FOA PE Ratio & Valuation,Is FOA Overvalued

FOA Relative Valuation

FOA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FOA is overvalued; if below, it's undervalued.

Historical Valuation

Finance of America Companies Inc (FOA) is now in the Fair zone, suggesting that its current forward PS ratio of 0.38 is considered Fairly compared with the five-year average of 139.33. The fair price of Finance of America Companies Inc (FOA) is between 14.91 to 32.43 according to relative valuation methord.

Relative Value

Fair Zone

14.91-32.43

Current Price：23.01

Fair

5.98

0.00

EV/EBITDA

Finance of America Companies Inc. (FOA) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

Finance of America Companies Inc. (FOA) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

0.38

Finance of America Companies Inc. (FOA) has a current PS of 0.38. The 5-year average PS is 0.32. The thresholds are as follows: Strongly Undervalued below -0.05, Undervalued between -0.05 and 0.14, Fairly Valued between 0.50 and 0.14, Overvalued between 0.50 and 0.68, and Strongly Overvalued above 0.68. The current Forward PS of 0.38 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Finance of America Companies Inc. (FOA) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Finance of America Companies Inc. (FOA) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Finance of America Companies Inc (FOA) has a current Price-to-Book (P/B) ratio of 0.65. Compared to its 3-year average P/B ratio of 0.55 , the current P/B ratio is approximately 17.49% higher. Relative to its 5-year average P/B ratio of 0.49, the current P/B ratio is about 32.51% higher. Finance of America Companies Inc (FOA) has a Forward Free Cash Flow (FCF) yield of approximately -240.72%. Compared to its 3-year average FCF yield of 105.32%, the current FCF yield is approximately -328.56% lower. Relative to its 5-year average FCF yield of 109.02% , the current FCF yield is about -320.81% lower.

0.65

P/B

Median3y

0.55

Median5y

0.49

-240.72

FCF Yield

Median3y

105.32

Median5y

109.02

Competitors Valuation Multiple

The average P/S ratio for FOA's competitors is 0.00, providing a benchmark for relative valuation. Finance of America Companies Inc Corp (FOA) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of -0.64%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of FOA decreased by 16.68% over the past 1 year. The primary factor behind the change was an decrease in P/E Change from -147.25 to -291.74.

The secondary factor is the Revenue Growth, contributed -0.64%to the performance.

Overall, the performance of FOA in the past 1 year is driven by P/E Change. Which is more unsustainable.

-0.64%

557.96M → 554.36M

Revenue Growth

-114.16%

36.52 → -5.17

Margin Expansion

98.12%

-147.25 → -291.74

P/E Change

-16.68%

28.12 → 23.43

Mkt Cap Growth

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Frequently Asked Questions

Is Finance of America Companies Inc (FOA) currently overvalued or undervalued?

What is Finance of America Companies Inc (FOA) fair value?

FOA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Finance of America Companies Inc (FOA) is between 14.91 to 32.43 according to relative valuation methord.

How does FOA's valuation metrics compare to the industry average?

What is the current P/B ratio for Finance of America Companies Inc (FOA) as of Dec 16 2025?

As of Dec 16 2025, Finance of America Companies Inc (FOA) has a P/B ratio of 0.65. This indicates that the market values FOA at 0.65 times its book value.

What is the current FCF Yield for Finance of America Companies Inc (FOA) as of Dec 16 2025?

As of Dec 16 2025, Finance of America Companies Inc (FOA) has a FCF Yield of -240.72%. This means that for every dollar of Finance of America Companies Inc’s market capitalization, the company generates -240.72 cents in free cash flow.

What is the current Forward P/E ratio for Finance of America Companies Inc (FOA) as of Dec 16 2025?

As of Dec 16 2025, Finance of America Companies Inc (FOA) has a Forward P/E ratio of 5.98. This means the market is willing to pay $5.98 for every dollar of Finance of America Companies Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Finance of America Companies Inc (FOA) as of Dec 16 2025?

As of Dec 16 2025, Finance of America Companies Inc (FOA) has a Forward P/S ratio of 0.38. This means the market is valuing FOA at $0.38 for every dollar of expected revenue over the next 12 months.

FOA Valuation

FOA Valuation

FOA Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

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Frequently Asked Questions

Is Finance of America Companies Inc (FOA) currently overvalued or undervalued?

What is Finance of America Companies Inc (FOA) fair value?

How does FOA's valuation metrics compare to the industry average?

What is the current P/B ratio for Finance of America Companies Inc (FOA) as of Dec 16 2025?

What is the current FCF Yield for Finance of America Companies Inc (FOA) as of Dec 16 2025?

What is the current Forward P/E ratio for Finance of America Companies Inc (FOA) as of Dec 16 2025?

What is the current Forward P/S ratio for Finance of America Companies Inc (FOA) as of Dec 16 2025?