Ally Financial Inc (ALLY) has seen its stock price decline by 3.00% and hit a 20-day low, reflecting broader market challenges as the Nasdaq-100 and S&P 500 both fell over 2%.
The company is scheduled to announce its Q4 2023 earnings on January 21, with an EPS estimate of $1.02, indicating a year-over-year growth of 30.8%. However, there have been mixed revisions in analyst estimates, with 8 upward and 8 downward revisions for EPS, and 2 upward and 10 downward revisions for revenue, suggesting uncertainty in the market. This context of mixed analyst sentiment and upcoming earnings is contributing to the stock's current performance amid overall market weakness.
As Ally prepares for its earnings report, investors are closely monitoring the company's ability to maintain profitability in a competitive financial landscape. The upcoming announcement could provide insights into its operational stability and future growth potential.
Wall Street analysts forecast ALLY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ALLY is 53.71 USD with a low forecast of 48.00 USD and a high forecast of 70.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
15 Analyst Rating
Wall Street analysts forecast ALLY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ALLY is 53.71 USD with a low forecast of 48.00 USD and a high forecast of 70.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
12 Buy
3 Hold
0 Sell
Strong Buy
Current: 42.300
Low
48.00
Averages
53.71
High
70.00
Current: 42.300
Low
48.00
Averages
53.71
High
70.00
Truist
Buy
maintain
$51 -> $50
2026-01-26
New
Reason
Truist
Price Target
$51 -> $50
AI Analysis
2026-01-26
New
maintain
Buy
Reason
Truist lowered the firm's price target on Ally Financial to $50 from $51 and keeps a Buy rating on the shares after its Q4 results. The firm is also cutting its FY26 EPS view by 25c to $5.25 and its FY27 view by 5c to $6.40, with main drivers being a lower net financing revenue due to margin expansion slower than previously expected and smaller buyback amount than before, the analyst tells investors in a research note.
Deutsche Bank
Mark DeVries
Buy
maintain
$55 -> $57
2026-01-22
Reason
Deutsche Bank
Mark DeVries
Price Target
$55 -> $57
2026-01-22
maintain
Buy
Reason
Deutsche Bank analyst Mark DeVries raised the firm's price target on Ally Financial to $57 from $55 and keeps a Buy rating on the shares. The firm updated the company's model post the Q4 report.
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BofA
Buy
maintain
$42 -> $51
2026-01-09
Reason
BofA
Price Target
$42 -> $51
2026-01-09
maintain
Buy
Reason
BofA raised the firm's price target on Ally Financial to $51 from $42 and keeps a Buy rating on the shares. While the firm appreciates "where there is skepticism" with shares trading at a 14% premium to the stock's pre-pandemic trading range, it still sees signs of positive price momentum and remains positive, highlighting that most of the recent outperformance compared to consumer finance names since mid-November came following the bank's $2B buyback authorization, which it calls "an endorsement of the earnings momentum."
UBS
NULL -> Buy
initiated
$56
2026-01-08
Reason
UBS
Price Target
$56
2026-01-08
initiated
NULL -> Buy
Reason
UBS initiated coverage of Ally Financial with a Buy rating and $56 price target. The market appears to undervalue the next phase of Ally's ROTCE improvement, which is projected to approach 14% in 2027 and rise further thereafter, the analyst tells investors in a research note. Gradual credit loss improvement, net interest margin expansion, share repurchases, and business simplifications-like exiting credit card and mortgage-are expected to drive higher returns, a cleaner balance sheet, and lower earnings volatility, UBS says.
About ALLY
Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
