LC
LendingClub Corp
$
15.770
- Overview
- Forecast
- Valuation
- Earnings
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
15.775
Open
15.560
VWAP
15.68
Vol
1.16M
Mkt Cap
1.81B
Low
15.410
Amount
18.16M
EV/EBITDA(TTM)
6.71
Total Shares
111.12M
EV
1.08B
EV/OCF(TTM)
--
P/S(TTM)
1.43
LendingClub Corporation is a bank holding company. The Company operates its business, through its subsidiary, LendingClub Bank, National Association (LC Bank). LC Bank is the digital marketplace bank in the United States where members can access a range of financial products and services designed to help them pay less when borrowing and earn more when saving. It offers a suite of deposit and loan products through a smart, simple and rewarding digital experience. LC Bank retains loans and funds those loans directly with its own capital and deposits. LC Bank’s primary loan products include unsecured personal loans, secured auto refinance loans, and patient and education finance loans. LC Bank’s commercial lending business is primarily focused on small businesses, and it participates in the United States small business administration lending programs. LC Bank’s deposit business includes sourcing deposits directly from customers and from third-party marketing channels and deposit brokers.
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q3
FY2025Q4
FY2026Q1
256.08M
+26.84%
0.305
+134.62%
258.87M
+19.18%
0.292
+264.9%
264.75M
+21.6%
0.293
+193.33%
Estimates Revision
The market is revising Upward the revenue expectations for LendingClub Corporation (LC) for FY2025, with the revenue forecasts being adjusted by 5.58% over the past three months. During the same period, the stock price has changed by 38.33%.
Revenue Estimates for FY2025
Revise Upward
+5.58%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
+62.37%
In Past 3 Month
Stock Price
Go Up
+38.33%
In Past 3 Month
8 Analyst Rating
1.46% Upside
Wall Street analysts forecast LC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LC is 16.00 USD with a low forecast of 14.00 USD and a high forecast of 20.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
6 Buy
2 Hold
0 Sell
Strong Buy
1.46% Upside
Current: 15.770
Low
14.00
Averages
16.00
High
20.00
1.46% Upside
Current: 15.770
Low
14.00
Averages
16.00
High
20.00
Keefe Bruyette
Timothy Switzer
Outperform
maintain
$14
2025-07-30
Reason
Keefe Bruyette
Timothy Switzer
Price Target
$14
2025-07-30
maintain
Outperform
Reason
Keefe Bruyette analyst Timothy Switzer raised the firm's price target on LendingClub to $17.50 from $14 and keeps an Outperform rating on the shares post the Q2 report. The firm says accelerating growth drove the company's higher guidance. It cites a faster than expected acceleration in trends for upping its estimates further above consensus.
Piper Sandler
Overweight
maintain
$13
2025-07-30
Reason
Piper Sandler
Price Target
$13
2025-07-30
maintain
Overweight
Reason
Piper Sandler raised the firm's price target on LendingClub to $15.50 from $13 and keeps an Overweight rating on the shares. The firm notes operating results for Q2 beat both the Street and its estimate driven by higher revenue and a lower provision but was partially offset by higher expenses. In addition, LendingClub exceeded its Q2 guidance for both originations and PPNR. Piper views the quarter as very strong with solid results, an improvement in credit quality, and guidance leading estimates higher. The firm expects the stock to meaningfully outperform on Wednesday following the results and outlook.
Keefe Bruyette
Timothy Switzer
Outperform
maintain
$14
2025-07-30
Reason
Keefe Bruyette
Timothy Switzer
Price Target
$14
2025-07-30
maintain
Outperform
Reason
Keefe Bruyette analyst Timothy Switzer raised the firm's price target on LendingClub to $16.50 from $14 and keeps an Outperform rating on the shares post the Q2 report. The firm says accelerating growth drove the company's higher guidance. It cites a faster than expected acceleration in trends for upping its estimates further above consensus.
Citizens JMP
David Scharf
Market Perform
initiated
2025-07-07
Reason
Citizens JMP
David Scharf
Price Target
2025-07-07
initiated
Market Perform
Reason
Citizens JMP analyst David Scharf initiated coverage of LendingClub with a Market Perform rating and no price target. The firm believes consensus 2026 estimates have a greater downward bias than upward bias. While encouraged by LendingClub's expanding profitability this year, the analyst says the company's "uneven" operating history and financial performance remain an overhang on the shares.
