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LC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
19.430
Open
19.120
VWAP
19.19
Vol
2.29M
Mkt Cap
2.22B
Low
18.925
Amount
44.01M
EV/EBITDA(TTM)
4.98
Total Shares
115.35M
EV
1.46B
EV/OCF(TTM)
--
P/S(TTM)
1.65
LendingClub Corporation is a bank holding company. The Company operates its business through its subsidiary, LendingClub Bank, National Association (LC Bank). LC Bank is the digital marketplace bank that leverages data and technology to increase access to credit, reduce borrowing costs, and improve returns on savings for its members. Its primary loan products include personal loans, major purchase finance, and auto refinance. LC Bank’s commercial lending business is primarily focused on small businesses, and it participates in the United States small business administration lending programs. Its deposit business includes sourcing deposits directly from customers and from third-party marketing channels and deposit brokers. It offers a range of insured deposit products, including high-yield savings accounts, checking accounts, and certificates of deposit (CDs). Its consumer loans are either retained by LC Bank or sold to marketplace investors through its proprietary loan marketplace.
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Events Timeline

(ET)
2026-05-08
09:10:00
Marqeta Appoints Lukasz Strozek as CTO
select
2026-04-30 (ET)
2026-04-30
08:50:00
Largest Indicative Borrow Rate Increases Among Liquid Option Names
select
2026-04-27 (ET)
2026-04-27
19:40:00
Equity Futures Slightly Up, Tech Stocks Perform Strongly
select
2026-04-27
16:20:00
Sees FY26 Loan Originations at $11.6B-$12.6B
select
2026-04-27
16:10:00
Sees Q2 Loan Originations at $3B-$3.1B
select
2026-04-27
16:10:00
LendingClub Reports Q1 Revenue of $252.3 Million
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2026-04-21 (ET)
2026-04-21
09:10:00
LendingClub Rebrands LendingClub Bank to Happen Bank
select

