QTWO
Q2 Holdings Inc
$
71.990
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
72.170
Open
69.130
VWAP
71.35
Vol
1.60M
Mkt Cap
3.64B
Low
67.892
Amount
114.00M
EV/EBITDA(TTM)
71.34
Total Shares
60.10M
EV
5.37B
EV/OCF(TTM)
32.35
P/S(TTM)
7.33
Q2 Holdings, Inc. is a provider of digital transformation solutions for financial services, serving banks, credit unions, alternative finance companies, and fintech’s in the United States and internationally. The Company enables its financial institutions and fintech companies to provide comprehensive, data-driven digital engagement solutions for consumers, small businesses and corporate clients. Its portfolio of digital solutions includes offerings, such as Digital Banking Platform, Q2 Innovation Studio, Lending and Relationship Pricing, and Helix. Its end-to-end digital banking platform supports its financial institution customers in their delivery of retail, SMB and commercial functionalities across digital channels through a single technology platform. Q2 Innovation Studio is its application program interface (API), and software development kit (SDK), based open technology platform. Helix is its cloud-native, real-time core processing platform.
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q2
FY2025Q3
FY2025Q4
193.48M
+11.91%
0.532
+38.51%
194.72M
+11.26%
0.540
+23.73%
202.75M
+10.77%
0.577
+19.14%
Estimates Revision
The market is revising No Change the revenue expectations for Q2 Holdings, Inc. (QTWO) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by -1.89%.
Revenue Estimates for FY2025
No Change
0.00%
In Past 3 Month
EPS Estimates for FY2025
No Change
0.00%
In Past 3 Month
Stock Price
Go Down
-1.89%
In Past 3 Month
13 Analyst Rating
38.56% Upside
Wall Street analysts forecast QTWO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for QTWO is 99.75 USD with a low forecast of 71.00 USD and a high forecast of 110.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
8 Buy
5 Hold
0 Sell
Moderate Buy
38.56% Upside
Current: 71.990
Low
71.00
Averages
99.75
High
110.00
38.56% Upside
Current: 71.990
Low
71.00
Averages
99.75
High
110.00
Baird
Joe Vruwink
Neutral
downgrade
$95 -> $82
2025-11-06
New
Reason
Baird
Joe Vruwink
Price Target
$95 -> $82
2025-11-06
New
downgrade
Neutral
Reason
Baird analyst Joe Vruwink lowered the firm's price target on Q2 Holdings to $82 from $95 and keeps a Neutral rating on the shares. The firm updated its model following strong Q3 resultsand an improving outlook.
Goldman Sachs
Buy
downgrade
$113 -> $97
2025-11-06
New
Reason
Goldman Sachs
Price Target
$113 -> $97
2025-11-06
New
downgrade
Buy
Reason
Goldman Sachs lowered the firm's price target on Q2 Holdings to $97 from $113 and keeps a Buy rating on the shares.
Needham
Buy
downgrade
$115 -> $90
2025-11-06
New
Reason
Needham
Price Target
$115 -> $90
2025-11-06
New
downgrade
Buy
Reason
Needham lowered the firm's price target on Q2 Holdings to $90 from $115 and keeps a Buy rating on the shares. The company posted a solid Q3, beating estimates on the top and bottom line on the back of 17.5% subscription revenue growth and impressive gross and EBITDA margin expansion, though the firm is reducing its price target to reflect lower valuations for software stocks, the analyst tells investors in a research note.
Stifel
analyst
Buy
downgrade
$110 -> $90
2025-10-15
Reason
Stifel
analyst
Price Target
$110 -> $90
2025-10-15
downgrade
Buy
Reason
Stifel lowered the firm's price target on Q2 Holdings to $90 from $110 and keeps a Buy rating on the shares. Shares have sharply underperformed the broader software group since the Fed rate cut in September, notes the analyst, who believes investors see potential for a less robust spending environment than the company has experienced in recent years with rates coming down. However, during past periods of rate cuts, management emphasized that a lower rate environment can catalyze technology investment as net interest margins decline and banks look to become more efficient and effective while gathering deposits, the analyst noted.
