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CUBI

Customers Bancorp Inc
$
52.280
+1.530(+3.010%)
  • Overview
  • Forecast
  • Valuation
  • Earnings
Line
Line
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Candle
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
52.480
Open
51.740
VWAP
52.15
Vol
196.65K
Mkt Cap
1.65B
Low
51.055
Amount
10.25M
EV/EBITDA(TTM)
12.28
Total Shares
31.65M
EV
3.09B
EV/OCF(TTM)
2.54
P/S(TTM)
2.61
Customers Bancorp, Inc. is a bank holding company, which is engaged in banking activities through its subsidiary, Customers Bank (the Bank). The Bank provides banking products, primarily loans and deposits, to businesses and consumers through its branches, limited production offices and administrative offices in Berks County and Southeastern Pennsylvania, New York, Hamilton, New Jersey, Boston, Massachusetts, and other geographies. The Bank administratively supports loans and other financial products, including equipment finance leases, to customers. It also offers venture banking loan portfolios. The Bank serves specialty businesses nationwide, including its commercial loans to mortgage companies, commercial equipment financing, SBA lending, specialty lending and consumer loans through relationships with fintech companies. The Bank’s specialty lending includes fund finance, real estate specialty finance, technology and venture, healthcare, and financial institutions group.
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Market Estimates

Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q4
FY2025Q3
FY2025Q2
177.40M
+5.47%
1.626
+19.54%
173.88M
+9.4%
1.593
+18.87%
170.81M
+1.64%
1.536
+3.07%
Estimates Revision
The market is revising Downward the revenue expectations for Customers Bancorp, Inc. (CUBI) for FY2025, with the revenue forecasts being adjusted by -1.03% over the past three months. During the same period, the stock price has changed by -3.19%.
Revenue Estimates for FY2025
Revise Downward
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-1.03%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
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+2.99%
In Past 3 Month
Stock Price
Go Down
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-3.19%
In Past 3 Month
5 Analyst Rating
up Image
30.07% Upside
Wall Street analysts forecast CUBI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CUBI is 68.00 USD with a low forecast of 58.00 USD and a high forecast of 80.00  USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Buy
2 Hold
0 Sell
Moderate Buy
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30.07% Upside
Current: 52.280
sliders
Low
58.00
Averages
68.00
High
80.00
B. Riley Securities
Hal Goetsch
Strong Buy
Maintains
$81 → $82
2025-05-16
Reason
Keefe, Bruyette & Woods
Kelly Motta
Hold
Maintains
$67 → $65
2025-04-28
Reason
Keefe Bruyette lowered the firm's price target on Customers Bancorp to $65 from $67 and keeps a Market Perform rating on the shares.
Maxim Group
Michael Diana
Strong Buy
Maintains
$75 → $80
2025-01-27
Reason
Maxim analyst Michael Diana raised the firm's price target on Customers Bancorp to $80 from $75 and keeps a Buy rating on the shares. The company's Q4 earnings topped consensus thanks to a wider net interest margin and a 5.6% growth in net interest income, the analyst tells investors in a research note. Maxim adds that the bank's initial 2025 guidance implies weaker Q1 EPS, followed by improvement in Q2 and then a strong second half of 2025.
Stephens & Co.
Matt Breese
Hold
Reiterates
$58
2025-01-24
Reason
Keefe, Bruyette & Woods
Kelly Motta
Hold
Maintains
$52 → $62
2024-12-04
Reason
Stephens & Co.
Matt Breese
Hold
Maintains
$53 → $55
2024-11-11
Reason
Stephens raised the firm's price target on Customers Bancorp to $55 from $53 and keeps an Equal Weight rating on the shares after Q3 earnings came in ahead of expectations. However, the recent regulatory written agreement, elevated usage of brokered deposits and charge-off activity keep the firm on the sidelines from a rating perspective, the analyst tells investors.

Valuation Metrics

The current forward P/E ratio for Customers Bancorp Inc (CUBI.N) is 8.51, compared to its 5-year average forward P/E of 5.87. For a more detailed relative valuation and DCF analysis to assess Customers Bancorp Inc 's fair value, click here.

Forward PE

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Overvalued
5Y Average PE
5.87
Current PE
8.51
Overvalued PE
8.02
Undervalued PE
3.72

Forward EV/EBITDA

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Fair
5Y Average PS
1.90
Current PS
2.45
Overvalued PS
2.53
Undervalued PS
1.27

Financials

Annual
Quarterly
FY2025Q1
YoY :
+5.18%
170.99M
Total Revenue
FY2025Q1
YoY :
-4.05%
63.21M
Operating Profit
FY2025Q1
YoY :
-74.03%
12.91M
Net Income after Tax
FY2025Q1
YoY :
-79.29%
0.29
EPS - Diluted
FY2025Q1
YoY :
+688.41%
143.95M
Free Cash Flow
FY2025Q1
YoY :
+342.18%
179.26
FCF Margin - %
FY2025Q1
YoY :
-75.32%
7.55
Net Margin - %
FY2025Q1
YoY :
-36.69%
4.47
ROIC

Trading Trends

Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
6.6M
USD
3
6-9
Months
6.1M
USD
5
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
1
113.8K
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months

CUBI News & Events

Events Timeline

2025-04-24 (ET)
2025-04-24
16:30:56
Customers Bancorp reports Q1 core EPS $1.54, consensus $1.30
select
2025-01-23 (ET)
2025-01-23
15:31:47
Customers Bancorp sees FY25 deposit growth 5%-9%
select
2025-01-23
15:31:14
Customers Bancorp reports Q4 core EPS $1.36, consensus $1.20
select
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News

8.0
05-14Newsfilter
Customers Bancorp, Inc. Announces Full Redemption of Series E Preferred Stock
8.0
04-28Newsfilter
Customers Bancorp, Inc. Declares Quarterly Cash Dividend on Its Series E and Series F Preferred Stock
7.0
04-25SeekingAlpha
Customers Bancorp targets 12% annualized loan growth and $1.5B-$2B new deposits in 2025
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FAQ

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What is Customers Bancorp Inc (CUBI) stock price today?

The current price of CUBI is 52.28 USD — it has increased 3.01 % in the last trading day.

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What is the price predicton of CUBI Stock?

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What is Customers Bancorp Inc (CUBI)'s revenue for the last quarter?

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What is Customers Bancorp Inc (CUBI)'s earnings per share (EPS) for the last quarter?

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What changes have occurred in the market's expectations for Customers Bancorp Inc (CUBI)'s fundamentals?

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