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QTWO Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
53.000
Open
52.290
VWAP
51.34
Vol
782.05K
Mkt Cap
3.64B
Low
49.750
Amount
40.15M
EV/EBITDA(TTM)
71.34
Total Shares
--
EV
5.37B
EV/OCF(TTM)
32.35
P/S(TTM)
7.33
Q2 Holdings, Inc. is a provider of digital transformation solutions for financial services, serving banks, credit unions, alternative finance companies, and fintech’s in the United States and internationally. The Company enables its financial institutions and fintech companies to provide comprehensive, data-driven digital engagement solutions for consumers, small businesses and corporate clients. Its portfolio of digital solutions includes offerings, such as Digital Banking Platform, Q2 Innovation Studio, Lending and Relationship Pricing, and Helix. Its end-to-end digital banking platform supports its financial institution customers in their delivery of retail, SMB and commercial functionalities across digital channels through a single technology platform. Q2 Innovation Studio is its application program interface (API), and software development kit (SDK), based open technology platform. Helix is its cloud-native, real-time core processing platform.
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Events Timeline

(ET)
2026-02-11
16:30:00
Q2 Reports Q4 Revenue of $208.2M
select
2026-02-11
16:30:00
Sees Q1 Adjusted EBITDA of $52.5M-$55.5M
select
2026-02-11
16:30:00
Sees FY26 Adjusted EBITDA at $225M-$230M
select

