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ALLY logo

ALLY Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
46.795
Open
45.130
VWAP
46.07
Vol
4.62M
Mkt Cap
14.23B
Low
45.120
Amount
213.02M
EV/EBITDA(TTM)
12.75
Total Shares
307.41M
EV
37.36B
EV/OCF(TTM)
--
P/S(TTM)
1.53
Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies.
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Events Timeline

(ET)
2026-04-17
12:10:00
Iran's Strait of Hormuz Fully Open, Oil Prices Fall
select
2026-04-17
08:50:00
U.S. Stock Futures Rise as Trump Says Iran War Should End Soon
select
2026-04-17
07:20:00
Company Reports Q1 Adjusted Revenue of $2.2B
select
2026-04-17
07:20:00
Core ROTCE Up 440bps YoY to 11.1%
select
2026-04-17
07:10:00
Company Reports Q1 Adjusted Revenue of $2.2B
select

News

CNBC
9.5
04-18CNBC
Bank of America Recommends Stocks Ahead of Earnings Reports
  • Stock Recommendations: Bank of America has recommended stocks like Apple ahead of their earnings reports, particularly highlighting Apple's strong iPhone upgrade cycle expected to drive growth in services revenue.
  • Strong Performance by Quanta Services: The infrastructure services company Quanta Services is firing on all cylinders ahead of its earnings report, with analysts praising its full solutions capabilities, which are expected to enhance market share and margins.
  • Kodiak Gas Acquisition Advantage: Kodiak Gas Services' recent acquisition of Distributed Power Solutions positions it favorably in the natural gas and AI data center buildout sectors, with analysts raising the price target from $45 to $70 per share due to strong tailwinds.
  • Tripadvisor Investment Potential: Tripadvisor was upgraded to buy due to increased involvement from Starboard Value, with analysts noting that its diversified portfolio and growth from Viator and TheFork will drive future margin expansion.
Yahoo Finance
9.5
04-18Yahoo Finance
Ally Financial Reports Strong Q1 Earnings with 90% EPS Growth
  • Profitability Surge: Ally Financial reported an adjusted EPS of $1.11 for Q1, reflecting a remarkable 90% year-over-year increase, which underscores the company's strong financial performance and solidifies its leadership in the digital banking sector.
  • Revenue Growth: The adjusted net revenue reached $2.2 billion, up 6% year-over-year, demonstrating sustained growth potential despite challenges from the sale of its credit card business, indicating a successful strategy in diversifying revenue streams.
  • Robust Capital Management: The CET1 ratio improved to 10.1%, an increase of 60 basis points year-over-year, highlighting the company's strong capital adequacy, which supports future shareholder returns and business expansion.
  • Market Competition Response: Despite fierce competition in the retail auto market, Ally Financial maintained strong application flow and customer growth, showcasing its adaptability in a dynamic macroeconomic environment, although a decline in retail deposit balances is anticipated in Q2 due to seasonal tax payments.
NASDAQ.COM
4.5
04-17NASDAQ.COM
US Stocks Surge as Oil Prices Plunge Amid Peace Talks
  • Market Rally: The S&P 500 rose 1.20% and the Nasdaq 100 increased by 1.29%, reaching all-time highs, reflecting investor optimism regarding US-Iran peace talks, which may enhance risk appetite in the markets.
  • Oil Price Plunge: WTI crude prices fell over 11% to a five-week low after Iran announced the Strait of Hormuz is fully open, easing inflation concerns and causing the 10-year T-note yield to drop 7 basis points to 4.24%.
  • Strong Earnings Season: The earnings season started robustly, with 81% of the 48 S&P 500 companies reporting Q1 earnings exceeding estimates, projecting a 12% year-over-year increase in earnings, providing strong support for the stock market.
  • Airline Stocks Surge: Airline stocks surged as fuel costs decreased, with Alaska Air Group (ALK) rising over 10% and Royal Caribbean Cruises Ltd (RCL) up more than 7%, indicating market confidence in the recovery of the airline industry.
NASDAQ.COM
4.5
04-17NASDAQ.COM
US Stocks Rally as Oil Prices Plunge Amid Peace Talks
  • Market Surge: The S&P 500 rose by 1.28% and the Nasdaq 100 reached an all-time high, reflecting investor optimism driven by peace talks between the US and Iran, which may enhance risk appetite and bolster overall market confidence.
  • Oil Price Plunge: WTI crude oil prices fell over 13% to a five-week low after the Strait of Hormuz reopened, easing inflation concerns and causing the 10-year Treasury yield to drop by 8 basis points, further supporting the bond market.
  • Earnings Growth Expectations: Q1 earnings for the S&P 500 are projected to increase by 12% year-over-year, although excluding the tech sector, growth is only 3%, indicating resilience in corporate performance amid economic recovery and providing market support.
  • Airline Stocks Soar: With reduced fuel costs, Alaska Air Group and United Airlines surged by over 14% and 11%, respectively, demonstrating the positive impact of falling oil prices on the airline industry, which could enhance profitability for related companies.
seekingalpha
9.5
04-17seekingalpha
Ally Financial Q1 2026 Earnings Highlights
  • Significant Earnings Growth: Ally Financial reported an adjusted EPS of $1.11 for Q1 2026, reflecting a substantial 90% year-over-year increase, which underscores the company's strong performance amid a dynamic macro environment and bolsters market confidence in its future outlook.
  • Record Application Volume: The company received 4.4 million applications in the first quarter, with consumer originations totaling $11.5 billion, up 13% year-over-year, highlighting Ally's resilience in a competitive market despite a decline in industry light vehicle sales.
  • Capital Return Strategy: Ally announced a quarterly dividend of $0.30 for Q2 and repurchased $147 million worth of shares, indicating a balanced approach between ongoing investments and shareholder returns, which further solidifies investor confidence.
  • Stable Financing Revenue: The net financing revenue for Q1 was $1.6 billion, an 8% increase year-over-year, and despite challenges from lease positions, management remains optimistic about future net interest margin expansion, expecting to maintain a range of 3.60% to 3.70% for the year.
CNBC
2.0
04-17CNBC
Energy Stocks Plummet While Travel Stocks Rally
  • Energy Stocks Plummet: Energy stocks fell sharply as oil prices dropped over 12% after Iran opened the Strait of Hormuz during the ceasefire between Israel and Lebanon, with APA Corporation down more than 9% and Valero Energy falling over 8.5%, negatively impacting overall confidence in the energy sector.
  • Travel Stocks Rally: Following Iran's announcement to open the Strait of Hormuz for commercial shipping, Royal Caribbean surged 9.7%, United Airlines jumped over 9%, and Expedia gained 5%, reflecting optimistic market sentiment regarding travel recovery.
  • Critical Metals Surge: Greenland's government approved the transfer of a 50.5% interest in Tanbreez Mining to Critical Metals, increasing its stake in the rare earths mine to 92.5%, which propelled the company's shares up over 40%, highlighting the strategic importance of rare earth resources.
  • Netflix Disappoints: Streaming giant Netflix saw its stock drop 9% as it projected second-quarter earnings of 78 cents per share, missing the 84 cents forecast by analysts, compounded by co-founder Reed Hastings' announcement to leave the board in June, further dampening investor confidence.
Wall Street analysts forecast ALLY stock price to rise
15 Analyst Rating
Wall Street analysts forecast ALLY stock price to rise
12 Buy
3 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
48.00
Averages
53.71
High
70.00
Current: 0.000
sliders
Low
48.00
Averages
53.71
High
70.00
Morgan Stanley
Jeffrey Adelson
maintain
$53 -> $55
AI Analysis
2026-04-20
New
Reason
Morgan Stanley
Jeffrey Adelson
Price Target
$53 -> $55
AI Analysis
2026-04-20
New
maintain
Reason
Morgan Stanley analyst Jeffrey Adelson raised the firm's price target on Ally Financial to $55 from $53 and keeps an Overweight rating on the shares. The firm updated estimates following Ally's Q1 EPS beat.
Goldman Sachs
Buy
maintain
$50 -> $56
2026-04-20
New
Reason
Goldman Sachs
Price Target
$50 -> $56
2026-04-20
New
maintain
Buy
Reason
Goldman Sachs raised the firm's price target on Ally Financial to $56 from $50 and keeps a Buy rating on the shares. Ally Financial reported stronger-than-expected Q1 results, with a core earnings beat driven by higher net interest income, fees, and lower expenses, alongside slightly better-than-expected retail auto credit performance, the analyst tells investors in a research note. Management reiterated its 2026 outlook, including stable-to-improving NIM and steady growth targets, which was received positively despite concerns about interest rate cuts, supporting a constructive view into 2027, the firm says.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ALLY
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Valuation Metrics

