Q2 Holdings Inc. has seen its stock price drop significantly, hitting a 20-day low amid broader market declines, with the Nasdaq-100 down 0.90% and the S&P 500 down 0.42%.
The release of the 2026 Retail Banking Trends Report highlights a surge in technology priorities among retail banks, with 49% indicating a shift towards leveraging technology as a core growth driver. However, execution challenges remain, as fewer than 10% of banks report fully achieving their digital transformation goals, indicating a bottleneck in the industry. The report also notes that 67% of financial institutions have partnered with fintechs, reflecting a trend towards collaborative innovation.
This report underscores the competitive landscape for Q2 Holdings, as institutions that can execute digital strategies effectively will likely gain an edge in the coming years.
Wall Street analysts forecast QTWO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for QTWO is 99.75 USD with a low forecast of 71.00 USD and a high forecast of 110.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
13 Analyst Rating
Wall Street analysts forecast QTWO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for QTWO is 99.75 USD with a low forecast of 71.00 USD and a high forecast of 110.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
8 Buy
5 Hold
0 Sell
Moderate Buy
Current: 65.090
Low
71.00
Averages
99.75
High
110.00
Current: 65.090
Low
71.00
Averages
99.75
High
110.00
Stephens
Overweight
downgrade
$95 -> $90
2026-01-16
Reason
Stephens
Price Target
$95 -> $90
AI Analysis
2026-01-16
downgrade
Overweight
Reason
Stephens lowered the firm's price target on Q2 Holdings to $90 from $95 and keeps an Overweight rating on the shares as part of the firm's 2026 outlook note for the Financial Technology group. After a challenging 2025, the firm expects sentiment towards the Payment and IT Services space to improve in the coming year, the analyst tells investors.
JPMorgan
Ella Smith
Overweight
maintain
$110
2025-11-14
Reason
JPMorgan
Ella Smith
Price Target
$110
2025-11-14
maintain
Overweight
Reason
JPMorgan analyst Ella Smith placed shares of Q2 Holdings on "Positive Catalyst Watch" while keeping an Overweight rating on the name with a $110 price target. After speaking with management, JPMorgan says Q2 is pursuing a large digital banking market opportunity by offering a unified platform that serves both retail and commercial clients. It sees "significant room" for expansion among its existing customer base. The shares should outperform into and following its next earnings report in February. the analyst tells investors in a research note.
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DA Davidson
Peter Heckmann
Neutral
maintain
$76 -> $82
2025-11-12
Reason
DA Davidson
Peter Heckmann
Price Target
$76 -> $82
2025-11-12
maintain
Neutral
Reason
DA Davidson analyst Peter Heckmann raised the firm's price target on Q2 Holdings to $82 from $76 and keeps a Neutral rating on the shares. The company reported strong Q3 results, with total revenue and adjusted EBITDA 2% and 7% above the firm's forecasts respectively, while the management's preliminary guidance for 2026 was also viewed positively, the analyst tells investors in a research note. Q2 has produced an impressive string of strong quarterly bookings over the last two years, and the firm was pleased to see solid bookings continue in Q3, DA Davidson added.
Baird
Joe Vruwink
Neutral
downgrade
$95 -> $82
2025-11-06
Reason
Baird
Joe Vruwink
Price Target
$95 -> $82
2025-11-06
downgrade
Neutral
Reason
Baird analyst Joe Vruwink lowered the firm's price target on Q2 Holdings to $82 from $95 and keeps a Neutral rating on the shares. The firm updated its model following strong Q3 resultsand an improving outlook.
About QTWO
Q2 Holdings, Inc. is a provider of digital transformation solutions for financial services, serving banks, credit unions, alternative finance companies, and fintech’s in the United States and internationally. The Company enables its financial institutions and fintech companies to provide comprehensive, data-driven digital engagement solutions for consumers, small businesses and corporate clients. Its portfolio of digital solutions includes offerings, such as Digital Banking Platform, Q2 Innovation Studio, Lending and Relationship Pricing, and Helix. Its end-to-end digital banking platform supports its financial institution customers in their delivery of retail, SMB and commercial functionalities across digital channels through a single technology platform. Q2 Innovation Studio is its application program interface (API), and software development kit (SDK), based open technology platform. Helix is its cloud-native, real-time core processing platform.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
