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CHYM Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
24.110
Open
23.760
VWAP
23.46
Vol
4.67M
Mkt Cap
8.99B
Low
22.850
Amount
109.55M
EV/EBITDA(TTM)
--
Total Shares
384.10M
EV
7.94B
EV/OCF(TTM)
150.39
P/S(TTM)
3.32
Chime Financial, Inc. is a financial technology company. The Company offers a range of low-cost banking and payments products that address the financial needs of everyday people. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, nationwide ATM and cash deposit networks, and early access to their paycheck, allowing them to manage their money and pay for everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it most for free. These products include SpotMe, MyPay and Instant Loans. The SpotMe which allows eligible members to overdraft fee-free within their available limit. The MyPay, which allows its members to access up to $500 of their pay on demand before payday. The Instant Loans allows eligible members to borrow funds repaid in equal monthly installments over a specified period.
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Events Timeline

(ET)
2026-04-08
16:10:00
Major Averages Surge on U.S.-Iran Ceasefire Announcement
select
2026-04-08
12:10:00
Major Averages Surge on U.S.-Iran Ceasefire Announcement
select

News

CNBC
6.0
04-13CNBC
Latest Wall Street Ratings Overview
  • Tesla Rating Maintained: Wells Fargo reiterates its underweight rating on Tesla ahead of earnings, indicating a cautious outlook due to limited progress on Robotaxi and Optimus, suggesting a strategic pivot towards Semi and Roadster could be necessary for future growth.
  • Starbucks Rating Upgrade: Jefferies upgrades Starbucks from sell to hold, citing stabilization in the U.S. market, and while the stock trades at a high premium, the expectation of more realistic earnings estimates reflects a more optimistic view on the company's future performance.
  • Nokia Transformation: Bank of America upgrades Nokia from neutral to buy, highlighting its transition into an optical powerhouse, which positions the company favorably in the telecom equipment market and suggests significant growth potential ahead.
  • Chime Financial Rating Initiated: Wells Fargo initiates coverage on Chime Financial with an overweight rating, recognizing its strong growth and profitability in the digital banking sector, and anticipates a positive impact from the upcoming tax season.
Newsfilter
8.5
04-02Newsfilter
Chime Launches Chime Prime Membership Offering Up to 5% Cash Back
  • New Membership Launch: Chime has introduced the Chime Prime membership aimed at rewarding users who make Chime their primary checking account, offering up to 5% cash back, thereby solidifying its leading position in the U.S. financial market.
  • Account Growth Leadership: According to J.D. Power, Chime has opened more new checking accounts in the U.S. than any other financial institution, indicating strong performance amidst traditional banks' customer attrition, which is expected to attract more users to its fee-free banking services.
  • Cash Back and Rate Enhancement: Chime Prime members can enjoy 5% cash back on up to $1,500 in purchases and a 3.75% APY, which not only increases users' deposit earnings but also enhances Chime's appeal in the competitive fintech market.
  • User Experience Optimization: By eliminating monthly fees, overdraft fees, and providing quick loan access, Chime has removed common banking frictions, which is expected to further enhance user satisfaction and loyalty, driving long-term business growth.
Fool
8.5
03-20Fool
Forerunner Ventures Acquires 9 Million Shares in Chime Financial
  • New Investment Move: Forerunner Ventures Management disclosed in an SEC filing on February 17, 2026, that it acquired 9,031,107 shares of Chime Financial, totaling $227.31 million, marking a significant new investment in the company.
  • Full Asset Coverage: This acquisition makes Chime Financial 100% of Forerunner Ventures' reported 13F assets under management, indicating strong confidence in Chime's future growth potential.
  • Company Financial Overview: Chime Financial's latest financial metrics show a market capitalization of $7.39 billion and a trailing twelve-month revenue of $2.19 billion as of February 18, 2026, despite a net income of -$1.01 billion, highlighting profitability challenges amid rapid expansion.
  • Market Positioning and Growth Potential: Chime focuses on providing fee-free digital banking services to consumers earning under $100,000, with a business model reliant on transaction fees rather than traditional bank lending spreads, suggesting future growth will depend on user spending activity and platform engagement.
NASDAQ.COM
8.5
03-20NASDAQ.COM
Forerunner Ventures Acquires Chime Financial Shares
  • Holding Update: Forerunner Ventures Management disclosed in a February 17, 2026 SEC filing that it acquired 9,031,107 shares of Chime Financial, with a quarter-end position valued at $227.31 million, indicating strong confidence in the company.
  • Asset Management Shift: This acquisition resulted in a 100% increase in Forerunner's 13F assets under management, highlighting the fund's complete focus on Chime Financial and its strategic emphasis on the digital banking sector.
  • Market Position Analysis: Chime Financial targets U.S. consumers earning under $100,000, offering fee-free digital banking services, leveraging a mobile-first platform and partnerships with FDIC-insured banks to enhance its competitive edge.
  • Revenue Model Exploration: Chime generates revenue primarily from transaction-related fees rather than traditional bank lending spreads, making its performance more reliant on user spending activity, with future growth dependent on consumer engagement and transaction volume.
Yahoo Finance
8.5
03-20Yahoo Finance
Forerunner Ventures Acquires $227 Million Stake in Chime Financial
  • New Investment Insight: According to a February 17, 2026 SEC filing, Forerunner Ventures Management acquired 9,031,107 shares of Chime Financial, totaling $227.31 million, which constitutes 100% of the fund's reported assets under management.
  • Company Financial Overview: As of February 18, 2026, Chime Financial's market capitalization stood at $7.39 billion with a trailing twelve-month revenue of $2.19 billion, despite a net income loss of $1.01 billion, highlighting its competitive position in the rapidly growing digital banking sector.
  • Business Model Analysis: Chime generates revenue primarily from transaction fees through partnerships with FDIC-insured banks rather than traditional lending spreads, making its financial performance more sensitive to consumer spending activity, which directly impacts its growth potential.
  • Investor Considerations: For investors, the critical question is whether Chime can convert its scale and user engagement into sustainable growth, especially as the shift towards digital financial services accelerates, with future performance reliant on consistent transaction activity and deepening customer relationships.
Barron's
8.5
03-11Barron's
If You Find a Pre-IPO in Your Inbox, It Likely Isn't the Opportunity You Assume It To Be
  • Author Background: Marshall Sandman is the managing partner of Animal Capital, indicating his expertise in the field of investment and business management.

