Historical Valuation
Customers Bancorp Inc (CUBI) is now in the Overvalued zone, suggesting that its current forward PE ratio of 9.40 is considered Overvalued compared with the five-year average of 6.59. The fair price of Customers Bancorp Inc (CUBI) is between 50.81 to 78.15 according to relative valuation methord. Compared to the current price of 78.36 USD , Customers Bancorp Inc is Overvalued By 0.27%.
Relative Value
Fair Zone
50.81-78.15
Current Price：78.36
0.27%
Overvalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Customers Bancorp Inc (CUBI) has a current Price-to-Book (P/B) ratio of 1.25. Compared to its 3-year average P/B ratio of 0.95 , the current P/B ratio is approximately 31.73% higher. Relative to its 5-year average P/B ratio of 1.04, the current P/B ratio is about 20.17% higher. Customers Bancorp Inc (CUBI) has a Forward Free Cash Flow (FCF) yield of approximately 14.68%. Compared to its 3-year average FCF yield of -2.80%, the current FCF yield is approximately -624.89% lower. Relative to its 5-year average FCF yield of 5.50% , the current FCF yield is about 166.76% lower.
P/B
Median3y
0.95
Median5y
1.04
FCF Yield
Median3y
-2.80
Median5y
5.50
Competitors Valuation Multiple
AI Analysis for CUBI
The average P/S ratio for CUBI competitors is 3.27, providing a benchmark for relative valuation. Customers Bancorp Inc Corp (CUBI.N) exhibits a P/S ratio of 3.20, which is -2.31% above the industry average. Given its robust revenue growth of 41.09%, this premium appears sustainable.
Performance Decomposition
AI Analysis for CUBI
1Y
3Y
5Y
Market capitalization of CUBI increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of CUBI in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is CUBI currently overvalued or undervalued?
Customers Bancorp Inc (CUBI) is now in the Overvalued zone, suggesting that its current forward PE ratio of 9.40 is considered Overvalued compared with the five-year average of 6.59. The fair price of Customers Bancorp Inc (CUBI) is between 50.81 to 78.15 according to relative valuation methord. Compared to the current price of 78.36 USD , Customers Bancorp Inc is Overvalued By 0.27% .
What is Customers Bancorp Inc (CUBI) fair value?
CUBI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Customers Bancorp Inc (CUBI) is between 50.81 to 78.15 according to relative valuation methord.
How does CUBI's valuation metrics compare to the industry average?
The average P/S ratio for CUBI's competitors is 3.27, providing a benchmark for relative valuation. Customers Bancorp Inc Corp (CUBI) exhibits a P/S ratio of 3.20, which is -2.31% above the industry average. Given its robust revenue growth of 41.09%, this premium appears sustainable.
What is the current P/B ratio for Customers Bancorp Inc (CUBI) as of Jan 10 2026?
As of Jan 10 2026, Customers Bancorp Inc (CUBI) has a P/B ratio of 1.25. This indicates that the market values CUBI at 1.25 times its book value.
What is the current FCF Yield for Customers Bancorp Inc (CUBI) as of Jan 10 2026?
As of Jan 10 2026, Customers Bancorp Inc (CUBI) has a FCF Yield of 14.68%. This means that for every dollar of Customers Bancorp Inc’s market capitalization, the company generates 14.68 cents in free cash flow.
What is the current Forward P/E ratio for Customers Bancorp Inc (CUBI) as of Jan 10 2026?
As of Jan 10 2026, Customers Bancorp Inc (CUBI) has a Forward P/E ratio of 9.40. This means the market is willing to pay $9.40 for every dollar of Customers Bancorp Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Customers Bancorp Inc (CUBI) as of Jan 10 2026?
As of Jan 10 2026, Customers Bancorp Inc (CUBI) has a Forward P/S ratio of 3.20. This means the market is valuing CUBI at $3.20 for every dollar of expected revenue over the next 12 months.