The current forward P/E ratio for Ally Financial Inc (ALLY.N) is 7.77, compared to its 5-year average forward P/E of 8.59. For a more detailed relative valuation and DCF analysis to assess Ally Financial Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.59
Current PE
7.77
Overvalued PE
10.55
Undervalued PE
6.63

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.85
Current EV/EBITDA
7.65
Overvalued EV/EBITDA
3.94
Undervalued EV/EBITDA
-2.23

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.42
Current PS
1.36
Overvalued PS
1.85
Undervalued PS
1.00

Financials

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Whales Holding ALLY

C
Ceredex Value Advisors LLC
Holding
ALLY
+17.35%
3M Return
A
Algert Global LLC
Holding
ALLY
+13.28%
3M Return
W
WEDGE Capital Management LLP
Holding
ALLY
+11.34%
3M Return
L
Leap Investments LP
Holding
ALLY
+8.56%
3M Return
E
Employees Retirement System of Texas
Holding
ALLY
+7.52%
3M Return
J
Jacobs Levy Equity Management Inc
Holding
ALLY
+6.37%
3M Return

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Frequently Asked Questions

What is Ally Financial Inc (ALLY) stock price today?

The current price of ALLY is 46.3 USD — it has increased 2.07

What is Ally Financial Inc (ALLY)'s business?

Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies.

What is the price predicton of ALLY Stock?

Wall Street analysts forecast ALLY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ALLY is53.71 USD with a low forecast of 48.00 USD and a high forecast of 70.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Ally Financial Inc (ALLY)'s revenue for the last quarter?

Ally Financial Inc revenue for the last quarter amounts to 2.37B USD, increased 34.13

What is Ally Financial Inc (ALLY)'s earnings per share (EPS) for the last quarter?

Ally Financial Inc. EPS for the last quarter amounts to 0.93 USD, decreased -213.41

How many employees does Ally Financial Inc (ALLY). have?

Ally Financial Inc (ALLY) has 10300 emplpoyees as of April 21 2026.

What is Ally Financial Inc (ALLY) market cap?

Today ALLY has the market capitalization of 14.23B USD.