Should I Buy AMP? AMP 2026 Analysis

Should You Buy Ameriprise Financial Inc (AMP) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

524.350

1 Day change

0.57%

52 Week Range

552.430

Analysis Updated At

2026/01/28

AMP is not a good buy right now for a beginner long-term investor who wants to enter immediately. The near-term setup is skewed slightly bearish (negative/expanding MACD, price below pivot, heavy put volume into earnings), and there are no Intellectia buy signals to override that. My call: HOLD today and reassess after the upcoming earnings release (2026-01-29 pre-market) when direction and sentiment reset.

Technical Analysis

Price/levels: Pre-market at 498.33, below the pivot (503.48) and sitting just above first support (S1 493.14). Near-term upside resistance starts at R1 513.81. Trend/momentum: MACD histogram is -1.761 and negatively expanding, which favors a weakening trend. RSI(6) at 45.38 is neutral (not oversold), so there is no “bounce” signal from momentum. Moving averages: Converging moving averages suggest consolidation, but with MACD deterioration and price below pivot, the bias is mildly bearish-to-sideways near term. Pattern-based probability (provided): modestly negative skew over 1 week (-0.51%) and 1 month (-2.3%). **Intellectia Proprietary Trading Signals** - [AI Stock Picker](module://ai_stock_pick): No signal on given stock today. - [SwingMax](module://swingmax): No signal on given stock recently.

Options Data

Bullish

Open Interest Put-Call Ratio

Bearish

Option Volume Put-Call Ratio

Sentiment read: Open interest P/C of 0.82 suggests positioning is not heavily bearish overall (slightly call-leaning). However, the put-to-call volume ratio at 3.15 shows today’s flow is decisively put-heavy, indicating traders are leaning defensive/bearish into the near-term event window. Volatility: 30D IV ~26.74 vs historical vol ~25.98 with IV percentile 75.2 implies elevated relative IV (options pricing in a larger move than usual), consistent with earnings proximity. Activity: Today’s volume (224) is below the 10D avg (236.7) but above the 5D avg (162.8). Open interest is elevated vs its 30D average (109.44%), suggesting meaningful outstanding positioning into the catalyst.

Technical Summary

Sell

Buy

Positive Catalysts

showed strong YoY growth in revenue, net income, and EPS.

Neutral/Negative Catalysts

Options flow is defensive: Put volume dominating (Put/Call volume 3.
points to cautious/negative near-term sentiment into earnings.

Financial Performance

Latest quarter: 2025/Q3. Growth trends: Revenue increased to $2.695B (+8.98% YoY). Net income rose to $912M (+78.47% YoY). EPS increased to 9.33 (+86.60% YoY). Gross margin improved to 96.22 (+3.01% YoY). Takeaway: The reported quarter shows strong profitability expansion and accelerating earnings power versus last year, which supports a constructive long-term thesis—but the market is currently focused on the next earnings print and near-term direction.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Recent rating/target trend: Mixed. - Bullish/upside: BofA kept Buy and raised PT to $653 (from $592). RBC kept Outperform but lowered PT to $550 (from $601). - Neutral: Keefe Bruyette kept Market Perform and lowered PT to $530 (from $550). - Bearish: Morgan Stanley kept Underweight with a PT of $485 (slightly raised from $484). Wall Street pros: Strong Q3 profitability and some analysts see favorable 2026 setup/positioning. Wall Street cons: Concern around flows/distribution economics and post-earnings recalibration by some firms; at least one major firm remains Underweight. Influential/congress activity: No recent congress trading data available; hedge fund and insider trends are both reported as Neutral (no significant recent activity).

10 Analyst Rating

Wall Street analysts forecast AMP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for AMP is 540 USD with a low forecast of 434 USD and a high forecast of 653 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

4 Buy

4 Hold

2 Sell

Hold

Current: 521.360

Low

434

Averages

540

High

653

Current: 521.360

Low

434

Averages

540

High

653

Piper Sandler

John Barnidge

Underweight -> Neutral

upgrade

$434 -> $530

AI Analysis

2026-01-29

New

Reason

Piper Sandler

John Barnidge

Price Target

$434 -> $530

AI Analysis

2026-01-29

New

upgrade

Underweight -> Neutral

Reason

Piper Sandler analyst John Barnidge upgraded Ameriprise to Neutral from Underweight with a price target of $530, up from $434. The company's "many headwinds" since Q3 of 2024 look to be "somewhat receding," the analyst tells investors in a research note. Piper says Ameriprise's Q4 report shows wealth management margin stability and strong flows. Concerns around an increasingly competitive advisor recruitment environment "were put to rest," the analyst tells investors in a research note.

Morgan Stanley

Underweight

maintain

$484 -> $485

2025-12-22

Reason

Morgan Stanley

Price Target

$484 -> $485

2025-12-22

maintain

Underweight

Reason

Morgan Stanley raised the firm's price target on Ameriprise to $485 from $484 and keeps an Underweight rating on the shares. Healthy transactional activity across brokers and exchanges in Q4 drives modest positive revision risk, notes the analyst in a preview. The analyst is raising Q4 EPS estimates by 5% on average, leaving the firm in-line with consensus, the analyst noted.

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AMP Should I Buy

AMP Should I Buy

Should You Buy Ameriprise Financial Inc (AMP) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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