News

Fool
8.5
01:06 AMFool
PinnedTremblant Capital Increases Stake in Q2 Holdings
  • Stake Increase: Tremblant Capital increased its position in Q2 Holdings by 1,456,565 shares during the quarter ended December 31, 2025, with an estimated trade value of $100 million, reflecting confidence in the company's future growth prospects.
  • Value Change: Following the purchase, Tremblant's total stake in Q2 Holdings reached $130.88 million, indicating a net position change of $105.02 million, which highlights the company's stability amid market fluctuations.
  • Financial Performance: Q2 Holdings generated approximately $794.81 million in revenue for 2025, marking a year-over-year increase of about 14%, with subscription revenue being the primary driver, showcasing the sustainability and growth potential of its business model.
  • Profitability Improvement: The company reported a GAAP net income of about $52 million for 2025, a significant recovery from a loss of $38.5 million in 2024, indicating a gradual return to profitability and sending positive signals to investors.
Yahoo Finance
6.5
02-28Yahoo Finance
Bullish Thesis on Q2 Holdings, Inc. (QTWO) Investment Outlook
  • Market Positioning Advantage: Q2 Holdings, Inc. stands out in the fintech and SaaS sectors with its cloud-based banking platform, providing digital banking, risk management, pricing, and analytics services, benefiting from the ongoing trend of banking service digitalization, which enhances its competitive edge.
  • Financial Recovery: In Q3 2025, Q2 reported a revenue increase of approximately 15% year-over-year, with net income reaching $15 million, marking a recovery from previous losses, while annualized recurring revenue hit around $745 million, growing 14%, indicating strong market demand.
  • Shareholder-Friendly Policies: The company has implemented a $150 million share repurchase program and undergone leadership restructuring to support its long-term AI strategy, although execution details and integration of AI capabilities remain critical factors for success.
  • Risks and Opportunities: Despite facing risks such as customer churn, cybersecurity incidents, and regulatory changes, analysts project a 44% potential appreciation for QTWO stock, highlighting its appeal as a core holding, particularly against the backdrop of ARR growth and margin expansion.
Yahoo Finance
9.5
02-22Yahoo Finance
Q2 Holdings Maintains Rating but Lowers Price Target
  • Quarterly Performance: Q2 Holdings reported total revenue of $208.2 million in Q4, reflecting a 14% year-over-year increase and a 3% quarter-over-quarter rise, indicating stability in revenue growth despite overall negative market sentiment.
  • Annual Revenue Growth: For the full year, revenue reached $794.8 million, up 14%, with subscription revenue accounting for 82% of total revenue and growing by 17%, demonstrating strong demand for the company's digital solutions.
  • Margin Improvement: Gross margin increased to 58.6% in Q4, up from 57.4% the previous year, showcasing progress in cost control and operational efficiency, while the full-year gross margin rose from 56% to 58%, indicating sustained profitability.
  • Outlook Pressure: Although analysts remain optimistic about Q2 Holdings, the initial outlook for fiscal 2027 subscription revenue growth of 12.5% to 13% has put pressure on the stock, reflecting market caution towards the software sector.
Benzinga
2.0
02-16Benzinga
Market Turbulence Creates Small-Cap Opportunities
  • Market Instability: After a prolonged period dominated by mega-cap tech, the market has entered 2026 on shaky ground, with the S&P 500 breakeven for the year and the Magnificent 7 stocks averaging a -7.3% return, indicating investor concerns about future profitability.
  • Surging Capital Expenditures: As tech giants pour tens of billions into AI models, chips, and data centers, investors are increasingly worried about potential margin compression, even as companies like Amazon tout operational efficiencies and cost reductions.
  • Small-Cap Appeal: Skepticism towards large tech firms is prompting capital to rotate into smaller companies, particularly those positioned as enablers of AI development, with Franklin Templeton suggesting that opportunities may lie with suppliers and adopters rather than the mega-cap leaders.
  • AI-Resilient Stocks: Despite challenges faced by large-cap software firms, JPMorgan argues that the recent selloff has been too indiscriminate, creating opportunities in what they term
Globenewswire
1.0
02-13Globenewswire
Recap of Precious Metals & Critical Minerals Virtual Investor Conference
  • Conference Timing and Participants: The Precious Metals & Critical Minerals Virtual Investor Conference took place from February 10 to 12, 2026, attracting individual and institutional investors, advisors, and analysts, which heightened market interest in this sector.
  • Availability of Presentation Materials: Company presentation materials from the conference are now available for on-demand viewing for 90 days, providing investors with convenient access to critical information that enhances decision-making efficiency.
  • One-on-One Meeting Arrangements: Selected companies are accepting one-on-one management meeting requests until February 25, offering investors direct communication opportunities with company leadership, thereby fostering interaction and trust between investors and companies.
  • Advantages of Virtual Conferences: Virtual Investor Conferences provide a real-time interactive platform that enables companies to engage investors more efficiently, enhancing investor participation and information access, marking a new trend in investor relations management.
Benzinga
6.5
02-13Benzinga
JPMorgan: AI Disruption Fears Overstated for Software Sector
  • Market Rebound Expectations: JPMorgan believes that while the market's outlook on AI disruption in the software sector is overly pessimistic, certain software companies are demonstrating greater resilience, potentially providing rebound opportunities for investors, especially given the current overly bearish sentiment.
  • Extreme Price Volatility: Analysts point out that the extreme price action in software stocks has led to unrealistic expectations regarding AI disruption, which may prompt a rotation back into higher-quality companies, thereby improving portfolio performance.
  • AI Profitability Gains: Companies in the S&P 500 that have adopted AI have seen net margins expand by approximately 2 to 3 percentage points more than their peers, indicating that AI technology is already delivering productivity gains and reflecting that corporate adoption is enhancing profitability.
  • ETF Performance Decline: The State Street SPDR S&P Software & Services ETF (NYSE:XSW) is down 20.58% year-to-date, illustrating the overall pessimistic sentiment towards the software sector, despite some companies potentially benefiting from AI infrastructure demand.
Wall Street analysts forecast QTWO stock price to rise
13 Analyst Rating
Wall Street analysts forecast QTWO stock price to rise
8 Buy
5 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
71.00
Averages
99.75
High
110.00
Current: 0.000
sliders
Low
71.00
Averages
99.75
High
110.00
JPMorgan
Ella Smith
Overweight
downgrade
$100 -> $75
AI Analysis
2026-02-18
Reason
JPMorgan
Ella Smith
Price Target
$100 -> $75
AI Analysis
2026-02-18
downgrade
Overweight
Reason
JPMorgan analyst Ella Smith lowered the firm's price target on Q2 Holdings to $75 from $100 and keeps an Overweight rating on the shares. The firm cut price targets across the vertical software group citing the sector's significant underperformance. The "exponential pace of AI proliferation raises doubts about competitive moats and the defensibility of software companies," the analyst tells investors in a research note.
JPMorgan
Overweight -> NULL
downgrade
$110 -> $100
2026-02-12
Reason
JPMorgan
Price Target
$110 -> $100
2026-02-12
downgrade
Overweight -> NULL
Reason
JPMorgan lowered the firm's price target on Q2 Holdings to $100 from $110 and keeps an Overweight rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for QTWO
Unlock Now

