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CHYM Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
19.500
Open
19.500
VWAP
18.62
Vol
9.78M
Mkt Cap
7.12B
Low
17.840
Amount
182.21M
EV/EBITDA(TTM)
--
Total Shares
384.10M
EV
6.06B
EV/OCF(TTM)
114.88
P/S(TTM)
2.63
Chime Financial, Inc. is a consumer financial technology company. The Company offers everyday Americans access to a range of products with banking services provided by its Federal Deposit Insurance Corporation (FDIC) insured bank partners. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, secured credit cards, and other mobile banking features that allow them to manage their money and pay for their everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it for free. These products include SpotMe, which is a fee-free overdraft protection product, and MyPay, which allows its members to access up to $500 of their pay on demand before payday. It offers access to full-featured, FDIC-insured checking accounts provided through its platform by one of its bank partners, The Bancorp Bank, N.A.
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Events Timeline

(ET)
2026-02-25
19:50:00
Tech Stocks Rebound, Salesforce Down 5%
select
2026-02-25
17:10:00
Sees FY26 Adjusted EBITDA Between $380 Million to $400 Million
select
2026-02-25
17:10:00
Chime Reports Q4 Revenue of $596M
select
2026-02-25
17:10:00
Chime Sees Q1 Revenue of $627M-$637M
select

News

Fool
8.5
03-20Fool
Forerunner Ventures Acquires 9 Million Shares in Chime Financial
  • New Investment Move: Forerunner Ventures Management disclosed in an SEC filing on February 17, 2026, that it acquired 9,031,107 shares of Chime Financial, totaling $227.31 million, marking a significant new investment in the company.
  • Full Asset Coverage: This acquisition makes Chime Financial 100% of Forerunner Ventures' reported 13F assets under management, indicating strong confidence in Chime's future growth potential.
  • Company Financial Overview: Chime Financial's latest financial metrics show a market capitalization of $7.39 billion and a trailing twelve-month revenue of $2.19 billion as of February 18, 2026, despite a net income of -$1.01 billion, highlighting profitability challenges amid rapid expansion.
  • Market Positioning and Growth Potential: Chime focuses on providing fee-free digital banking services to consumers earning under $100,000, with a business model reliant on transaction fees rather than traditional bank lending spreads, suggesting future growth will depend on user spending activity and platform engagement.
NASDAQ.COM
8.5
03-20NASDAQ.COM
Forerunner Ventures Acquires Chime Financial Shares
  • Holding Update: Forerunner Ventures Management disclosed in a February 17, 2026 SEC filing that it acquired 9,031,107 shares of Chime Financial, with a quarter-end position valued at $227.31 million, indicating strong confidence in the company.
  • Asset Management Shift: This acquisition resulted in a 100% increase in Forerunner's 13F assets under management, highlighting the fund's complete focus on Chime Financial and its strategic emphasis on the digital banking sector.
  • Market Position Analysis: Chime Financial targets U.S. consumers earning under $100,000, offering fee-free digital banking services, leveraging a mobile-first platform and partnerships with FDIC-insured banks to enhance its competitive edge.
  • Revenue Model Exploration: Chime generates revenue primarily from transaction-related fees rather than traditional bank lending spreads, making its performance more reliant on user spending activity, with future growth dependent on consumer engagement and transaction volume.
Yahoo Finance
8.5
03-20Yahoo Finance
Forerunner Ventures Acquires $227 Million Stake in Chime Financial
  • New Investment Insight: According to a February 17, 2026 SEC filing, Forerunner Ventures Management acquired 9,031,107 shares of Chime Financial, totaling $227.31 million, which constitutes 100% of the fund's reported assets under management.
  • Company Financial Overview: As of February 18, 2026, Chime Financial's market capitalization stood at $7.39 billion with a trailing twelve-month revenue of $2.19 billion, despite a net income loss of $1.01 billion, highlighting its competitive position in the rapidly growing digital banking sector.
  • Business Model Analysis: Chime generates revenue primarily from transaction fees through partnerships with FDIC-insured banks rather than traditional lending spreads, making its financial performance more sensitive to consumer spending activity, which directly impacts its growth potential.
  • Investor Considerations: For investors, the critical question is whether Chime can convert its scale and user engagement into sustainable growth, especially as the shift towards digital financial services accelerates, with future performance reliant on consistent transaction activity and deepening customer relationships.
Barron's
8.5
03-11Barron's
If You Find a Pre-IPO in Your Inbox, It Likely Isn't the Opportunity You Assume It To Be
  • Author Background: Marshall Sandman is the managing partner of Animal Capital, indicating his expertise in the field of investment and business management.

  • Focus on Animal Capital: The article likely discusses the role and impact of Animal Capital in the investment landscape, particularly in relation to animal-related ventures.

