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ALLY logo

ALLY Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
46.460
Open
46.010
VWAP
45.79
Vol
4.23M
Mkt Cap
13.94B
Low
45.430
Amount
193.72M
EV/EBITDA(TTM)
12.08
Total Shares
306.52M
EV
37.36B
EV/OCF(TTM)
6.39
P/S(TTM)
1.52
Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies.
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Events Timeline

(ET)
2026-04-17
12:10:00
Iran's Strait of Hormuz Fully Open, Oil Prices Fall
select
2026-04-17
08:50:00
U.S. Stock Futures Rise as Trump Says Iran War Should End Soon
select
2026-04-17
07:20:00
Company Reports Q1 Adjusted Revenue of $2.2B
select

News

Newsfilter
9.5
06-18Newsfilter
PinnedAlly Financial Schedules Q2 Earnings Release and Conference Call
  • Earnings Release Schedule: Ally Financial is set to release its Q2 financial results on July 21, 2026, at approximately 7:30 a.m. ET, ensuring timely access to performance data for investors via the Ally Press Room website.
  • Conference Call Details: The company will host a conference call at 9 a.m. ET on the same day to review its financial performance, allowing investors to engage through a live webcast or dial-in, enhancing investor relations.
  • Registration Requirement: Investors wishing to join the conference call must pre-register at least 15 minutes prior to the start via the provided link to receive the dial-in number and unique registrant ID, ensuring a smooth participation process.
  • Financial Supplement Availability: The financial supplement and presentation will be posted in the Events & Presentations section of Ally's Investor Relations website on the earnings release day, further aiding investors in understanding the company's financial status.
CNBC
7.5
06-17CNBC
Carvana Launches New Vehicle Sales Strategy
  • New Sales Model: Carvana aims to extend its online used vehicle sales strategy to the new car market, with its seven Stellantis franchised dealerships primarily serving as service and test-drive centers rather than traditional sales points, fundamentally altering the consumer buying experience.
  • Market Share Goals: By investing approximately $171 million in acquiring Stellantis dealerships, Carvana seeks to expand its market share and facilitate used vehicle sales through trade-ins, which could significantly impact the U.S. franchised dealership model if successful.
  • Innovative Experience Center: At its Texas dealership, Carvana has created a 'playground' where customers can use smartphones and QR codes to self-navigate vehicle information and test drives, replacing traditional sales methods and enhancing customer experience.
  • Inventory Challenges: While Carvana has about 3,000 new vehicles available nationwide, its Texas display area only features 50 vehicles, which may prevent customers from test-driving their desired models, highlighting the complexities of new vehicle sales and inventory management.
Newsfilter
8.5
06-17Newsfilter
Carvana Tests New Vehicle Sales Model in Dallas
  • Innovative Vehicle Sales: Carvana's testing center in Dallas employs a non-traditional sales model where consumers purchase new cars through online platforms, marking its expansion from used to new vehicle markets, which is expected to enhance market share and attract more customers.
  • Transparent Pricing Strategy: Carvana commits to a transparent, no-haggle pricing approach, aiming to improve customer experience and starkly contrast with traditional dealerships, thereby enhancing brand loyalty and market competitiveness.
  • Service and Experience Integration: The testing center not only provides test drive areas but also features a 'playground' for consumers to select vehicles, combining seamless online and offline experiences that could profoundly impact traditional dealership operations.
  • Market Potential and Challenges: While Carvana has seen initial success in new vehicle sales, inventory constraints and competition with traditional dealers remain challenges, necessitating future optimization of inventory management to meet customer demands and improve sales efficiency.
CNBC
8.5
06-16CNBC
Carvana Enters New Vehicle Market, Disrupting Traditional Dealership Model
  • Expansion into New Vehicle Market: Carvana has quietly acquired seven new vehicle franchises since last year, primarily selling Stellantis brands, marking a successful transition from used car retailer to new vehicle market player, which is expected to significantly impact the traditional dealership system.
  • Remarkable Sales Performance: Carvana's new dealership in Arizona sold over 700 new vehicles last month, becoming the top-selling store nationally, compared to an average of 30 to 50 monthly sales prior to the acquisition, demonstrating strong market demand and sales capability.
  • Disruption Potential: Industry analysts suggest that Carvana's entry into the new vehicle franchise business could be one of the most disruptive forces in the U.S. auto retail market in decades, potentially prompting traditional dealers to adapt to new market conditions to remain competitive.
  • Lifecycle Management: By adding new vehicle sales, Carvana not only increases revenue streams but also enhances its ability to acquire used vehicles from new car customers, leveraging exclusive auctions to gain a competitive edge in the secondary market, further solidifying its market position.
Newsfilter
8.5
06-16Newsfilter
Carvana Expands into New Vehicle Franchises, Disrupting Auto Retail
  • Market Disruption Potential: Carvana has acquired seven new vehicle franchises since last year, primarily selling Stellantis brands like Chrysler, Dodge, Jeep, and Ram, which is expected to significantly alter the U.S. new vehicle franchised dealer system and may represent one of the most disruptive forces in auto retailing in decades.
  • Sales Performance Surge: Carvana's new dealership in Casa Grande, Arizona, sold over 700 new vehicles last month, making it the best-selling store nationally, compared to an average of 30 to 50 monthly sales prior to the acquisition, showcasing its rapid market penetration capabilities.
  • Revenue Diversification: By entering the new vehicle market, Carvana not only adds a new revenue stream but also opens up new avenues for purchasing used vehicles through exclusive auctions from new vehicle customers, thereby gaining a competitive edge in the secondary market.
  • Increased Industry Adaptability: Despite facing regulatory challenges in new car sales, Carvana's online sales model and robust logistics infrastructure allow it to stand out among traditional dealers, driving digital transformation in the industry and compelling other dealers to adapt to maintain competitiveness.
Fool
6.5
06-09Fool
Ally vs. Chime: A Comparison for Investors
  • Ally Financial Overview: In FY 2025, Ally Financial reported nearly $7.9 billion in revenue, a 7% decline year-over-year, yet achieved a net income of approximately $852 million, with a net margin improvement to 7.0%, indicating a focus on profitability despite top-line contraction.
  • Chime's Growth Potential: Chime Financial reached nearly $2.2 billion in revenue for FY 2025, marking a 30.7% increase, although it reported a net loss of close to $1 billion, resulting in a negative net margin of approximately 46.2%, reflecting its prioritization of rapid market share growth over immediate profitability.
  • Risk Analysis: Ally faces significant risks including regulatory scrutiny and high customer concentration, particularly with General Motors and Stellantis, which could impact its loan performance; conversely, Chime's reliance on partnerships with Bancorp and Stride Bank poses a risk, as losing these relationships would severely disrupt its business model.
  • Investment Outlook: While Ally's low P/E ratio and 2.8% dividend yield, alongside a 17% stock price increase over the past five years, make it attractive, its dependence on automotive giants presents risks; Chime, having achieved its first quarter of profitability in Q1 2026 and raised its full-year guidance, shows potential for recovery.
Wall Street analysts forecast ALLY stock price to rise
15 Analyst Rating
Wall Street analysts forecast ALLY stock price to rise
12 Buy
3 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
48.00
Averages
53.71
High
70.00
Current: 0.000
sliders
Low
48.00
Averages
53.71
High
70.00
Goldman Sachs
Buy
maintain
$50 -> $56
AI Analysis
2026-05-04
Reason
Goldman Sachs
Price Target
$50 -> $56
AI Analysis
2026-05-04
maintain
Buy
Reason
Goldman Sachs raised the firm's price target on Ally Financial to $56 from $50 and keeps a Buy rating on the shares. Investor discussions with Ally Financial focused on consumer credit resilience, net interest margin progression toward 3.8%+, 2026 credit loss trajectory within guidance, competitive dynamics and auto originations, corporate finance trends, capital rule benefits and return of capital pacing, and the longer-term path toward mid-teens returns, the analyst says in a research note.
Truist
Brian Foran
Buy
maintain
$50 -> $54
2026-04-21
Reason
Truist
Brian Foran
Price Target
$50 -> $54
2026-04-21
maintain
Buy
Reason
Truist analyst Brian Foran raised the firm's price target on Ally Financial to $54 from $50 and keeps a Buy rating on the shares as part of a broader research note updating the firm's models on Regional Banks following Q1 results. The firm is bumping up its price targets as recession risks recede and the cost of equity comes down, the analyst tells investors in a research note. For the company, Truist is also citing continued improvement in credit.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ALLY
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Valuation Metrics

