They Have a Losing Record—and Everyone in Baseball Is Trying to Copy Them
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jul 15 2025
0mins
Should l Buy TFC?
Source: WSJ
- Disappointing Season: The Atlanta Braves are currently 11 games under .500, falling short of their championship expectations.
- Playoff Hopes: They would require a remarkable turnaround in the second half of the season to have any chance at making the playoffs.
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Analyst Views on TFC
Wall Street analysts forecast TFC stock price to rise
17 Analyst Rating
10 Buy
6 Hold
1 Sell
Moderate Buy
Current: 45.650
Low
50.00
Averages
55.93
High
64.00
Current: 45.650
Low
50.00
Averages
55.93
High
64.00
About TFC
Truist Financial Corporation is a financial services company. As a commercial bank, it offers a range of products and services through its wholesale and consumer businesses, including consumer and small business banking, commercial banking, corporate and investment banking, wealth management, payments, and specialized lending businesses. Its segments include Consumer and Small Business Banking (CSBB) and Wholesale Banking (WB). CSBB segment serves retail, premier, and small business clients, providing transaction, money market, savings, time deposits and payment services, credit cards, loans, and mortgages through digital banking, a network of community banking branches, ATMs, virtual service centers, and other channels. WB segment provides a comprehensive set of products, solutions, and advisory services to commercial, corporate, institutional and wealth clients. It also invests in certain affordable housing, new market tax credit, and renewable energy tax credit investments.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Skills Gap and Investment: The World Economic Forum estimates that by 2030, 60% of workers globally will require significant upskilling, yet most investments are still directed towards younger workers and high-tech talent, leaving mid-career professionals struggling with career transitions and job stability.
- Innovative Solutions: The Truist Foundation, in collaboration with MIT Solve, launched its third Inspire Awards challenge focusing on adult learners and career changers, with six nonprofit finalists offering innovative solutions such as training veterans for the electrical trade and providing call-center skills for older adults, aiming to overcome non-academic barriers.
- Future Work Outlook: To enhance economic mobility, businesses and philanthropy must shift from funding isolated programs to investing in ecosystems that connect employers, educators, and community organizations, advocating for co-designed solutions that truly meet the needs of workers.
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- Data Access Agreement: Truist Financial and Plaid have established a data access agreement aimed at providing clients with enhanced financial control and insights through secure open banking access, thereby improving client experience and trust.
- User Experience Optimization: The new agreement simplifies the login process, significantly reducing friction in the digital banking journey for clients, saving time and enhancing the experience for returning users, which in turn boosts customer loyalty.
- Security Enhancement: Shared data and risk indicators from both companies will improve security, utilizing an FDX-aligned API to replace credential sharing, allowing clients to securely manage or revoke connections and mitigate potential fraud risks.
- Innovation Capability Expansion: This partnership combines Truist's commitment to client-centric innovation with Plaid's leading data network, advancing API connectivity and data-driven innovation to provide clients with secure and convenient access to their accounts.
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- Analyst Upgrade: Truist Securities analyst Michael Ciamoli upgraded Redwire stock to 'buy' with a $15 price target, indicating a potential 66% upside, reflecting growing market confidence in the company's future prospects.
- Profitability Outlook: Ciamoli forecasts gross margins to rise from 9.2% in 2025 to 23.3% in 2026, which not only indicates the acceleration of Redwire's programs but also suggests potential reductions in future R&D costs, thereby improving overall financial health.
- Operating Cost Challenges: Despite the expected margin improvements, Redwire's operating costs consumed 57% of revenue in 2025, indicating that even with a 23.3% gross margin, profitability remains elusive, highlighting the company's struggles on the path to profitability.
- Cash Flow Prospects: Analysts predict that Redwire may achieve positive free cash flow by 2027, providing investors with a more substantial basis for valuation, and combined with the current sales multiple, the stock's attractiveness is further enhanced.
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- Margin Forecast: Ciamoli predicts that Redwire's gross profit margins could surge from 9.2% in 2025 to 23.3% in 2026, which would significantly improve the company's financial health, although current operating costs still consume 57% of revenue.
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- GE Vernova Upgrade: GE Vernova received a double upgrade from Rothschild, moving from sell to buy, as analysts noted a sharp increase in demand indicators for AI and gas turbines since October, forecasting substantial upside for guidance and consensus for both 2026 and 2027.
- Starbucks Rating Adjustment: Wolfe Research resumed coverage of Starbucks with a hold-equivalent rating, down from buy, stating that while Starbucks is in the early stages of a multi-year turnaround, competition may limit its comparable sales and pricing power.
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Baird Upgrades Ratings for Multiple Banks
- Rating Upgrades: Baird Equity Research upgraded Citizens Financial (CFG), Truist Financial (TFC), and Zions Bancorporation (ZION) from Neutral to Outperform, indicating that recent stock price weakness has created more attractive risk/reward trade-offs for investors.
- Investment Timing: CFG's stock has declined approximately 15% over the past month, with a current P/E ratio of about 9x 2027 EPS, making it an opportune time to buy, as the company boasts strong fundamentals among regional banks.
- PPNR Growth Trends: Baird highlighted that TFC represents good value as management improves its PPNR growth trends, receiving Buy ratings from Wall Street analysts and Quant, reflecting market confidence in its future performance.
- ZION Investment Opportunity: Although Baird recently downgraded ZION around $65, the analyst believes the recent pullback presents an opportunity to invest in one of the more inexpensive regional banks, with the stock supported by Buy and Hold ratings from various analysts.
