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CFBK Overview

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Intellectia

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High
27.555
Open
27.360
VWAP
27.39
Vol
19.95K
Mkt Cap
176.18M
Low
27.190
Amount
546.41K
EV/EBITDA(TTM)
1.61
Total Shares
6.42M
EV
26.55M
EV/OCF(TTM)
--
P/S(TTM)
--
CF Bankshares Inc. is a holding company of CFBank, National Association (CFBank). CFBank is a commercial bank, operating primarily in five major metro markets: Columbus, Cleveland, Cincinnati, and Akron, Ohio, and Indianapolis, Indiana. It provides commercial, retail, and mortgage lending services to businesses and entrepreneurs. CFBank provides commercial loans and equipment leases, commercial and residential real estate loans and treasury management depository services, residential mortgage lending, and full-service commercial and retail banking services and products. Its loan and lease portfolio primarily consists of commercial, commercial real estate and multi-family mortgage loans, mortgage loans secured by single-family residences and, to a lesser degree, consumer loans. CFBank also finances a variety of commercial and residential construction projects. CFBank also offers the convenience of online banking, mobile banking and remote deposit capabilities.
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Events Timeline

(ET)
2026-02-05
09:10:00
CFBank Q4 Net Interest Margin Rises to 2.85%
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2026-01-05 (ET)
2026-01-05
09:00:00
CF Bankshares Declares $0.09 Quarterly Cash Dividend
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2025-12-18 (ET)
2025-12-18
09:10:00
CF Bankshares Extends Stock Repurchase Program to August 15, 2026
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2025-07-01 (ET)
2025-07-01
09:03:55
CF Bankshares added as member of Russell 3000 Index
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2025-07-01
09:03:11
CF Bankshares increases quarterly cash dividend 14% to 8c per share
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2025-02-04 (ET)
2025-02-04
08:01:33
CF Bankshares authorizes stock repurchase program for up to 325K shares
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2025-01-07 (ET)
2025-01-07
16:03:08
CF Bankshares files to sell common stock, non-voting common stock for holders
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News

PRnewswire
9.5
05-05PRnewswire
CF Bankshares Reports Q1 2026 Financial Highlights
  • Net Income Performance: CF Bankshares reported a net income of $5.0 million for Q1 2026, translating to a diluted earnings per share of $0.77, reflecting a 13% increase compared to Q1 2025, indicating the company's stability and profitability in the market.
  • Commercial Loan Growth: The company achieved a net core commercial loan growth of $45 million in Q1, with an annualized growth rate of 15%, despite the impact of loan payoffs and funding timing on interest income, with expectations of benefiting from this growth in Q2.
  • Non-Interest Income Increase: Non-interest income reached $1.487 million in Q1, a 23.3% increase year-over-year, primarily driven by higher service charges on deposit accounts, showcasing the company's success in diversifying its revenue streams.
  • Asset Quality Improvement: As of March 31, 2026, nonaccrual loans totaled $20.3 million, representing 1.14% of total loans, which, despite an increase from the previous quarter, reflects the company's effective management of credit loss reserves to maintain strong asset quality.
Newsfilter
9.5
05-05Newsfilter
CF Bankshares Reports 13% Increase in Q1 Net Income
  • Net Income Growth: CF Bankshares reported a net income of $5.0 million for Q1 2026, translating to $0.77 per diluted share, which marks a 13% increase from Q1 2025, indicating sustained profitability improvements that bolster investor confidence.
  • Non-Interest Income Surge: The company saw a 23% year-over-year increase in non-interest income, reaching $1.487 million, primarily driven by higher customer fees, which will further support the company's revenue diversification strategy and enhance overall financial stability.
  • Strong Loan Growth: Core commercial loans grew by $45 million in Q1, representing an annualized growth rate of 15%, reflecting the company's expanding capabilities in the commercial banking sector and setting a solid foundation for future revenue growth.
  • Robust Capital Ratios: As of March 31, 2026, CF Bankshares maintained a Tier 1 leverage ratio of 11.76% and a total capital ratio of 15.15%, demonstrating strong capital management that provides robust support for future expansion and risk management.
PRnewswire
8.0
04-01PRnewswire
CF Bankshares Declares Quarterly Cash Dividend
  • Dividend Announcement: CF Bankshares has declared a quarterly cash dividend of $0.09 per share on common stock and $9.00 per share on Series D preferred stock, reflecting the company's solid financial health and commitment to shareholder returns.
  • Preferred Stock Conversion: Each share of Series D preferred stock is convertible into 100 shares of common stock, enhancing the attractiveness of the preferred shares and providing shareholders with potential capital appreciation opportunities, thereby boosting investor confidence.
  • Dividend Payment Timeline: The dividend is set to be paid on April 21, 2026, with a record date of April 13, 2026, ensuring shareholders receive timely returns and demonstrating the company's focus on shareholder interests.
  • Market Positioning and Services: CFBank focuses on providing comprehensive commercial, retail, and mortgage lending services to closely held businesses and entrepreneurs, leveraging personalized service and direct access to decision-makers to strengthen its competitive edge in major markets.
NASDAQ.COM
8.0
01-05NASDAQ.COM
PNC Declares $1.70 Quarterly Cash Dividend Payable February 2026
  • PNC Dividend Declaration: The board of directors of PNC Financial Services Group declared a quarterly cash dividend of $1.70 per share, payable on February 5, 2026, reflecting the company's ongoing profitability and commitment to shareholder returns.
  • CF Bankshares Dividend Increase: CF Bankshares announced a quarterly cash dividend of $0.09 per share, representing a 13% increase over the previous quarter, payable on January 26, 2026, indicating enhanced profitability and shareholder focus.
  • Bank OZK Dividend Growth: Bank OZK's board declared a quarterly cash dividend of $0.46 per share, up $0.01 or 2.22% from the prior quarter, marking the 62nd consecutive quarter of dividend increases, showcasing the company's stable financial performance and commitment to shareholders.
  • Sabine Royalty Trust Distribution: Argent Trust Company declared a cash distribution of $0.321550 per unit, payable on January 29, 2026, demonstrating the trust's ongoing ability to provide returns to its unit holders.
PRnewswire
8.0
01-05PRnewswire
CF Bankshares Increases Quarterly Cash Dividend by 13%
  • Dividend Increase: CF Bankshares announced an increase in its quarterly cash dividend from $0.08 to $0.09 per share, representing a 13% growth aimed at enhancing shareholder returns and boosting investor confidence.
  • Preferred Stock Dividend: The cash dividend for Series D preferred stock has also been raised to $9.00 per share, further demonstrating the company's commitment to its shareholders and likely attracting more investor interest.
  • Payment Schedule: This dividend will be payable on January 26, 2026, to shareholders of record as of January 15, 2026, ensuring timely rewards for shareholders and enhancing the company's credibility in the market.
  • Business Growth Context: Since its recapitalization in 2012, CFBank has achieved a compound annual growth rate of 20%, indicating the company's success in meeting the financial needs of closely held businesses and solidifying its market position.
PRnewswire
8.0
2025-12-18PRnewswire
CF Bankshares Extends Stock Repurchase Program to August 15, 2026
  • Repurchase Program Extension: CF Bankshares' Board of Directors has approved the extension of its stock repurchase program to August 15, 2026, allowing for the repurchase of up to 325,000 shares, approximately 5% of the company's outstanding stock, aimed at enhancing shareholder value.
  • Repurchase Progress: To date, the company has repurchased 54,644 shares, demonstrating confidence in the stock's value while reflecting management's positive assessment of market conditions.
  • Market Strategy: Repurchases will be conducted through open market transactions and privately negotiated deals, in compliance with securities laws, aimed at leveraging current market prices to boost shareholder returns and strengthen the company's competitive position.
  • Management Confidence: CEO Timothy T. O'Dell stated that the extension of the repurchase program reflects confidence in the company's business model and intrinsic value, which is expected to further enhance investor trust in the company.

