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BETR Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
26.730
Open
25.450
VWAP
25.32
Vol
280.64K
Mkt Cap
472.50M
Low
24.200
Amount
7.11M
EV/EBITDA(TTM)
--
Total Shares
18.87M
EV
1.11B
EV/OCF(TTM)
--
P/S(TTM)
1.74
Better Home & Finance Holding Company is a technology-enabled homeownership company. The Company offers mortgage, home equity, and other homeownership products through a digital platform. Its services are designed to support customers across stages of the homeownership cycle, including purchase, ownership, refinance, and sale. Its platform supports both consumer-facing offerings and offerings provided to third-party strategic partners and is designed to scale across products, channels, and market conditions. Its segments include Home Finance and Banking. The Home Finance segment provides homeownership services such as purchase mortgages, refinance mortgages, and home equity lines of credit and closed-end second lien loans for home purchase and refinance, including cash-out refinance and debt consolidation, as well as mortgage related product offerings such as real estate services and insurance services, which includes title insurance.
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Events Timeline

(ET)
2026-06-04
11:10:00
Bitcoin Falls to Four-Month Low, Triggering $1.61B in Forced Liquidations
select
2026-06-04
08:40:00
Better Home & Finance and Coinbase Launch First Bitcoin-Backed Mortgage
select
2026-05-07 (ET)
2026-05-07
07:40:00
Better Reports Q1 Revenue of $47.5M, Loan Volume Up 89% YoY
select
2026-04-08 (ET)
2026-04-08
09:30:00
Better Home & Finance Reports $1.64B Q1 Loan Volume, Announces $60M Public Offering
select
2026-04-07 (ET)
2026-04-07
08:10:00
Better Home & Finance Increases Credit Facility to $350M
select
2026-03-31 (ET)
2026-03-31
08:10:00
Better Home & Finance Doubles Credit Facility to $350M
select

