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FOA Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
21.570
Open
21.230
VWAP
21.27
Vol
43.92K
Mkt Cap
192.93M
Low
20.745
Amount
934.04K
EV/EBITDA(TTM)
16.05
Total Shares
8.98M
EV
30.37B
EV/OCF(TTM)
--
P/S(TTM)
0.19
Finance of America Companies Inc. is a financial services holding company. The Company is a provider of home equity-based financing solutions for a modern retirement. The Company offers capital markets and portfolio management capabilities primarily to optimize the distribution of its originated loans to investors. It has two segments: Retirement Solutions and Portfolio Management. Retirement Solutions segment conducts all of the Company’s loan origination activity, including the origination of home equity conversion mortgages and non-agency reverse mortgage loans through both the retail and third-party originator channels. Portfolio Management segment provides product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services for the Company. It uses a combination of proprietary and third-party intellectual property, such as owned or licensed trademarks, trademark applications, and domain names.
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Events Timeline

(ET)
2026-05-05
16:20:00
Graham A. Fleming Reports Outstanding Q1 2026 Performance
select
2026-04-02 (ET)
2026-04-02
08:10:00
Finance of America Reverse Launches HomeSafe Second Line of Credit
select
2026-03-10 (ET)
2026-03-10
16:10:00
Finance of America Reports Significant Growth in 2025
select
2026-01-09 (ET)
2026-01-09
11:20:00
Anthropic Plans to Raise $10B at $350B Valuation
select
2026-01-06 (ET)
2026-01-06
08:40:00
Finance of America Appoints Angela Tribelli as Chief Marketing Officer
select
2025-12-11 (ET)
2025-12-11
17:30:00
Finance of America and Blue Owl Capital Expand $2.5 Billion Strategic Partnership
select
2025-12-11
17:30:00
Finance of America Expands $2.5 Billion Strategic Partnership
select
2025-11-18 (ET)
2025-11-18
16:16:43
Finance of America to purchase reverse mortgage assets from Onity division
select

News

seekingalpha
9.5
05-06seekingalpha
Finance of America Q1 2026 Earnings Highlights
  • Strong Financial Performance: Finance of America reported a net income of $35 million and adjusted net income of $26 million for Q1 2026, translating to an adjusted EPS of $1.10, which is a 112% year-over-year increase, indicating significant profitability improvements that bolster investor confidence.
  • Loan Origination Growth: Overall originations increased by 6% year-over-year, with first-quarter submissions reaching a record high of $918 million, demonstrating the company's growing competitiveness in the market and expected to drive future revenue growth.
  • New Product Launch: The company is rolling out a new second-lien reverse mortgage line of credit, with the first phase of the transaction expected to close in May, showcasing ongoing efforts in product innovation aimed at meeting diverse customer financing needs.
  • Optimistic Outlook: The company maintains its funded volume outlook for 2026 between $2.8 billion and $3.1 billion, while raising its full-year adjusted EPS guidance to between $4.50 and $5.00, reflecting management's confidence in future performance and positive market demand.
seekingalpha
9.5
05-05seekingalpha
Finance of America Q1 Non-GAAP EPS Exceeds Expectations
  • Earnings Beat: Finance of America Companies Inc. reported a Q1 Non-GAAP EPS of $1.10, surpassing market expectations by $0.26, indicating strong profitability despite revenue challenges.
  • Revenue Decline: The company recorded Q1 revenue of $120 million, a 27.7% year-over-year decrease, reflecting market headwinds that could impact future cash flow and investment capacity.
  • Future Guidance: Finance of America has set an adjusted EPS target of $4.25 to $4.75 for 2026, demonstrating confidence in future profitability, particularly in the $14 trillion senior home equity market.
  • AI-Driven Growth: The company is advancing AI-driven origination growth strategies aimed at enhancing operational efficiency and market competitiveness, ensuring it remains a leader in the rapidly evolving financial landscape.
seekingalpha
9.5
05-04seekingalpha
Finance of America to Announce Q1 Earnings on May 5
  • Earnings Announcement: Finance of America Companies Inc. is set to announce its Q1 2023 earnings on May 5 after market close, with a consensus EPS estimate of $0.84, reflecting a significant year-over-year growth of 61.5%, indicating strong profitability potential.
  • Historical Performance: Over the past two years, Finance of America has beaten EPS estimates 88% of the time and revenue estimates 75% of the time, showcasing the company's robust performance and reliability in meeting market expectations.
  • Future Guidance: The company has outlined an adjusted EPS target of $4.25 to $4.75 for 2026, demonstrating confidence in future earnings growth, particularly within the $14 trillion senior home equity market.
  • AI-Driven Growth Strategy: Finance of America is advancing an AI-driven origination growth strategy aimed at enhancing operational efficiency and competitive positioning, thereby capturing a larger share of the burgeoning senior home equity market.
seekingalpha
9.5
03-10seekingalpha
Finance of America Reports Strong Q4 2025 Earnings and Strategic Growth Plans
  • Significant Financial Improvement: Finance of America reported a GAAP net income of $110 million or $5.04 per share for 2025, reflecting a 175% increase from the previous year, which enhances investor confidence in the company's profitability.
  • Acquisition Strategy: The company announced the acquisition of PHH Mortgage's reverse mortgage servicing portfolio, expected to close in Q2, which will expand its servicing platform and strengthen its long-term partnership with Onity, facilitating responsible home equity access for homeowners aged 55 and older.
  • Technology Investment and AI Integration: 2025 is characterized as a year of disciplined investment, with the embedding of AI across the customer journey and the launch of the AI-powered customer ambassador, Joy, which has improved conversion rates by over 5 times, significantly enhancing customer responsiveness and market competitiveness.
  • Future Outlook and Growth Expectations: Management reiterated the 2026 adjusted EPS guidance of $4.25 to $4.75, with expected year-over-year growth of 15% to 25%, indicating strong confidence in future growth while planning to pay down $150 million in corporate debt by 2026.
seekingalpha
9.5
03-10seekingalpha
Finance of America Reports FY Non-GAAP EPS of $3.04
  • Strong Financial Performance: Finance of America Companies Inc. reported a Non-GAAP EPS of $3.04, indicating robust financial management and an improvement in profitability, which is crucial for investor confidence.
  • Significant Revenue Growth: The company achieved total revenue of $497.43 million, reflecting a year-over-year increase that demonstrates enhanced competitiveness and effective market opportunity capture.
  • Massive Market Potential: As a levered company focused on the $14 trillion senior home equity market, Finance of America's strategic positioning in this rapidly growing sector suggests substantial future growth opportunities.
  • Increased Investor Interest: With the improvement in financial performance, investor interest in Finance of America has significantly risen, potentially driving up its stock price and bolstering market confidence.
Newsfilter
9.5
03-10Newsfilter
Finance of America Reports Significant Growth in 2025 Financial Results
  • Profitability Surge: Finance of America achieved a basic earnings per share of $5.04 and a net income of $110 million for 2025, reflecting a remarkable 175% year-over-year growth, indicating strong performance in home equity financing solutions.
  • Adjusted Net Income Soars: The adjusted net income for 2025 reached $74 million, with adjusted earnings per share at $3.04, marking a 429% increase from 2024, showcasing significant improvements in capital market activities and origination gains.
  • Enhanced Liquidity: As of December 31, 2025, the company held $90 million in cash and cash equivalents, a 91% increase year-over-year, ensuring robust liquidity to support future growth initiatives.
  • Strategic Partnerships and Acquisitions: Finance of America announced a $2.5 billion strategic partnership with Blue Owl and the acquisition of PHH Mortgage's reverse mortgage servicing portfolio, further enhancing its servicing platform and origination capabilities.
Wall Street analysts forecast FOA stock price to rise
1 Analyst Rating
Wall Street analysts forecast FOA stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
29.50
Averages
29.50
High
29.50
Current: 0.000
sliders
Low
29.50
Averages
29.50
High
29.50
B. Riley
Timothy D'Agostino
Buy
initiated
$22.50
AI Analysis
2026-04-02
Reason
B. Riley
Timothy D'Agostino
Price Target
$22.50
AI Analysis
2026-04-02
initiated
Buy
Reason
B. Riley analyst Timothy D'Agostino initiated coverage of Finance of America with a Buy rating and $22.50 price target. The company has created a business that addresses a growing total addressable market as the U.S. population ages, the analyst tells investors in a research note. The firm expects "cash-poor but home-rich" older citizens to continue to access their home equity as a retirement solution. Finance of America's expanded product offerings, including a proprietary reverse mortgage product, enable the company to gain customers who are 55 years or older, Riley contends.
UBS
Neutral
downgrade
$32
2025-11-26
Reason
UBS
Price Target
$32
2025-11-26
downgrade
Neutral
Reason
UBS lowered the firm's price target on Finance of America to $29.50 from $32 and keeps a Neutral rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for FOA
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Valuation Metrics

