Historical Valuation
Chime Financial Inc (CHYM) is now in the Fair zone, suggesting that its current forward PS ratio of 3.94 is considered Fairly compared with the five-year average of 7.96. The fair price of Chime Financial Inc (CHYM) is between 22.24 to 32.52 according to relative valuation methord.
Relative Value
Fair Zone
22.24-32.52
Current Price：28.32
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Chime Financial Inc (CHYM) has a current Price-to-Book (P/B) ratio of 6.85. Compared to its 3-year average P/B ratio of 5.57 , the current P/B ratio is approximately 23.02% higher. Relative to its 5-year average P/B ratio of 5.57, the current P/B ratio is about 23.02% higher. Chime Financial Inc (CHYM) has a Forward Free Cash Flow (FCF) yield of approximately 0.32%. Compared to its 3-year average FCF yield of 0.11%, the current FCF yield is approximately 186.26% lower. Relative to its 5-year average FCF yield of 0.11% , the current FCF yield is about 186.26% lower.
P/B
Median3y
5.57
Median5y
5.57
FCF Yield
Median3y
0.11
Median5y
0.11
Competitors Valuation Multiple
AI Analysis for CHYM
The average P/S ratio for CHYM competitors is 3.10, providing a benchmark for relative valuation. Chime Financial Inc Corp (CHYM.O) exhibits a P/S ratio of 3.94, which is 26.98% above the industry average. Given its robust revenue growth of 28.84%, this premium appears sustainable.
Performance Decomposition
AI Analysis for CHYM
1Y
3Y
5Y
Market capitalization of CHYM increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of CHYM in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is CHYM currently overvalued or undervalued?
Chime Financial Inc (CHYM) is now in the Fair zone, suggesting that its current forward PS ratio of 3.94 is considered Fairly compared with the five-year average of 7.96. The fair price of Chime Financial Inc (CHYM) is between 22.24 to 32.52 according to relative valuation methord.
What is Chime Financial Inc (CHYM) fair value?
CHYM's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Chime Financial Inc (CHYM) is between 22.24 to 32.52 according to relative valuation methord.
How does CHYM's valuation metrics compare to the industry average?
The average P/S ratio for CHYM's competitors is 3.10, providing a benchmark for relative valuation. Chime Financial Inc Corp (CHYM) exhibits a P/S ratio of 3.94, which is 26.98% above the industry average. Given its robust revenue growth of 28.84%, this premium appears sustainable.
What is the current P/B ratio for Chime Financial Inc (CHYM) as of Jan 10 2026?
As of Jan 10 2026, Chime Financial Inc (CHYM) has a P/B ratio of 6.85. This indicates that the market values CHYM at 6.85 times its book value.
What is the current FCF Yield for Chime Financial Inc (CHYM) as of Jan 10 2026?
As of Jan 10 2026, Chime Financial Inc (CHYM) has a FCF Yield of 0.32%. This means that for every dollar of Chime Financial Inc’s market capitalization, the company generates 0.32 cents in free cash flow.
What is the current Forward P/E ratio for Chime Financial Inc (CHYM) as of Jan 10 2026?
As of Jan 10 2026, Chime Financial Inc (CHYM) has a Forward P/E ratio of 85.16. This means the market is willing to pay $85.16 for every dollar of Chime Financial Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Chime Financial Inc (CHYM) as of Jan 10 2026?
As of Jan 10 2026, Chime Financial Inc (CHYM) has a Forward P/S ratio of 3.94. This means the market is valuing CHYM at $3.94 for every dollar of expected revenue over the next 12 months.