News

Fool
8.5
06-08Fool
Coinbase and Better Launch Bitcoin-Backed Mortgages
  • First Bitcoin-Backed Mortgage: Coinbase and Better Mortgage have launched the first Fannie Mae-backed mortgage secured by Bitcoin and USDC, allowing homebuyers to use digital assets as collateral instead of cash down payments, which is expected to attract younger buyers.
  • Market Demand Insight: Better claims that 41% of its pre-approved customers cannot make traditional down payments due to cash shortages, and leveraging digital assets as collateral could reduce this percentage, thereby addressing housing needs among the younger generation.
  • Innovative Mortgage Structure: The new mortgage employs a dual-loan structure, with a traditional loan covering the entire home and a second token-based loan covering only the down payment, intentionally over-collateralized at 250% in Bitcoin or 125% in USDC to mitigate market volatility.
  • Future Outlook: While this mortgage product may not gain rapid traction, it offers an intriguing glimpse into a future where Bitcoin and stablecoins can be pledged as collateral for home purchases, particularly appealing to younger investors.
NASDAQ.COM
8.5
06-08NASDAQ.COM
Michigan Couple Secures First Bitcoin-Backed Mortgage
  • First Bitcoin Mortgage: A Michigan couple has secured the country's first Bitcoin-backed mortgage through Better and Coinbase, marking a new trend in utilizing digital assets for real estate financing that could attract younger homebuyers.
  • Opportunity for Young Buyers: Better claims that 41% of its pre-approved customers cannot make traditional down payments due to cash shortages, and allowing them to use Bitcoin or USDC as collateral could reduce this percentage, thereby expanding the potential customer base.
  • Innovative Mortgage Structure: The mortgage from Coinbase and Better employs a dual-loan structure, where a traditional loan covers the entire home while a second token-based loan covers the down payment, with the latter over-collateralized in Bitcoin (250%) or USDC (125%) to mitigate market volatility.
  • Market Outlook: While this product may not gain traction beyond a niche of crypto investors, it offers an intriguing glimpse into the future of real estate transactions, showcasing the potential for Bitcoin and stablecoins to be used as collateral, particularly among younger investors.
seekingalpha
8.5
06-04seekingalpha
Coinbase and BETR Launch First Crypto-Backed Mortgage
  • First Crypto-Backed Mortgage: Coinbase and BETR provided their first Fannie Mae-eligible crypto-backed mortgage to a married couple in their early 30s in Michigan, showcasing a new application of crypto assets in real estate financing.
  • Positive Market Reaction: BETR shares rose 4.28% to $27.54 during morning trading on Thursday, indicating market approval of this innovative product, while COIN shares slightly declined by 0.12% to $163.02, reflecting investor caution in the crypto market.
  • Innovative Loan Structure: The mortgage allows borrowers to use cryptocurrency as collateral instead of liquidating their long-term Bitcoin holdings, thus avoiding capital gains taxes and retaining future appreciation potential, addressing the needs of modern buyers.
  • Expanding Market Access: Approximately 41% of BETR's pre-approved customers qualify based on income and credit but lack cash for traditional down payments; this new product aims to resolve this issue and help more qualified borrowers achieve homeownership.
Newsfilter
8.5
06-04Newsfilter
Better and Coinbase Launch Bitcoin-Backed Mortgages
  • First Bitcoin-Backed Mortgage: Better Home & Finance and Coinbase have launched the first Fannie Mae-backed mortgage in the U.S. utilizing Bitcoin as collateral, with plans to make it available to qualified borrowers nationwide by Summer 2026, addressing the financial needs of modern homebuyers and enhancing housing accessibility.
  • Digital Asset Collateral Innovation: This mortgage product allows borrowers to use Bitcoin and USDC as collateral, avoiding capital gains taxes from liquidating digital assets, catering to 41% of pre-approved customers who qualify on income and credit but lack traditional down payment cash.
  • Rising Homebuyer Age: According to the National Association of Realtors, the median age of first-time homebuyers in the U.S. has risen to 40 years, up from 32 a decade ago, reflecting the impact of high mortgage rates and rising home prices, prompting the introduction of this product to address the trend.
  • Partner Selection: Better chose Coinbase to power its mortgage offering due to its trustworthiness and compliance in the U.S., ensuring the security and market responsibility of this innovative product, marking a new opportunity for digital assets in housing finance.
Yahoo Finance
5.0
05-13Yahoo Finance
BetterLife Appoints Doug Drysdale as Executive Chairman
  • Leadership Change: BetterLife Pharma has appointed Doug Drysdale as Executive Chairman, who previously served as CEO of Cybin, successfully advancing the company from molecule inception to Phase 3 trials in just three years, showcasing his exceptional leadership in the biotech sector.
  • Strategic Value Enhancement: Drysdale's addition is expected to bring global leadership experience and a rich background in executing successful transactions, significantly strengthening BetterLife's strategic insights and operational capabilities, thereby driving long-term shareholder value creation.
  • Equity Incentive Plan: The company will grant Drysdale stock options for 3.5 million shares at an exercise price of $0.065, vesting monthly over 24 months with a 10-year term, aimed at attracting and retaining executive talent to foster company growth.
  • Innovative Drug Development: BetterLife focuses on developing BETR-001 for treating neurological disorders, which is in preclinical and IND-enabling studies, featuring unique self-administration characteristics that are expected to eliminate regulatory hurdles and provide strong momentum for future growth.
seekingalpha
9.5
05-08seekingalpha
Better Home & Finance Holding Company Q1 2026 Earnings Insights
  • Loan Volume Growth: Better Home achieved approximately $1.64 billion in funded loan volume in Q1 2026, reflecting an 89% year-over-year increase, indicating enhanced competitiveness in the market, although macroeconomic pressures may impact future growth.
  • Revenue and Cost Dynamics: Revenue from continuing operations grew approximately 52% year-over-year to $47.5 million, despite an adjusted EBITDA loss of approximately $19 million, highlighting the need for improved cost control alongside revenue growth to achieve profitability.
  • Strategic Investment and Expansion: The company plans to cut at least $25 million in annualized costs in Q2 and expand warehouse capacity by 48% to $850 million, aiming to enhance operational efficiency and support future business growth.
  • Market Outlook and Challenges: While Q2 funded loan volume is expected to remain flat, revenue is projected to grow by approximately 15%, yet management expresses caution regarding macroeconomic uncertainties, emphasizing the potential need for deeper cost cuts in response to rising interest rates.
Wall Street analysts forecast BETR stock price to rise
2 Analyst Rating
Wall Street analysts forecast BETR stock price to rise
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
40.00
Averages
40.00
High
40.00
Current: 0.000
sliders
Low
40.00
Averages
40.00
High
40.00
Needham
Buy
initiated
$53
AI Analysis
2026-05-04
Reason
Needham
Price Target
$53
AI Analysis
2026-05-04
initiated
Buy
Reason
Needham initiated coverage of Better Home & Finance with a Buy rating and $53 price target. The company operates an AI-focused home lending platform, the analyst tells investors in a research note. The firm believes Better Home's "rapidly scaling" partnership channel positions the company for "outsized" growth even if the mortgage market recovers more slowly than expected.
Overweight
maintain
$40
2026-03-06
Reason
Price Target
$40
2026-03-06
maintain
Overweight
Reason
Better Home & Finance is positioned to expand home equity origination through its ChatGPT integration, opening a significant new distribution channel for Tinman to every enterprise license holder, the analyst tells investors in a research note. The firm, which has an Overweight rating and $40 price target on the shares, expressed "surprise" that Better was not up more on Thursday on the news, as it is "more important than the Street seems to realize."
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Valuation Metrics

