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CFBK Overview

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Intellectia

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High
29.120
Open
28.940
VWAP
28.72
Vol
59.43K
Mkt Cap
185.33M
Low
28.520
Amount
1.71M
EV/EBITDA(TTM)
1.50
Total Shares
6.50M
EV
33.59M
EV/OCF(TTM)
0.72
P/S(TTM)
3.30
CF Bankshares Inc. is a holding company of CFBank, National Association (CFBank). CFBank is a commercial bank, operating primarily in five major metro markets: Columbus, Cleveland, Cincinnati, and Akron, Ohio, and Indianapolis, Indiana. It provides commercial, retail, and mortgage lending services to businesses and entrepreneurs. CFBank provides commercial loans and equipment leases, commercial and residential real estate loans and treasury management depository services, residential mortgage lending, and full-service commercial and retail banking services and products. Its loan and lease portfolio primarily consists of commercial, commercial real estate and multi-family mortgage loans, mortgage loans secured by single-family residences and, to a lesser degree, consumer loans. CFBank also finances a variety of commercial and residential construction projects. CFBank also offers the convenience of online banking, mobile banking and remote deposit capabilities.
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Events Timeline

(ET)
2026-02-05
09:10:00
CFBank Q4 Net Interest Margin Rises to 2.85%
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2026-01-05 (ET)
2026-01-05
09:00:00
CF Bankshares Declares $0.09 Quarterly Cash Dividend
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2025-12-18 (ET)
2025-12-18
09:10:00
CF Bankshares Extends Stock Repurchase Program to August 15, 2026
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2025-07-01 (ET)
2025-07-01
09:03:55
CF Bankshares added as member of Russell 3000 Index
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2025-07-01
09:03:11
CF Bankshares increases quarterly cash dividend 14% to 8c per share
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2025-02-04 (ET)
2025-02-04
08:01:33
CF Bankshares authorizes stock repurchase program for up to 325K shares
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2025-01-07 (ET)
2025-01-07
16:03:08
CF Bankshares files to sell common stock, non-voting common stock for holders
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News

PRnewswire
5.0
05-19PRnewswire
CF Bankshares Appoints New President of Residential Mortgage Lending
  • Leadership Enhancement: CF Bankshares has appointed Gregory Perelka as President of Residential Mortgage Lending, further strengthening the bank's relationship-driven platform across Ohio and beyond, which is expected to drive business growth and enhance client experience.
  • Extensive Industry Experience: Gregory brings a wealth of executive experience in finance, sales, and operations, having served as Executive Vice President at CHN Housing Partners, where he provided strategic direction and established loan policies, demonstrating strong profitability and long-term performance.
  • Strategic Growth Initiatives: At CFBank, Gregory will focus on driving strategic growth initiatives and enhancing operational performance, particularly as loan volumes continue to expand, with plans to introduce new products to strengthen mortgage offerings.
  • Market Opportunity Capture: As several banks have exited or scaled back their mortgage lending operations, CFBank's leadership team, with deep industry experience, continues to believe in the importance of mortgage lending for building long-term relationships and cross-selling opportunities, showcasing strong market competitiveness.
Yahoo Finance
9.5
05-14Yahoo Finance
CF Bankshares Named Among 12 Best Micro-Cap Dividend Stocks to Buy Now
  • Earnings Warning: Piper Sandler analyst Adam Kroll lowered the price target for CF Bankshares from $34 to $33.50 while maintaining an Overweight rating; however, a $0.5 million interest reversal due to an increase in non-performing loans impacted PPNR and EPS, indicating pressure on the company's profitability.
  • Financial Performance: CF Bankshares reported mixed results in its latest earnings report, with an increase in non-core loans leading to a shortfall in earnings, although the company's turnaround since its 2012 recapitalization has been deemed 'impressive', short-term profitability remains a concern.
  • Market Competitiveness: Piper Sandler highlighted that CF Bankshares has a stronger-than-peer organic balance sheet growth outlook, with expectations for modest net interest margin expansion that could support further profitability improvements, despite competitive pressures in the market.
  • Investment Potential: While CF Bankshares shows investment potential, analysts believe that certain AI stocks offer greater upside potential and carry less downside risk, prompting investors to carefully consider market dynamics when making investment decisions.
PRnewswire
9.5
05-05PRnewswire
CF Bankshares Reports Q1 2026 Financial Highlights
  • Net Income Performance: CF Bankshares reported a net income of $5.0 million for Q1 2026, translating to a diluted earnings per share of $0.77, reflecting a 13% increase compared to Q1 2025, indicating the company's stability and profitability in the market.
  • Commercial Loan Growth: The company achieved a net core commercial loan growth of $45 million in Q1, with an annualized growth rate of 15%, despite the impact of loan payoffs and funding timing on interest income, with expectations of benefiting from this growth in Q2.
  • Non-Interest Income Increase: Non-interest income reached $1.487 million in Q1, a 23.3% increase year-over-year, primarily driven by higher service charges on deposit accounts, showcasing the company's success in diversifying its revenue streams.
  • Asset Quality Improvement: As of March 31, 2026, nonaccrual loans totaled $20.3 million, representing 1.14% of total loans, which, despite an increase from the previous quarter, reflects the company's effective management of credit loss reserves to maintain strong asset quality.
Newsfilter
9.5
05-05Newsfilter
CF Bankshares Reports 13% Increase in Q1 Net Income
  • Net Income Growth: CF Bankshares reported a net income of $5.0 million for Q1 2026, translating to $0.77 per diluted share, which marks a 13% increase from Q1 2025, indicating sustained profitability improvements that bolster investor confidence.
  • Non-Interest Income Surge: The company saw a 23% year-over-year increase in non-interest income, reaching $1.487 million, primarily driven by higher customer fees, which will further support the company's revenue diversification strategy and enhance overall financial stability.
  • Strong Loan Growth: Core commercial loans grew by $45 million in Q1, representing an annualized growth rate of 15%, reflecting the company's expanding capabilities in the commercial banking sector and setting a solid foundation for future revenue growth.
  • Robust Capital Ratios: As of March 31, 2026, CF Bankshares maintained a Tier 1 leverage ratio of 11.76% and a total capital ratio of 15.15%, demonstrating strong capital management that provides robust support for future expansion and risk management.
PRnewswire
8.0
04-01PRnewswire
CF Bankshares Declares Quarterly Cash Dividend
  • Dividend Announcement: CF Bankshares has declared a quarterly cash dividend of $0.09 per share on common stock and $9.00 per share on Series D preferred stock, reflecting the company's solid financial health and commitment to shareholder returns.
  • Preferred Stock Conversion: Each share of Series D preferred stock is convertible into 100 shares of common stock, enhancing the attractiveness of the preferred shares and providing shareholders with potential capital appreciation opportunities, thereby boosting investor confidence.
  • Dividend Payment Timeline: The dividend is set to be paid on April 21, 2026, with a record date of April 13, 2026, ensuring shareholders receive timely returns and demonstrating the company's focus on shareholder interests.
  • Market Positioning and Services: CFBank focuses on providing comprehensive commercial, retail, and mortgage lending services to closely held businesses and entrepreneurs, leveraging personalized service and direct access to decision-makers to strengthen its competitive edge in major markets.
NASDAQ.COM
8.0
01-05NASDAQ.COM
PNC Declares $1.70 Quarterly Cash Dividend Payable February 2026
  • PNC Dividend Declaration: The board of directors of PNC Financial Services Group declared a quarterly cash dividend of $1.70 per share, payable on February 5, 2026, reflecting the company's ongoing profitability and commitment to shareholder returns.
  • CF Bankshares Dividend Increase: CF Bankshares announced a quarterly cash dividend of $0.09 per share, representing a 13% increase over the previous quarter, payable on January 26, 2026, indicating enhanced profitability and shareholder focus.
  • Bank OZK Dividend Growth: Bank OZK's board declared a quarterly cash dividend of $0.46 per share, up $0.01 or 2.22% from the prior quarter, marking the 62nd consecutive quarter of dividend increases, showcasing the company's stable financial performance and commitment to shareholders.
  • Sabine Royalty Trust Distribution: Argent Trust Company declared a cash distribution of $0.321550 per unit, payable on January 29, 2026, demonstrating the trust's ongoing ability to provide returns to its unit holders.

