QTWO Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q2

FY2025Q3

FY2025Q4

193.48M

+11.91%

0.532

+38.51%

194.72M

+11.26%

0.540

+23.73%

202.75M

+10.77%

0.577

+19.14%

Estimates Revision

The market is revising No Change the revenue expectations for Q2 Holdings, Inc. (QTWO) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by 8.71%.

Revenue Estimates for FY2025

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Up

+8.71%

In Past 3 Month

13 Analyst Rating

Wall Street analysts forecast QTWO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for QTWO is 99.75 USD with a low forecast of 71.00 USD and a high forecast of 110.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

8 Buy

5 Hold

0 Sell

Moderate Buy

Current: 0.000

Low

71.00

Averages

99.75

High

110.00

Current: 0.000

Low

71.00

Averages

99.75

High

110.00

JPMorgan

Ella Smith

Overweight

maintain

$110

2025-11-14

Reason

JPMorgan

Ella Smith

Price Target

$110

2025-11-14

maintain

Overweight

Reason

JPMorgan analyst Ella Smith placed shares of Q2 Holdings on "Positive Catalyst Watch" while keeping an Overweight rating on the name with a $110 price target. After speaking with management, JPMorgan says Q2 is pursuing a large digital banking market opportunity by offering a unified platform that serves both retail and commercial clients. It sees "significant room" for expansion among its existing customer base. The shares should outperform into and following its next earnings report in February. the analyst tells investors in a research note.

DA Davidson

Peter Heckmann

Neutral

maintain

$76 -> $82

2025-11-12

Reason

DA Davidson

Peter Heckmann

Price Target

$76 -> $82

2025-11-12

maintain

Neutral

Reason

DA Davidson analyst Peter Heckmann raised the firm's price target on Q2 Holdings to $82 from $76 and keeps a Neutral rating on the shares. The company reported strong Q3 results, with total revenue and adjusted EBITDA 2% and 7% above the firm's forecasts respectively, while the management's preliminary guidance for 2026 was also viewed positively, the analyst tells investors in a research note. Q2 has produced an impressive string of strong quarterly bookings over the last two years, and the firm was pleased to see solid bookings continue in Q3, DA Davidson added.

Baird

Joe Vruwink

Neutral

downgrade

$95 -> $82

2025-11-06

Reason

Baird

Joe Vruwink

Price Target

$95 -> $82

2025-11-06

downgrade

Neutral

Reason

Baird analyst Joe Vruwink lowered the firm's price target on Q2 Holdings to $82 from $95 and keeps a Neutral rating on the shares. The firm updated its model following strong Q3 resultsand an improving outlook.

Goldman Sachs

Buy

downgrade

$113 -> $97

2025-11-06

Reason

Goldman Sachs

Price Target

$113 -> $97

2025-11-06

downgrade

Buy

Reason

Goldman Sachs lowered the firm's price target on Q2 Holdings to $97 from $113 and keeps a Buy rating on the shares.

Needham

Buy

downgrade

$115 -> $90

2025-11-06

Reason

Needham

Price Target

$115 -> $90

2025-11-06

downgrade

Buy

Reason

Needham lowered the firm's price target on Q2 Holdings to $90 from $115 and keeps a Buy rating on the shares. The company posted a solid Q3, beating estimates on the top and bottom line on the back of 17.5% subscription revenue growth and impressive gross and EBITDA margin expansion, though the firm is reducing its price target to reflect lower valuations for software stocks, the analyst tells investors in a research note.

Stifel

analyst

Buy

downgrade

$110 -> $90

2025-10-15

Reason

Stifel

analyst

Price Target

$110 -> $90

2025-10-15

downgrade

Buy

Reason

Stifel lowered the firm's price target on Q2 Holdings to $90 from $110 and keeps a Buy rating on the shares. Shares have sharply underperformed the broader software group since the Fed rate cut in September, notes the analyst, who believes investors see potential for a less robust spending environment than the company has experienced in recent years with rates coming down. However, during past periods of rate cuts, management emphasized that a lower rate environment can catalyze technology investment as net interest margins decline and banks look to become more efficient and effective while gathering deposits, the analyst noted.

Valuation Metrics

The current forward P/E ratio for Q2 Holdings Inc (QTWO.N) is 43.61, compared to its 5-year average forward P/E of 124.90. For a more detailed relative valuation and DCF analysis to assess Q2 Holdings Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

124.90

Current PE

43.61

Overvalued PE

256.36

Undervalued PE

-6.55

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

5Y Average EV/EBITDA

65.46

Current EV/EBITDA

35.46

Overvalued EV/EBITDA

120.02

Undervalued EV/EBITDA

10.89

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

5.87

Current PS

7.16

Overvalued PS

8.97

Undervalued PS

2.77

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

Gross Profit Margin - %

N/A

FCF Margin - %

N/A

Net Margin - %

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

QTWO News & Events

Events Timeline

No data

News

7.5

2025-12-17Newsfilter

Sardine Partners with Helix to Enhance Financial Compliance Monitoring

7.5

2025-12-11Newsfilter

Q2 Metals Corp. Approves All Proposals at AGM with 73,179,989 Shares Represented

7.5

2025-12-03Globenewswire

Q2 Metals Reports 457.4m of 1.65% Li2O in Cisco Lithium Project Drill Results

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Frequently Asked Questions

What is Q2 Holdings Inc (QTWO) stock price today?

The current price of QTWO is 69.89 USD — it has decreased -2.25 % in the last trading day.

What is Q2 Holdings Inc (QTWO)'s business?

Q2 Holdings, Inc. is a provider of digital transformation solutions for financial services, serving banks, credit unions, alternative finance companies, and fintech’s in the United States and internationally. The Company enables its financial institutions and fintech companies to provide comprehensive, data-driven digital engagement solutions for consumers, small businesses and corporate clients. Its portfolio of digital solutions includes offerings, such as Digital Banking Platform, Q2 Innovation Studio, Lending and Relationship Pricing, and Helix. Its end-to-end digital banking platform supports its financial institution customers in their delivery of retail, SMB and commercial functionalities across digital channels through a single technology platform. Q2 Innovation Studio is its application program interface (API), and software development kit (SDK), based open technology platform. Helix is its cloud-native, real-time core processing platform.

What is the price predicton of QTWO Stock?

What is Q2 Holdings Inc (QTWO)'s revenue for the last quarter?

Q2 Holdings Inc revenue for the last quarter amounts to 189.74M USD, increased 14.64 % YoY.

What is Q2 Holdings Inc (QTWO)'s earnings per share (EPS) for the last quarter?

Q2 Holdings Inc. EPS for the last quarter amounts to 0.07 USD, decreased -130.43 % YoY.

What changes have occurred in the market's expectations for Q2 Holdings Inc (QTWO)'s fundamentals?

How many employees does Q2 Holdings Inc (QTWO). have?

Q2 Holdings Inc (QTWO) has 2476 emplpoyees as of January 08 2026.

What is Q2 Holdings Inc (QTWO) market cap?

Today QTWO has the market capitalization of 3.64B USD.