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LC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
14.490
Open
14.190
VWAP
14.22
Vol
1.70M
Mkt Cap
1.65B
Low
13.845
Amount
24.19M
EV/EBITDA(TTM)
3.06
Total Shares
115.18M
EV
733.24M
EV/OCF(TTM)
--
P/S(TTM)
1.21
LendingClub Corporation is a bank holding company. The Company operates its business, through its subsidiary, LendingClub Bank, National Association (LC Bank). LC Bank is the digital marketplace bank in the United States where members can access a range of financial products and services designed to help them pay less when borrowing and earn more when saving. It offers a suite of deposit and loan products through a smart, simple and rewarding digital experience. LC Bank retains loans and funds those loans directly with its own capital and deposits. LC Bank’s primary loan products include unsecured personal loans, secured auto refinance loans, and patient and education finance loans. LC Bank’s commercial lending business is primarily focused on small businesses, and it participates in the United States small business administration lending programs. LC Bank’s deposit business includes sourcing deposits directly from customers and from third-party marketing channels and deposit brokers.
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Events Timeline

(ET)
2026-02-06
08:50:00
Significant Increases in Borrow Rates Among Liquid Option Names
select
2026-01-28 (ET)
2026-01-28
19:40:00
Meta and IBM Shares Rise 7% After Earnings
select
2026-01-28
16:20:00
LendingClub Reports Q4 Revenue of $266.5M, Beating Expectations
select
2026-01-28
16:20:00
Sees Q1 Loan Originations at $2.55B-$2.65B
select
2026-01-28
16:20:00
Sees FY26 Loan Originations at $11.6B-$12.6B
select

