ALLY Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

2.15B

+6.07%

1.033

+32.41%

2.21B

+43.11%

1.052

+81.3%

2.25B

+8.22%

1.353

+36.63%

Estimates Revision

The market is revising Upward the revenue expectations for Ally Financial Inc. (ALLY) for FY2025, with the revenue forecasts being adjusted by 0.29% over the past three months. During the same period, the stock price has changed by 4.85%.

Revenue Estimates for FY2025

Revise Upward

+0.29%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+4%

In Past 3 Month

Stock Price

Go Up

+4.85%

In Past 3 Month

14 Analyst Rating

Wall Street analysts forecast ALLY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ALLY is 48.67 USD with a low forecast of 42.00 USD and a high forecast of 70.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

10 Buy

4 Hold

0 Sell

Moderate Buy

Current: 45.160

Low

42.00

Averages

48.67

High

70.00

Current: 45.160

Low

42.00

Averages

48.67

High

70.00

TD Cowen

Moshe Orenbuch

Hold

Buy

upgrade

$43 -> $50

2025-10-20

Reason

TD Cowen

Moshe Orenbuch

Price Target

$43 -> $50

2025-10-20

upgrade

Hold

Buy

Reason

TD Cowen analyst Moshe Orenbuch upgraded Ally Financial to Buy from Hold with a price target of $50, up from $43. The company's Q3 results prove its credit and margins can drive a 14% return on tangible common equity in 2027 and support above consensus earnings over the next two years, the analyst tells investors in a research note. TD believes Ally has shown it has sufficient credit and margin strength to hit its mid-teens ROTCE target in the next two years and perhaps sooner.

JPMorgan

Overweight

maintain

$42 -> $43

2025-10-20

Reason

JPMorgan

Price Target

$42 -> $43

2025-10-20

maintain

Overweight

Reason

JPMorgan raised the firm's price target on Ally Financial to $43 from $42 and keeps an Overweight rating on the shares following the Q3 report. The firm continues to believe Ally could see upside from better credit performance if auto tariffs increase used vehicle prices and ease loss severities.

Truist

Buy

maintain

$45 -> $47

2025-10-20

Reason

Truist

Price Target

$45 -> $47

2025-10-20

maintain

Buy

Reason

Truist raised the firm's price target on Ally Financial to $47 from $45 and keeps a Buy rating on the shares. The firm updated the company's model post the Q3 report.

Keefe Bruyette

Outperform -> NULL

downgrade

$56 -> $51

2025-10-01

Reason

Keefe Bruyette

Price Target

$56 -> $51

2025-10-01

downgrade

Outperform -> NULL

Reason

Keefe Bruyette lowered the firm's price target on Ally Financial to $51 from $56 and keeps an Outperform rating on the shares.

Evercore ISI

John Pancari

In Line

downgrade

$45 -> $44

2025-09-30

Reason

Evercore ISI

John Pancari

Price Target

$45 -> $44

2025-09-30

downgrade

In Line

Reason

Evercore ISI analyst John Pancari lowered the firm's price target on Ally Financial to $44 from $45 and keeps an In Line rating on the shares. Regional bank and specialty finance trends "appear solid" for Q3, but full momentum in earnings might not be seen until early 2026, the analyst tells investors in a preview for the group.

Morgan Stanley

Overweight

upgrade

$47 -> $52

2025-09-29

Reason

Morgan Stanley

Price Target

$47 -> $52

2025-09-29

upgrade

Overweight

Reason

Morgan Stanley raised the firm's price target on Ally Financial to $52 from $47 and keeps an Overweight rating on the shares. The firm upgraded its view on the North America consumer finance group to In-Line from Cautious. Interest rates are moving lower and the group's near-term credit performance keeps improving, even amid slower hiring, which lessens downside risks for the stocks, the analyst tells investors in a research note. Morgan Stanley upped price targets in the sector as it rolled forward models to 2027.

Valuation Metrics

The current forward P/E ratio for Ally Financial Inc (ALLY.N) is 9.24, compared to its 5-year average forward P/E of 8.46. For a more detailed relative valuation and DCF analysis to assess Ally Financial Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

8.46

Current PE

9.24

Overvalued PE

10.56

Undervalued PE

6.36

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

1.47

Current PS

1.56

Overvalued PS

1.91

Undervalued PS

1.02

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders areSelling! The selling amount has increased 360.8% over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders areSelling! The selling amount has increased 360.8% over the last month.

Sold

Bought

ALLY News & Events

Events Timeline

No data

News

6.5

12-11MarketWatch

Tom Lee, a top Wall Street forecaster, predicts the Fed will contribute to a 10% increase in stocks by 2026.

2.0

12-11NASDAQ.COM

Ally Financial (ALLY) Rises 5.1%: Is There More Growth Potential for the Stock?

8.0

12-10NASDAQ.COM

Significant Options Activity on Wednesday: AMZN, ALLY, AAPL

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Frequently Asked Questions

What is Ally Financial Inc (ALLY) stock price today?

The current price of ALLY is 45.16 USD — it has decreased -0.07 % in the last trading day.

What is Ally Financial Inc (ALLY)'s business?

Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies.

What is the price predicton of ALLY Stock?

What is Ally Financial Inc (ALLY)'s revenue for the last quarter?

Ally Financial Inc revenue for the last quarter amounts to 2.34B USD, increased 4.79 % YoY.

What is Ally Financial Inc (ALLY)'s earnings per share (EPS) for the last quarter?

Ally Financial Inc. EPS for the last quarter amounts to 1.18 USD, increased 114.55 % YoY.

What changes have occurred in the market's expectations for Ally Financial Inc (ALLY)'s fundamentals?

How many employees does Ally Financial Inc (ALLY). have?

Ally Financial Inc (ALLY) has 10700 emplpoyees as of December 15 2025.

What is Ally Financial Inc (ALLY) market cap?

Today ALLY has the market capitalization of 13.92B USD.