JPMorgan
Ella Smith
Overweight
downgrade
$115 -> $110
2025-09-24
Reason
JPMorgan
Ella Smith
Price Target
$115 -> $110
2025-09-24
downgrade
Overweight
Reason
JPMorgan analyst Ella Smith lowered the firm's price target on Q2 Holdings to $110 from $115 and keeps an Overweight rating on the shares. The operating environment for the digital banking names appears to be improving, the analyst tells investors in a research note. JPMorgan likes Q2's competitive setup and artificial intelligence "defensiveness" but reduced its 2026 subscription revenue growth estimate from 14.1% to 13.4% to be more in-line with the company's reaffirmed guidance.
JPMorgan
Neutral
maintain
$30
2025-09-24
Reason
JPMorgan
Price Target
$30
2025-09-24
maintain
Neutral
Reason
JPMorgan added nCino (NCNO) to the firm's Positive Catalyst Watch list as a beneficiary of lower rates, noting that the company's mortgage business represents about 15% of its Annual Contract Value and that lower rates encourage higher new loan originations and refinancing. After catching up with the three companies in the analyst's digital banking coverage and performing analyses on the operating environments, the firm is "encouraged by the optimistic set ups" for Alkami (ALKT), Q2 Holdings (QTWO) and nCino and prefers the stocks in that order, the analyst tells investors. JPMorgan maintains a Neutral rating and $30 price target on nCino shares.
See All Ratings
Valuation Metrics
The current forward P/E ratio for Q2 Holdings Inc (QTWO.N) is 40.60, compared to its 5-year average forward P/E of 138.84. For a more detailed relative valuation and DCF analysis to assess Q2 Holdings Inc 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
N/A
5Y Average PE
138.84
Current PE
40.60
Overvalued PE
286.84
Undervalued PE
-9.16
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
Fair
5Y Average EV/EBITDA
70.71
Current EV/EBITDA
31.72
Overvalued EV/EBITDA
130.86
Undervalued EV/EBITDA
10.56
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
Fair
5Y Average PS
6.14
Current PS
7.11
Overvalued PS
9.50
Undervalued PS
2.78
Financials
Annual
Quarterly
FY2025Q1
YoY :
+14.64%
189.74M
Total Revenue
FY2025Q1
YoY :
-132.12%
4.20M
Operating Profit
FY2025Q1
YoY :
-134.34%
4.75M
Net Income after Tax
FY2025Q1
YoY :
-130.43%
0.07
EPS - Diluted
FY2025Q1
YoY :
+528.33%
37.83M
Free Cash Flow
FY2025Q1
YoY :
+13.68%
53.18
Gross Profit Margin - %
FY2025Q1
YoY :
+150.59%
19.22
FCF Margin - %
FY2025Q1
YoY :
-130.02%
2.51
Net Margin - %
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
132.8K
USD
2
3-6
Months
1.6M
USD
7
6-9
Months
28.6M
USD
16
0-12
Months
9.4M
USD
7
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
11.3K
Volume
1
0-12
Months
681.8K
Volume
6
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
1
44.8K
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
132.8K
USD
2
3-6
Months
1.6M
USD
7
6-9
Months
28.6M
USD
16
0-12
Months
9.4M
USD
7
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
QTWO News & Events
Events Timeline
2025-11-05 (ET)
2025-11-05
16:23:36
Q2 Holdings anticipates a 13.5% year-over-year increase in subscription revenue for FY26.
2025-11-05
16:23:15
Q2 Holdings projects FY25 revenue between $789M and $793M, surpassing consensus estimate of $786.01M.
2025-11-05
16:22:54
Q2 Holdings' Board Approves $150 Million Stock Buyback Plan
Sign Up For More Events
Sign Up For More Events
News
9.5
11-06SeekingAlphaQ2 Holdings sets a target for 13.5% growth in subscription revenue by 2026 after achieving record bookings.
9.5
11-06NASDAQ.COMQ2 Holdings (QTWO) Exceeds Q3 Earnings and Revenue Projections
9.5
11-06NASDAQ.COMQ3 Earnings for Q2 Holdings (QTWO): Analyzing Key Metrics Against Projections
Sign Up For More News
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FAQ
What is Q2 Holdings Inc (QTWO) stock price today?
The current price of QTWO is 71.99 USD — it has increased 2.59 % in the last trading day.
What is Q2 Holdings Inc (QTWO)'s business?
What is the price predicton of QTWO Stock?
What is Q2 Holdings Inc (QTWO)'s revenue for the last quarter?
What is Q2 Holdings Inc (QTWO)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Q2 Holdings Inc (QTWO)'s fundamentals?
How many employees does Q2 Holdings Inc (QTWO). have?