Key Stock Updates for Apple, Eli Lilly, and Visa
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Oct 13 2025
0mins
Source: NASDAQ.COM
Apple Inc. (AAPL): Apple has seen a 7.2% increase in shares over the past year, driven by strong growth in Services revenues and a significant increase in paid subscribers. However, concerns about regulatory headwinds and tariffs impacting gross margins remain.
Eli Lilly and Co. (LLY): Eli Lilly's shares have risen 7.8% year-to-date, supported by strong demand for its GLP-1 drugs. Despite this, mixed results from a weight-loss pill study and rising competition pose challenges for future growth.
Visa Inc. (V): Visa's shares have outperformed its industry with a 10.2% increase, bolstered by growth in cross-border transactions and investments in technology. However, rising expenses and regulatory pressures could impact margins.
Market Insights: The Zacks Research Daily highlights various stocks, including Merck, TotalEnergies, and ADP, with mixed outlooks based on their respective market positions and challenges, such as declining sales or rising expenses.
Trade with 70% Backtested Accuracy
Stop guessing "Should I Buy V?" and start using high-conviction signals backed by rigorous historical data.
Sign up today to access powerful investing tools and make smarter, data-driven decisions.
Analyst Views on V
Wall Street analysts forecast V stock price to rise
25 Analyst Rating
23 Buy
2 Hold
0 Sell
Strong Buy
Current: 314.430
Low
330.00
Averages
406.59
High
450.00
Current: 314.430
Low
330.00
Averages
406.59
High
450.00
About V
Visa Inc. is a global payments technology company. It facilitates global commerce and money movement across more than 200 countries and territories among a global set of consumers, merchants, financial institutions and government entities through technologies. It operates through the Payment Services segment. It provides transaction processing services (primarily authorization, clearing and settlement) to its financial institution and merchant clients through VisaNet, its proprietary advanced transaction processing network. It offers a range of Visa-branded payment products that its clients, including nearly 14,500 financial institutions, use to develop and offer payment solutions or services, including credit, debit, prepaid and cash access programs for individual, business and government account holders. It also provides value-added services to its clients, including issuing solutions, acceptance solutions, risk and identity solutions, open banking solutions and advisory services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Visa's Growth Potential Amid Economic Recession
- Transaction Volume Growth: Visa processed 257.5 billion transactions in 2025, a 10% increase from 2024, indicating strong long-term growth potential despite potential consumer spending impacts from a recession.
- Market Positioning: Even with economic challenges, Visa's shift from cash to non-cash payment methods and the ongoing growth of e-commerce will drive its business development, ensuring the company's market position for decades to come.
- Stock Valuation: Visa's price-to-sales ratio stands at 16.7x, below the five-year average of 20.6x, while its price-to-earnings ratio is 29.8x compared to 33.4x, presenting a relatively attractive investment opportunity, particularly for growth investors.
- Revenue Growth: Over the past decade, Visa's revenues have grown at a compound annual rate of 11%, with earnings rising even faster at 14%, demonstrating the company's strong business foundation and long-term growth bias amidst economic fluctuations.
See More
Visa Stock Pullback Attracts Investors
- Transaction Volume Growth: In 2025, Visa processed 257.5 billion transactions, marking a 10% increase from 2024, indicating strong growth potential in the payment processing market, even as economic downturns may impact consumer spending, the trend towards non-cash payments remains robust.
- Stock Price Pullback Opportunity: Visa's stock has recently pulled back by approximately 15%, bringing its price-to-sales ratio down to 16.7x, below the five-year average of 20.6x, suggesting that the current stock price is relatively cheap and attracting growth investors' interest.
- Strong Financial Foundation: Over the past decade, Visa's revenues have grown at a compound annual rate of 11%, while earnings have increased even faster at 14%, demonstrating the company's strong profitability and growth potential amid economic fluctuations.
- Long-Term Growth Bias: While a recession may pose short-term challenges, Visa's solid business foundation is expected to support its long-term growth trajectory, allowing investors to purchase three shares of Visa stock with a $1,000 investment, seizing this growth opportunity.
See More
Taleb Claims X Money Superior to Bitcoin
- Introduction of X Money: Elon Musk's X Money payment service is set to begin early public access next month, with Taleb asserting it is smarter than Bitcoin, indicating a future trend of competition among private currencies that could influence user acceptance of digital currencies.
- Diverse User Reactions: X users have differing interpretations of Taleb's definition of 'private currency,' with some suggesting it refers to X as a private company rather than privacy features, which may affect X Money's market positioning and user trust.
