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LC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
16.700
Open
16.610
VWAP
16.59
Vol
202.20K
Mkt Cap
1.92B
Low
16.460
Amount
3.35M
EV/EBITDA(TTM)
3.97
Total Shares
115.35M
EV
1.17B
EV/OCF(TTM)
--
P/S(TTM)
1.43
LendingClub Corporation is a bank holding company. The Company operates its business through its subsidiary, LendingClub Bank, National Association (LC Bank). LC Bank is the digital marketplace bank that leverages data and technology to increase access to credit, reduce borrowing costs, and improve returns on savings for its members. Its primary loan products include personal loans, major purchase finance, and auto refinance. LC Bank’s commercial lending business is primarily focused on small businesses, and it participates in the United States small business administration lending programs. Its deposit business includes sourcing deposits directly from customers and from third-party marketing channels and deposit brokers. It offers a range of insured deposit products, including high-yield savings accounts, checking accounts, and certificates of deposit (CDs). Its consumer loans are either retained by LC Bank or sold to marketplace investors through its proprietary loan marketplace.
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Events Timeline

(ET)
2026-05-08
09:10:00
Marqeta Appoints Lukasz Strozek as CTO
select
2026-04-30 (ET)
2026-04-30
08:50:00
Largest Indicative Borrow Rate Increases Among Liquid Option Names
select
2026-04-27 (ET)
2026-04-27
19:40:00
Equity Futures Slightly Up, Tech Stocks Perform Strongly
select
2026-04-27
16:20:00
Sees FY26 Loan Originations at $11.6B-$12.6B
select
2026-04-27
16:10:00
Sees Q2 Loan Originations at $3B-$3.1B
select
2026-04-27
16:10:00
LendingClub Reports Q1 Revenue of $252.3 Million
select
2026-04-21 (ET)
2026-04-21
09:10:00
LendingClub Rebrands LendingClub Bank to Happen Bank
select

