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ALLY logo

ALLY Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
45.855
Open
45.740
VWAP
45.70
Vol
230.58K
Mkt Cap
13.83B
Low
45.490
Amount
10.54M
EV/EBITDA(TTM)
11.98
Total Shares
306.52M
EV
37.05B
EV/OCF(TTM)
6.33
P/S(TTM)
1.49
Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies.
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Events Timeline

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News

NASDAQ.COM
9.5
09:04 AMNASDAQ.COM
PinnedAlly Financial Stock Shows Promising Upside Potential
  • Financial Recovery: Ally Financial reported a net financing revenue of $1.6 billion in Q1 2025, an 8% increase year-over-year, while non-interest expenses decreased by 24%, resulting in a net income of $291 million or $0.93 per share, a significant turnaround from a net loss in Q1 2025.
  • Surge in Loan Applications: Ally recorded a record 4.4 million auto loan applications in Q1, with originations reaching $11.5 billion, up 13% year-over-year, which not only improved credit quality but is also expected to lower net charge-off rates by mid-2026.
  • Widening Interest Margin: The net interest margin rose by 17 basis points year-over-year to 3.5%, with management expecting further expansion throughout the fiscal year, targeting a range of 3.6% to 3.7%, which would significantly enhance profitability.
  • Attractive Valuation: Currently, Ally Financial's stock trades at just 8 times forward earnings, making it an appealing investment option given its strong financial performance and growth potential, despite being excluded from Motley Fool's top investment picks.
Fool
9.5
09:06 AMFool
Ally Financial: A Compelling Investment Opportunity
  • Profitability Improvement: In Q1 2025, Ally Financial achieved an 8% increase in net financing revenue to $1.6 billion while reducing non-interest expenses by 24%, resulting in a net income of $291 million or $0.93 per share, a significant turnaround from a net loss of $253 million in Q1 2025, showcasing the company's effectiveness in cost control and revenue growth.
  • Record Loan Applications: Ally recorded 4.4 million auto loan applications in Q1, with originations reaching $11.5 billion, up 13% year-over-year, which not only improved credit quality but also indicates sustained revenue growth potential, with management expecting net charge-off rates to decline further by mid-2026.
  • Margin Expansion Expectations: Ally's net interest margin (NIM) rose by 17 basis points year-over-year to 3.5%, with expectations for further widening throughout the fiscal year, targeting a NIM of 3.6% to 3.7% in Q1 guidance, which will significantly enhance revenue amidst reduced expenses and anticipated revenue gains.
  • Attractive Valuation: Currently, Ally Financial trades at just 11 times earnings and 8 times forward earnings, indicating it is undervalued, and with $18 billion in high-yielding CDs maturing, the company is well-positioned to enhance profitability, making it a compelling investment opportunity right now.
Yahoo Finance
2.0
07-08Yahoo Finance
Financial Stocks Decline Amid Geopolitical Risks
  • Market Volatility Impact: President Trump's declaration of the Iran ceasefire being 'over' triggered a risk-off sentiment, causing shares of PayPal, Ameriprise Financial, and Ally Financial to drop by 3% and 2.9%, reflecting investor concerns about the health of the financial markets.
  • Earnings Outlook Downgrade: Heightened market volatility pressures asset management firms' revenues, particularly as falling equity markets reduce management fee income, which in turn affects overall financial performance.
  • Rising Bond Yields: The surge in bond yields may widen lending spreads but also raises funding costs and increases credit stress for borrowers, further exacerbating market uncertainty.
  • PayPal Financial Performance: PayPal's recent earnings report showed revenue of $8.68 billion, a 3.7% year-over-year increase, yet it fell short of analyst expectations of $8.78 billion, leading to a 23.8% decline in its stock price since the beginning of the year, indicating a lack of confidence in its future growth.
Newsfilter
9.5
06-18Newsfilter
Ally Financial Schedules Q2 Earnings Release and Conference Call
  • Earnings Release Schedule: Ally Financial is set to release its Q2 financial results on July 21, 2026, at approximately 7:30 a.m. ET, ensuring timely access to performance data for investors via the Ally Press Room website.
  • Conference Call Details: The company will host a conference call at 9 a.m. ET on the same day to review its financial performance, allowing investors to engage through a live webcast or dial-in, enhancing investor relations.
  • Registration Requirement: Investors wishing to join the conference call must pre-register at least 15 minutes prior to the start via the provided link to receive the dial-in number and unique registrant ID, ensuring a smooth participation process.
  • Financial Supplement Availability: The financial supplement and presentation will be posted in the Events & Presentations section of Ally's Investor Relations website on the earnings release day, further aiding investors in understanding the company's financial status.
CNBC
7.5
06-17CNBC
Carvana Launches New Vehicle Sales Strategy
  • New Sales Model: Carvana aims to extend its online used vehicle sales strategy to the new car market, with its seven Stellantis franchised dealerships primarily serving as service and test-drive centers rather than traditional sales points, fundamentally altering the consumer buying experience.
  • Market Share Goals: By investing approximately $171 million in acquiring Stellantis dealerships, Carvana seeks to expand its market share and facilitate used vehicle sales through trade-ins, which could significantly impact the U.S. franchised dealership model if successful.
  • Innovative Experience Center: At its Texas dealership, Carvana has created a 'playground' where customers can use smartphones and QR codes to self-navigate vehicle information and test drives, replacing traditional sales methods and enhancing customer experience.
  • Inventory Challenges: While Carvana has about 3,000 new vehicles available nationwide, its Texas display area only features 50 vehicles, which may prevent customers from test-driving their desired models, highlighting the complexities of new vehicle sales and inventory management.
Newsfilter
8.5
06-17Newsfilter
Carvana Tests New Vehicle Sales Model in Dallas
  • Innovative Vehicle Sales: Carvana's testing center in Dallas employs a non-traditional sales model where consumers purchase new cars through online platforms, marking its expansion from used to new vehicle markets, which is expected to enhance market share and attract more customers.
  • Transparent Pricing Strategy: Carvana commits to a transparent, no-haggle pricing approach, aiming to improve customer experience and starkly contrast with traditional dealerships, thereby enhancing brand loyalty and market competitiveness.
  • Service and Experience Integration: The testing center not only provides test drive areas but also features a 'playground' for consumers to select vehicles, combining seamless online and offline experiences that could profoundly impact traditional dealership operations.
  • Market Potential and Challenges: While Carvana has seen initial success in new vehicle sales, inventory constraints and competition with traditional dealers remain challenges, necessitating future optimization of inventory management to meet customer demands and improve sales efficiency.
Wall Street analysts forecast ALLY stock price to rise
15 Analyst Rating
Wall Street analysts forecast ALLY stock price to rise
12 Buy
3 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
48.00
Averages
53.71
High
70.00
Current: 0.000
sliders
Low
48.00
Averages
53.71
High
70.00
BofA
Buy
maintain
$52 -> $53
AI Analysis
2026-07-08
New
Reason
BofA
Price Target
$52 -> $53
AI Analysis
2026-07-08
New
maintain
Buy
Reason
BofA raised the firm's price target on Ally Financial to $53 from $52 and keeps a Buy rating on the shares.
Wells Fargo
NULL
to
Overweight
maintain
$52 -> $55
2026-06-26
Reason
Wells Fargo
Price Target
$52 -> $55
2026-06-26
maintain
NULL
to
Overweight
Reason
Wells Fargo raised the firm's price target on Ally Financial to $55 from $52 and keeps an Overweight rating on the shares. The firm updated its model ahead of the Q2 earnings report.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ALLY
Unlock Now