Benzinga
6.5
03-09Benzinga
Dimon Warns of Rising Risks in Financial Markets
  • Market Risk Warning: JPMorgan CEO Jamie Dimon highlighted that the current financial environment mirrors pre-2008 crisis conditions, with high asset prices and increased risk-taking potentially leading to instability in the markets.
  • Concerns Over Borrowing: Dimon noted that the financial industry is becoming comfortable with high leverage and heavy borrowing, recalling similar patterns from 2005 to 2007, indicating that market participants may overlook risks in pursuit of short-term gains.
  • Geopolitical Risks: While increased government spending and deregulation may support short-term economic growth, Dimon warned that geopolitical uncertainty and global trade tensions pose longer-term threats that need to be addressed.
  • System Safety Recommendations: Dimon suggested that the Federal Reserve's large balance sheet could be improved by changing post-failure rules to enhance the safety of the financial system, thereby reducing panic associated with bank failures.
Fool
8.5
03-09Fool
Fintech Companies Show Promising Long-Term Growth Potential
  • Affirm's Business Growth: Affirm's BNPL services have attracted 25.8 million active consumers, a 19% increase from last year, with each consumer averaging 6.4 transactions, indicating strong demand among younger and lower-income demographics; analysts project revenue and adjusted EBITDA to grow at CAGRs of 26% and 132%, respectively, by fiscal 2028.
  • Market Valuation Advantage: Despite Affirm's enterprise value reaching $18 billion, its current price-to-earnings ratio stands at 16 times, suggesting it remains an attractive investment in the rapidly growing BNPL market, potentially yielding substantial returns for investors.
  • Chime's Market Positioning: Chime offers fee-free checking and savings accounts, attracting 9.5 million active users with a year-over-year growth rate of 19%; its early pay tools and low-limit credit cards help low-income users gradually build credit, addressing the urgent market demand for financial services.
  • Revenue Growth Potential: Analysts expect Chime's revenue and adjusted EBITDA to grow at CAGRs of 19% and 92%, respectively, from 2025 to 2028; although its enterprise value is $7.6 billion, it appears relatively cheap at 19 times adjusted EBITDA, likely drawing increased investor interest.
Wall Street analysts forecast CHYM stock price to rise
12 Analyst Rating
Wall Street analysts forecast CHYM stock price to rise
10 Buy
2 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
19.00
Averages
32.55
High
40.00
Current: 0.000
sliders
Low
19.00
Averages
32.55
High
40.00
KeyBanc
Overweight
initiated
$30
AI Analysis
2026-03-04
Reason
KeyBanc
Price Target
$30
AI Analysis
2026-03-04
initiated
Overweight
Reason
KeyBanc initiated coverage of Chime with an Overweight rating and $30 price target. Chime is a category leader with a "long runway for share gain" in the U.S. retail banking landscape, the analyst tells investors in a research note. The firm believes the company's "differentiated tech stack" should drive product innovation while its unit economics "offer a strong foundation for model profitability." KeyBanc expects credit-related revenue to be a substantial source of Chime's growth.
Evercore ISI
Outperform
to
Outperform
downgrade
$38 -> $35
2026-02-26
Reason
Evercore ISI
Price Target
$38 -> $35
2026-02-26
downgrade
Outperform
to
Outperform
Reason
Evercore ISI lowered the firm's price target on Chime to $35 from $38 and keeps an Outperform rating on the shares following what the analyst describes as "a robust print and encouraging guide."
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for CHYM
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Valuation Metrics

The current forward P/E ratio for Chime Financial Inc (CHYM.O) is 85.16, compared to its 5-year average forward P/E of 7.96. For a more detailed relative valuation and DCF analysis to assess Chime Financial Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
7.96
Current PE
85.16
Overvalued PE
76.42
Undervalued PE
-60.49

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
55.75
Current EV/EBITDA
35.52
Overvalued EV/EBITDA
94.41
Undervalued EV/EBITDA
17.10

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.87
Current PS
3.94
Overvalued PS
4.76
Undervalued PS
2.98

Financials

AI Analysis
Annual
Quarterly

Whales Holding CHYM

M
Mubadala Investment Company PJSC
Holding
CHYM
+26.88%
3M Return
S
SoftBank Group Corp.
Holding
CHYM
+16.47%
3M Return
W
Whale Rock Capital Management LLC
Holding
CHYM
-0.59%
3M Return
D
Davis Selected Advisers LP
Holding
CHYM
-3.60%
3M Return
C
Coatue Management
Holding
CHYM
-4.30%
3M Return
G
General Atlantic Service Company, L.P.
Holding
CHYM
-5.08%
3M Return

Trading Trends

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Frequently Asked Questions

What is Chime Financial Inc (CHYM) stock price today?

The current price of CHYM is 18.53 USD — it has decreased -6.32

What is Chime Financial Inc (CHYM)'s business?

Chime Financial, Inc. is a consumer financial technology company. The Company offers everyday Americans access to a range of products with banking services provided by its Federal Deposit Insurance Corporation (FDIC) insured bank partners. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, secured credit cards, and other mobile banking features that allow them to manage their money and pay for their everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it for free. These products include SpotMe, which is a fee-free overdraft protection product, and MyPay, which allows its members to access up to $500 of their pay on demand before payday. It offers access to full-featured, FDIC-insured checking accounts provided through its platform by one of its bank partners, The Bancorp Bank, N.A.

What is the price predicton of CHYM Stock?

Wall Street analysts forecast CHYM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CHYM is32.55 USD with a low forecast of 19.00 USD and a high forecast of 40.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Chime Financial Inc (CHYM)'s revenue for the last quarter?

Chime Financial Inc revenue for the last quarter amounts to 596.36M USD, increased 25.49

What is Chime Financial Inc (CHYM)'s earnings per share (EPS) for the last quarter?

Chime Financial Inc. EPS for the last quarter amounts to -0.12 USD, increased 140.00

How many employees does Chime Financial Inc (CHYM). have?

Chime Financial Inc (CHYM) has 1519 emplpoyees as of March 25 2026.

What is Chime Financial Inc (CHYM) market cap?

Today CHYM has the market capitalization of 7.12B USD.