News

CNBC
4.5
04-29CNBC
Federal Reserve Holds Rates Steady, Some Banks Cut Yields
  • Stable Rate Policy: The Federal Reserve's decision to maintain the federal funds rate between 3.5%-3.75% is generally positive for savers; however, some banks have still lowered their high-yield savings account rates, indicating competitive pressures in the market.
  • Yield Cuts by Banks: According to a BTIG report, three major banks—Capital One, Synchrony, and Marcus by Goldman Sachs—have recently reduced their annual percentage yields, following a cut by Ally Financial, reflecting adjustments in banking strategies under yield pressure.
  • Shifting Market Expectations: While analysts believe the Fed will not cut rates, bank earnings reports indicate robust consumer spending and lending in the U.S., suggesting that growth expectations remain intact, which could influence future rate decisions.
  • Deposit Product Yield Comparison: Despite some banks lowering rates, Bread Financial and LendingClub maintain a 4% yield, but they are expected to follow suit with cuts, highlighting the ongoing competition for high-yield deposit products in the market.
stocktwits
8.5
04-29stocktwits
LendingClub Rebrands as Happen Bank to Compete with SoFi
  • Rebranding Strategy: LendingClub's rebranding to Happen Bank signifies a shift towards a multi-product consumer banking platform, with CEO Scott Sanborn stating that this change will enable the company to 'go up the funnel' in advertising, thereby attracting a broader audience and enhancing market competitiveness.
  • Expanded Product Offerings: The new brand introduces a diverse range of products including checking accounts, savings accounts, personal loans, auto refinancing, home improvement financing, and home equity loans, with Sanborn highlighting that this diversified product mix will enhance advertising effectiveness and meet the needs of a wider customer base.
  • Strong Financial Performance: Happen Bank reported Q1 adjusted earnings per share of $0.44, surpassing the expected $0.36, with revenue reaching $252 million, exceeding Wall Street's estimate of $249 million, indicating robust performance during the transformation process.
  • Competitive Market Pressure: Although LendingClub's stock rose 2.3% in pre-market trading, it faces pressure from SoFi, which has experienced faster membership growth; market analysts suggest that LendingClub needs to ramp up marketing efforts to enhance brand recognition and product adoption to compete effectively.
Fool
9.5
04-28Fool
LendingClub Reports Strong Q1 Earnings, Rebranding to Happen Bank
  • Earnings Beat: LendingClub reported Q1 earnings per share (EPS) of $0.44, exceeding Wall Street estimates by $0.08, with revenue over $252 million, surpassing expectations by $3 million, indicating robust performance amidst market volatility and boosting investor confidence.
  • Strong Loan Originations: The company originated nearly $2.7 billion in loans this quarter, maintaining its full-year origination outlook between $11.6 billion and $12.6 billion, reflecting positive progress in expanding its business and market share, particularly in the emerging home improvement loan sector.
  • Accounting Method Shift: This quarter marked LendingClub's first use of the fair value option (FVO) accounting method, eliminating provisions for future credit losses, which, while increasing negative fair value adjustments, enhanced capital efficiency and resulted in a 14.5% return on tangible common equity (ROTCE).
  • Expansive Market Opportunities: The partnership with Wisetack opens up a $500 billion home improvement loan market, and with over 90% of loan issuance now fully automated, the company not only improves operational efficiency but also lays a solid foundation for future growth, showcasing its leadership in technological innovation.
CNBC
2.0
04-28CNBC
Tech Stocks Decline Following OpenAI Misses
  • Oracle Stock Drop: Oracle's shares fell over 3% after OpenAI missed its user and revenue targets, raising concerns about the sustainability of AI spending and impacting its $300 billion five-year partnership with OpenAI.
  • Chip Stocks Decline: Following the OpenAI news, Nvidia and AMD saw declines of over 3% and 4%, respectively, while Arm Holdings plummeted more than 8%, indicating a waning market confidence in AI infrastructure.
  • Centene Guidance Raise: Centene's shares surged 12% after it raised its full-year adjusted EPS guidance to over $3.40, surpassing the market consensus of $3.02, reflecting strong performance in the health insurance sector.
  • Erasca Stock Plunge: Erasca's stock cratered nearly 50% after reporting a patient death in an early-stage trial, despite analysts viewing the incident as isolated, highlighting investor sensitivity to risks in the biotech sector.
NASDAQ.COM
4.5
04-28NASDAQ.COM
US Stocks Mostly Lower, Tech Sector Under Pressure
  • Tech Sector Decline: OpenAI's failure to meet new user and sales targets has led to significant declines in its partners and AI infrastructure stocks like Nvidia and Oracle, reflecting market concerns about the return on massive AI investments and potentially impacting future growth prospects for these companies.
  • Coca-Cola's Strong Performance: Coca-Cola reported Q1 net revenue of $12.5 billion, exceeding market expectations of $12.25 billion, resulting in a stock price increase of over 5%, demonstrating strong demand and brand power in the consumer goods market.
  • Surging Oil Prices: WTI crude oil prices rose by more than 3% to a two-week high due to escalating tensions between the US and Iran over the Strait of Hormuz, which could deepen the global energy crisis and influence inflation expectations and stock market performance.
  • Fed Policy Expectations: The market anticipates that the Federal Reserve will keep interest rates unchanged at the upcoming meeting, reflecting a cautious stance on oil prices and inflation developments, which may affect investor confidence and market liquidity.
CNBC
9.5
04-28CNBC
Mixed Earnings Reports from Major Companies
  • General Motors Beats Expectations: General Motors reported adjusted earnings of $3.70 per share for Q1, significantly above the $2.62 expected by analysts, and raised its 2026 guidance, resulting in a stock price increase of over 5%.
  • Coca-Cola's Strong Earnings: Coca-Cola's quarterly earnings of 86 cents per share and revenue of $12.47 billion exceeded analyst expectations, leading to a 2% stock price increase, indicating robust market demand and brand strength.
  • Spotify's Weak Guidance: Spotify's first-quarter operating income guidance fell short of expectations, causing its stock to drop nearly 12%, despite revenue meeting forecasts, reflecting market concerns about its future growth prospects.
  • Bed Bath & Beyond Soars: The company reported Q1 revenue of $247.8 million, surpassing the $240.1 million expected by analysts, resulting in a 25% stock price surge, showcasing its potential recovery in a competitive retail environment.
Wall Street analysts forecast LC stock price to rise
9 Analyst Rating
Wall Street analysts forecast LC stock price to rise
8 Buy
1 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
20.00
Averages
23.00
High
26.00
Current: 0.000
sliders
Low
20.00
Averages
23.00
High
26.00
Stephens
NULL -> Overweight
maintain
$21
AI Analysis
2026-04-28
Reason
Stephens
Price Target
$21
AI Analysis
2026-04-28
maintain
NULL -> Overweight
Reason
Stephens raised the firm's price target on LendingClub to $22.50 from $21 and keeps an Overweight rating on the shares. Q1 EPS of 44c topped the firm's and the Street's 36c estimate, notes the analyst, who likes "the prudent growth story combined with the Bank" balance sheet, which the firm sees as a differentiator, particularly as capital markets uncertainty increases.
JPMorgan
Overweight
maintain
$22 -> $25
2025-12-04
Reason
JPMorgan
Price Target
$22 -> $25
2025-12-04
maintain
Overweight
Reason
JPMorgan raised the firm's price target on LendingClub to $25 from $22 and keeps an Overweight rating on the shares as part of a 2026 outlook on the financial technology group. The firm sees a "soft-landing grind" in 2026 with slowing real growth for the sector, driven by a weakening labor market and the lagged tariff effects, partially offset by tax cuts.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for LC
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Valuation Metrics