Valuation Metrics

The current forward P/E ratio for CF Bankshares Inc (CFBK.O) is 7.86, compared to its 5-year average forward P/E of 8.59. For a more detailed relative valuation and DCF analysis to assess CF Bankshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.59
Current PE
7.86
Overvalued PE
10.36
Undervalued PE
6.82

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.35
Current EV/EBITDA
1.25
Overvalued EV/EBITDA
1.75
Undervalued EV/EBITDA
-1.04

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.49
Current PS
2.57
Overvalued PS
2.77
Undervalued PS
2.21

Financials

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Frequently Asked Questions

What is CF Bankshares Inc (CFBK) stock price today?

The current price of CFBK is 28.52 USD — it has decreased -0.63

What is CF Bankshares Inc (CFBK)'s business?

CF Bankshares Inc. is a holding company of CFBank, National Association (CFBank). CFBank is a commercial bank, operating primarily in five major metro markets: Columbus, Cleveland, Cincinnati, and Akron, Ohio, and Indianapolis, Indiana. It provides commercial, retail, and mortgage lending services to businesses and entrepreneurs. CFBank provides commercial loans and equipment leases, commercial and residential real estate loans and treasury management depository services, residential mortgage lending, and full-service commercial and retail banking services and products. Its loan and lease portfolio primarily consists of commercial, commercial real estate and multi-family mortgage loans, mortgage loans secured by single-family residences and, to a lesser degree, consumer loans. CFBank also finances a variety of commercial and residential construction projects. CFBank also offers the convenience of online banking, mobile banking and remote deposit capabilities.

What is the price predicton of CFBK Stock?

Wall Street analysts forecast CFBK stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for CFBK is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is CF Bankshares Inc (CFBK)'s revenue for the last quarter?

CF Bankshares Inc revenue for the last quarter amounts to 13.18M USD, increased 6.73

What is CF Bankshares Inc (CFBK)'s earnings per share (EPS) for the last quarter?

CF Bankshares Inc. EPS for the last quarter amounts to 0.77 USD, increased 13.24

How many employees does CF Bankshares Inc (CFBK). have?

CF Bankshares Inc (CFBK) has 98 emplpoyees as of May 31 2026.

What is CF Bankshares Inc (CFBK) market cap?

Today CFBK has the market capitalization of 185.33M USD.