Banco BBVA Argentina reports Q2 results (NYSE:BBAR)
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Aug 21 2024
0mins
Should l Buy BBAR?
Source: SeekingAlpha
Financial Performance: In Q2 2024, BBVA Argentina reported an inflation-adjusted net income of $112.9 billion, a significant increase from Q1 2024 and slightly above Q2 2023, with average returns on assets at 4.7% and equity at 19.5%. However, operating income decreased by 40.3% compared to Q1 2024.
Loan and Deposit Trends: Total consolidated financing to the private sector rose by 23.1% in real terms from Q1 2024, while total deposits increased by 2.6% during the quarter but fell 22.2% year-over-year; the non-performing loan ratio stood at 1.18% with a strong coverage ratio of 165.50%.
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Analyst Views on BBAR
Wall Street analysts forecast BBAR stock price to fall
2 Analyst Rating
0 Buy
1 Hold
1 Sell
Moderate Sell
Current: 16.410
Low
15.00
Averages
15.00
High
15.00
Current: 16.410
Low
15.00
Averages
15.00
High
15.00
About BBAR
Banco Bbva Argentina SA, formerly known as BBVA French Bank, is an Argentina-based banking institution. Through its banking platform, the Bank provides a broad range of financial and non-financial services to both individuals and companies. It manages three business lines: Retail Banking, Small and Medium-Sized Companies and Corporate and Investment Banking (C&IB). Retail Banking offers checking and savings accounts, time deposits, credit cards, loans, mortgages, insurance and investment products, among others. Small and Medium-Sized Companies targets local private-sector companies providing financing products, factoring, checking accounts, time deposits, transactional and payroll services, insurance and investment products, among others. C&IB offers financial services to corporations and multinational companies, as well as global transaction services, global markets solutions, long term financing, among others. The Bank is active locally, mostly.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
BBVA Argentina Reports Q4 2025 Financial Highlights
- Net Income Growth: In Q4 2025, BBVA Argentina reported an inflation-adjusted net income of $59.3 billion, which is 44.5% higher than Q3 2025 but 30% lower than Q4 2024, indicating a volatile earnings environment.
- Improved Profitability: The average return on equity (ROAE) rose to 6.5% in Q4 from 4.7% in the previous quarter, while the average return on assets (ROAA) increased from 0.7% to 0.9%, reflecting enhanced profitability.
- NIM Enhancement: The total net interest margin (NIM) improved to 17.5% in Q4 from 15.2% in Q3, with local currency NIM at 20.2% and USD NIM at 4.8%, showcasing stronger interest income generation.
- Strong Capital Position: As of Q4 2025, BBVA Argentina's regulatory capital ratio stood at 18.3%, exceeding the minimum requirement by 121.9%, while the non-performing loan ratio was 4.18% with a coverage ratio of 96.37%, indicating robust risk management practices.
See More
BBVA Argentina Releases 4Q25 Consolidated Results
- Earnings Announcement: BBVA Argentina announced its consolidated financial results for the fourth quarter ended December 31, 2025, reinforcing its ongoing leadership in the Argentine financial market.
- Inflation Adjustment: Since January 1, 2020, the bank has reported inflation-adjusted results in accordance with IAS 29, facilitating comparisons with the comparable quarters of 2024 and 2025, reflecting the cumulative effect of inflation adjustments.
- Strategic Focus: BBVA Argentina aims to support clients in achieving their goals through continuous support and innovation, emphasizing empathy and foresight during critical moments.
- Market Position: As a leading financial institution in Argentina since 1886, BBVA Argentina offers retail and corporate banking services to a wide client base, including individuals, SMEs, and large corporations, showcasing its extensive customer base and market influence.
See More
AVANTUS SECURES OVER $300 MILLION IN CONSTRUCTION FUNDING FROM BBVA AND CIBC FOR KITT SOLAR AND ENERGY STORAGE INITIATIVE
- Construction Financing Closure: Avantus has successfully closed over $300 million in construction financing.