The current forward P/E ratio for LendingClub Corp (LC.N) is 9.51, compared to its 5-year average forward P/E of 20.83. For a more detailed relative valuation and DCF analysis to assess LendingClub Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
20.83
Current PE
9.51
Overvalued PE
33.81
Undervalued PE
7.85

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
5.15
Current EV/EBITDA
3.70
Overvalued EV/EBITDA
13.95
Undervalued EV/EBITDA
-3.65

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.52
Current PS
1.59
Overvalued PS
2.15
Undervalued PS
0.88

Financials

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Quarterly

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Whales Holding LC

B
Brighton Jones LLC
Holding
LC
+18.33%
3M Return
L
Long Focus Capital Management LLC
Holding
LC
+11.85%
3M Return
S
Senvest Management, LLC
Holding
LC
+6.79%
3M Return
C
Cramer Rosenthal McGlynn LLC
Holding
LC
+3.93%
3M Return
R
Rothschild and Co Wealth Management UK Limited
Holding
LC
-3.88%
3M Return
B
Basswood Capital Management, L.L.C.
Holding
LC
-6.58%
3M Return

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Frequently Asked Questions

What is LendingClub Corp (LC) stock price today?

The current price of LC is 16.61 USD — it has decreased -0.18

What is LendingClub Corp (LC)'s business?

LendingClub Corporation is a bank holding company. The Company operates its business through its subsidiary, LendingClub Bank, National Association (LC Bank). LC Bank is the digital marketplace bank that leverages data and technology to increase access to credit, reduce borrowing costs, and improve returns on savings for its members. Its primary loan products include personal loans, major purchase finance, and auto refinance. LC Bank’s commercial lending business is primarily focused on small businesses, and it participates in the United States small business administration lending programs. Its deposit business includes sourcing deposits directly from customers and from third-party marketing channels and deposit brokers. It offers a range of insured deposit products, including high-yield savings accounts, checking accounts, and certificates of deposit (CDs). Its consumer loans are either retained by LC Bank or sold to marketplace investors through its proprietary loan marketplace.

What is the price predicton of LC Stock?

Wall Street analysts forecast LC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LC is23.00 USD with a low forecast of 20.00 USD and a high forecast of 26.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is LendingClub Corp (LC)'s revenue for the last quarter?

LendingClub Corp revenue for the last quarter amounts to 337.22M USD, increased 12.48

What is LendingClub Corp (LC)'s earnings per share (EPS) for the last quarter?

LendingClub Corp. EPS for the last quarter amounts to 0.44 USD, increased 340.00

How many employees does LendingClub Corp (LC). have?

LendingClub Corp (LC) has 1075 emplpoyees as of May 11 2026.

What is LendingClub Corp (LC) market cap?

Today LC has the market capitalization of 1.92B USD.