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QTWO Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

Loading chart...

High
47.540
Open
45.530
VWAP
46.63
Vol
1.08M
Mkt Cap
3.64B
Low
44.990
Amount
50.27M
EV/EBITDA(TTM)
71.34
Total Shares
--
EV
5.37B
EV/OCF(TTM)
32.35
P/S(TTM)
7.33
Q2 Holdings, Inc. is a provider of digital transformation solutions for financial services, serving banks, credit unions, alternative finance companies, and fintech’s in the United States and internationally. The Company enables its financial institutions and fintech companies to provide comprehensive, data-driven digital engagement solutions for consumers, small businesses and corporate clients. Its portfolio of digital solutions includes offerings, such as Digital Banking Platform, Q2 Innovation Studio, Lending and Relationship Pricing, and Helix. Its end-to-end digital banking platform supports its financial institution customers in their delivery of retail, SMB and commercial functionalities across digital channels through a single technology platform. Q2 Innovation Studio is its application program interface (API), and software development kit (SDK), based open technology platform. Helix is its cloud-native, real-time core processing platform.
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Events Timeline

(ET)
2026-04-29
16:30:00
Sees FY26 Total Revenue of $875M to $882M
select
2026-04-29
16:30:00
Sees Q2 Adjusted EBITDA of $57.5M to $60.5M
select
2026-04-29
16:20:00
Q2 Reports Q1 Revenue of $216.5M, Beating Estimates
select

News

Newsfilter
8.5
05-28Newsfilter
PinnedOCA Foods Wins $100,000 Funding to Accelerate Growth
  • Funding Award: OCA Foods was announced as the winner of the 2026 Austin FC Dream Starter Competition, receiving $100,000 in funding to accelerate its business, highlighting its potential and impact in the clean ingredient snack market.
  • Cultural Connection: OCA aims to introduce the traditional Brazilian snack Paçoca to the U.S. market, emphasizing its simple ingredients and preservative-free nature, with the goal of fostering community connections and cultural exchange through delicious snacks.
  • Corporate Mission: Founder Renato Raposo expressed that winning the award not only recognizes their entrepreneurial efforts but also provides broader market opportunities, further promoting healthier choices and community development.
  • Judging Process: The competition's judging panel consisted of representatives from Austin FC, Q2 Holdings, and the local entrepreneurial community, with OCA's success showcasing its strengths in diversity and innovation, indicating significant growth potential ahead.
Fool
2.0
05-21Fool
Pembroke Management Sells $14.16 Million in Q2 Holdings Shares
  • Share Reduction Details: Pembroke Management disclosed a sale of 251,249 shares of Q2 Holdings in Q1 2026, valued at approximately $14.16 million, indicating a cautious outlook on the company's future performance, which may impact market confidence in Q2.
  • Ownership Proportion Change: Following this sale, Q2 Holdings now represents only 0.63% of Pembroke's portfolio, with remaining shares valued at $4.35 million, reflecting a diminished confidence in Q2's investment potential.
  • Stock Performance Analysis: As of May 13, 2026, Q2 Holdings' stock price stood at $44.70, down 51.8% year-over-year and significantly underperforming the S&P 500 by 78.26 percentage points, highlighting market concerns regarding its SaaS business model.
  • Financial Fundamentals: Despite the stock decline, Q2 Holdings reported a quarterly revenue growth of 14%, with trailing twelve-month net income rising to nearly $74 million, indicating improved profitability that may attract long-term investors' interest.
Yahoo Finance
2.0
05-17Yahoo Finance
Inflation Data Triggers Decline in Tech Stocks
  • Inflation Impact: The April PPI report indicated accelerating inflation, pushing the 10-year Treasury yield to 4.49%, effectively eliminating hopes for a rate cut in 2026, which raised the discount rate for long-duration growth earnings and led to a broad decline in tech stocks.
  • Software Sector Pressure: With year-over-year increases in computer software prices, software companies are facing structural inflation pressures that could trigger a pullback in enterprise software spending, impacting the present value of long-term subscription revenues and compressing price-to-earnings multiples.
  • Upstart Earnings Impact: Upstart reported a 44.4% year-over-year revenue growth to $308.2 million, exceeding expectations; however, a GAAP loss of $0.07 per share starkly contrasted with the anticipated $0.12 profit, leading to a 3.9% stock decline and reflecting investor caution about future performance.
  • Market Overreaction: Despite the declines in tech stocks due to inflation data, the market's reaction may be excessive, presenting a potential buying opportunity for high-quality stocks, especially as current prices are 68.3% below their 52-week high.
CNBC
6.5
05-02CNBC
JPMorgan's Updated Analyst Top Picks for April
  • Strong Market Performance: In April, all three major indexes on Wall Street rose, with the S&P 500 and Nasdaq Composite recording their largest monthly gains since 2020, indicating signs of market recovery that may attract more investor interest.
  • Optimistic Outlook for Q2 Holdings: Despite Q2 Holdings' stock price tumbling nearly 30% in 2026, analysts are generally bullish, predicting over 47% upside potential, reflecting confidence in its digital banking solutions.
  • Caterpillar Beats Expectations: Caterpillar exceeded market expectations in its first-quarter results, with shares surging nearly 10% on Thursday alone, and up over 55% year-to-date in 2026, showcasing its strong performance in the manufacturing equipment sector.
  • Dollar Tree Price Correction: Although Dollar Tree's stock has dropped 23% this year, analysts anticipate a 30% rebound over the next 12 months, yet the majority maintain a hold rating, indicating a cautious outlook on its recovery.
NASDAQ.COM
2.0
04-30NASDAQ.COM
Q2 (QTWO) Q1 2026 Earnings Call Transcript
seekingalpha
9.5
04-30seekingalpha
Q2 Holdings Reports Strong Q1 2026 Earnings with Record Bookings and Revenue Growth
  • Strong Revenue Growth: Q2 Holdings achieved Q1 2026 revenue of $216.5 million, reflecting a 14% year-over-year increase, which underscores the company's robust market demand in digital banking and fraud management, further solidifying its leadership position in the fintech sector.
  • Innovative Product Launch: The company introduced Q2 Code, an AI-assisted development capability, and new AI-driven fraud capabilities focused on account takeover, aimed at enhancing security through real-time user activity monitoring, thereby increasing customer trust and driving future revenue growth.
  • Outstanding Financial Performance: The first quarter adjusted EBITDA reached $60 million, representing 27.7% of revenue, while free cash flow stood at $44.2 million, indicating significant improvements in profitability and cash flow management that support future investments and expansion.
  • Optimistic Outlook: The company forecasts second-quarter revenue between $214 million and $218 million, with an increased full-year revenue target of $875 million to $882 million, reflecting confidence in market demand and sustained growth potential.
Wall Street analysts forecast QTWO stock price to rise
13 Analyst Rating
Wall Street analysts forecast QTWO stock price to rise
8 Buy
5 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
71.00
Averages
99.75
High
110.00
Current: 0.000
sliders
Low
71.00
Averages
99.75
High
110.00
Morgan Stanley
Equal Weight
downgrade
$68 -> $63
AI Analysis
2026-04-30
Reason
Morgan Stanley
Price Target
$68 -> $63
AI Analysis
2026-04-30
downgrade
Equal Weight
Reason
Morgan Stanley lowered the firm's price target on Q2 Holdings to $63 from $68 and keeps an Equal Weight rating on the shares.
Goldman Sachs
Buy
downgrade
$86 -> $77
2026-04-30
Reason
Goldman Sachs
Price Target
$86 -> $77
2026-04-30
downgrade
Buy
Reason
Goldman Sachs lowered the firm's price target on Q2 Holdings to $77 from $86 and keeps a Buy rating on the shares. Q2 Holdings reported strong Q1 results with revenue and profitability ahead of expectations, supported by durable subscription ARR growth, accelerating subscription revenue, and robust RPO expansion, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for QTWO
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Valuation Metrics

