Chime Financial Inc faces stock decline amid market conditions
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jun 24 2024
0mins
Should l Buy CHYM?
Source: Coinmarketcap
Chime Financial Inc's stock price fell by 6.41% as it crossed below the 5-day SMA, reflecting a challenging trading environment.
This decline occurs amid broader market weakness, with the Nasdaq-100 down 0.15% and the S&P 500 down 0.06%. The stock's performance is also influenced by recent analyst caution regarding its growth potential compared to competitors, despite positive developments in executive leadership and operational improvements.
The promotions of key executives at Chime, aimed at enhancing strategic direction and customer experience, indicate a focus on future growth. However, the stock's current movement suggests that investors are weighing these developments against the overall market sentiment.
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Analyst Views on CHYM
Wall Street analysts forecast CHYM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CHYM is 32.55 USD with a low forecast of 19.00 USD and a high forecast of 40.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
12 Analyst Rating
10 Buy
2 Hold
0 Sell
Strong Buy
Current: 21.730
Low
19.00
Averages
32.55
High
40.00
Current: 21.730
Low
19.00
Averages
32.55
High
40.00
About CHYM
Chime Financial, Inc. is a consumer financial technology company. The Company offers everyday Americans access to a range of products with banking services provided by its Federal Deposit Insurance Corporation (FDIC) insured bank partners. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, secured credit cards, and other mobile banking features that allow them to manage their money and pay for their everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it for free. These products include SpotMe, which is a fee-free overdraft protection product, and MyPay, which allows its members to access up to $500 of their pay on demand before payday. It offers access to full-featured, FDIC-insured checking accounts provided through its platform by one of its bank partners, The Bancorp Bank, N.A.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Brown University Invests in Chime Financial
- Investment Scale: Brown University acquired 102,805 shares of Chime Financial, valued at approximately $2.59 million, reflecting confidence in the fintech platform's appeal, particularly among younger demographics.
- Target Market: Chime focuses on U.S. consumers earning under $100,000, offering low-cost mobile banking services that particularly attract college students, aligning perfectly with Brown University's investment strategy.
- Investment Background: This investment is part of Brown University's long-term endowment portfolio, aimed at supporting various institutional needs such as faculty salaries and scholarships, highlighting the university's active participation in financial markets.
- Market Outlook: Although Chime currently reports negative net income, this is common for newly public fintech firms, providing investors with an opportunity to enter early and potentially benefit from future stock price recovery.
See More
Brown University Acquires Stake in Chime Financial
- New Investment Position: According to a SEC filing dated January 30, 2026, Brown University initiated a new position by acquiring 102,805 shares of Chime Financial, with an estimated transaction value of approximately $2.59 million, indicating the university's interest in the fintech sector.
- Asset Allocation Impact: This investment represents 1.8% of Brown's 13F reportable assets, making it the seventh largest holding in Chime, reflecting the university's strategy for portfolio diversification.
- Market Performance Analysis: Chime Financial has a market capitalization of $9.52 billion, and while it reported a negative net income of $984.77 million, such losses are common for newly public fintech companies, necessitating investor attention on its long-term performance.
- Target Consumer Base: Brown University's investment aligns well with Chime's target demographic, primarily U.S. consumers earning under $100,000 annually, highlighting the university's focus on the young consumer market.
See More
Ashton Thomas Acquires $129.1 Million Stake in Chime Financial
- New Investment Disclosure: On January 29, Ashton Thomas Private Wealth disclosed a new position by acquiring 5.13 million shares of Chime Financial worth $129.1 million, indicating strong confidence in the company's future prospects.
- Asset Allocation Insight: This investment represents 3.1% of Ashton Thomas's 13F reportable assets, highlighting a strategic focus on large, liquid exposures, particularly in the consumer finance sector.
- Significant Performance Growth: Chime Financial reported a 29% year-over-year revenue increase to $544 million in its most recent quarter, with active members rising 21% to 9.1 million, showcasing robust growth potential in the fintech landscape.
