fund finance, technology and venture capital banking, financial institutions group, mortgage finance, and commercial equipment financing, as well as commercial real estate companies in the Bank's geographic markets and provides payments and treasury services. It serves consumers through its branch network, provides residential mortgages, and personal loan and deposit products, including through relationships with fintech companies and banking-as-a-service to fintech companies. It also administratively supports loans and other financial products, including equipment finance leases, to customers.

What is the price predicton of CUBI Stock?

Wall Street analysts forecast CUBI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CUBI is84.23 USD with a low forecast of 68.00 USD and a high forecast of 95.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Customers Bancorp Inc (CUBI)'s revenue for the last quarter?

Customers Bancorp Inc revenue for the last quarter amounts to 200.70M USD, increased 17.38

What is Customers Bancorp Inc (CUBI)'s earnings per share (EPS) for the last quarter?

Customers Bancorp Inc. EPS for the last quarter amounts to 1.97 USD, increased 579.31

How many employees does Customers Bancorp Inc (CUBI). have?

Customers Bancorp Inc (CUBI) has 863 emplpoyees as of May 31 2026.

What is Customers Bancorp Inc (CUBI) market cap?

Today CUBI has the market capitalization of 2.54B USD.