Ameriprise Financial Reports Record Q4 2025 Earnings
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 29 2026
0mins
Should l Buy AMP?
Source: SeekingAlpha
Ameriprise Financial's stock rose by 3.02% as it reached a 20-day high, reflecting strong investor confidence following the company's impressive earnings report.
The company reported record earnings per share of $10.47 for Q4 2025, despite a slight year-over-year decline. Adjusted operating earnings increased by 10% to $1.043 billion, showcasing robust client activity and asset growth. Additionally, total client assets reached $1.165 trillion, marking a 13% increase, which further solidifies Ameriprise's market position and enhances investor confidence.
This strong performance indicates Ameriprise's effective strategies in attracting new clients and increasing existing client assets, positioning the company favorably for future growth.
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Analyst Views on AMP
Wall Street analysts forecast AMP stock price to rise
8 Analyst Rating
4 Buy
3 Hold
1 Sell
Moderate Buy
Current: 456.590
Low
485.00
Averages
559.71
High
660.00
Current: 456.590
Low
485.00
Averages
559.71
High
660.00
About AMP
Ameriprise Financial, Inc. is a diversified financial services company. The Company’s segments include Advice & Wealth Management, Asset Management, Retirement & Protection Solutions and Corporate & Other. The Advice & Wealth Management segment provides financial planning and advice, as well as full-service brokerage services, primarily to retail clients through the Company’s advisors. The Asset Management segment provides investment management, advice and products to retail, high net worth and institutional clients on a global scale through the Columbia Threadneedle Investments brand. It provides institutional products and services through its institutional sales force. The Retirement & Protection Solutions segment includes retirement solutions (variable annuities and payout annuities) and protection solutions (life and disability income insurance). Retirement Solutions provides variable annuity products by RiverSource Life companies to individual clients.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Fair Oaks Wealth Management Joins Ameriprise Financial
- Team Transition: Fair Oaks Wealth Management, led by financial advisor Bob Halbert, transitions from Edward Jones to Ameriprise, managing over $140 million in client assets, aiming to enhance client experience and deepen financial planning relationships.
- Personalized Service Enhancement: Halbert states that the transition allows the team to provide more personalized financial plans, leveraging Ameriprise's expanded capabilities and support to meet clients' unique goals and enhance loyalty.
- Flexibility and Scalability: The new platform's flexibility enables the team to gain more career development opportunities, with Halbert emphasizing the positive impact of this scalability on both the team and clients, fostering innovation and improving client experience.
- Industry Attractiveness: Ameriprise has attracted approximately 1,700 experienced financial advisors in the past five years, demonstrating its appeal and growth potential in the industry, further solidifying its market position.
See More
Ameriprise Financial Recognized as One of America's Most Charitable Companies 2026
- Charitable Recognition: Ameriprise Financial has been named one of Newsweek's 'America's Most Charitable Companies 2026', reflecting the company's leadership and commitment to charitable giving and community engagement.
- Employee Volunteerism: Each year, Ameriprise provides employees with eight hours of paid time off for volunteering, with volunteers contributing over 50,000 hours to nonprofits across the country in 2025, demonstrating the company's ongoing commitment to community service.
- Global Support Network: Through grants, volunteerism, and employee gift matching programs, Ameriprise supports over 8,000 nonprofits worldwide, showcasing its charitable impact on a global scale.
- Transparent Evaluation Standards: Newsweek partnered with Statista to evaluate companies based on a survey of approximately 18,000 U.S. residents, social media analysis, and key performance indicators, ensuring the fairness and transparency of the selection process.
See More
Ameriprise Financial Expected to Announce Dividend Hike
- Dividend Growth Expectation: Ameriprise Financial is expected to announce a dividend hike after its Q1 results on April 23, with analysts predicting a consensus annual dividend of $6.70 per share for 2026, representing a ~4.69% increase from the previous quarterly payout of $1.60.
- Historical Dividend Trend: Over the past 20 years, Ameriprise has consistently raised its dividends, increasing the quarterly payout from $1.48 to $1.60 last April, which marked an 8% growth, demonstrating the company's commitment to shareholder returns.
- Strong Financial Performance: The company has achieved a 5-year dividend growth rate of approximately 9% and maintains an average payout ratio of 15.98%, indicating robust profitability and cash flow management.
