Affirm Reports Strong Q2 Earnings, Raises Guidance
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Feb 06 2026
0mins
Should l Buy AFRM?
Source: Benzinga
Affirm Holdings Inc. shares fell 7.69% to hit a 20-day low amid broader market weakness, with the Nasdaq-100 down 1.02% and the S&P 500 down 0.45%.
The company reported strong fiscal Q2 earnings, with earnings per share of 37 cents, surpassing the consensus estimate of 30 cents. Revenue also exceeded expectations at $1.12 billion, leading to a raised fiscal 2026 revenue guidance between $4.08 billion and $4.14 billion. However, analysts expressed concerns over slowing growth, particularly regarding fourth-quarter GMV performance, which contributed to a cautious outlook despite the positive earnings report.
The strong earnings report and raised guidance may attract investor interest, but the concerns over growth trajectory could weigh on the stock in the near term, especially given the current market conditions.
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Analyst Views on AFRM
Wall Street analysts forecast AFRM stock price to rise
22 Analyst Rating
17 Buy
5 Hold
0 Sell
Strong Buy
Current: 49.770
Low
65.00
Averages
87.72
High
107.00
Current: 49.770
Low
65.00
Averages
87.72
High
107.00
About AFRM
Affirm Holdings, Inc. provides consumers with an alternative to traditional payment options. The Company is engaged in building a payment network. Its platform comprises three core elements: point-of-sale payment solutions for consumers, merchant commerce solutions, and a consumer-focused app. Its Affirm App and Website provide tailored offers from merchants based on consumers' preferences. Consumers can apply at affirm.com or via the Affirm App and, upon approval, receive a single-use virtual card to use online or in-store. Its Affirm Card allows consumers to link a bank account to pay in full, or apply to pay overtime through the Affirm App. It offers users an in-app post-purchase feature that allows them to instantly apply to convert any eligible debit transaction into an installment loan. Through the Affirm app and in partnership with Cross River Bank, it offers a savings account, with no minimum deposit requirements or fees.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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