The current forward P/E ratio for Finance of America Companies Inc (FOA.N) is 4.05, compared to its 5-year average forward P/E of 139.20. For a more detailed relative valuation and DCF analysis to assess Finance of America Companies Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
139.20
Current PE
4.05
Overvalued PE
770.18
Undervalued PE
-491.78

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
3.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
42.90
Undervalued EV/EBITDA
-36.89

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.33
Current PS
0.00
Overvalued PS
0.51
Undervalued PS
0.15

Financials

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Whales Holding FOA

O
Omega Advisors, Inc.
Holding
FOA
+7.04%
3M Return
B
Blackstone Inc.
Holding
FOA
+0.92%
3M Return

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Frequently Asked Questions

What is Finance of America Companies Inc (FOA) stock price today?

The current price of FOA is 21.49 USD — it has increased 2.09

What is Finance of America Companies Inc (FOA)'s business?

Finance of America Companies Inc. is a financial services holding company. The Company is a provider of home equity-based financing solutions for a modern retirement. The Company offers capital markets and portfolio management capabilities primarily to optimize the distribution of its originated loans to investors. It has two segments: Retirement Solutions and Portfolio Management. Retirement Solutions segment conducts all of the Company’s loan origination activity, including the origination of home equity conversion mortgages and non-agency reverse mortgage loans through both the retail and third-party originator channels. Portfolio Management segment provides product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services for the Company. It uses a combination of proprietary and third-party intellectual property, such as owned or licensed trademarks, trademark applications, and domain names.

What is the price predicton of FOA Stock?

Wall Street analysts forecast FOA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FOA is29.50 USD with a low forecast of 29.50 USD and a high forecast of 29.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Finance of America Companies Inc (FOA)'s revenue for the last quarter?

Finance of America Companies Inc revenue for the last quarter amounts to 551.72M USD, increased 4.39

What is Finance of America Companies Inc (FOA)'s earnings per share (EPS) for the last quarter?

Finance of America Companies Inc. EPS for the last quarter amounts to -0.96 USD, decreased -83.30

How many employees does Finance of America Companies Inc (FOA). have?

Finance of America Companies Inc (FOA) has 782 emplpoyees as of May 11 2026.

What is Finance of America Companies Inc (FOA) market cap?

Today FOA has the market capitalization of 192.93M USD.