- Involvement of Financial Institutions: The financing involves BBVA and CIBC for the Kitt Solar and Energy Storage Project.
See More
BBVA Argentina Announces Q4 and FY 2025 Earnings Release Date
- Earnings Release Schedule: BBVA Argentina has announced that it will report its Q4 and FY 2025 financial results on March 4, 2026, after market close, reflecting the company's commitment to transparency and investor communication.
- Conference Call Timing: Following the earnings release, a conference call will be held on March 5, 2026, at 12:00 p.m. Buenos Aires time, aimed at discussing financial performance and future outlook with investors to bolster market confidence.
- Quiet Period Policy: The company will enter a quiet period from February 18 to March 4, 2026, during which no public discussions regarding financial performance will occur, ensuring fairness and transparency in information dissemination.
- Company Background: Established in 1886, BBVA Argentina has been one of the leading financial institutions in Argentina, providing retail and corporate banking services to individuals, SMEs, and large corporations, highlighting its significant market presence.
See More
PING Capital Management Reduces Stake in Banco BBVA Argentina
- Share Reduction Overview: On February 2, PING Capital Management disclosed a reduction of 269,600 shares in Banco BBVA Argentina (BBAR) through an SEC filing, with an estimated transaction value of $3.87 million, indicating a cautious stance towards the stock.
- Portfolio Adjustment: Following the reduction, BBAR now accounts for 4.1% of PING Capital's 13F AUM, reflecting the fund's strategy to adjust its portfolio in response to market volatility.
- Financial Performance Analysis: Banco BBVA Argentina reported an inflation-adjusted net income of AR$38.1 billion in the third quarter, down 70.9% year-over-year, primarily due to high interest rates and increased loan loss provisions, highlighting the challenges in its operating environment.
- Market Risk Management: This reduction is not an exit from the Argentine market but rather a strategy to manage emerging market risks while fundamentals improve, indicating the fund's focus on risk control while maintaining investment conviction.
See More
PING Capital Management Reduces BBAR Stake
- Share Reduction Details: PING Capital Management sold 269,600 shares of BBAR in Q4, with an estimated transaction value of $3.87 million, indicating a strategic reduction in their stake in the stock.
- Value Change in Holdings: As of December 31, the fund held 780,900 shares of BBAR valued at $14.11 million, reflecting a decrease of $5.37 million from the previous quarter, highlighting the impact of market volatility on their investment portfolio.
- Market Performance Comparison: As of January 30, BBAR shares were priced at $20.22, down 9.3% over the past year, significantly underperforming the S&P 500's approximately 14% gain, indicating poor stock performance in the market.
- Risk Management Strategy: This reduction is not about exiting the Argentine market but rather managing emerging market risks while aligning individual positions with overall portfolio construction amidst improving fundamentals.
See More
BBVA Argentina Reports Q4 2025 Financial Highlights
- Net Income Growth: In Q4 2025, BBVA Argentina reported an inflation-adjusted net income of $59.3 billion, which is 44.5% higher than Q3 2025 but 30% lower than Q4 2024, indicating a volatile earnings environment.
- Improved Profitability: The average return on equity (ROAE) rose to 6.5% in Q4 from 4.7% in the previous quarter, while the average return on assets (ROAA) increased from 0.7% to 0.9%, reflecting enhanced profitability.
- NIM Enhancement: The total net interest margin (NIM) improved to 17.5% in Q4 from 15.2% in Q3, with local currency NIM at 20.2% and USD NIM at 4.8%, showcasing stronger interest income generation.
- Strong Capital Position: As of Q4 2025, BBVA Argentina's regulatory capital ratio stood at 18.3%, exceeding the minimum requirement by 121.9%, while the non-performing loan ratio was 4.18% with a coverage ratio of 96.37%, indicating robust risk management practices.
