Historical Valuation
Ally Financial Inc (ALLY) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.37 is considered Undervalued compared with the five-year average of 8.49. The fair price of Ally Financial Inc (ALLY) is between 54.06 to 70.42 according to relative valuation methord. Compared to the current price of 45.91 USD , Ally Financial Inc is Undervalued By 15.08%.
Relative Value
Fair Zone
54.06-70.42
Current Price：45.91
15.08%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Ally Financial Inc (ALLY) has a current Price-to-Book (P/B) ratio of 1.10. Compared to its 3-year average P/B ratio of 0.91 , the current P/B ratio is approximately 20.85% higher. Relative to its 5-year average P/B ratio of 0.97, the current P/B ratio is about 13.18% higher. Ally Financial Inc (ALLY) has a Forward Free Cash Flow (FCF) yield of approximately -1.85%. Compared to its 3-year average FCF yield of 15.96%, the current FCF yield is approximately -111.60% lower. Relative to its 5-year average FCF yield of 10.77% , the current FCF yield is about -117.19% lower.
P/B
Median3y
0.91
Median5y
0.97
FCF Yield
Median3y
15.96
Median5y
10.77
Competitors Valuation Multiple
AI Analysis for ALLY
The average P/S ratio for ALLY competitors is 3.20, providing a benchmark for relative valuation. Ally Financial Inc Corp (ALLY.N) exhibits a P/S ratio of 1.58, which is -50.54% above the industry average. Given its robust revenue growth of 4.79%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for ALLY
1Y
3Y
5Y
Market capitalization of ALLY increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of ALLY in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is ALLY currently overvalued or undervalued?
Ally Financial Inc (ALLY) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.37 is considered Undervalued compared with the five-year average of 8.49. The fair price of Ally Financial Inc (ALLY) is between 54.06 to 70.42 according to relative valuation methord. Compared to the current price of 45.91 USD , Ally Financial Inc is Undervalued By 15.08% .
What is Ally Financial Inc (ALLY) fair value?
ALLY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Ally Financial Inc (ALLY) is between 54.06 to 70.42 according to relative valuation methord.
How does ALLY's valuation metrics compare to the industry average?
The average P/S ratio for ALLY's competitors is 3.20, providing a benchmark for relative valuation. Ally Financial Inc Corp (ALLY) exhibits a P/S ratio of 1.58, which is -50.54% above the industry average. Given its robust revenue growth of 4.79%, this premium appears unsustainable.
What is the current P/B ratio for Ally Financial Inc (ALLY) as of Jan 09 2026?
As of Jan 09 2026, Ally Financial Inc (ALLY) has a P/B ratio of 1.10. This indicates that the market values ALLY at 1.10 times its book value.
What is the current FCF Yield for Ally Financial Inc (ALLY) as of Jan 09 2026?
As of Jan 09 2026, Ally Financial Inc (ALLY) has a FCF Yield of -1.85%. This means that for every dollar of Ally Financial Inc’s market capitalization, the company generates -1.85 cents in free cash flow.
What is the current Forward P/E ratio for Ally Financial Inc (ALLY) as of Jan 09 2026?
As of Jan 09 2026, Ally Financial Inc (ALLY) has a Forward P/E ratio of 9.37. This means the market is willing to pay $9.37 for every dollar of Ally Financial Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Ally Financial Inc (ALLY) as of Jan 09 2026?
As of Jan 09 2026, Ally Financial Inc (ALLY) has a Forward P/S ratio of 1.58. This means the market is valuing ALLY at $1.58 for every dollar of expected revenue over the next 12 months.