Huntington Bancshares Inc's stock fell 6.02% after the company reported Q4 2025 results that missed revenue and EPS estimates, hitting a 20-day low.
The earnings report revealed a net income of $519 million, translating to $0.30 per share, a 17% decrease from the previous quarter primarily due to acquisition-related expenses. The criticized asset ratio increased from 3.79% to 4.23%, raising concerns about future profitability. Despite these challenges, management remains optimistic, projecting growth in net interest income and loans for 2026.
The significant drop in stock price reflects investor concerns over rising expenses and deteriorating asset quality, despite the company's long-term growth strategies and partnerships aimed at enhancing its competitive position.
Wall Street analysts forecast HBAN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HBAN is 20.23 USD with a low forecast of 16.00 USD and a high forecast of 23.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
15 Analyst Rating
Wall Street analysts forecast HBAN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HBAN is 20.23 USD with a low forecast of 16.00 USD and a high forecast of 23.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
12 Buy
2 Hold
1 Sell
Moderate Buy
Current: 17.060
Low
16.00
Averages
20.23
High
23.00
Current: 17.060
Low
16.00
Averages
20.23
High
23.00
Truist
Brian Foran
Buy
maintain
$20 -> $21
2026-01-26
New
Reason
Truist
Brian Foran
Price Target
$20 -> $21
AI Analysis
2026-01-26
New
maintain
Buy
Reason
Truist analyst Brian Foran raised the firm's price target on Huntington Bancshares to $21 from $20 and keeps a Buy rating on the shares after its Q4 earnings beat. The firm is also cutting its FY26 EPS view by 7% to $1.70 however, with key drivers behind the 2026 adjustment coming from higher than expected Expenses outlook, the analyst tells investors in a research note.
Keefe Bruyette
Market Perform
downgrade
$20
2026-01-23
Reason
Keefe Bruyette
Price Target
$20
2026-01-23
downgrade
Market Perform
Reason
Keefe Bruyette lowered the firm's price target on Huntington Bancshares to $19.50 from $20 and keeps a Market Perform rating on the shares.
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Wolfe Research
NULL
to
Outperform
upgrade
$19 -> $21
2026-01-07
Reason
Wolfe Research
Price Target
$19 -> $21
2026-01-07
upgrade
NULL
to
Outperform
Reason
Wolfe Research raised the firm's price target on Huntington Bancshares to $21 from $19 and keeps an Outperform rating on the shares as part of the firm's Top 10 Themes for 2026 note on the Banks, Brokers, and Alternative Managers. Heading into 2026, the firm notes Retail Brokers and Alts are its favorite subsectors.
Goldman Sachs
Ryan Nash
maintain
$20 -> $21
2026-01-06
Reason
Goldman Sachs
Ryan Nash
Price Target
$20 -> $21
2026-01-06
maintain
Reason
Goldman Sachs analyst Ryan Nash raised the firm's price target on Huntington Bancshares to $21 from $20 and keeps a Buy rating on the shares. Regional banks underperformed the market by 200-300 basis points in 2025, weighed by macro concerns and credit worries, though stocks rallied 13% late in the year, the analyst tells investors in a research note. Looking to 2026, solid loan growth, net interest income momentum, positive operating leverage, and improving returns support continued multi-year fundamental improvement, with credit risk as the main wildcard, Goldman says.
About HBAN
Huntington Bancshares Incorporated is an asset regional bank holding company. The Company, through its bank subsidiary, Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments, wealth management, and risk management products and services. It operates more than 1,000 branches in 14 states, with certain businesses operating in extended geographies. Its Consumer & Regional Banking segment offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, and other financial products and services. Its Commercial Banking segment provides expertise through banks, capabilities, and digital channels, which include a comprehensive set of product offerings. Its target clients span from mid-market to large corporates across a national footprint.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