Valuation Metrics

The current forward P/E ratio for Q2 Holdings Inc (QTWO.N) is 43.61, compared to its 5-year average forward P/E of 110.62. For a more detailed relative valuation and DCF analysis to assess Q2 Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
110.62
Current PE
43.61
Overvalued PE
221.82
Undervalued PE
-0.59

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
59.98
Current EV/EBITDA
35.46
Overvalued EV/EBITDA
107.66
Undervalued EV/EBITDA
12.30

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
5.54
Current PS
7.16
Overvalued PS
8.21
Undervalued PS
2.88

Financials

AI Analysis
Annual
Quarterly

Whales Holding QTWO

O
Oberweis Asset Management, Inc.
Holding
QTWO
+19.64%
3M Return
E
Emerald Advisers, LLC
Holding
QTWO
+6.30%
3M Return
C
Conestoga Capital Advisors, LLC
Holding
QTWO
+0.95%
3M Return
S
Sanlam Investments Uk Limited
Holding
QTWO
+0.82%
3M Return
N
North Reef Capital Management LP
Holding
QTWO
-2.70%
3M Return
B
Brown Capital Management, LLC
Holding
QTWO
-12.98%
3M Return

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Frequently Asked Questions

What is Q2 Holdings Inc (QTWO) stock price today?

The current price of QTWO is 51.26 USD — it has decreased -2.82

What is Q2 Holdings Inc (QTWO)'s business?

Q2 Holdings, Inc. is a provider of digital transformation solutions for financial services, serving banks, credit unions, alternative finance companies, and fintech’s in the United States and internationally. The Company enables its financial institutions and fintech companies to provide comprehensive, data-driven digital engagement solutions for consumers, small businesses and corporate clients. Its portfolio of digital solutions includes offerings, such as Digital Banking Platform, Q2 Innovation Studio, Lending and Relationship Pricing, and Helix. Its end-to-end digital banking platform supports its financial institution customers in their delivery of retail, SMB and commercial functionalities across digital channels through a single technology platform. Q2 Innovation Studio is its application program interface (API), and software development kit (SDK), based open technology platform. Helix is its cloud-native, real-time core processing platform.

What is the price predicton of QTWO Stock?

Wall Street analysts forecast QTWO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for QTWO is99.75 USD with a low forecast of 71.00 USD and a high forecast of 110.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Q2 Holdings Inc (QTWO)'s revenue for the last quarter?

Q2 Holdings Inc revenue for the last quarter amounts to 189.74M USD, increased 14.64

What is Q2 Holdings Inc (QTWO)'s earnings per share (EPS) for the last quarter?

Q2 Holdings Inc. EPS for the last quarter amounts to 0.07 USD, decreased -130.43

How many employees does Q2 Holdings Inc (QTWO). have?

Q2 Holdings Inc (QTWO) has 2476 emplpoyees as of March 11 2026.

What is Q2 Holdings Inc (QTWO) market cap?

Today QTWO has the market capitalization of 3.64B USD.