The current forward P/E ratio for Q2 Holdings Inc (QTWO.N) is 43.61, compared to its 5-year average forward P/E of 96.07. For a more detailed relative valuation and DCF analysis to assess Q2 Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
96.07
Current PE
43.61
Overvalued PE
191.26
Undervalued PE
0.88

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
54.03
Current EV/EBITDA
35.46
Overvalued EV/EBITDA
95.66
Undervalued EV/EBITDA
12.39

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
5.24
Current PS
7.16
Overvalued PS
7.62
Undervalued PS
2.85

Financials

AI Analysis
Annual
Quarterly

Whales Holding QTWO

O
Oberweis Asset Management, Inc.
Holding
QTWO
+33.52%
3M Return
S
Sanlam Investments Uk Limited
Holding
QTWO
+21.34%
3M Return
E
Emerald Advisers, LLC
Holding
QTWO
+14.97%
3M Return
B
Brown Capital Management, LLC
Holding
QTWO
+5.07%
3M Return
C
Conestoga Capital Advisors, LLC
Holding
QTWO
-1.28%
3M Return
N
North Reef Capital Management LP
Holding
QTWO
-2.13%
3M Return

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Frequently Asked Questions

What is Q2 Holdings Inc (QTWO) stock price today?

The current price of QTWO is 47.35 USD — it has increased 4.9

What is Q2 Holdings Inc (QTWO)'s business?

Q2 Holdings, Inc. is a provider of digital transformation solutions for financial services, serving banks, credit unions, alternative finance companies, and fintech’s in the United States and internationally. The Company enables its financial institutions and fintech companies to provide comprehensive, data-driven digital engagement solutions for consumers, small businesses and corporate clients. Its portfolio of digital solutions includes offerings, such as Digital Banking Platform, Q2 Innovation Studio, Lending and Relationship Pricing, and Helix. Its end-to-end digital banking platform supports its financial institution customers in their delivery of retail, SMB and commercial functionalities across digital channels through a single technology platform. Q2 Innovation Studio is its application program interface (API), and software development kit (SDK), based open technology platform. Helix is its cloud-native, real-time core processing platform.

What is the price predicton of QTWO Stock?

Wall Street analysts forecast QTWO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for QTWO is99.75 USD with a low forecast of 71.00 USD and a high forecast of 110.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Q2 Holdings Inc (QTWO)'s revenue for the last quarter?

Q2 Holdings Inc revenue for the last quarter amounts to 189.74M USD, increased 14.64

What is Q2 Holdings Inc (QTWO)'s earnings per share (EPS) for the last quarter?

Q2 Holdings Inc. EPS for the last quarter amounts to 0.07 USD, decreased -130.43

How many employees does Q2 Holdings Inc (QTWO). have?

Q2 Holdings Inc (QTWO) has 2476 emplpoyees as of May 31 2026.

What is Q2 Holdings Inc (QTWO) market cap?

Today QTWO has the market capitalization of 3.64B USD.