Valuation Metrics

The current forward P/E ratio for CF Bankshares Inc (CFBK.O) is 7.86, compared to its 5-year average forward P/E of 8.64. For a more detailed relative valuation and DCF analysis to assess CF Bankshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.64
Current PE
7.86
Overvalued PE
10.45
Undervalued PE
6.84

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.34
Current EV/EBITDA
0.96
Overvalued EV/EBITDA
1.73
Undervalued EV/EBITDA
-1.05

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.49
Current PS
2.39
Overvalued PS
2.78
Undervalued PS
2.21

Financials

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Frequently Asked Questions

What is CF Bankshares Inc (CFBK) stock price today?

The current price of CFBK is 27.43 USD — it has increased 0.26

What is CF Bankshares Inc (CFBK)'s business?

CF Bankshares Inc. is a holding company of CFBank, National Association (CFBank). CFBank is a commercial bank, operating primarily in five major metro markets: Columbus, Cleveland, Cincinnati, and Akron, Ohio, and Indianapolis, Indiana. It provides commercial, retail, and mortgage lending services to businesses and entrepreneurs. CFBank provides commercial loans and equipment leases, commercial and residential real estate loans and treasury management depository services, residential mortgage lending, and full-service commercial and retail banking services and products. Its loan and lease portfolio primarily consists of commercial, commercial real estate and multi-family mortgage loans, mortgage loans secured by single-family residences and, to a lesser degree, consumer loans. CFBank also finances a variety of commercial and residential construction projects. CFBank also offers the convenience of online banking, mobile banking and remote deposit capabilities.

What is the price predicton of CFBK Stock?

Wall Street analysts forecast CFBK stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for CFBK is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is CF Bankshares Inc (CFBK)'s revenue for the last quarter?

CF Bankshares Inc revenue for the last quarter amounts to 13.18M USD, increased 6.73

What is CF Bankshares Inc (CFBK)'s earnings per share (EPS) for the last quarter?

CF Bankshares Inc. EPS for the last quarter amounts to 0.77 USD, increased 13.24

How many employees does CF Bankshares Inc (CFBK). have?

CF Bankshares Inc (CFBK) has 98 emplpoyees as of May 11 2026.

What is CF Bankshares Inc (CFBK) market cap?

Today CFBK has the market capitalization of 176.18M USD.