News

Yahoo Finance
8.5
03-29Yahoo Finance
PinnedAnalysis of Today's High CD Rates
  • Current Highest Rate: The highest CD rate today is 4.15% APY, offered by LendingClub for an 8-month CD, indicating that financial institutions are leveraging competitive rates to attract savers in a crowded market.
  • Interest Earnings Example: Investing $1,000 in a one-year CD with 1.52% APY would yield a balance of $1,015.20 at year-end, demonstrating that even lower-rate CDs can provide stable returns and reflecting the power of compound interest.
  • High Deposit Earnings: Choosing a one-year CD at 4% APY with a $10,000 deposit would result in a total of $10,407.42 upon maturity, meaning an interest earning of $407.42, emphasizing the positive correlation between deposit amounts and earnings.
  • Diversity of CD Types: Beyond traditional CDs, the market offers various types such as Bump-up CDs, No-penalty CDs, and Jumbo CDs, which may require accepting lower rates but provide flexibility and higher deposit thresholds to meet different savers' needs.
Yahoo Finance
2.0
03-30Yahoo Finance
Analysis of Today's Certificate of Deposit Rates
  • Rate Trends: Following three interest rate cuts by the Federal Reserve in 2025, today's certificate of deposit (CD) rates remain well above the national average, with the highest rate at 4.15% APY offered by LendingClub, indicating strong market demand for high rates.
  • National Average Rates: As of March 2026, the national average interest rate for a 1-year CD stands at 1.52%, highlighting that current CD rates are among the highest seen in nearly two decades, reflecting the Fed's efforts to combat inflation by maintaining elevated rates.
  • Online Bank Advantages: Online banks and credit unions typically offer more competitive CD rates due to lower overhead costs, suggesting that consumers should prioritize these institutions when selecting a CD to maximize returns.
  • Selection Strategies: When considering a CD, it is advisable for consumers to compare rates from various financial institutions, pay attention to minimum deposit requirements, and review account terms to ensure the chosen CD aligns with personal financial goals and offers flexibility.
Yahoo Finance
8.5
03-28Yahoo Finance
Opportunity to Lock in High CD Rates
  • Current CD Rate Overview: The best CD rates today are typically found in terms of one year or less, with online banks and credit unions offering the highest rates, peaking at 4.15% APY from LendingClub's 8-month CD, reflecting intense market competition.
  • Interest Earnings Calculation: For a $1,000 investment in a one-year CD at 1.52% APY, the end-of-year balance would be $1,015.20, illustrating the direct impact of rates on earnings, while opting for a 4% APY CD would yield $1,040.74, significantly boosting interest income.
  • Impact of Deposit Amount: Depositing $10,000 in a one-year CD at 4% APY would result in a total balance of $10,407.42 at maturity, translating to $407.42 in interest, emphasizing the positive correlation between deposit amounts and earnings.
  • Diversity of CD Types: Beyond traditional CDs, various types are available, such as Bump-up CDs that allow rate adjustments if rates rise, No-penalty CDs offering withdrawal flexibility, and Jumbo CDs requiring higher minimum deposits, highlighting the diverse needs investors must consider when choosing.
Yahoo Finance
2.0
03-23Yahoo Finance
Current CD Rates Exceed National Averages
  • Rate Trends: The Federal Reserve's three interest rate cuts in 2025 have caused fluctuations in deposit account rates, making current CD rates, which are above the national average, a potential last chance to lock in high rates.
  • Highest CD Rate: The highest CD rate today is 4.15% APY, offered by LendingClub for an 8-month term, showcasing the competitive edge of online banks in the rate market.
  • National Average Rates: As of March 2026, the national average interest rate for a 1-year CD stands at 1.52%, indicating that current CD rates are among the highest seen in nearly two decades, largely due to the Fed's inflation-fighting measures.
  • CD Selection Tips: Choosing a CD with a high APY and appropriate term is crucial; it is advisable to compare rates from various financial institutions and consider the competitive rates and minimum deposit requirements offered by online banks.
Yahoo Finance
8.5
03-22Yahoo Finance
Analysis of High Yield CD Rates Today
  • Current Highest Rate: The highest CD rate today is 4.15% APY offered by LendingClub for an 8-month CD, indicating that in the current economic climate, long-term CDs do not necessarily provide higher rates as historically expected, which may influence savers' decisions.
  • Interest Earnings Example: If you invest $1,000 in a one-year CD with a 1.52% APY, your balance will grow to $1,015.20 at the end of the year, demonstrating that even lower rates can yield some earnings, emphasizing the importance of selecting the right CD.
  • Benefits of Larger Deposits: If the same one-year CD rate is increased to 4% APY with a deposit of $10,000, the total balance at maturity would reach $10,407.42, meaning you would earn $407.42 in interest, highlighting the direct impact of deposit amounts on earnings.
  • Diversity of CD Types: Beyond traditional CDs, various types such as Bump-up CDs, No-penalty CDs, and Jumbo CDs offer different flexibility and earning potential, requiring savers to choose products that align with their needs to optimize investment returns.
Yahoo Finance
8.5
03-21Yahoo Finance
Opportunity to Lock in High CD Rates
  • Current CD Rate Overview: With the Federal Reserve cutting rates three times in 2025, the best CD rate currently stands at 4.15% APY, offered by LendingClub for an 8-month CD, making it crucial for investors to lock in rates before potential further declines.
  • Interest Earnings Calculation: For a $1,000 investment in a one-year CD at 1.52% APY, the end-of-year balance would be $1,015.20, illustrating that even lower rates can yield stable returns, emphasizing the importance of selecting the right CD.
  • High Deposit Earnings: Choosing a one-year CD at 4% APY with a $10,000 deposit would result in a total balance of $10,407.42 at maturity, translating to $407.42 in interest, highlighting the direct relationship between deposit amounts and earnings.
  • Diversity of CD Types: Beyond traditional CDs, investors can consider options like Bump-up CDs, No-penalty CDs, and Jumbo CDs, which may offer lower rates but provide greater flexibility and potential returns.
Wall Street analysts forecast LC stock price to rise
9 Analyst Rating
Wall Street analysts forecast LC stock price to rise
8 Buy
1 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
20.00
Averages
23.00
High
26.00
Current: 0.000
sliders
Low
20.00
Averages
23.00
High
26.00
JPMorgan
Overweight
maintain
$22 -> $25
AI Analysis
2025-12-04
Reason
JPMorgan
Price Target
$22 -> $25
AI Analysis
2025-12-04
maintain
Overweight
Reason
JPMorgan raised the firm's price target on LendingClub to $25 from $22 and keeps an Overweight rating on the shares as part of a 2026 outlook on the financial technology group. The firm sees a "soft-landing grind" in 2026 with slowing real growth for the sector, driven by a weakening labor market and the lagged tariff effects, partially offset by tax cuts.
Citizens JMP
Market Perform -> Outperform
upgrade
$23
2025-11-10
Reason
Citizens JMP
Price Target
$23
2025-11-10
upgrade
Market Perform -> Outperform
Reason
Citizens JMP upgraded LendingClub to Outperform from Market Perform with a $23 price target following last week's investor day. Management's commentary provided more confidence in the company's "significant" origination growth outlook and the corresponding better scale in the business in the coming years, the analyst tells investors in a research note. The firm says LendingClub highlighted its "robust" buildout of funding channels with both marketplace investors and customer deposits. It cites LendingClub's "stable" credit performance, favorable funding channels, and entry into a new asset class for the upgrade.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for LC
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Valuation Metrics