The current forward P/E ratio for Better Home & Finance Holding Co (BETR.O) is 0.00, compared to its 5-year average forward P/E of -0.95. For a more detailed relative valuation and DCF analysis to assess Better Home & Finance Holding Co's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-0.95
Current PE
0.00
Overvalued PE
2.26
Undervalued PE
-4.15

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-0.36
Current EV/EBITDA
-2.99
Overvalued EV/EBITDA
0.70
Undervalued EV/EBITDA
-1.41

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.40
Current PS
1.34
Overvalued PS
1.35
Undervalued PS
-0.55

Financials

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Whales Holding BETR

S
SoftBank Group Corp.
Holding
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+153.61%
3M Return
L
L Catterton Management Limited
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+23.60%
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Frequently Asked Questions

What is Better Home & Finance Holding Co (BETR) stock price today?

The current price of BETR is 25.04 USD — it has decreased -1.61

What is Better Home & Finance Holding Co (BETR)'s business?

Better Home & Finance Holding Company is a technology-enabled homeownership company. The Company offers mortgage, home equity, and other homeownership products through a digital platform. Its services are designed to support customers across stages of the homeownership cycle, including purchase, ownership, refinance, and sale. Its platform supports both consumer-facing offerings and offerings provided to third-party strategic partners and is designed to scale across products, channels, and market conditions. Its segments include Home Finance and Banking. The Home Finance segment provides homeownership services such as purchase mortgages, refinance mortgages, and home equity lines of credit and closed-end second lien loans for home purchase and refinance, including cash-out refinance and debt consolidation, as well as mortgage related product offerings such as real estate services and insurance services, which includes title insurance.

What is the price predicton of BETR Stock?

Wall Street analysts forecast BETR stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BETR is40.00 USD with a low forecast of 40.00 USD and a high forecast of 40.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Better Home & Finance Holding Co (BETR)'s revenue for the last quarter?

Better Home & Finance Holding Co revenue for the last quarter amounts to 53.23M USD, increased 48.59

What is Better Home & Finance Holding Co (BETR)'s earnings per share (EPS) for the last quarter?

Better Home & Finance Holding Co. EPS for the last quarter amounts to -4.28 USD, increased 28.53

How many employees does Better Home & Finance Holding Co (BETR). have?

Better Home & Finance Holding Co (BETR) has 1329 emplpoyees as of June 10 2026.

What is Better Home & Finance Holding Co (BETR) market cap?

Today BETR has the market capitalization of 472.50M USD.