- Positive Future Outlook: Chime announced a $200 million share repurchase program and raised its full-year guidance, and despite the stock price being below IPO levels, recent performance may have attracted new investor interest.
See More
Chime to Release Q4 and Full Year 2025 Financial Results
- Earnings Release Schedule: Chime® (NASDAQ:CHYM) is set to release its Q4 and full year 2025 financial results on February 25, 2026, after market close, reflecting the company's commitment to transparency.
- Conference Call Timing: The company will hold a conference call at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time) on the same day to discuss the financial results, aiming to enhance investor communication and engagement.
- Live Webcast Availability: The earnings conference call will be accessible via a live webcast on Chime's Investor Relations website, ensuring that all investors can receive real-time information, thereby improving information transparency.
- Reaffirming Business Model: Chime emphasizes its member-aligned business model that offers low-cost banking and payment products, aiming to help more individuals achieve financial progress, which further solidifies its market position.
See More
Portland Fire Partners with Chime as Official Banking Partner
- Partnership Announcement: The Portland Fire has partnered with leading fintech company Chime, which will feature its logo on the left shoulder of the team's 2026 jerseys, marking a significant milestone in women's professional sports.
- Community Values: Portland Fire Interim President Clare Hamill emphasized that this partnership is not just about branding but about building a modern franchise rooted in community values and long-term impact, honoring the team's history while looking to the future.
- Exclusive Experiences: Chime members will have access to the new Chime Lane VIP entrance and Chime Club, offering exclusive merchandise, curated food and beverage options, and special guest appearances, designed to enhance game day experiences and deepen connections with the Fire.
- Content Series: The Fire and Chime will collaborate on a content series celebrating Portland's nature, culinary, and lifestyle culture, while Chime will also sponsor gameday Tunnel Walks, providing fans with unique access to the team's fashion moments.
See More
Portland Fire Partners with Chime as Official Banking Sponsor
- Partnership Announcement: The Portland Fire has partnered with leading fintech company Chime, whose logo will appear on the left shoulder of all 2026 jerseys, marking a significant milestone in women's professional sports.
- Community Focus: Chime's Chief Growth Officer, Vineet Mehra, emphasized that this partnership is not just about branding but about supporting the future and creating a lasting impact for a passionate community, reflecting the modern evolution of women's sports.
- Exclusive Experiences: Chime members will gain access to the new Chime Lane VIP entrance and Chime Club, offering unique merchandise and special guest appearances, designed to enhance game day experiences and deepen connections with the Fire.
- Content Series: The Fire and Chime will collaborate on a content series celebrating Portland's nature, culinary, and lifestyle culture, while Chime will also sponsor gameday Tunnel Walks, providing fans with exclusive fashion experiences.
See More
Brown University Invests in Chime Financial
- Investment Scale: Brown University acquired 102,805 shares of Chime Financial, valued at approximately $2.59 million, reflecting confidence in the fintech platform's appeal, particularly among younger demographics.
- Target Market: Chime focuses on U.S. consumers earning under $100,000, offering low-cost mobile banking services that particularly attract college students, aligning perfectly with Brown University's investment strategy.
- Investment Background: This investment is part of Brown University's long-term endowment portfolio, aimed at supporting various institutional needs such as faculty salaries and scholarships, highlighting the university's active participation in financial markets.
- Market Outlook: Although Chime currently reports negative net income, this is common for newly public fintech firms, providing investors with an opportunity to enter early and potentially benefit from future stock price recovery.
See More
Brown University Acquires Stake in Chime Financial
- New Investment Position: According to a SEC filing dated January 30, 2026, Brown University initiated a new position by acquiring 102,805 shares of Chime Financial, with an estimated transaction value of approximately $2.59 million, indicating the university's interest in the fintech sector.
