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LendingClub Corp (LC) is a good buy for a beginner investor with a long-term horizon and $50,000-$100,000 available for investment. The company's strong financial performance, positive hedge fund activity, and upward revision in price target by JPMorgan outweigh the lack of immediate trading signals and neutral technical indicators.
The MACD is negative and expanding (-0.254), indicating bearish momentum. RSI is neutral at 25.129, and moving averages are converging, suggesting no clear trend. Key support is at $15.443, with resistance at $16.442. The stock is trading near support levels, which may present a buying opportunity for long-term investors.

Hedge funds are significantly increasing their positions in LC, with a 7210% rise in buying activity over the last quarter.
JPMorgan raised the price target to $25 from $22, maintaining an Overweight rating.
Strong financial performance in Q4 2025, with revenue up 12.24% YoY and net income up 327.51% YoY.
No recent news or event-driven catalysts.
Technical indicators do not show a clear bullish trend.
No recent congress trading data or insider buying activity.
In Q4 2025, LendingClub reported a 12.24% YoY increase in revenue to $354.03M, a 327.51% YoY increase in net income to $41.55M, and a 337.50% YoY increase in EPS to $0.35. Gross margin improved to 75.27%, up 9.31% YoY, indicating strong operational efficiency.
JPMorgan raised the price target to $25 from $22 and maintained an Overweight rating, citing a 'soft-landing grind' in 2026 for the financial technology sector. This reflects optimism about the company's long-term growth potential.