Should You Buy Finance of America Companies Inc (FOA) Today? Analysis, Price Targets, and 2026 Outlook.
Analysis Updated At
2026/01/28
FOA is not a good buy right now for a beginner long-term investor with $50k–$100k who wants to act immediately. The technical setup is weakening (bearish MACD, price below pivot), the latest 2025/Q3 results show continued losses with worsening YoY profitability, and there are no proprietary buy signals today. While options positioning is very call-heavy (bullish sentiment) and hedge funds have increased buying, the fundamentals/price trend don’t support a clean long-term entry at this moment.
Technical Analysis
Price/Trend: FOA closed at 23.37 (-1.72%), below the pivot level (24.11), indicating the stock is currently trading in a weaker zone.
Momentum: MACD histogram is negative (-0.0745) and expanding lower, which typically signals bearish momentum is building rather than reversing.
RSI: RSI(6) at ~41.9 is neutral-to-weak (not oversold), suggesting there isn’t a strong technical “snap-back” buy signal yet.
Moving Averages: Converging moving averages often precede a larger move, but with MACD weakening and price under pivot, the near-term bias is still cautious.
Key Levels: First support S1=23.13 (close to current price). A break below S1 increases risk of a move toward S2=22.53. Resistance levels are R1=25.09 and R2=25.69.
Pattern-based near-term odds: Similar-pattern analysis suggests a higher chance of a small next-day dip (-2.12%) but a positive 1-week (+2.89%) and 1-month (+11.26%) outcome—this is supportive for a rebound thesis, but the current tape is not confirming a strong entry.
Intellectia Proprietary Trading Signals
- [AI Stock Picker](module://ai_stock_pick): no signal on given stock today.
- [SwingMax](module://swingmax): No signal on given stock recently.