- Ratings and Safety: Ameriprise holds an A+ rating for safety, a B for growth, a C- for yield, and an A- for dividend consistency, reflecting its stable position and attractiveness to investors in the market.
See More
Wall Street Optimism Rises Amid Ceasefire Hopes
- Market Rebound: The S&P 500 and Nasdaq Composite reached all-time highs this week, with the S&P 500 surpassing 7,100 for the first time, reflecting strong investor confidence in economic recovery and suggesting further upward momentum for equities.
- Earnings Expectations: According to FactSet, the S&P 500 is projected to have a blended growth rate of 12.5% in Q1, with 78% of reporting companies exceeding expectations, providing a positive backdrop for the upcoming earnings season that could further bolster market confidence.
- Oil Price Volatility: While oil prices have fallen to around $80 per barrel, significantly below the $110 peak during the conflict, the market must remain vigilant regarding the potential impacts of U.S.-Iran tensions on global supply chains, particularly concerning the safety of transit through the Strait of Hormuz.
- Technical Fragility: Despite the market's strong short-term performance, analyst Craig Johnson warns that the rapid transition from oversold to overbought conditions masks underlying macroeconomic risks, urging investors to remain cautious and focus on high-quality investment opportunities.
See More
Ameriprise Financial Ranks Third in Investor Satisfaction
- Customer Satisfaction Boost: Ameriprise Financial achieved one of the highest overall investor satisfaction scores in the JD Power 2026 U.S. Investor Satisfaction Study, ranking third, which reflects its 132-year history of helping clients achieve their financial goals.
- Trust and Quality: CEO Jim Cracchiolo stated that this ranking underscores the trust clients place in the firm, highlighting the high-quality advice and solutions provided by its advisors, which enhances client confidence in their financial decisions and future.
- Broad Client Base: JD Power surveyed 7,982 advised investors, with Ameriprise excelling across multiple dimensions, including digital channels, ease of doing business, and service quality, demonstrating its competitiveness in the wealth management sector.
- Industry Recognition: Ameriprise Financial stood out among 23 evaluated firms, and while it did not pay a fee for the evaluation, its strong performance in client satisfaction lays a solid foundation for future market expansion.
See More
Pinnacle Wealth Management Joins Ameriprise Independent Channel
- Asset Transition: Pinnacle Wealth Management has transitioned from LPL Financial to Ameriprise Financial, managing over $110 million in assets, showcasing its strong market presence and appeal in wealth management.
- Team Expertise: Led by Vincent Lauer, the team boasts over 55 years of combined industry experience, emphasizing that Ameriprise's technology and services will enhance client experience, thereby increasing client loyalty and satisfaction.
- Positive Client Feedback: Lauer noted that the transition has gone smoothly with overwhelmingly positive client feedback, as clients can more easily understand and engage with their financial picture, which will help boost client engagement and business growth potential.
- Advisor Attraction: Ameriprise has attracted approximately 1,700 experienced financial advisors in the past five years, demonstrating its competitiveness and appeal in the industry, further solidifying its market position.
See More
Fair Oaks Wealth Management Joins Ameriprise Financial
- Team Transition: Fair Oaks Wealth Management, led by financial advisor Bob Halbert, transitions from Edward Jones to Ameriprise, managing over $140 million in client assets, aiming to enhance client experience and deepen financial planning relationships.
- Personalized Service Enhancement: Halbert states that the transition allows the team to provide more personalized financial plans, leveraging Ameriprise's expanded capabilities and support to meet clients' unique goals and enhance loyalty.
- Flexibility and Scalability: The new platform's flexibility enables the team to gain more career development opportunities, with Halbert emphasizing the positive impact of this scalability on both the team and clients, fostering innovation and improving client experience.
- Industry Attractiveness: Ameriprise has attracted approximately 1,700 experienced financial advisors in the past five years, demonstrating its appeal and growth potential in the industry, further solidifying its market position.
See More
Ameriprise Financial Recognized as One of America's Most Charitable Companies 2026
- Charitable Recognition: Ameriprise Financial has been named one of Newsweek's 'America's Most Charitable Companies 2026', reflecting the company's leadership and commitment to charitable giving and community engagement.
