CFBK Valuation

CF Bankshares Inc

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24.600

+0.05(0.204%)1D

Overview
Forecast
Valuation
Earnings

CFBK Relative Valuation

CFBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CFBK is overvalued; if below, it's undervalued.

Historical Valuation

CF Bankshares Inc (CFBK) is now in the Undervalued zone, suggesting that its current forward PE ratio of 7.03 is considered Undervalued compared with the five-year average of 8.44. The fair price of CF Bankshares Inc (CFBK) is between 24.57 to 36.17 according to relative valuation methord. Compared to the current price of 24.55 USD , CF Bankshares Inc is Undervalued By 0.09%.

Relative Value

Fair Zone

24.57-36.17

Current Price：24.55

0.09%

Undervalued

7.03

Trailing

Forward

0.00

EV/EBITDA

CF Bankshares Inc. (CFBK) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

CF Bankshares Inc. (CFBK) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

2.42

CF Bankshares Inc. (CFBK) has a current PS of 2.42. The 5-year average PS is 2.40. The thresholds are as follows: Strongly Undervalued below 1.55, Undervalued between 1.55 and 1.98, Fairly Valued between 2.83 and 1.98, Overvalued between 2.83 and 3.26, and Strongly Overvalued above 3.26. The current Forward PS of 2.42 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

CF Bankshares Inc. (CFBK) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

CF Bankshares Inc. (CFBK) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

CF Bankshares Inc (CFBK) has a current Price-to-Book (P/B) ratio of 0.89. Compared to its 3-year average P/B ratio of 0.86 , the current P/B ratio is approximately 3.44% higher. Relative to its 5-year average P/B ratio of 0.94, the current P/B ratio is about -4.89% higher. CF Bankshares Inc (CFBK) has a Forward Free Cash Flow (FCF) yield of approximately 13.36%. Compared to its 3-year average FCF yield of 22.12%, the current FCF yield is approximately -39.59% lower. Relative to its 5-year average FCF yield of 15.55% , the current FCF yield is about -14.05% lower.

0.89

P/B

Median3y

0.86

Median5y

0.94

13.36

FCF Yield

Median3y

22.12

Median5y

15.55

Competitors Valuation Multiple

The average P/S ratio for CFBK's competitors is 0.72, providing a benchmark for relative valuation. CF Bankshares Inc Corp (CFBK) exhibits a P/S ratio of 2.42, which is 236.49% above the industry average. Given its robust revenue growth of 27.25%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Bogota Financial Corp

Affinity Bancshares Inc

Loss

1.53%

121.51M

Performance Decomposition

Market capitalization of CFBK increased by 13.22% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 15.51 to 36.20.

The secondary factor is the Revenue Growth, contributed 27.25%to the performance.

Overall, the performance of CFBK in the past 1 year is driven by Margin Expansion. Which is more sustainable.

27.25%

10.93M → 13.91M

Revenue Growth

133.40%

15.51 → 36.20

Margin Expansion

-147.43%

-18.69 → 8.86

P/E Change

13.22%