See More
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- Mid-Career Worker Status: According to the U.S. Bureau of Labor Statistics, individuals over 40 make up over 40% of the U.S. workforce, yet they are significantly underrepresented in reskilling programs, with 70% feeling unprepared for future work, highlighting a critical oversight in workforce development.
- Skills Gap and Investment: The World Economic Forum estimates that by 2030, 60% of workers globally will require significant upskilling, yet most investments are still directed towards younger workers and high-tech talent, leaving mid-career professionals struggling with career transitions and job stability.
- Innovative Solutions: The Truist Foundation, in collaboration with MIT Solve, launched its third Inspire Awards challenge focusing on adult learners and career changers, with six nonprofit finalists offering innovative solutions such as training veterans for the electrical trade and providing call-center skills for older adults, aiming to overcome non-academic barriers.
- Future Work Outlook: To enhance economic mobility, businesses and philanthropy must shift from funding isolated programs to investing in ecosystems that connect employers, educators, and community organizations, advocating for co-designed solutions that truly meet the needs of workers.
See More
Truist and Plaid Forge Data Access Agreement to Enhance Client Experience
- Data Access Agreement: Truist Financial and Plaid have established a data access agreement aimed at providing clients with enhanced financial control and insights through secure open banking access, thereby improving client experience and trust.
- User Experience Optimization: The new agreement simplifies the login process, significantly reducing friction in the digital banking journey for clients, saving time and enhancing the experience for returning users, which in turn boosts customer loyalty.
- Security Enhancement: Shared data and risk indicators from both companies will improve security, utilizing an FDX-aligned API to replace credential sharing, allowing clients to securely manage or revoke connections and mitigate potential fraud risks.
- Innovation Capability Expansion: This partnership combines Truist's commitment to client-centric innovation with Plaid's leading data network, advancing API connectivity and data-driven innovation to provide clients with secure and convenient access to their accounts.
See More
Redwire Corporation Stock Soars on Upgrade
- Analyst Upgrade: Truist Securities analyst Michael Ciamoli upgraded Redwire stock to 'buy' with a $15 price target, indicating a potential 66% upside, reflecting growing market confidence in the company's future prospects.
- Profitability Outlook: Ciamoli forecasts gross margins to rise from 9.2% in 2025 to 23.3% in 2026, which not only indicates the acceleration of Redwire's programs but also suggests potential reductions in future R&D costs, thereby improving overall financial health.
- Operating Cost Challenges: Despite the expected margin improvements, Redwire's operating costs consumed 57% of revenue in 2025, indicating that even with a 23.3% gross margin, profitability remains elusive, highlighting the company's struggles on the path to profitability.
- Cash Flow Prospects: Analysts predict that Redwire may achieve positive free cash flow by 2027, providing investors with a more substantial basis for valuation, and combined with the current sales multiple, the stock's attractiveness is further enhanced.
See More
Truist Analyst Upgrades Redwire to Buy with $15 Target
- Rating Upgrade: Truist analyst Michael Ciamoli upgraded Redwire's stock to 'buy' with a price target of $15, indicating a potential 66% upside, reflecting market optimism about the company's future growth prospects.
- Margin Forecast: Ciamoli predicts that Redwire's gross profit margins could surge from 9.2% in 2025 to 23.3% in 2026, which would significantly improve the company's financial health, although current operating costs still consume 57% of revenue.
- Cash Flow Outlook: Analysts suggest that Redwire may achieve positive free cash flow for the first time in 2027, providing investors with a more attractive valuation basis, especially against the backdrop of current revenue growth.
- Market Appeal: With the stock trading at three times sales, Redwire is starting to look attractive, and the upcoming catalyst of positive cash flow may draw more investor interest towards the stock.
See More
Dow Drops Over 400 Points; GE Vernova Receives Double Upgrade
- Dow Jones Decline: The Dow Jones fell over 400 points due to rising oil prices, with West Texas Intermediate crude surpassing $119 per barrel, raising concerns about stagflation; analysts predict an accelerated market decline if oil prices return to their overnight highs.
- GE Vernova Upgrade: GE Vernova received a double upgrade from Rothschild, moving from sell to buy, as analysts noted a sharp increase in demand indicators for AI and gas turbines since October, forecasting substantial upside for guidance and consensus for both 2026 and 2027.
- Starbucks Rating Adjustment: Wolfe Research resumed coverage of Starbucks with a hold-equivalent rating, down from buy, stating that while Starbucks is in the early stages of a multi-year turnaround, competition may limit its comparable sales and pricing power.
- Rapid Fire Stock Review: Stocks mentioned in Monday's rapid fire included Netflix, Citizens Financial Group, Truist Financial Corporation, and Zions, with Jim Cramer's charitable trust holding positions in CSCO, GEV, and SBUX.
See More
Baird Upgrades Ratings for Multiple Banks
- Rating Upgrades: Baird Equity Research upgraded Citizens Financial (CFG), Truist Financial (TFC), and Zions Bancorporation (ZION) from Neutral to Outperform, indicating that recent stock price weakness has created more attractive risk/reward trade-offs for investors.
- Investment Timing: CFG's stock has declined approximately 15% over the past month, with a current P/E ratio of about 9x 2027 EPS, making it an opportune time to buy, as the company boasts strong fundamentals among regional banks.
- PPNR Growth Trends: Baird highlighted that TFC represents good value as management improves its PPNR growth trends, receiving Buy ratings from Wall Street analysts and Quant, reflecting market confidence in its future performance.
- ZION Investment Opportunity: Although Baird recently downgraded ZION around $65, the analyst believes the recent pullback presents an opportunity to invest in one of the more inexpensive regional banks, with the stock supported by Buy and Hold ratings from various analysts.
See More
