ALLY

Ally Financial Inc

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Advanced Chart

38.260

-0.25(-0.649%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

38.780

Open

38.660

VWAP

38.32

Vol

2.90M

Mkt Cap

11.78B

Low

37.900

Amount

111.27M

EV/EBITDA(TTM)

15.91

Total Shares

303.98M

33.30B

EV/OCF(TTM)

P/S(TTM)

1.38

Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q3

FY2025Q4

FY2026Q1

2.12B

+0.86%

1.010

+6.35%

2.16B

+6.73%

1.026

+31.55%

2.18B

+41.78%

1.058

+82.48%

Estimates Revision

The market is revising Upward the revenue expectations for Ally Financial Inc. (ALLY) for FY2025, with the revenue forecasts being adjusted by 0.22% over the past three months. During the same period, the stock price has changed by 18.49%.

Revenue Estimates for FY2025

Revise Upward

+0.22%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+0.35%

In Past 3 Month

Stock Price

Go Up

+18.49%

In Past 3 Month

15 Analyst Rating

17.43% Upside

Wall Street analysts forecast ALLY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ALLY is 44.93 USD with a low forecast of 35.00 USD and a high forecast of 59.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

9 Buy

5 Hold

1 Sell

Moderate Buy

17.43% Upside

Current: 38.260

Low

35.00

Averages

44.93

High

59.00

17.43% Upside

Current: 38.260

Low

35.00

Averages

44.93

High

59.00

Truist

Buy

maintain

$44 -> $45

2025-07-24

Reason

Truist

Price Target

$44 -> $45

2025-07-24

maintain

Buy

Reason

Truist raised the firm's price target on Ally Financial to $45 from $44 and keeps a Buy rating on the shares. The firm updated its model following the Q2 earnings release.

JPMorgan

Overweight

maintain

$44 -> $45

2025-07-21

Reason

JPMorgan

Price Target

$44 -> $45

2025-07-21

maintain

Overweight

Reason

JPMorgan raised the firm's price target on Ally Financial to $45 from $44 and keeps an Overweight rating on the shares following the Q2 report. The firm believes Ally could see better credit performance if auto tariffs increase used vehicle prices and lower loss severities.

Wells Fargo

Donald Fandetti

Underweight

maintain

$32 -> $37

2025-07-20

Reason

Wells Fargo

Donald Fandetti

Price Target

$32 -> $37

2025-07-20

maintain

Underweight

Reason

Wells Fargo analyst Donald Fandetti raised the firm's price target on Ally Financial to $37 from $32 and keeps an Underweight rating on the shares. The firm notes the quarter was overall "solid," but sees better relative value in other consumer finance stocks, the analyst tells investors.

BTIG

Sell

Neutral

upgrade

2025-07-14

Reason

BTIG

Price Target

2025-07-14

upgrade

Sell

Neutral

Reason

BTIG upgraded Ally Financial to Neutral from Sell.

BTIG

Sell

Neutral

upgrade

2025-07-14

Reason

BTIG

Price Target

2025-07-14

upgrade

Sell

Neutral

Reason

BTIG upgraded Ally Financial to Neutral from Sell. Ally Financial has been aggressively cutting its online deposit rates, and this is likely to show up as a NIM beat for 2Q25 results, the analyst tells investors in a research note. BTIG also wouldn't be surprised if Ally guides to better net charge offs for 2025 on its earnings call, though this improvement in credit guidance appears to be anticipated by the market.

RBC Capital

Outperform

maintain

$40 -> $45

2025-07-14

Reason

RBC Capital

Price Target

$40 -> $45

2025-07-14

maintain

Outperform

Reason

RBC Capital raised the firm's price target on Ally Financial to $45 from $40 and keeps an Outperform rating on the shares as part of a broader research note previewing Q2 results for U.S. Consumer names. The firm expects fundamentals to be driven by "healthy though modest" consumer activity, seasonally higher loan balances, and improving credit metrics, the analyst tells investors in a research note. The monthly data continues to show improving year over year delinquencies and charge-off metrics, which alongside healthy qualitative reserves and a less volatile macro should support mostly stable allowance levels, RBC added.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Ally Financial Inc (ALLY.N) is 8.60, compared to its 5-year average forward P/E of 8.39. For a more detailed relative valuation and DCF analysis to assess Ally Financial Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

8.39

Current PE

8.60

Overvalued PE

10.51

Undervalued PE

6.27

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

1.47

Current PS

1.37

Overvalued PS

1.92

Undervalued PS

1.02