ALLY Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

2.15B

+5.98%

1.032

+32.28%

2.20B

+43.05%

1.040

+79.23%

2.25B

+8.17%

1.353

+36.63%

Estimates Revision

The market is revising Upward the revenue expectations for Ally Financial Inc. (ALLY) for FY2025, with the revenue forecasts being adjusted by 0.64% over the past three months. During the same period, the stock price has changed by 23.70%.

Revenue Estimates for FY2025

Revise Upward

+0.64%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+4.35%

In Past 3 Month

Stock Price

Go Up

+23.70%

In Past 3 Month

14 Analyst Rating

Wall Street analysts forecast ALLY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ALLY is 48.67 USD with a low forecast of 42.00 USD and a high forecast of 70.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

10 Buy

4 Hold

0 Sell

Moderate Buy

Current: 0.000

Low

42.00

Averages

48.67

High

70.00

Current: 0.000

Low

42.00

Averages

48.67

High

70.00

UBS

NULL -> Buy

initiated

$56

2026-01-08

New

Reason

UBS

Price Target

$56

2026-01-08

New

initiated

NULL -> Buy

Reason

UBS initiated coverage of Ally Financial with a Buy rating and $56 price target. The market appears to undervalue the next phase of Ally's ROTCE improvement, which is projected to approach 14% in 2027 and rise further thereafter, the analyst tells investors in a research note. Gradual credit loss improvement, net interest margin expansion, share repurchases, and business simplifications-like exiting credit card and mortgage-are expected to drive higher returns, a cleaner balance sheet, and lower earnings volatility, UBS says.

TD Cowen

Moshe Orenbuch

Buy

maintain

$50 -> $55

2026-01-08

New

Reason

TD Cowen

Moshe Orenbuch

Price Target

$50 -> $55

2026-01-08

New

maintain

Buy

Reason

TD Cowen analyst Moshe Orenbuch raised the firm's price target on Ally Financial to $55 from $50 and keeps a Buy rating on the shares. The firm adjusted targets in the specialty finance group as part of its 2026 outlook.

TD Cowen

Buy

upgrade

$50 -> $55

2026-01-08

New

Reason

TD Cowen

Price Target

$50 -> $55

2026-01-08

New

upgrade

Buy

Reason

TD Cowen raised the firm's price target on Ally Financial to $55 from $50 and keeps a Buy rating on the shares. The firm updated its price target to reflect is outlook in the Specialty Finance sector affected by macro economic factors and secualr growth in various areas of credit card, auto lending, student lending, non-prime lending, buy-now-pay-later, and lease to own.

Goldman Sachs

Neutral

maintain

$50 -> $55

2026-01-06

New

Reason

Goldman Sachs

Price Target

$50 -> $55

2026-01-06

New

maintain

Neutral

Reason

Goldman Sachs raised the firm's price target on Ally Financial to $55 from $50 and keeps a Neutral rating on the shares. Regional banks underperformed the market by 200-300 basis points in 2025, weighed by macro concerns and credit worries, though stocks rallied 13% late in the year, the analyst tells investors in a research note. Looking to 2026, solid loan growth, net interest income momentum, positive operating leverage, and improving returns support continued multi-year fundamental improvement, with credit risk as the main wildcard, Goldman says.

Evercore ISI

In Line -> Outperform

upgrade

$48 -> $53

2026-01-06

New

Reason

Evercore ISI

Price Target

$48 -> $53

2026-01-06

New

upgrade

In Line -> Outperform

Reason

Evercore ISI upgraded Ally Financial to Outperform from In Line with a price target of $53, up from $48. Ally is the firm's top value pick within the specialty finance space as Evercore sees material upside to shares as the company's ROTCE re-rating story begins to take shape, the analyst tells investors.

Barclays

Jason Goldberg

Equal Weight

maintain

$44 -> $54

2026-01-05

New

Reason

Barclays

Jason Goldberg

Price Target

$44 -> $54

2026-01-05

New

maintain

Equal Weight

Reason

Barclays analyst Jason Goldberg raised the firm's price target on Ally Financial to $54 from $44 and keeps an Equal Weight rating on the shares. The firm adjusted ratings and price targets in the large cap bank group as part of its 2026 outlook. Barclays expects the trends that drove double-digit earnings growth and bank stock outperformance in 2025 to carry into 2026.

Valuation Metrics

The current forward P/E ratio for Ally Financial Inc (ALLY.N) is 9.37, compared to its 5-year average forward P/E of 8.49. For a more detailed relative valuation and DCF analysis to assess Ally Financial Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

8.49

Current PE

9.37

Overvalued PE

10.58

Undervalued PE

6.40

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

1.46

Current PS

1.58

Overvalued PS

1.91

Undervalued PS

1.02

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders areSelling! The selling amount has increased 360.8% over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders areSelling! The selling amount has increased 360.8% over the last month.

Sold

Bought

ALLY News & Events

Events Timeline

No data

News

5.0

01-06Fool

Buffett Steps Down as CEO of Berkshire Hathaway, Investment Strategy Remains Steady

9.5

01-06NASDAQ.COM

Ally Financial's Share Price Recovery Expected with $5.38 EPS in 2026

6.0

2025-12-29Benzinga

Analysts Raise Heico Price Target to $391, Expecting 17% Upside

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Frequently Asked Questions

What is Ally Financial Inc (ALLY) stock price today?

The current price of ALLY is 45.72 USD — it has decreased -0.41 % in the last trading day.

What is Ally Financial Inc (ALLY)'s business?

Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies.

What is the price predicton of ALLY Stock?

What is Ally Financial Inc (ALLY)'s revenue for the last quarter?

Ally Financial Inc revenue for the last quarter amounts to 2.34B USD, increased 4.79 % YoY.

What is Ally Financial Inc (ALLY)'s earnings per share (EPS) for the last quarter?

Ally Financial Inc. EPS for the last quarter amounts to 1.18 USD, increased 114.55 % YoY.

What changes have occurred in the market's expectations for Ally Financial Inc (ALLY)'s fundamentals?

How many employees does Ally Financial Inc (ALLY). have?

Ally Financial Inc (ALLY) has 10700 emplpoyees as of January 10 2026.

What is Ally Financial Inc (ALLY) market cap?

Today ALLY has the market capitalization of 14.08B USD.