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Finance of America Companies Inc. (FOA): FOA is a small-cap value stock in the Investment Services industry, with its rating increasing from 65% to 72%, indicating improved fundamentals and valuation.
Company Overview: Finance of America provides home equity-based financing solutions and operates through two segments: Retirement Solutions and Portfolio Management, focusing on loan origination and asset management.
About Motley Fool and Validea: Motley Fool, founded by David and Tom Gardner, offers investment advice and analysis, while Validea provides research services based on strategies from renowned investors like Warren Buffett and Benjamin Graham.
Wall Street analysts forecast FOA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FOA is 29.50 USD with a low forecast of 29.50 USD and a high forecast of 29.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
Wall Street analysts forecast FOA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FOA is 29.50 USD with a low forecast of 29.50 USD and a high forecast of 29.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Buy
1 Hold
0 Sell
Hold
Current: 23.710
Low
29.50
Averages
29.50
High
29.50
Current: 23.710
Low
29.50
Averages
29.50
High
29.50
UBS
Neutral
downgrade
$32
2025-11-26
Reason
UBS
Price Target
$32
AI Analysis
2025-11-26
downgrade
Neutral
Reason
UBS lowered the firm's price target on Finance of America to $29.50 from $32 and keeps a Neutral rating on the shares.
UBS
Neutral
maintain
$25
2025-07-15
Reason
UBS
Price Target
$25
2025-07-15
maintain
Neutral
Reason
UBS raised the firm's price target on Finance of America to $25 from $22.50 and keeps a Neutral rating on the shares.
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UBS
Douglas Harter
Hold
Maintains
$25 → $23
2025-04-16
Reason
UBS
Douglas Harter
Price Target
$25 → $23
2025-04-16
Maintains
Hold
Reason
UBS analyst Doug Harter lowered the firm's price target on Finance of America to $22.50 from $25 and keeps a Neutral rating on the shares as part of a Q1 mortgage banking preview. The environment continued to be more favorable for servicing earnings than originations in Q1 as seasonality weighed on volumes in the quarter, the analyst tells investors in a research note. The firm says that while there is downside risk to Q1 funded volume estimates, the late quarter pickup in refinance volume should benefit lock volume and reduces the risk to estimates.
Raymond James
Stephen Laws
Buy
Maintains
$27 → $30
2025-03-25
Reason
Raymond James
Stephen Laws
Price Target
$27 → $30
2025-03-25
Maintains
Buy
Reason
Raymond James raised the firm's price target on Finance of America to $30 from $27 and keeps an Outperform rating on the shares. Although Q4 results were below the firm's estimates, management's positive commentary around Q1 volumes and results was encouraging, the analyst tells investors in a research note.
About FOA
Finance of America Companies Inc. is a financial services holding company. The Company is a provider of home equity-based financing solutions for a modern retirement. The Company offers capital markets and portfolio management capabilities primarily to optimize the distribution of its originated loans to investors. It has two segments: Retirement Solutions and Portfolio Management. Retirement Solutions segment conducts all of the Company’s loan origination activity, including the origination of home equity conversion mortgages and non-agency reverse mortgage loans through both the retail and third-party originator channels. Portfolio Management segment provides product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services for the Company. It uses a combination of proprietary and third-party intellectual property, such as owned or licensed trademarks, trademark applications, and domain names.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