Valuation Metrics

The current forward P/E ratio for Ally Financial Inc (ALLY.N) is 8.52, compared to its 5-year average forward P/E of 8.57. For a more detailed relative valuation and DCF analysis to assess Ally Financial Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.57
Current PE
8.52
Overvalued PE
10.53
Undervalued PE
6.62

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.34
Current EV/EBITDA
7.77
Overvalued EV/EBITDA
4.90
Undervalued EV/EBITDA
-2.22

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.38
Current PS
1.43
Overvalued PS
1.73
Undervalued PS
1.02

Financials

AI Analysis
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Quarterly

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Whales Holding ALLY

C
Ceredex Value Advisors LLC
Holding
ALLY
+14.60%
3M Return
O
Old National Bancorp
Holding
ALLY
+14.28%
3M Return
J
Jacobs Levy Equity Management Inc
Holding
ALLY
+11.89%
3M Return
B
Berkshire Hathaway Inc.
Holding
ALLY
+9.92%
3M Return
L
Lakewood Capital Management, LP
Holding
ALLY
+9.03%
3M Return
F
First Manhattan Co. LLC
Holding
ALLY
+8.31%
3M Return

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Frequently Asked Questions

What is Ally Financial Inc (ALLY) stock price today?

The current price of ALLY is 45.75 USD — it has increased 1.42

What is Ally Financial Inc (ALLY)'s business?

Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies.

What is the price predicton of ALLY Stock?

Wall Street analysts forecast ALLY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ALLY is53.71 USD with a low forecast of 48.00 USD and a high forecast of 70.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Ally Financial Inc (ALLY)'s revenue for the last quarter?

Ally Financial Inc revenue for the last quarter amounts to 2.41B USD, increased 36.50

What is Ally Financial Inc (ALLY)'s earnings per share (EPS) for the last quarter?

Ally Financial Inc. EPS for the last quarter amounts to 0.93 USD, decreased -213.41

How many employees does Ally Financial Inc (ALLY). have?

Ally Financial Inc (ALLY) has 10300 emplpoyees as of July 10 2026.

What is Ally Financial Inc (ALLY) market cap?

Today ALLY has the market capitalization of 13.83B USD.