See More
BBVA Argentina Releases 4Q25 Consolidated Results
- Earnings Announcement: BBVA Argentina announced its consolidated financial results for the fourth quarter ended December 31, 2025, reinforcing its ongoing leadership in the Argentine financial market.
- Inflation Adjustment: Since January 1, 2020, the bank has reported inflation-adjusted results in accordance with IAS 29, facilitating comparisons with the comparable quarters of 2024 and 2025, reflecting the cumulative effect of inflation adjustments.
- Strategic Focus: BBVA Argentina aims to support clients in achieving their goals through continuous support and innovation, emphasizing empathy and foresight during critical moments.
- Market Position: As a leading financial institution in Argentina since 1886, BBVA Argentina offers retail and corporate banking services to a wide client base, including individuals, SMEs, and large corporations, showcasing its extensive customer base and market influence.
See More
AVANTUS SECURES OVER $300 MILLION IN CONSTRUCTION FUNDING FROM BBVA AND CIBC FOR KITT SOLAR AND ENERGY STORAGE INITIATIVE
- Construction Financing Closure: Avantus has successfully closed over $300 million in construction financing.
- Involvement of Financial Institutions: The financing involves BBVA and CIBC for the Kitt Solar and Energy Storage Project.
See More
BBVA Argentina Announces Q4 and FY 2025 Earnings Release Date
- Earnings Release Schedule: BBVA Argentina has announced that it will report its Q4 and FY 2025 financial results on March 4, 2026, after market close, reflecting the company's commitment to transparency and investor communication.
- Conference Call Timing: Following the earnings release, a conference call will be held on March 5, 2026, at 12:00 p.m. Buenos Aires time, aimed at discussing financial performance and future outlook with investors to bolster market confidence.
- Quiet Period Policy: The company will enter a quiet period from February 18 to March 4, 2026, during which no public discussions regarding financial performance will occur, ensuring fairness and transparency in information dissemination.
- Company Background: Established in 1886, BBVA Argentina has been one of the leading financial institutions in Argentina, providing retail and corporate banking services to individuals, SMEs, and large corporations, highlighting its significant market presence.
See More
PING Capital Management Reduces Stake in Banco BBVA Argentina
- Share Reduction Overview: On February 2, PING Capital Management disclosed a reduction of 269,600 shares in Banco BBVA Argentina (BBAR) through an SEC filing, with an estimated transaction value of $3.87 million, indicating a cautious stance towards the stock.
- Portfolio Adjustment: Following the reduction, BBAR now accounts for 4.1% of PING Capital's 13F AUM, reflecting the fund's strategy to adjust its portfolio in response to market volatility.
- Financial Performance Analysis: Banco BBVA Argentina reported an inflation-adjusted net income of AR$38.1 billion in the third quarter, down 70.9% year-over-year, primarily due to high interest rates and increased loan loss provisions, highlighting the challenges in its operating environment.
- Market Risk Management: This reduction is not an exit from the Argentine market but rather a strategy to manage emerging market risks while fundamentals improve, indicating the fund's focus on risk control while maintaining investment conviction.
See More
PING Capital Management Reduces BBAR Stake
- Share Reduction Details: PING Capital Management sold 269,600 shares of BBAR in Q4, with an estimated transaction value of $3.87 million, indicating a strategic reduction in their stake in the stock.
- Value Change in Holdings: As of December 31, the fund held 780,900 shares of BBAR valued at $14.11 million, reflecting a decrease of $5.37 million from the previous quarter, highlighting the impact of market volatility on their investment portfolio.
- Market Performance Comparison: As of January 30, BBAR shares were priced at $20.22, down 9.3% over the past year, significantly underperforming the S&P 500's approximately 14% gain, indicating poor stock performance in the market.
- Risk Management Strategy: This reduction is not about exiting the Argentine market but rather managing emerging market risks while aligning individual positions with overall portfolio construction amidst improving fundamentals.
See More
