CHYM
Chime Financial Inc
$
25.040
- Overview
- Forecast
- Valuation
- Earnings
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
25.940
Open
23.760
VWAP
25.18
Vol
4.67M
Mkt Cap
9.31B
Low
23.760
Amount
117.55M
EV/EBITDA(TTM)
--
Total Shares
370.78M
EV
8.19B
EV/OCF(TTM)
--
P/S(TTM)
3.93
Chime Financial, Inc. is a consumer financial technology company. The Company offers everyday Americans access to a range of products with banking services provided by its Federal Deposit Insurance Corporation (FDIC) insured bank partners. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, secured credit cards, and other mobile banking features that allow them to manage their money and pay for their everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it for free. These products include SpotMe, which is a fee-free overdraft protection product, and MyPay, which allows its members to access up to $500 of their pay on demand before payday. It offers access to full-featured, FDIC-insured checking accounts provided through its platform by one of its bank partners, The Bancorp Bank, N.A.
Show More
15 Analyst Rating
Wall Street analysts forecast CHYM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CHYM is 37.64 USD with a low forecast of 28.00 USD and a high forecast of 42.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
10 Buy
4 Hold
1 Sell
Moderate Buy
Current: 25.040
Low
28.00
Averages
37.64
High
42.00
Current: 25.040
Low
28.00
Averages
37.64
High
42.00
UBS
Timothy Chiodo
Neutral
maintain
$35 -> $37
2025-08-08
Reason
UBS
Timothy Chiodo
Price Target
$35 -> $37
2025-08-08
maintain
Neutral
Reason
UBS analyst Timothy Chiodo raised the firm's price target on Chime to $37 from $35 and keeps a Neutral rating on the shares.
Evercore ISI
Outperform
maintain
$75 -> $85
2025-07-17
Reason
Evercore ISI
Price Target
$75 -> $85
2025-07-17
maintain
Outperform
Reason
Evercore ISI raised the firm's price target on Block (XYZ) to $85 from $75 and keeps an Outperform rating on the shares. Block has "justifiably traded at a discount to a diversified comp group," but Chime's (CHYM) IPO provides investors with a more relevant and direct comp for Cash App, says the analyst, who argues that the current discount of about 50% is "too steep" with both Cash App and Square positioned well for more stable near-term results and medium-term acceleration.
Deutsche Bank
Hold
maintain
$35
2025-07-17
Reason
Deutsche Bank
Price Target
$35
2025-07-17
maintain
Hold
Reason
Deutsche Bank resumed coverage of Chime with a Hold rating and $35 price target. The firm resumed coverage on 25 stocks in the payments, processors, and IT services industry with nine Buys, 14 Holds, and two restricted ratings. Both industries have materially underperformed the S&P 500 Index year-to-date as investor expectations increased around the November election, leading to an end of year run-up \"that has since proven overly-optimistic,\" the analyst tells investors in a research note. The firm says that with trade uncertainty and consumer spending concerns, the outlook for the group \"is as cloudy as it has been in the last five years.\" In this uncertain environment, Deutsche favors \"high-quality compounders\" with consistent sales growth, margin expansion, and free cash flow generation.
Keefe Bruyette
Outperform
initiated
$42
2025-07-07
Reason
Keefe Bruyette
Price Target
$42
2025-07-07
initiated
Outperform
Reason
Keefe Bruyette initiated coverage of Chime with an Outperform rating and $42 price target. The firm says Chime is a leading fintech platform delivering low-cost mobile-banking solutions to Americans who are not well served by traditional banks. It sees the company as an \"emerging winner\" in the space, with potential to deliver upside to near-term growth expectations.
Goldman Sachs
Neutral
initiated
$34
2025-07-07
Reason
Goldman Sachs
Price Target
$34
2025-07-07
initiated
Neutral
Reason
Goldman Sachs initiated coverage of Chime with a Neutral rating and $34 price target. The firm sees Chime as a "best-in-class neobank story." Goldman believes the company's underlying fundamentals and customer value proposition are positive, but says a lack of profitability is an overhang to shares in the near term. Investors need to see cost discipline and upside from credit products for shares to rerate higher, the analyst tells investors in a research note.
