LC
LendingClub Corp
$
17.480
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
18.500
Open
18.310
VWAP
17.62
Vol
1.65M
Mkt Cap
2.02B
Low
17.370
Amount
29.06M
EV/EBITDA(TTM)
5.99
Total Shares
111.12M
EV
1.22B
EV/OCF(TTM)
--
P/S(TTM)
1.57
LendingClub Corporation is a bank holding company. The Company operates its business, through its subsidiary, LendingClub Bank, National Association (LC Bank). LC Bank is the digital marketplace bank in the United States where members can access a range of financial products and services designed to help them pay less when borrowing and earn more when saving. It offers a suite of deposit and loan products through a smart, simple and rewarding digital experience. LC Bank retains loans and funds those loans directly with its own capital and deposits. LC Bank’s primary loan products include unsecured personal loans, secured auto refinance loans, and patient and education finance loans. LC Bank’s commercial lending business is primarily focused on small businesses, and it participates in the United States small business administration lending programs. LC Bank’s deposit business includes sourcing deposits directly from customers and from third-party marketing channels and deposit brokers.
Show More
Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q2
FY2026Q1
FY2025Q4
282.42M
+13.68%
0.371
+12.46%
262.73M
+20.68%
0.307
+206.67%
262.31M
+20.77%
0.339
+323.48%
Estimates Revision
The market is revising Upward the revenue expectations for LendingClub Corporation (LC) for FY2025, with the revenue forecasts being adjusted by 1.35% over the past three months. During the same period, the stock price has changed by 12.63%.
Revenue Estimates for FY2025
Revise Upward
+1.35%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
+10.7%
In Past 3 Month
Stock Price
Go Up
+12.63%
In Past 3 Month
7 Analyst Rating
Wall Street analysts forecast LC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LC is 20.50 USD with a low forecast of 18.00 USD and a high forecast of 23.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
7 Buy
0 Hold
0 Sell
Strong Buy
Current: 17.480
Low
18.00
Averages
20.50
High
23.00
Current: 17.480
Low
18.00
Averages
20.50
High
23.00
Citizens JMP
Market Perform -> Outperform
upgrade
$23
2025-11-10
New
Reason
Citizens JMP
Price Target
$23
2025-11-10
New
upgrade
Market Perform -> Outperform
Reason
Citizens JMP upgraded LendingClub to Outperform from Market Perform with a $23 price target following last week's investor day. Management's commentary provided more confidence in the company's "significant" origination growth outlook and the corresponding better scale in the business in the coming years, the analyst tells investors in a research note. The firm says LendingClub highlighted its "robust" buildout of funding channels with both marketplace investors and customer deposits. It cites LendingClub's "stable" credit performance, favorable funding channels, and entry into a new asset class for the upgrade.
Keefe Bruyette
Outperform
maintain
$20 -> $22
2025-11-07
Reason
Keefe Bruyette
Price Target
$20 -> $22
2025-11-07
maintain
Outperform
Reason
Keefe Bruyette raised the firm's price target on LendingClub to $22 from $20 and keeps an Outperform rating on the shares.
BTIG
Buy
maintain
$18 -> $26
2025-11-06
Reason
BTIG
Price Target
$18 -> $26
2025-11-06
maintain
Buy
Reason
BTIG raised the firm's price target on LendingClub to $26 from $18 and keeps a Buy rating on the shares after the company's investor day. Three of LendingClub's institutional loan buyers presented on behalf of LendingClub, discussing why they choose to buy LendingClub loans over other platforms, and several metrics compared LendingClub - usually viewed as a "traditional" lender- favorably with other fintech platforms, the analyst tells investors in a research note.
Janney Montgomery Scott
Neutral
maintain
$17 -> $20
2025-11-06
Reason
Janney Montgomery Scott
Price Target
$17 -> $20
2025-11-06
maintain
Neutral
Reason
Janney Montgomery Scott raised the firm's price target on LendingClub to $20 from $17 and keeps a Neutral rating on the shares.
JPMorgan
Neutral -> Overweight
upgrade
$17 -> $22
2025-10-23
Reason
JPMorgan
Price Target
$17 -> $22
2025-10-23
upgrade
Neutral -> Overweight
Reason
JPMorgan upgraded LendingClub to Overweight from Neutral with a price target of $22, up from $17. The company's Q3 originations and pre-provision net revenue came in well ahead of estimates as loan buyer demand remains strong, the analyst tells investors in a research note. The firm believes LendingClub has "more ways than ever" to grow originations and profits without incurring punitive charges. It sees this driving accelerating profit growth and improved return metrics in 2026.
