LendingClub to Announce Q4 Earnings on January 28
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 27 2026
0mins
Should l Buy LC?
Source: seekingalpha
- Earnings Announcement: LendingClub is set to release its Q4 earnings on January 28 after market close, with significant attention from investors regarding its performance and outlook.
- Earnings Expectations: The consensus EPS estimate stands at $0.35, while revenue is projected at $262.45 million, reflecting a 20.8% year-over-year growth, indicating the company's ongoing growth potential.
- Historical Performance: Over the past year, LendingClub has consistently beaten both EPS and revenue estimates 100% of the time, showcasing its strong competitive position and operational effectiveness in the market.
- Estimate Revision Trends: In the last three months, EPS estimates have seen five upward revisions with no downward adjustments, while revenue estimates experienced four upward and five downward revisions, highlighting market divergence regarding the company's future performance.
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Analyst Views on LC
Wall Street analysts forecast LC stock price to rise
9 Analyst Rating
8 Buy
1 Hold
0 Sell
Strong Buy
Current: 14.760
Low
20.00
Averages
23.00
High
26.00
Current: 14.760
Low
20.00
Averages
23.00
High
26.00
About LC
LendingClub Corporation is a bank holding company. The Company operates its business, through its subsidiary, LendingClub Bank, National Association (LC Bank). LC Bank is the digital marketplace bank in the United States where members can access a range of financial products and services designed to help them pay less when borrowing and earn more when saving. It offers a suite of deposit and loan products through a smart, simple and rewarding digital experience. LC Bank retains loans and funds those loans directly with its own capital and deposits. LC Bank’s primary loan products include unsecured personal loans, secured auto refinance loans, and patient and education finance loans. LC Bank’s commercial lending business is primarily focused on small businesses, and it participates in the United States small business administration lending programs. LC Bank’s deposit business includes sourcing deposits directly from customers and from third-party marketing channels and deposit brokers.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Positive EPS Turnaround: The company's earnings per share (EPS) has flipped from negative to positive over the last five years, highlighting a pivotal moment in its profitability and suggesting potential for sustained growth in the future.
- Lagging Stock Performance: Despite a slight 4.7% decline in stock price over the past six months, trailing the S&P 500's 5.1% gain, LendingClub's current forward P/E of 8.6 may present a buying opportunity for investors looking to enter the market.
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