Analyst Ratings Overview: Citigroup's analyst ratings show a mix of bullish and bearish sentiments, with 3 bullish, 7 somewhat bullish, and 1 indifferent rating in the last 30 days, reflecting a slight increase in average price targets to $118.82.
Recent Analyst Actions: Several analysts have raised their ratings and price targets for Citigroup, with notable increases from firms like B of A Securities and Morgan Stanley, indicating a positive shift in market perception.
Financial Performance Indicators: Citigroup's revenue growth rate stands at approximately 8.11%, but its net margin, return on equity (1.88%), and return on assets (0.14%) are below industry averages, suggesting challenges in profitability and asset utilization.
Debt Management Strategy: The company maintains a below-average debt-to-equity ratio of 1.9, indicating a cautious approach to debt management amidst its financial performance challenges.
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Wall Street analysts forecast C stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for C is 125.50 USD with a low forecast of 87.00 USD and a high forecast of 146.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
16 Analyst Rating
Wall Street analysts forecast C stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for C is 125.50 USD with a low forecast of 87.00 USD and a high forecast of 146.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
13 Buy
3 Hold
0 Sell
Strong Buy
Current: 115.200
Low
87.00
Averages
125.50
High
146.00
Current: 115.200
Low
87.00
Averages
125.50
High
146.00
HSBC
analyst
Buy
maintain
$77 -> $87
2026-01-07
Reason
HSBC
analyst
Price Target
$77 -> $87
AI Analysis
2026-01-07
maintain
Buy
Reason
HSBC raised the firm's price target on Citi to $87 from $77 and keeps a Buy rating on the shares. Bank stocks have pulled back, offering selective opportunities to add exposure, says the analyst, who raised the firm's 2025-26 adjusted EPS estimates among the group by about 1%-7% to incorporate higher net interest income, investment banking fees, and share repurchase estimates.
TD Cowen
Hold
maintain
$110 -> $130
2026-01-07
Reason
TD Cowen
Price Target
$110 -> $130
2026-01-07
maintain
Hold
Reason
TD Cowen raised the firm's price target on Citi to $130 from $110 and keeps a Hold rating on the shares. The firm adjusted bank targets as part of a Q4 earnings preview. TD expects "solid" Q4 reports for the banks with continued balance sheet growth, repricing tailwinds, and a "likely more dovish" Federal Reserve chair in 2026. These "durable tailwinds" should lift bank stocks in 2026, the analyst tells investors in a research note.
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About C
Citigroup Inc. is a global diversified financial services holding company. The Company’s segments include Services, Markets, Banking, Wealth and U.S. Personal Banking (USPB). The Services segment includes Treasury and Trade Solutions (TTS) and securities services. TTS provides an integrated suite of tailored cash management, trade and working capital solutions to multinational corporations, financial institutions and public sector organizations. The Markets segment provides corporate, institutional and public sector clients around the world with a full range of sales and trading services across equities, foreign exchange, rates, spread products and commodities. The Banking segment includes investment banking, which supports client capital-raising needs to help strengthen and grow their businesses. The Wealth segment includes Private Bank, Wealth at Work and Citigold and provides financial services to a range of client segments. USPB segment includes branded cards and retail services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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