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ALLY logo

ALLY Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

Loading chart...

High
37.540
Open
37.300
VWAP
36.98
Vol
2.15M
Mkt Cap
11.55B
Low
36.490
Amount
79.66M
EV/EBITDA(TTM)
13.30
Total Shares
309.09M
EV
35.24B
EV/OCF(TTM)
9.60
P/S(TTM)
1.34
Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies.
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Events Timeline

(ET)
2026-02-05
10:30:00
Senator Warren Launches Probe into Auto Lending Industry
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link
2026-01-27 (ET)
2026-01-27
10:10:00
Ally Financial Appoints Rodney Hood as Senior Policy Advisor to CEO
select
2026-01-21 (ET)
2026-01-21
09:00:00
Stock Futures Stabilize, But Market Sentiment Remains Fragile
select

News

Yahoo Finance
4.5
03-06Yahoo Finance
U.S. Jobs Report Unexpectedly Weak, Stock Market Declines
  • Weak Job Market: The U.S. economy unexpectedly lost 92,000 jobs in February, contrasting sharply with economists' forecasts of a 60,000 gain, while the unemployment rate rose to 4.4% from 4.3% in January, indicating potential economic strain that directly impacts financial sector revenues.
  • Market Reaction: Following the report, several stocks declined, with Affiliated Managers Group (NYSE:AMG) down 3.9%, Credit Acceptance (NASDAQ:CACC) down 3.5%, and Ally Financial (NYSE:ALLY) down 4%, reflecting investor concerns about the economic outlook.
  • Increased Credit Risk: A weakening economy may lead to reduced borrowing and investment activity by businesses and consumers, raising concerns about borrowers' ability to repay existing loans, which increases credit risk for lenders and could affect their profitability.
  • Inflation Expectations Impact: Prior to this, the Producer Price Index (PPI) unexpectedly rose by 0.5%, exceeding expectations, dampening market optimism for near-term interest rate cuts from the Federal Reserve, and intensifying expectations for prolonged high interest rates, triggering broad market sell-offs.
CNBC
8.5
03-05CNBC
Banks Increase CD Rates to Attract Savers Amid Fed Uncertainty
  • Rate Increases: According to Morgan Stanley, six out of 35 banks raised their top CD rates in February, with the average highest rate increasing by 4 basis points to 3.68%, providing savers with an opportunity to lock in attractive yields.
  • Fed Policy Impact: The current federal funds target rate is between 3.5% and 3.75%, and analysts indicate that uncertainty regarding future Fed rate cuts is prompting banks to raise rates to attract more deposits and enhance profitability.
  • Improved Loan Growth: As borrowing activity picks up, banks are seeing an increase in net interest income, which signifies a widening gap between what they earn from loans and what they pay on deposits, thereby boosting overall profitability.
  • Intensifying Market Competition: Analysts foresee that as new banks enter the market and compete for deposits, CD rates may remain stable or even rise due to increased competition, ultimately providing consumers with more options.
CNBC
7.0
02-24CNBC
Private Credit Faces Serious Test Amid $3 Trillion Boom
  • Crisis Signals: The private credit market, having experienced a $3 trillion boom, is facing systemic risks as Blue Owl Capital's decision to permanently halt redemptions for its $1.6 billion OBDC II fund exposes vulnerabilities, indicating not just corporate issues but a warning for the entire non-bank financial ecosystem.
  • Bankruptcy Wave: The bankruptcies of Tricolor and First Brands in September 2025 heightened concerns over private credit's exposure to highly leveraged borrowers, leading banks like UBS and Jefferies to face hundreds of millions in losses, which intensified market worries about liquidity risks.
  • Increased Regulatory Pressure: With Tricolor executives charged for systematic fraud, scrutiny over lending practices has intensified, as JPMorgan CEO Jamie Dimon highlighted that corporate lending practices have become too lax over the past decade, indicating a pressing need for improved risk management in the market.
  • Uncertain Future Outlook: Despite facing numerous challenges, including rising default rates and redemption pressures, global private credit fundraising still grew to $224.25 billion in 2025, suggesting that capital remains active and the growth phase of the industry is not over, potentially leading to better liquidity management strategies in the future.
Yahoo Finance
9.5
02-24Yahoo Finance
Ally Financial Rated Among Best Strong Buy Dividend Stocks
  • Significant Earnings Growth: Ally Financial reported an adjusted EPS of $3.81 for Q4 2025, reflecting a 62% year-over-year increase, which underscores the company's strong performance following its strategic refresh and boosts investor confidence.
  • Capital Return Plan: The company approved a new $2 billion open-ended share repurchase program aimed at enhancing shareholder value while maintaining strict control over capital and expenses, which is expected to further drive stock price appreciation.
  • Stable Loan Growth: Retail Auto and Corporate Finance loans grew by 5% in 2025, with total consumer loans reaching $43.7 billion, indicating the company's stability in high credit quality loans, which helps enhance portfolio security.
  • Strong Insurance Business: Ally's written insurance premiums exceeded $1.5 billion, demonstrating continued growth potential in this segment, further solidifying the company's competitive advantage in the diversified financial services sector.
CNBC
4.5
02-20CNBC
U.S. Automotive Industry Faces Spring Test Amid Tax Season
  • Tax Impact on Buying Intent: With tax season underway, the average tax refund for Americans is projected to rise by 10.9% to $2,290, potentially encouraging consumers priced out of the new vehicle market to reconsider purchases, thereby offering a short-term sales boost for the automotive industry.
  • Historical Sales Trends: March is typically a peak month for U.S. vehicle sales, averaging 9.1% of annual new vehicle sales over the past 12 years, second only to December at 9.3%, suggesting that tax changes could drive a rebound in sales during this critical period.
  • Loan Condition Changes: Despite current federal interest rates between 3.5% and 3.75%, leading to higher financing costs, consumers are agreeing to longer-term loans, with Carmax reporting an average monthly payment of $772 for new vehicles, reflecting buyers' adaptive strategies in a high-price environment.
  • Low Consumer Confidence: Even with additional tax funds, consumer confidence fell to 84.5 in January, the lowest since May 2014, indicating that high prices and a weakening labor market negatively impact purchasing decisions, leaving buying intent under significant pressure.
PRnewswire
1.0
02-19PRnewswire
Ally Financial CFO to Present at RBC Conference
  • Conference Details: Ally Financial's CFO, Russ Hutchinson, will present at the RBC Capital Markets Financial Institutions Conference on March 10, 2026, at 9:20 AM ET, highlighting the company's strategic direction in the financial services sector.
  • Live Webcast: A live webcast will be available on the day of the conference, allowing investors to engage with the presentation through Ally's investor relations website, enhancing transparency and investor relations.
  • Company Overview: Ally Financial is the largest all-digital bank in the U.S., offering an industry-leading auto financing business, driven by its mission to 'Do It Right' and serve customers and communities comprehensively.
  • Diverse Services: In addition to auto financing, Ally provides deposits, securities brokerage, and investment advisory services, showcasing its strong financing capabilities for middle-market companies and equity sponsors, thereby solidifying its market position.
Wall Street analysts forecast ALLY stock price to rise
15 Analyst Rating
Wall Street analysts forecast ALLY stock price to rise
12 Buy
3 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
48.00
Averages
53.71
High
70.00
Current: 0.000
sliders
Low
48.00
Averages
53.71
High
70.00
Evercore ISI
Outperform
to
Outperform
downgrade
$53 -> $51
AI Analysis
2026-02-05
Reason
Evercore ISI
Price Target
$53 -> $51
AI Analysis
2026-02-05
downgrade
Outperform
to
Outperform
Reason
Evercore ISI lowered the firm's price target on Ally Financial to $51 from $53 and keeps an Outperform rating on the shares following EPS estimate revisions after the Q4 report.
Truist
Buy
maintain
$51 -> $50
2026-01-26
Reason
Truist
Price Target
$51 -> $50
2026-01-26
maintain
Buy
Reason
Truist lowered the firm's price target on Ally Financial to $50 from $51 and keeps a Buy rating on the shares after its Q4 results. The firm is also cutting its FY26 EPS view by 25c to $5.25 and its FY27 view by 5c to $6.40, with main drivers being a lower net financing revenue due to margin expansion slower than previously expected and smaller buyback amount than before, the analyst tells investors in a research note.
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Valuation Metrics