The current forward P/E ratio for Ally Financial Inc (ALLY.N) is 8.53, compared to its 5-year average forward P/E of 8.57. For a more detailed relative valuation and DCF analysis to assess Ally Financial Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.57
Current PE
8.53
Overvalued PE
10.53
Undervalued PE
6.60

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.23
Current EV/EBITDA
7.86
Overvalued EV/EBITDA
4.71
Undervalued EV/EBITDA
-2.25

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.39
Current PS
1.46
Overvalued PS
1.75
Undervalued PS
1.02

Financials

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Whales Holding ALLY

C
Ceredex Value Advisors LLC
Holding
ALLY
+30.66%
3M Return
L
Leap Investments LP
Holding
ALLY
+22.20%
3M Return
S
Sessa Capital IM, L.P.
Holding
ALLY
+20.56%
3M Return
W
WEDGE Capital Management LLP
Holding
ALLY
+16.61%
3M Return
M
Moore Capital Management, LP
Holding
ALLY
+16.00%
3M Return
J
Jacobs Levy Equity Management Inc
Holding
ALLY
+15.94%
3M Return

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Frequently Asked Questions

What is Ally Financial Inc (ALLY) stock price today?

The current price of ALLY is 45.49 USD — it has decreased -0.02

What is Ally Financial Inc (ALLY)'s business?

Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies.

What is the price predicton of ALLY Stock?

Wall Street analysts forecast ALLY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ALLY is53.71 USD with a low forecast of 48.00 USD and a high forecast of 70.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Ally Financial Inc (ALLY)'s revenue for the last quarter?

Ally Financial Inc revenue for the last quarter amounts to 2.41B USD, increased 36.50

What is Ally Financial Inc (ALLY)'s earnings per share (EPS) for the last quarter?

Ally Financial Inc. EPS for the last quarter amounts to 0.93 USD, decreased -213.41

How many employees does Ally Financial Inc (ALLY). have?

Ally Financial Inc (ALLY) has 10300 emplpoyees as of June 20 2026.

What is Ally Financial Inc (ALLY) market cap?

Today ALLY has the market capitalization of 13.94B USD.