News

CNBC
2.0
06-08CNBC
High-Yield Savings Accounts Cut Rates Despite Fed Stance
  • Rate Cuts Trend: Four high-yield savings accounts operated by Apple, Ally Financial, Capital One, and Marcus by Goldman Sachs have recently cut their rates, resulting in a 5 basis point drop in the peer median savings rate to 3.4%, indicating a lack of optimism in the market regarding future Fed rate cuts.
  • Market Expectation Shift: Although the Fed has not cut rates since December, elevated inflation and a strong jobs report have pushed back expectations for further cuts this year, with some traders even pricing in potential rate hikes.
  • Increased Deposit Competition: BTIG analysts suggest that despite the rate cuts, competition for deposits among online banks may intensify, especially as the Trump administration approves more bank applications, which could influence future deposit rate trends.
  • CD Advantages: Currently, Bread Financial and LendingClub offer a 4% annual percentage yield, while other 1-year CDs under BTIG's coverage yield less than 4%, with CDs providing the advantage of locking in rates, although early withdrawals may incur penalties.
seekingalpha
8.5
06-02seekingalpha
LendingClub Moves Stock Listing to Nasdaq with New Ticker HAPN
  • Listing Transfer: LendingClub announced the transfer of its common stock listing from the NYSE to Nasdaq, effective June 22, aiming to better reflect the company's technology and innovation DNA.
  • Stock Performance: During after-hours trading on Tuesday, LendingClub shares rose by 0.29% to $17.56, indicating a positive market response to its rebranding and listing move.
  • New Ticker Symbol: The company's stock will trade under the new ticker HAPN, reflecting the rebranding of LendingClub Bank to Happen Bank, which aims to enhance customer connection and brand recognition.
  • Future Outlook: LendingClub projects Q2 2026 originations between $3.0 billion and $3.1 billion while maintaining an EPS outlook of $1.65 to $1.80, demonstrating strong performance amid turmoil in the private credit market.
PRnewswire
8.5
06-02PRnewswire
LendingClub to Transfer Listing to Nasdaq as Happen Bank
  • Listing Transfer: LendingClub Corporation announced its transfer of common stock listing from the New York Stock Exchange to Nasdaq, expected to commence trading on June 22, 2026, under the new ticker symbol HAPN, reflecting its positioning as a technology-driven digital bank.
  • Rebranding Initiative: The company is rebranding LendingClub Bank to Happen Bank, aiming to better represent its diversified financial services for clients, thereby enhancing brand recognition and competitive advantage in the market.
  • Nasdaq Opening Ceremony: LendingClub plans to participate in the Nasdaq Opening Bell Ceremony on June 30, 2026, at the Nasdaq MarketSite, marking a celebratory event for its new listing and demonstrating confidence in future growth prospects.
  • Shareholder Impact: Existing shareholders are not required to take any action regarding the listing transfer or ticker symbol change, ensuring stability for shareholders and reinforcing trust in the company's future development.
Fool
5.0
06-01Fool
LendingClub CFO Sells 20,000 Shares Amid Strong Performance
  • Executive Stock Sale: LendingClub's CFO Andrew LaBenne sold 20,000 shares on May 28, 2026, for approximately $340,000, reflecting confidence in the company's ongoing growth trajectory.
  • Ownership Impact: This transaction reduced LaBenne's direct ownership by 7.84%, yet he retains 234,955 shares valued at around $4 million, indicating his continued optimism about the company's long-term prospects.
  • Trading Plan Context: The sale was executed under a pre-established Rule 10b5-1 trading plan, suggesting that this action is routine portfolio management rather than a discretionary sell-off, which alleviates market concerns regarding insider trading motives.
  • Company Performance Highlights: LendingClub reported a 31% year-over-year increase in loan originations to $2.7 billion and a 16% rise in revenue to $252.3 million in Q1 2026, demonstrating positive momentum and the successful expansion into new revenue streams.
NASDAQ.COM
5.0
06-01NASDAQ.COM
LendingClub CFO Sells 20,000 Shares Amid Strong Q1 Performance
  • Insider Selling: LendingClub's CFO Andrew LaBenne sold 20,000 shares on May 28, 2026, for approximately $340,000 at $17 per share, representing 7.84% of his direct holdings, indicating a notable insider transaction.
  • Trading Plan Context: The sale was executed under a Rule 10b5-1 trading plan, designed to prevent accusations of insider trading, and LaBenne retains over 200,000 shares, reflecting his ongoing confidence in the company's prospects.
  • Strong Q1 Performance: LendingClub reported a robust Q1 with loan originations increasing by 31% year-over-year to $2.7 billion and revenue rising 16% to $252.3 million, highlighting the company's growth trajectory in digital financial services.
  • Strategic Shift: The company plans to rebrand as Happen Bank and has begun underwriting home improvement loans, creating new revenue streams, which signifies a strategic pivot aimed at adapting to market demands and enhancing competitiveness.
Yahoo Finance
5.0
06-01Yahoo Finance
LendingClub CFO Sells 20,000 Shares: Implications for Investors
  • Transaction Overview: On May 28, 2026, LendingClub's CFO Andrew LaBenne sold 20,000 shares of common stock for approximately $340,000, retaining 234,955 shares post-transaction valued at around $4 million, indicating he still holds a significant economic stake in the company.
  • Historical Trading Pattern: This sale aligns with LaBenne's established pattern of periodic open-market sales, having disposed of a total of 58,858 shares since July 2025, with the current sale size closely matching previous transactions of 17,955 and 20,903 shares, reflecting a consistent trading strategy.
  • Trading Plan Context: The transaction was executed under a pre-established Rule 10b5-1 trading plan, suggesting that this activity is routine portfolio management rather than discretionary selling, which alleviates concerns regarding insider trading motives.
  • Company Performance Insights: LendingClub reported a 31% year-over-year increase in loan originations to $2.7 billion and a 16% revenue growth to $252.3 million in Q1 2026, indicating strong operational performance and the potential for new revenue streams, such as home improvement loans, enhancing its competitive position in the market.
Wall Street analysts forecast LC stock price to rise
9 Analyst Rating
Wall Street analysts forecast LC stock price to rise
8 Buy
1 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
20.00
Averages
23.00
High
26.00
Current: 0.000
sliders
Low
20.00
Averages
23.00
High
26.00
Stephens
NULL -> Overweight
maintain
$21
AI Analysis
2026-04-28
Reason
Stephens
Price Target
$21
AI Analysis
2026-04-28
maintain
NULL -> Overweight
Reason
Stephens raised the firm's price target on LendingClub to $22.50 from $21 and keeps an Overweight rating on the shares. Q1 EPS of 44c topped the firm's and the Street's 36c estimate, notes the analyst, who likes "the prudent growth story combined with the Bank" balance sheet, which the firm sees as a differentiator, particularly as capital markets uncertainty increases.
JPMorgan
Overweight
maintain
$22 -> $25
2025-12-04
Reason
JPMorgan
Price Target
$22 -> $25
2025-12-04
maintain
Overweight
Reason
JPMorgan raised the firm's price target on LendingClub to $25 from $22 and keeps an Overweight rating on the shares as part of a 2026 outlook on the financial technology group. The firm sees a "soft-landing grind" in 2026 with slowing real growth for the sector, driven by a weakening labor market and the lagged tariff effects, partially offset by tax cuts.
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Valuation Metrics