The current forward P/E ratio for Ally Financial Inc (ALLY.N) is 9.37, compared to its 5-year average forward P/E of 8.61. For a more detailed relative valuation and DCF analysis to assess Ally Financial Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.61
Current PE
9.37
Overvalued PE
10.62
Undervalued PE
6.61

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.45
Current PS
1.58
Overvalued PS
1.89
Undervalued PS
1.00

Financials

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Whales Holding ALLY

A
Algert Global LLC
Holding
ALLY
+15.40%
3M Return
C
Ceredex Value Advisors LLC
Holding
ALLY
+7.88%
3M Return
A
Antipodes Partners Ltd.
Holding
ALLY
+5.91%
3M Return
L
Leap Investments LP
Holding
ALLY
+5.89%
3M Return
W
WEDGE Capital Management LLP
Holding
ALLY
+2.79%
3M Return
L
Loews Corporation
Holding
ALLY
+2.22%
3M Return

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Frequently Asked Questions

What is Ally Financial Inc (ALLY) stock price today?

The current price of ALLY is 36.91 USD — it has decreased -1.26

What is Ally Financial Inc (ALLY)'s business?

Ally Financial Inc. is a financial services company. The Company’s segments include Automotive Finance operations, Insurance operations, and Corporate Finance operations. The Automotive Finance operations segment is engaged in providing automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. Its Insurance operations segment operates as a complementary automotive-focused business, offering both consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. Its Corporate Finance operations segment provides senior secured asset-based and leveraged cash flow loans to U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Company also includes a robust corporate finance business that offers capital for equity sponsors and middle-market companies.

What is the price predicton of ALLY Stock?

Wall Street analysts forecast ALLY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ALLY is53.71 USD with a low forecast of 48.00 USD and a high forecast of 70.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Ally Financial Inc (ALLY)'s revenue for the last quarter?

Ally Financial Inc revenue for the last quarter amounts to 2.36B USD, increased 3.19

What is Ally Financial Inc (ALLY)'s earnings per share (EPS) for the last quarter?

Ally Financial Inc. EPS for the last quarter amounts to 0.95 USD, decreased -275.93

How many employees does Ally Financial Inc (ALLY). have?

Ally Financial Inc (ALLY) has 10300 emplpoyees as of March 11 2026.

What is Ally Financial Inc (ALLY) market cap?

Today ALLY has the market capitalization of 11.55B USD.