- Service Features Highlight: The beta version of X Money was rolled out earlier this month, allowing users to send money directly within the app and offering personalized physical debit cards, which could attract more users to the service due to its convenience.
- Partnership Establishment: X Money has secured a partnership with Visa to leverage its payment network, enhancing the service's availability, and this strategic collaboration is expected to bolster X Money's position in the competitive payments market.
See More
Analysis of Three Growth Stock Investment Opportunities
- Rivian's Electric Truck Progress: Rivian is set to launch the R2 electric truck in 2026, which could significantly enhance profitability if successful; currently, it has $6 billion in cash to support its development, indicating strong potential in the competitive EV market.
- Visa's Stock Attractiveness: Visa's stock price has declined about 15% from recent highs, with a current P/E ratio of 30, below the five-year average of 33; while not cheap, the demand for its services continues to rise as cash transactions decrease, indicating substantial future growth potential.
- NextEra Energy's Growth Potential: NextEra Energy offers a 2.7% dividend yield with an annualized dividend growth of about 10% over the past decade; by combining traditional utility operations with a rapidly growing clean energy business, it is expected to benefit from the ongoing shift towards cleaner energy sources.
- Risk and Reward Choices: Rivian, Visa, and NextEra Energy cater to different risk appetites but all present attractive growth prospects, providing diverse investment options for various types of investors.
See More
Revolut Secures Full UK Banking License After Long Wait
- Banking License Acquisition: After years of waiting, Revolut has finally secured a full UK banking license, enabling it to offer a new range of products, including lending, marking a significant milestone in its strategic objectives.
- Market Expansion Plans: Revolut aims to launch services in 30 new markets by 2030, currently boasting 70 million customers, showcasing its ambition and potential for global expansion.
- Regulatory Challenges Overcome: Although granted a conditional banking license in July 2024 with a limit of £50,000 in customer deposits, successfully exiting the mobilization phase is viewed as a crucial step for the company's growth.
- Strategic Significance: Co-founder and CEO Nik Storonsky emphasized that the UK is its home market, and obtaining the banking license is a vital step towards realizing its vision of becoming the world's first truly global bank, further solidifying its leadership in the fintech sector.
See More
Stablecoin Market Continues to Grow
- Stablecoin Supply Growth: The supply of USDC has reached approximately $78 billion in circulation, demonstrating strong demand despite Bitcoin trading significantly below its previous peak, highlighting the resilience and independence of stablecoins in the digital currency market.
- Surge in Transaction Volume: Total stablecoin transaction volume hit $55 trillion in 2025, up 98% year-over-year, with an adjusted figure of $11 trillion, growing 91%, indicating a rapid expansion of stablecoins in payment applications.
- Cross-Border Payment Infrastructure: Visa now supports over 130 stablecoin-linked cards across 50 countries, processing an annualized settlement volume of about $4.6 billion, while Circle is expanding its infrastructure through the Circle Payments Network, enabling USDC transfers with an annualized volume of $5.7 billion, underscoring the importance of stablecoins in global payment networks.
- AI Payment Opportunities: Bernstein analysts highlighted emerging opportunities for machine-to-machine payments relying on stablecoins for micropayments, with Circle positioned as a long-term winner due to its regulatory advantages, exchange partnerships, and expanding global payments network.
See More
Visa's Growth Potential Amid Economic Recession
- Transaction Volume Growth: Visa processed 257.5 billion transactions in 2025, a 10% increase from 2024, indicating strong long-term growth potential despite potential consumer spending impacts from a recession.
- Market Positioning: Even with economic challenges, Visa's shift from cash to non-cash payment methods and the ongoing growth of e-commerce will drive its business development, ensuring the company's market position for decades to come.
- Stock Valuation: Visa's price-to-sales ratio stands at 16.7x, below the five-year average of 20.6x, while its price-to-earnings ratio is 29.8x compared to 33.4x, presenting a relatively attractive investment opportunity, particularly for growth investors.
- Revenue Growth: Over the past decade, Visa's revenues have grown at a compound annual rate of 11%, with earnings rising even faster at 14%, demonstrating the company's strong business foundation and long-term growth bias amidst economic fluctuations.
See More
Visa Stock Pullback Attracts Investors
- Transaction Volume Growth: In 2025, Visa processed 257.5 billion transactions, marking a 10% increase from 2024, indicating strong growth potential in the payment processing market, even as economic downturns may impact consumer spending, the trend towards non-cash payments remains robust.