- Employee Volunteerism: Each year, Ameriprise provides employees with eight hours of paid time off for volunteering, with volunteers contributing over 50,000 hours to nonprofits across the country in 2025, demonstrating the company's ongoing commitment to community service.
- Global Support Network: Through grants, volunteerism, and employee gift matching programs, Ameriprise supports over 8,000 nonprofits worldwide, showcasing its charitable impact on a global scale.
- Transparent Evaluation Standards: Newsweek partnered with Statista to evaluate companies based on a survey of approximately 18,000 U.S. residents, social media analysis, and key performance indicators, ensuring the fairness and transparency of the selection process.
See More
Ameriprise Financial Expected to Announce Dividend Hike
- Dividend Growth Expectation: Ameriprise Financial is expected to announce a dividend hike after its Q1 results on April 23, with analysts predicting a consensus annual dividend of $6.70 per share for 2026, representing a ~4.69% increase from the previous quarterly payout of $1.60.
- Historical Dividend Trend: Over the past 20 years, Ameriprise has consistently raised its dividends, increasing the quarterly payout from $1.48 to $1.60 last April, which marked an 8% growth, demonstrating the company's commitment to shareholder returns.
- Strong Financial Performance: The company has achieved a 5-year dividend growth rate of approximately 9% and maintains an average payout ratio of 15.98%, indicating robust profitability and cash flow management.
- Ratings and Safety: Ameriprise holds an A+ rating for safety, a B for growth, a C- for yield, and an A- for dividend consistency, reflecting its stable position and attractiveness to investors in the market.
See More
Wall Street Optimism Rises Amid Ceasefire Hopes
- Market Rebound: The S&P 500 and Nasdaq Composite reached all-time highs this week, with the S&P 500 surpassing 7,100 for the first time, reflecting strong investor confidence in economic recovery and suggesting further upward momentum for equities.
- Earnings Expectations: According to FactSet, the S&P 500 is projected to have a blended growth rate of 12.5% in Q1, with 78% of reporting companies exceeding expectations, providing a positive backdrop for the upcoming earnings season that could further bolster market confidence.
- Oil Price Volatility: While oil prices have fallen to around $80 per barrel, significantly below the $110 peak during the conflict, the market must remain vigilant regarding the potential impacts of U.S.-Iran tensions on global supply chains, particularly concerning the safety of transit through the Strait of Hormuz.
- Technical Fragility: Despite the market's strong short-term performance, analyst Craig Johnson warns that the rapid transition from oversold to overbought conditions masks underlying macroeconomic risks, urging investors to remain cautious and focus on high-quality investment opportunities.
See More
Ameriprise Financial Ranks Third in Investor Satisfaction
- Customer Satisfaction Boost: Ameriprise Financial achieved one of the highest overall investor satisfaction scores in the JD Power 2026 U.S. Investor Satisfaction Study, ranking third, which reflects its 132-year history of helping clients achieve their financial goals.
- Trust and Quality: CEO Jim Cracchiolo stated that this ranking underscores the trust clients place in the firm, highlighting the high-quality advice and solutions provided by its advisors, which enhances client confidence in their financial decisions and future.
- Broad Client Base: JD Power surveyed 7,982 advised investors, with Ameriprise excelling across multiple dimensions, including digital channels, ease of doing business, and service quality, demonstrating its competitiveness in the wealth management sector.
- Industry Recognition: Ameriprise Financial stood out among 23 evaluated firms, and while it did not pay a fee for the evaluation, its strong performance in client satisfaction lays a solid foundation for future market expansion.
See More
Pinnacle Wealth Management Joins Ameriprise Independent Channel
- Asset Transition: Pinnacle Wealth Management has transitioned from LPL Financial to Ameriprise Financial, managing over $110 million in assets, showcasing its strong market presence and appeal in wealth management.
- Team Expertise: Led by Vincent Lauer, the team boasts over 55 years of combined industry experience, emphasizing that Ameriprise's technology and services will enhance client experience, thereby increasing client loyalty and satisfaction.
- Positive Client Feedback: Lauer noted that the transition has gone smoothly with overwhelmingly positive client feedback, as clients can more easily understand and engage with their financial picture, which will help boost client engagement and business growth potential.
- Advisor Attraction: Ameriprise has attracted approximately 1,700 experienced financial advisors in the past five years, demonstrating its competitiveness and appeal in the industry, further solidifying its market position.
See More