The current forward P/E ratio for LendingClub Corp (LC.N) is 12.95, compared to its 5-year average forward P/E of 20.77. For a more detailed relative valuation and DCF analysis to assess LendingClub Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
20.77
Current PE
12.95
Overvalued PE
34.74
Undervalued PE
6.80

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
5.66
Current EV/EBITDA
3.07
Overvalued EV/EBITDA
15.60
Undervalued EV/EBITDA
-4.28

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.53
Current PS
1.97
Overvalued PS
2.19
Undervalued PS
0.87

Financials

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Quarterly

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Whales Holding LC

C
Cramer Rosenthal McGlynn LLC
Holding
LC
+1.76%
3M Return
L
Long Focus Capital Management LLC
Holding
LC
-1.32%
3M Return
S
Senvest Management, LLC
Holding
LC
-2.25%
3M Return
R
Rothschild and Co Wealth Management UK Limited
Holding
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-7.08%
3M Return
B
Brighton Jones LLC
Holding
LC
-10.27%
3M Return

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Frequently Asked Questions

What is LendingClub Corp (LC) stock price today?

The current price of LC is 14.32 USD — it has increased 3.69

What is LendingClub Corp (LC)'s business?

LendingClub Corporation is a bank holding company. The Company operates its business, through its subsidiary, LendingClub Bank, National Association (LC Bank). LC Bank is the digital marketplace bank in the United States where members can access a range of financial products and services designed to help them pay less when borrowing and earn more when saving. It offers a suite of deposit and loan products through a smart, simple and rewarding digital experience. LC Bank retains loans and funds those loans directly with its own capital and deposits. LC Bank’s primary loan products include unsecured personal loans, secured auto refinance loans, and patient and education finance loans. LC Bank’s commercial lending business is primarily focused on small businesses, and it participates in the United States small business administration lending programs. LC Bank’s deposit business includes sourcing deposits directly from customers and from third-party marketing channels and deposit brokers.

What is the price predicton of LC Stock?

Wall Street analysts forecast LC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LC is23.00 USD with a low forecast of 20.00 USD and a high forecast of 26.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is LendingClub Corp (LC)'s revenue for the last quarter?

LendingClub Corp revenue for the last quarter amounts to 354.03M USD, increased 12.24

What is LendingClub Corp (LC)'s earnings per share (EPS) for the last quarter?

LendingClub Corp. EPS for the last quarter amounts to 0.35 USD, increased 337.50

How many employees does LendingClub Corp (LC). have?

LendingClub Corp (LC) has 1075 emplpoyees as of April 01 2026.

What is LendingClub Corp (LC) market cap?

Today LC has the market capitalization of 1.65B USD.