- Stock Price Pullback Opportunity: Visa's stock has recently pulled back by approximately 15%, bringing its price-to-sales ratio down to 16.7x, below the five-year average of 20.6x, suggesting that the current stock price is relatively cheap and attracting growth investors' interest.
- Strong Financial Foundation: Over the past decade, Visa's revenues have grown at a compound annual rate of 11%, while earnings have increased even faster at 14%, demonstrating the company's strong profitability and growth potential amid economic fluctuations.
- Long-Term Growth Bias: While a recession may pose short-term challenges, Visa's solid business foundation is expected to support its long-term growth trajectory, allowing investors to purchase three shares of Visa stock with a $1,000 investment, seizing this growth opportunity.
See More
Taleb Claims X Money Superior to Bitcoin
- Introduction of X Money: Elon Musk's X Money payment service is set to begin early public access next month, with Taleb asserting it is smarter than Bitcoin, indicating a future trend of competition among private currencies that could influence user acceptance of digital currencies.
- Diverse User Reactions: X users have differing interpretations of Taleb's definition of 'private currency,' with some suggesting it refers to X as a private company rather than privacy features, which may affect X Money's market positioning and user trust.
- Service Features Highlight: The beta version of X Money was rolled out earlier this month, allowing users to send money directly within the app and offering personalized physical debit cards, which could attract more users to the service due to its convenience.
- Partnership Establishment: X Money has secured a partnership with Visa to leverage its payment network, enhancing the service's availability, and this strategic collaboration is expected to bolster X Money's position in the competitive payments market.
See More
Analysis of Three Growth Stock Investment Opportunities
- Rivian's Electric Truck Progress: Rivian is set to launch the R2 electric truck in 2026, which could significantly enhance profitability if successful; currently, it has $6 billion in cash to support its development, indicating strong potential in the competitive EV market.
- Visa's Stock Attractiveness: Visa's stock price has declined about 15% from recent highs, with a current P/E ratio of 30, below the five-year average of 33; while not cheap, the demand for its services continues to rise as cash transactions decrease, indicating substantial future growth potential.
- NextEra Energy's Growth Potential: NextEra Energy offers a 2.7% dividend yield with an annualized dividend growth of about 10% over the past decade; by combining traditional utility operations with a rapidly growing clean energy business, it is expected to benefit from the ongoing shift towards cleaner energy sources.
- Risk and Reward Choices: Rivian, Visa, and NextEra Energy cater to different risk appetites but all present attractive growth prospects, providing diverse investment options for various types of investors.
See More
Revolut Secures Full UK Banking License After Long Wait
- Banking License Acquisition: After years of waiting, Revolut has finally secured a full UK banking license, enabling it to offer a new range of products, including lending, marking a significant milestone in its strategic objectives.
- Market Expansion Plans: Revolut aims to launch services in 30 new markets by 2030, currently boasting 70 million customers, showcasing its ambition and potential for global expansion.
- Regulatory Challenges Overcome: Although granted a conditional banking license in July 2024 with a limit of £50,000 in customer deposits, successfully exiting the mobilization phase is viewed as a crucial step for the company's growth.
- Strategic Significance: Co-founder and CEO Nik Storonsky emphasized that the UK is its home market, and obtaining the banking license is a vital step towards realizing its vision of becoming the world's first truly global bank, further solidifying its leadership in the fintech sector.
See More
Stablecoin Market Continues to Grow
- Stablecoin Supply Growth: The supply of USDC has reached approximately $78 billion in circulation, demonstrating strong demand despite Bitcoin trading significantly below its previous peak, highlighting the resilience and independence of stablecoins in the digital currency market.
- Surge in Transaction Volume: Total stablecoin transaction volume hit $55 trillion in 2025, up 98% year-over-year, with an adjusted figure of $11 trillion, growing 91%, indicating a rapid expansion of stablecoins in payment applications.
- Cross-Border Payment Infrastructure: Visa now supports over 130 stablecoin-linked cards across 50 countries, processing an annualized settlement volume of about $4.6 billion, while Circle is expanding its infrastructure through the Circle Payments Network, enabling USDC transfers with an annualized volume of $5.7 billion, underscoring the importance of stablecoins in global payment networks.
- AI Payment Opportunities: Bernstein analysts highlighted emerging opportunities for machine-to-machine payments relying on stablecoins for micropayments, with Circle positioned as a long-term winner due to its regulatory advantages, exchange partnerships, and expanding global payments network.
See More
