Synchrony Named No. 1 Best Company to Work For in the U.S.
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Apr 01 2026
0mins
Should l Buy SYF?
Source: PRnewswire
- Trust-Based Culture: Synchrony's recognition as the No. 1 Best Company to Work For reflects its high-trust culture, with 94% of employees affirming it as a great workplace, fostering innovation and enhancing customer experiences.
- Significant Performance Growth: Since 2020, Synchrony's net earnings surged from $360 million to $3.6 billion, with an EPS of $9.28, quadrupling since 2020, showcasing robust business growth and market competitiveness.
- AI Technology Utilization: Nearly 100% of senior leaders utilize AI tools, with 90% of employees trusting the company to use AI fairly, and 82% believing AI will create new growth opportunities, enhancing employee confidence and career development.
- Ongoing Employee Engagement: Synchrony enhances employee engagement and agility through a flexible hybrid work model and a skills-first talent approach, driving long-term business performance and innovation capabilities.
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Analyst Views on SYF
Wall Street analysts forecast SYF stock price to rise
15 Analyst Rating
10 Buy
5 Hold
0 Sell
Moderate Buy
Current: 78.340
Low
83.00
Averages
94.60
High
101.00
Current: 78.340
Low
83.00
Averages
94.60
High
101.00
About SYF
Synchrony Financial is a consumer financial services company focused on delivering digitally enabled product suites. The Company provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. It offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The Company primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Boeing Earnings Outlook: Boeing is expected to release its earnings report on Wednesday, with market focus on order volumes in both its commercial and defense sectors, as well as free cash flow performance, especially after previous unexpected losses.
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See More
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- Overbought Signals: Following the significant market gains, CNBC Pro screened for overbought stocks, with AMD's relative strength index (RSI) exceeding 80, as shares jumped over 13% this week, suggesting potential short-term pullback risks.
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See More
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See More
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- New Financing Solution: Synchrony has launched the RH Credit Card to provide flexible financing options for RH customers, supporting their purchases of luxury home furnishings at RH galleries, outlets, and RH.com, thereby enhancing the shopping experience and driving sales growth.
- Member Exclusive Benefits: The RH Credit Card is fully integrated with the RH Members Program, allowing members to enjoy 30% savings on all purchases and exclusive interior design services, which further enhances customer loyalty and attracts more high-end consumers.
- Fast Application Process: The credit application process is seamlessly integrated across channels, enabling customers to receive credit decisions in minutes, which will improve customer satisfaction and accelerate purchasing decisions.
- Market Expansion Strategy: This partnership not only strengthens Synchrony's influence in the home furnishings market but also consolidates its position in the furniture retail industry through collaboration with RH, which is expected to drive long-term growth for both parties.
See More
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- Cost Influences Decisions: According to Synchrony's survey, 55% of patients are more likely to choose optometrists offering payment options, highlighting the significant role of cost in vision care decisions, which impacts treatment choices and service utilization.
- Strong Demand for Financing: The study reveals that 80% of consumers would consider financing vision care expenses when costs reach approximately $761, and 44% of patients are willing to switch providers entirely for financial convenience, indicating a strong demand for financing options.
- Generational Divide: 78% of Gen Z report that cost impacts their vision care frequency, with 50% expressing interest in LASIK, yet only 5% are actual LASIK patients, illustrating the financial barriers faced by younger individuals.
- CareCredit Solution: The CareCredit credit card offers financing options for patients, with over 12 million open cardholder accounts and $40 billion in available credit, serving as a powerful tool for vision care providers to support patient access to necessary care.
See More
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- Financing Gap: The study reveals that 44% of patients are willing to switch vision providers for financial convenience, yet only 22% recall being offered financing options, indicating a significant gap that affects patient choices and treatment decisions in vision care.
- Cost Impact on LASIK: 59% of consumers cite cost as the primary reason for not proceeding with LASIK, surpassing concerns about surgical risks and negative outcomes, highlighting the critical role of pricing in patient decision-making and potential market losses.
- Gen Z Financing Needs: 78% of Gen Z consumers report that cost impacts their frequency of seeking vision care, with 50% expressing interest in LASIK, yet only 5% of LASIK patients are from this demographic, illustrating the financial barriers faced by this generation.
- Provider Opportunities: The research indicates that 43% of patients would be more likely to seek care if they could pay in installments, presenting an opportunity for vision providers to attract and retain patients through flexible payment options, ultimately enhancing long-term eye health and quality of life.
See More