  • Focus on Animal Capital: The article likely discusses the role and impact of Animal Capital in the investment landscape, particularly in relation to animal-related ventures.

Wall Street analysts forecast CHYM stock price to rise
12 Analyst Rating
Wall Street analysts forecast CHYM stock price to rise
10 Buy
2 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
19.00
Averages
32.55
High
40.00
Current: 0.000
sliders
Low
19.00
Averages
32.55
High
40.00
Texas Capital
Buy
initiated
$28
AI Analysis
2026-04-14
New
Reason
Texas Capital
Price Target
$28
AI Analysis
2026-04-14
New
initiated
Buy
Reason
Texas Capital initiated coverage of Chime with a Buy rating and $28 price target. Revenue for the fast-growing consumer fintech and top-10 debit card issuer in the U.S. is primarily driven by interchange fees on spending of the 9.5M consumers who currently use Chime products, notes the analyst, who forecasts that the company will add 1.5-2M consumers per year through 2028.
Wells Fargo
Strong Buy
initiated
$25
2026-04-13
New
Reason
Wells Fargo
Price Target
$25
2026-04-13
New
initiated
Strong Buy
Reason
Wells Fargo initiated coverage of Chime with an Overweight rating and $25 price target. The firm says Chime is a leading digital provider of banking services with an "attractive combination" of growth and profitability. Wells is bullish on the company's execution and sees upside potential to Q1 estimates. Chime's "strong" product suite drives the "enviable combination" of growth and improving profitability, contends Wells.
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Valuation Metrics

The current forward P/E ratio for Chime Financial Inc (CHYM.O) is 40.65, compared to its 5-year average forward P/E of 30.59. For a more detailed relative valuation and DCF analysis to assess Chime Financial Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
30.59
Current PE
40.65
Overvalued PE
98.08
Undervalued PE
-36.90

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
35.40
Current EV/EBITDA
18.54
Overvalued EV/EBITDA
77.44
Undervalued EV/EBITDA
-6.64

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.45
Current PS
2.85
Overvalued PS
4.39
Undervalued PS
2.50

Financials

AI Analysis
Annual
Quarterly

Whales Holding CHYM

S
SoftBank Group Corp.
Holding
CHYM
+40.82%
3M Return
A
Atreides Management, LP
Holding
CHYM
+21.65%
3M Return
W
Whale Rock Capital Management LLC
Holding
CHYM
+16.62%
3M Return
M
Mubadala Investment Company PJSC
Holding
CHYM
+15.16%
3M Return
C
Coatue Management
Holding
CHYM
+9.52%
3M Return
A
Ashton Thomas Private Wealth, LLC
Holding
CHYM
+7.89%
3M Return

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Frequently Asked Questions

What is Chime Financial Inc (CHYM) stock price today?

The current price of CHYM is 23.41 USD — it has increased 0

What is Chime Financial Inc (CHYM)'s business?

Chime Financial, Inc. is a financial technology company. The Company offers a range of low-cost banking and payments products that address the financial needs of everyday people. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, nationwide ATM and cash deposit networks, and early access to their paycheck, allowing them to manage their money and pay for everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it most for free. These products include SpotMe, MyPay and Instant Loans. The SpotMe which allows eligible members to overdraft fee-free within their available limit. The MyPay, which allows its members to access up to $500 of their pay on demand before payday. The Instant Loans allows eligible members to borrow funds repaid in equal monthly installments over a specified period.

What is the price predicton of CHYM Stock?

Wall Street analysts forecast CHYM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CHYM is32.55 USD with a low forecast of 19.00 USD and a high forecast of 40.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Chime Financial Inc (CHYM)'s revenue for the last quarter?

Chime Financial Inc revenue for the last quarter amounts to 596.36M USD, increased 25.49

What is Chime Financial Inc (CHYM)'s earnings per share (EPS) for the last quarter?

Chime Financial Inc. EPS for the last quarter amounts to -0.12 USD, increased 140.00

How many employees does Chime Financial Inc (CHYM). have?

Chime Financial Inc (CHYM) has 1519 emplpoyees as of April 17 2026.

What is Chime Financial Inc (CHYM) market cap?

Today CHYM has the market capitalization of 8.99B USD.