The current forward P/E ratio for LendingClub Corp (LC.N) is 10.86, compared to its 5-year average forward P/E of 21.32. For a more detailed relative valuation and DCF analysis to assess LendingClub Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
21.32
Current PE
10.86
Overvalued PE
33.38
Undervalued PE
9.25

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
4.20
Current EV/EBITDA
4.80
Overvalued EV/EBITDA
10.39
Undervalued EV/EBITDA
-2.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.50
Current PS
1.83
Overvalued PS
2.11
Undervalued PS
0.88

Financials

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Annual
Quarterly

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Whales Holding LC

L
Long Focus Capital Management LLC
Holding
LC
+13.52%
3M Return
B
Brighton Jones LLC
Holding
LC
+12.95%
3M Return
S
Senvest Management, LLC
Holding
LC
+12.30%
3M Return
B
Basswood Capital Management, L.L.C.
Holding
LC
+11.46%
3M Return
R
Rothschild and Co Wealth Management UK Limited
Holding
LC
+2.79%
3M Return

Trading Trends

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Frequently Asked Questions

What is LendingClub Corp (LC) stock price today?

The current price of LC is 19.21 USD — it has increased 2.13

What is LendingClub Corp (LC)'s business?

LendingClub Corporation is a bank holding company. The Company operates its business through its subsidiary, LendingClub Bank, National Association (LC Bank). LC Bank is the digital marketplace bank that leverages data and technology to increase access to credit, reduce borrowing costs, and improve returns on savings for its members. Its primary loan products include personal loans, major purchase finance, and auto refinance. LC Bank’s commercial lending business is primarily focused on small businesses, and it participates in the United States small business administration lending programs. Its deposit business includes sourcing deposits directly from customers and from third-party marketing channels and deposit brokers. It offers a range of insured deposit products, including high-yield savings accounts, checking accounts, and certificates of deposit (CDs). Its consumer loans are either retained by LC Bank or sold to marketplace investors through its proprietary loan marketplace.

What is the price predicton of LC Stock?

Wall Street analysts forecast LC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LC is23.00 USD with a low forecast of 20.00 USD and a high forecast of 26.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is LendingClub Corp (LC)'s revenue for the last quarter?

LendingClub Corp revenue for the last quarter amounts to 337.22M USD, increased 12.48

What is LendingClub Corp (LC)'s earnings per share (EPS) for the last quarter?

LendingClub Corp. EPS for the last quarter amounts to 0.44 USD, increased 340.00

How many employees does LendingClub Corp (LC). have?

LendingClub Corp (LC) has 1075 emplpoyees as of June 20 2026.

What is LendingClub Corp (LC) market cap?

Today LC has the market capitalization of 2.22B USD.