LC Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

262.87M

+21.03%

0.342

+327.64%

264.59M

+21.53%

0.306

+205.56%

285.46M

+14.9%

0.383

+16.16%

Estimates Revision

The market is revising Upward the revenue expectations for LendingClub Corporation (LC) for FY2025, with the revenue forecasts being adjusted by 1.35% over the past three months. During the same period, the stock price has changed by 25.27%.

Revenue Estimates for FY2025

Revise Upward

+1.35%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+11.67%

In Past 3 Month

Stock Price

Go Up

+25.27%

In Past 3 Month

9 Analyst Rating

Wall Street analysts forecast LC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LC is 22.00 USD with a low forecast of 20.00 USD and a high forecast of 26.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

8 Buy

1 Hold

0 Sell

Strong Buy

Current: 0.000

Low

20.00

Averages

22.00

High

26.00

Current: 0.000

Low

20.00

Averages

22.00

High

26.00

JPMorgan

Overweight

maintain

$22 -> $25

2025-12-04

Reason

JPMorgan

Price Target

$22 -> $25

2025-12-04

maintain

Overweight

Reason

JPMorgan raised the firm's price target on LendingClub to $25 from $22 and keeps an Overweight rating on the shares as part of a 2026 outlook on the financial technology group. The firm sees a "soft-landing grind" in 2026 with slowing real growth for the sector, driven by a weakening labor market and the lagged tariff effects, partially offset by tax cuts.

Citizens JMP

Market Perform -> Outperform

upgrade

$23

2025-11-10

Reason

Citizens JMP

Price Target

$23

2025-11-10

upgrade

Market Perform -> Outperform

Reason

Citizens JMP upgraded LendingClub to Outperform from Market Perform with a $23 price target following last week's investor day. Management's commentary provided more confidence in the company's "significant" origination growth outlook and the corresponding better scale in the business in the coming years, the analyst tells investors in a research note. The firm says LendingClub highlighted its "robust" buildout of funding channels with both marketplace investors and customer deposits. It cites LendingClub's "stable" credit performance, favorable funding channels, and entry into a new asset class for the upgrade.

Keefe Bruyette

Outperform

maintain

$20 -> $22

2025-11-07

Reason

Keefe Bruyette

Price Target

$20 -> $22

2025-11-07

maintain

Outperform

Reason

Keefe Bruyette raised the firm's price target on LendingClub to $22 from $20 and keeps an Outperform rating on the shares.

BTIG

Buy

maintain

$18 -> $26

2025-11-06

Reason

BTIG

Price Target

$18 -> $26

2025-11-06

maintain

Buy

Reason

BTIG raised the firm's price target on LendingClub to $26 from $18 and keeps a Buy rating on the shares after the company's investor day. Three of LendingClub's institutional loan buyers presented on behalf of LendingClub, discussing why they choose to buy LendingClub loans over other platforms, and several metrics compared LendingClub - usually viewed as a "traditional" lender- favorably with other fintech platforms, the analyst tells investors in a research note.

Janney Montgomery Scott

Neutral

maintain

$17 -> $20

2025-11-06

Reason

Janney Montgomery Scott

Price Target

$17 -> $20

2025-11-06

maintain

Neutral

Reason

Janney Montgomery Scott raised the firm's price target on LendingClub to $20 from $17 and keeps a Neutral rating on the shares.

JPMorgan

Neutral -> Overweight

upgrade

$17 -> $22

2025-10-23

Reason

JPMorgan

Price Target

$17 -> $22

2025-10-23

upgrade

Neutral -> Overweight

Reason

JPMorgan upgraded LendingClub to Overweight from Neutral with a price target of $22, up from $17. The company's Q3 originations and pre-provision net revenue came in well ahead of estimates as loan buyer demand remains strong, the analyst tells investors in a research note. The firm believes LendingClub has "more ways than ever" to grow originations and profits without incurring punitive charges. It sees this driving accelerating profit growth and improved return metrics in 2026.

Valuation Metrics

The current forward P/E ratio for LendingClub Corp (LC.N) is 12.95, compared to its 5-year average forward P/E of 22.21. For a more detailed relative valuation and DCF analysis to assess LendingClub Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

22.21

Current PE

12.95

Overvalued PE

37.65

Undervalued PE

6.78

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

5.78

Current EV/EBITDA

3.07

Overvalued EV/EBITDA

15.52

Undervalued EV/EBITDA

-3.96

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

1.54

Current PS

1.97

Overvalued PS

2.19

Undervalued PS

0.89

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

Gross Profit Margin - %

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds areBuying! The buying amount has increased 7210% over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

LC News & Events

Events Timeline

No data

News

9.5

01-07PRnewswire

PinnedLendingClub to Report Q4 and Full Year 2025 Earnings on January 28, 2026

2.0

01-06CNBC

SoFi Shares Plunge Nearly 10% After Bank of America Downgrade

6.0

01-05NASDAQ.COM

LATAM Airlines Stock Rises 22.7% Following Upgrade to Zacks Rank #2

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Frequently Asked Questions

What is LendingClub Corp (LC) stock price today?

The current price of LC is 19.98 USD — it has decreased -3.34 % in the last trading day.

What is LendingClub Corp (LC)'s business?

LendingClub Corporation is a bank holding company. The Company operates its business, through its subsidiary, LendingClub Bank, National Association (LC Bank). LC Bank is the digital marketplace bank in the United States where members can access a range of financial products and services designed to help them pay less when borrowing and earn more when saving. It offers a suite of deposit and loan products through a smart, simple and rewarding digital experience. LC Bank retains loans and funds those loans directly with its own capital and deposits. LC Bank’s primary loan products include unsecured personal loans, secured auto refinance loans, and patient and education finance loans. LC Bank’s commercial lending business is primarily focused on small businesses, and it participates in the United States small business administration lending programs. LC Bank’s deposit business includes sourcing deposits directly from customers and from third-party marketing channels and deposit brokers.

What is the price predicton of LC Stock?

What is LendingClub Corp (LC)'s revenue for the last quarter?

LendingClub Corp revenue for the last quarter amounts to 349.59M USD, increased 15.75 % YoY.

What is LendingClub Corp (LC)'s earnings per share (EPS) for the last quarter?

LendingClub Corp. EPS for the last quarter amounts to 0.37 USD, increased 184.62 % YoY.

What changes have occurred in the market's expectations for LendingClub Corp (LC)'s fundamentals?

How many employees does LendingClub Corp (LC). have?

LendingClub Corp (LC) has 1002 emplpoyees as of January 10 2026.

What is LendingClub Corp (LC) market cap?

Today LC has the market capitalization of 2.30B USD.