Solana's Performance: Long-term holders of Solana (SOL) have seen a 5,000% gain over five years, outpacing Ethereum's 1,000%, although SOL has underperformed this year compared to ETH.
User-Friendly Blockchain: Solana is recognized for its user-friendly experience and high transaction speed (2,600 transactions per second) with lower fees, attracting traditional financial institutions for asset tokenization.
Emerging Consumer Applications: Solana is expanding into consumer applications, including the launch of the Saga smartphone designed for Web3, indicating a shift towards integrated user experiences in the crypto space.
Investment Opportunities: Retail investors can invest in Solana through ETFs like ProShares Ultra Solana ETF and REX Osprey Solana + Staking ETF, while the SEC is reviewing more spot-SOL ETF approvals.
Wall Street analysts forecast PYPL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PYPL is 72.86 USD with a low forecast of 51.00 USD and a high forecast of 100.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
29 Analyst Rating
Wall Street analysts forecast PYPL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PYPL is 72.86 USD with a low forecast of 51.00 USD and a high forecast of 100.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
6 Buy
19 Hold
4 Sell
Hold
Current: 55.890
Low
51.00
Averages
72.86
High
100.00
Current: 55.890
Low
51.00
Averages
72.86
High
100.00
Truist
Matthew Coad
Sell
downgrade
$66 -> $58
2026-01-20
New
Reason
Truist
Matthew Coad
Price Target
$66 -> $58
AI Analysis
2026-01-20
New
downgrade
Sell
Reason
Truist analyst Matthew Coad lowered the firm's price target on PayPal to $58 from $66 and keeps a Sell rating on the shares as part of a broader research note previewing Q4 earnings in FinTech. The quarter's results should be solid, although a tougher y/y comparison may limit volume-related beats, and while Truist is optimistic on the group throughout 2026, some management teams may look to reset Street expectations a bit lower with their original 2026 guidance, the analyst tells investors in a research note.
Stephens
Equal Weight
downgrade
$75 -> $65
2026-01-16
Reason
Stephens
Price Target
$75 -> $65
2026-01-16
downgrade
Equal Weight
Reason
Stephens lowered the firm's price target on PayPal to $65 from $75 and keeps an Equal Weight rating on the shares as part of the firm's 2026 outlook note for the Financial Technology group. After a challenging 2025, the firm expects sentiment towards the Payment and IT Services space to improve in the coming year, the analyst tells investors.
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Susquehanna
Positive
maintain
$94 -> $90
2026-01-08
Reason
Susquehanna
Price Target
$94 -> $90
2026-01-08
maintain
Positive
Reason
Susquehanna lowered the firm's price target on PayPal to $90 from $94 and keeps a Positive rating on the shares. The firm trimmed the company's Q4 estimates, saying its branded experiences may decelerate a few points in the quarter. The segment may not be ramping as fast as initially expected, the analyst tells investors in a research note. Susquehanna believes PayPal's overall growth outlook could be more gradual than initially anticipated.
Monness Crespi
Buy -> Neutral
downgrade
2026-01-05
Reason
Monness Crespi
Price Target
2026-01-05
downgrade
Buy -> Neutral
Reason
Monness Crespi downgraded PayPal to Neutral from Buy. The firm believes the long-term bull case is still in play, but with current estimates for calendar 2026 not taken down enough, "less than promising" intra-quarter comments, elongated ramps, and building weakness in the 90% of consumers in U.S. that comprise 50% of spend, the firm expects "more compelling entry points likely on the horizon." The firm says it should have taken profit when the stock rose on "low hanging fruit" fixes like stimulating Venmo monetization, rather than taking it as a sign of moat widening, the analyst added.
About PYPL
PayPal Holdings, Inc. offers a technology platform. The Company’s products are designed to enable digital payments and simplify commerce experiences for consumers and merchants to make selling, shopping, and sending and receiving money simple, personalized, and secure, online or offline, including mobile. It provides consumers with a digital wallet that enables them to send payments to merchants securely using a variety of funding sources, which include a bank account, a PayPal or Venmo account balance, its consumer credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products. It operates a global, two-sided network at scale that connects consumers and merchants with 434 million active accounts across approximately 200 markets. Its brands include PayPal, Braintree, Venmo, Xoom, Hyperwallet, PayPal Zettle, PayPal Honey, and Paidy. It offers financing products through the PayPal Working Capital (PPWC) and PayPal Business Loan (PPBL).
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