Morgan Stanley
Overweight
initiated
$39
2025-07-07
Reason
Morgan Stanley
Price Target
$39
2025-07-07
initiated
Overweight
Reason
Morgan Stanley initiated coverage of Chime with an Overweight rating and $39 price target. The firm says the company's proven ability to win primary account status while driving consistent customer growth and generate strong uptake on relevant new financial products provides confidence that the company can execute against a "sizeable" demographic opportunity in the U.S. The analyst views Chime's risk to debit exemption as low.
See All Ratings
Valuation Metrics
The current forward P/E ratio for Chime Financial Inc (CHYM.O) is -38.95, compared to its 5-year average forward P/E of -31.88. For a more detailed relative valuation and DCF analysis to assess Chime Financial Inc 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
N/A
5Y Average PE
-31.88
Current PE
-38.95
Overvalued PE
18.86
Undervalued PE
-82.61
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
86.06
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
123.84
Undervalued EV/EBITDA
48.28
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
N/A
5Y Average PS
4.63
Current PS
0.00
Overvalued PS
5.24
Undervalued PS
4.02
Financials
Annual
Quarterly
FY2025Q2
YoY :
+37.46%
528.15M
Total Revenue
FY2025Q2
YoY :
+9757.41%
-930.64M
Operating Profit
FY2025Q2
YoY :
-239937.92%
-923.38M
Net Income after Tax
FY2025Q2
-7.29
EPS - Diluted
FY2025Q2
23.27M
Free Cash Flow
FY2025Q2
YoY :
+0.64%
86.55
Gross Profit Margin - %
FY2025Q2
N/A
FCF Margin - %
FY2025Q2
YoY :
-174930.00%
-174.83
Net Margin - %
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
5
3.3M
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
CHYM News & Events
Events Timeline
2025-08-22 (ET)
2025-08-22
07:02:52
Chime reveals collaboration with Workday for strategic partnership
2025-08-14 (ET)
2025-08-14
08:45:01
Largest borrow rate increases among liquid names
2025-08-07 (ET)
2025-08-07
16:50:46
Chime sees FY25 revenue $2.135B-$2.155B, consensus $2.1B
Sign Up For More Events
Sign Up For More Events
News
2.0
09-15NASDAQ.COMChime Financial (CHYM) Experiences Oversold Market Conditions
6.5
09-15NASDAQ.COMAnalysts Predict 12% Growth for VBK in the Future
8.5
09-12CNBCLendbuzz, a fintech company, submits IPO application
Sign Up For More News
People Also Watch
META
Meta Platforms Inc
765.160
USD
-1.70%
AMZN
Amazon.com Inc
227.630
USD
-1.66%
TSLA
Tesla Inc
434.210
USD
+1.91%
MSFT
Microsoft Corp
514.450
USD
-0.67%
NVDA
NVIDIA Corp
183.610
USD
+3.93%
AAPL
Apple Inc
256.080
USD
+4.31%
XOM
Exxon Mobil Corp
112.020
USD
-0.71%
AVGO
Broadcom Inc
338.790
USD
-1.78%
WMT
Walmart Inc
102.820
USD
+0.48%
ORCL
Oracle Corp
328.150
USD
+6.31%
FAQ
What is Chime Financial Inc (CHYM) stock price today?
The current price of CHYM is 25.04 USD — it has increased 5.43 % in the last trading day.
What is Chime Financial Inc (CHYM)'s business?
What is the price predicton of CHYM Stock?
What is Chime Financial Inc (CHYM)'s revenue for the last quarter?
What is Chime Financial Inc (CHYM)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Chime Financial Inc (CHYM)'s fundamentals?
How many employees does Chime Financial Inc (CHYM). have?