AMP Should I Buy
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Ameriprise Financial Inc (AMP) is not a strong buy at the moment for a beginner investor with a long-term focus. While the company has positive long-term growth potential in its wealth management segment, current technical indicators, insider selling trends, and reduced Q1 earnings outlook suggest that waiting for a better entry point might be prudent. The stock's recent price action and lack of strong trading signals further support a hold recommendation.
The technical indicators for AMP are currently bearish. The MACD histogram is negative (-0.515) and contracting, RSI is neutral at 47.98, and moving averages show a bearish pattern (SMA_200 > SMA_20 > SMA_5). The stock is trading near its pivot level (469.149), with resistance at 484.154 and support at 454.144. This indicates a lack of strong upward momentum in the short term.
Analysts have raised price targets, with RBC Capital and BofA setting targets of $605 and $660, respectively, citing strong wealth management growth and margin stability.
Gross margin increased to 96.89% in Q4 2025, reflecting operational efficiency.
Insiders are selling, with a significant 5163% increase in selling activity over the last month.
The company lowered its Q1 earnings outlook due to fewer trading days, projecting a $6 million decrease in pretax adjusted operating earnings.
The stock trend analysis suggests a potential decline of -5.61% over the next month.
In Q4 2025, revenue grew by 7.21% YoY to $2.797 billion, driven by strong wrap flows in the Advice & Wealth Management segment. However, net income dropped by -5.88% YoY to $1.008 billion, and EPS declined slightly by -0.66% YoY to 10.49. This mixed performance indicates growth in revenue but challenges in profitability.
Analysts are generally positive on AMP, with recent upgrades and raised price targets. RBC Capital raised its target to $605 and BofA to $660, citing strong wealth management growth and margin stability. However, Morgan Stanley maintains an Underweight rating, reflecting some skepticism about valuation and competitive pressures.