Stephens
Kyle Joseph
Overweight
initiated
$15
2025-06-11
Reason
Stephens
Kyle Joseph
Price Target
$15
2025-06-11
initiated
Overweight
Reason
Stephens analyst Kyle Joseph initiated coverage of LendingClub with an Overweight rating and $15 price target. The firm recommends specialty finance stocks with "funding advantages and superior customer-acquisition models," saying these companies are the most insulated from economic downturns and heightened competition. With the strength of the bank's funding, LendingClub now functions as a marketplace and balance sheet lender, balancing strategies to maximize returns, growth and capital efficiency with a range of channels, the analyst tells investors in a research note.
JP Morgan
Reginald Smith
Hold
Maintains
$17 → $14
2025-03-10
Reason
JP Morgan
Reginald Smith
Price Target
$17 → $14
2025-03-10
Maintains
Hold
Reason
JPMorgan lowered the firm's price target on LendingClub to $14 from $17 and keeps a Neutral rating on the shares. The firm updated the company's model to reflect the Q4 report. The Q4 results in the financial technology space were generally positive, as credit trends were stable and discretionary spend accelerated into January, but valuations across the group have reverted towards historic averages following a rate cut and election fueled rally to end the year, the analyst tells investors in a research note.
See All Ratings
Valuation Metrics
The current forward P/E ratio for LendingClub Corp (LC.N) is 12.08, compared to its 5-year average forward P/E of 21.08. For a more detailed relative valuation and DCF analysis to assess LendingClub Corp 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Fair
5Y Average PE
21.08
Current PE
12.08
Overvalued PE
37.91
Undervalued PE
4.24
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
13.27
Current EV/EBITDA
4.13
Overvalued EV/EBITDA
43.88
Undervalued EV/EBITDA
-17.34
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
Fair
5Y Average PS
1.51
Current PS
1.60
Overvalued PS
2.17
Undervalued PS
0.86
Financials
Annual
Quarterly
FY2025Q2
YoY :
+19.02%
331.28M
Total Revenue
FY2025Q2
YoY :
+177.95%
53.98M
Operating Profit
FY2025Q2
YoY :
+156.18%
38.18M
Net Income after Tax
FY2025Q2
YoY :
+153.85%
0.33
EPS - Diluted
FY2025Q2
YoY :
-14.97%
-803.79M
Free Cash Flow
FY2025Q2
YoY :
+11.48%
74.99
Gross Profit Margin - %
FY2025Q2
YoY :
-41.12%
-163.47
FCF Margin - %
FY2025Q2
YoY :
+115.33%
11.52
Net Margin - %
FY2025Q2
YoY :
+60.96%
5.36
ROIC
Trading Trends
Insider
Insiders areSelling! The selling amount has increased 198% over the last month.
Sold
0-3
Months
578.4K
USD
6
3-6
Months
247.4K
USD
5
6-9
Months
1.1M
USD
7
0-12
Months
1.0M
USD
6
Bought
0-3
0
0.0
USD
Months
3-6
1
187.0K
USD
Months
6-9
1
257.6K
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds areBuying! The buying amount has increased 7210% over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
2.0M
Volume
3
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
2
3.7M
Volume
Months
6-9
1
50.0K
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders areSelling! The selling amount has increased 198% over the last month.
Sold
0-3
Months
578.4K
USD
6
3-6
Months
247.4K
USD
5
6-9
Months
1.1M
USD
7
0-12
Months
1.0M
USD
6
Bought
0-3
0
0.0
USD
Months
3-6
1
187.0K
USD
Months
6-9
1
257.6K
USD
Months
0-12
0
0.0
USD
Months
LC News & Events
Events Timeline
2025-07-29 (ET)
2025-07-29
16:11:49
LendingClub sees Q3 loan originations $2.5B-$2.6B
2025-07-29
16:10:57
LendingClub reports Q2 EPS 33c, consensus 15c
2025-04-29 (ET)
2025-04-29
16:11:17
LendingClub acquires Cushion, terms not disclosed
Sign Up For More Events
Sign Up For More Events
News
7.5
08-05PRnewswireLendingClub and BlackRock Partner on Loan Transactions Up to $1 Billion
2.0
08-04BenzingaTop 2 Financial Stocks That May Collapse This Month
9.5
08-04NASDAQ.COMThis Fintech Did All The Right Things During the Downturn. Now It's Reaping the Benefits, and Shares Are Still a Bargain.
Sign Up For More News
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FAQ
What is LendingClub Corp (LC) stock price today?
The current price of LC is 15.77 USD — it has increased 2.01 % in the last trading day.
What is LendingClub Corp (LC)'s business?
What is the price predicton of LC Stock?
What is LendingClub Corp (LC)'s revenue for the last quarter?
What is LendingClub Corp (LC)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for LendingClub Corp (LC)'s fundamentals?
How many employees does LendingClub Corp (LC). have?