- Asset Allocation Impact: This investment represents 1.8% of Brown's 13F reportable assets, making it the seventh largest holding in Chime, reflecting the university's strategy for portfolio diversification.
- Market Performance Analysis: Chime Financial has a market capitalization of $9.52 billion, and while it reported a negative net income of $984.77 million, such losses are common for newly public fintech companies, necessitating investor attention on its long-term performance.
- Target Consumer Base: Brown University's investment aligns well with Chime's target demographic, primarily U.S. consumers earning under $100,000 annually, highlighting the university's focus on the young consumer market.
See More
Ashton Thomas Acquires $129.1 Million Stake in Chime Financial
- New Investment Disclosure: On January 29, Ashton Thomas Private Wealth disclosed a new position by acquiring 5.13 million shares of Chime Financial worth $129.1 million, indicating strong confidence in the company's future prospects.
- Asset Allocation Insight: This investment represents 3.1% of Ashton Thomas's 13F reportable assets, highlighting a strategic focus on large, liquid exposures, particularly in the consumer finance sector.
- Significant Performance Growth: Chime Financial reported a 29% year-over-year revenue increase to $544 million in its most recent quarter, with active members rising 21% to 9.1 million, showcasing robust growth potential in the fintech landscape.
- Positive Future Outlook: Chime announced a $200 million share repurchase program and raised its full-year guidance, and despite the stock price being below IPO levels, recent performance may have attracted new investor interest.
See More
Chime to Release Q4 and Full Year 2025 Financial Results
- Earnings Release Schedule: Chime® (NASDAQ:CHYM) is set to release its Q4 and full year 2025 financial results on February 25, 2026, after market close, reflecting the company's commitment to transparency.
- Conference Call Timing: The company will hold a conference call at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time) on the same day to discuss the financial results, aiming to enhance investor communication and engagement.
- Live Webcast Availability: The earnings conference call will be accessible via a live webcast on Chime's Investor Relations website, ensuring that all investors can receive real-time information, thereby improving information transparency.
- Reaffirming Business Model: Chime emphasizes its member-aligned business model that offers low-cost banking and payment products, aiming to help more individuals achieve financial progress, which further solidifies its market position.
See More
Portland Fire Partners with Chime as Official Banking Partner
- Partnership Announcement: The Portland Fire has partnered with leading fintech company Chime, which will feature its logo on the left shoulder of the team's 2026 jerseys, marking a significant milestone in women's professional sports.
- Community Values: Portland Fire Interim President Clare Hamill emphasized that this partnership is not just about branding but about building a modern franchise rooted in community values and long-term impact, honoring the team's history while looking to the future.
- Exclusive Experiences: Chime members will have access to the new Chime Lane VIP entrance and Chime Club, offering exclusive merchandise, curated food and beverage options, and special guest appearances, designed to enhance game day experiences and deepen connections with the Fire.
- Content Series: The Fire and Chime will collaborate on a content series celebrating Portland's nature, culinary, and lifestyle culture, while Chime will also sponsor gameday Tunnel Walks, providing fans with unique access to the team's fashion moments.
See More
Portland Fire Partners with Chime as Official Banking Sponsor
- Partnership Announcement: The Portland Fire has partnered with leading fintech company Chime, whose logo will appear on the left shoulder of all 2026 jerseys, marking a significant milestone in women's professional sports.
- Community Focus: Chime's Chief Growth Officer, Vineet Mehra, emphasized that this partnership is not just about branding but about supporting the future and creating a lasting impact for a passionate community, reflecting the modern evolution of women's sports.
- Exclusive Experiences: Chime members will gain access to the new Chime Lane VIP entrance and Chime Club, offering unique merchandise and special guest appearances, designed to enhance game day experiences and deepen connections with the Fire.
- Content Series: The Fire and Chime will collaborate on a content series celebrating Portland's nature, culinary, and lifestyle culture, while Chime will also sponsor gameday Tunnel Walks, providing fans with exclusive fashion experiences.
See More