Keefe Bruyette
Outperform
maintain
$19 -> $20
2025-10-23
Reason
Keefe Bruyette
Price Target
$19 -> $20
2025-10-23
maintain
Outperform
Reason
Keefe Bruyette raised the firm's price target on LendingClub to $20 from $19 and keeps an Outperform rating on the shares. The company reported a Q3 beat and consensus estimates going forward remain too low, the analyst tells investors in a research note.
See All Ratings
Valuation Metrics
The current forward P/E ratio for LendingClub Corp (LC.N) is 11.98, compared to its 5-year average forward P/E of 21.94. For a more detailed relative valuation and DCF analysis to assess LendingClub Corp 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Fair
5Y Average PE
21.94
Current PE
11.98
Overvalued PE
37.94
Undervalued PE
5.95
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
7.28
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
20.20
Undervalued EV/EBITDA
-5.65
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
N/A
5Y Average PS
1.69
Current PS
17.48
Overvalued PS
3.44
Undervalued PS
-0.05
Financials
Annual
Quarterly
FY2025Q3
YoY :
+15.75%
349.59M
Total Revenue
FY2025Q3
YoY :
+217.85%
57.24M
Operating Profit
FY2025Q3
YoY :
+206.25%
44.27M
Net Income after Tax
FY2025Q3
YoY :
+184.62%
0.37
EPS - Diluted
FY2025Q3
YoY :
+16.06%
-791.83M
Free Cash Flow
FY2025Q3
YoY :
+13.93%
76.15
Gross Profit Margin - %
FY2025Q3
YoY :
-44.49%
-165.92
FCF Margin - %
FY2025Q3
YoY :
+164.30%
12.66
Net Margin - %
FY2025Q3
YoY :
+82.29%
7.31
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
2.2M
USD
7
3-6
Months
668.6K
USD
7
6-9
Months
247.4K
USD
5
0-12
Months
1.1M
USD
7
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
1
187.0K
USD
Months
0-12
1
257.6K
USD
Months
Hedge Fund
Hedge Funds areBuying! The buying amount has increased 7210% over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
2.0M
Volume
3
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
2
3.7M
Volume
Months
0-12
1
50.0K
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
2.2M
USD
7
3-6
Months
668.6K
USD
7
6-9
Months
247.4K
USD
5
0-12
Months
1.1M
USD
7
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
1
187.0K
USD
Months
0-12
1
257.6K
USD
Months
LC News & Events
Events Timeline
2025-11-05 (ET)
2025-11-05
08:06:15
LendingClub reveals $100 million stock buyback initiative
2025-10-22 (ET)
2025-10-22
16:19:28
LendingClub Enters $1B Memorandum of Understanding with BlackRock
2025-10-22
16:13:35
LendingClub Announces Q3 Earnings Per Share of 37 Cents, Exceeding Consensus Estimate of 31 Cents
Sign Up For More Events
Sign Up For More Events
News
4.0
11-10BenzingaCitizens Raises LendingClub Rating to Market Outperform, Sets Price Target at $23
4.0
11-10CNBCCitizens recommends purchasing this personal lending stock due to strong U.S. consumer health.
3.0
11-06NASDAQ.COMPagaya's Q3 Earnings Approaching: Is It a Wise Investment or a Gamble?
Sign Up For More News
People Also Watch
HPK
Highpeak Energy Inc
5.890
USD
-1.67%
LZB
La-Z-Boy Inc
30.810
USD
-0.96%
IQ
iQIYI Inc
2.110
USD
-2.31%
CMPR
Cimpress PLC
67.510
USD
+3.67%
SID
Companhia Siderurgica Nacional SA
1.630
USD
-1.21%
AGIO
Agios Pharmaceuticals Inc
42.540
USD
-2.50%
DRH
Diamondrock Hospitality Co
8.970
USD
-1.43%
IART
Integra Lifesciences Holdings Corp
12.040
USD
-0.41%
JAMF
Jamf Holding Corp
12.870
USD
-0.08%
CABO
Cable One Inc
108.020
USD
-5.39%
FAQ
What is LendingClub Corp (LC) stock price today?
The current price of LC is 17.48 USD — it has decreased -5.87 % in the last trading day.
What is LendingClub Corp (LC)'s business?
What is the price predicton of LC Stock?
What is LendingClub Corp (LC)'s revenue for the last quarter?
What is LendingClub Corp (LC)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for LendingClub Corp (LC)'s fundamentals?
How many employees does LendingClub Corp (LC). have?