TRU Valuation

TransUnion

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88.400

-0.27(-0.304%)1D

Overview
Forecast
Valuation
Earnings

TRU Relative Valuation

TRU's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, TRU is overvalued; if below, it's undervalued.

Historical Valuation

TransUnion (TRU) is now in the Undervalued zone, suggesting that its current forward PE ratio of 19.90 is considered Undervalued compared with the five-year average of 22.37. The fair price of TransUnion (TRU) is between 96.87 to 127.52 according to relative valuation methord. Compared to the current price of 88.40 USD , TransUnion is Undervalued By 8.75%.

Relative Value

Fair Zone

96.87-127.52

Current Price：88.40

8.75%

Undervalued

19.90

Trailing

Forward

12.86

EV/EBITDA

TransUnion. (TRU) has a current EV/EBITDA of 12.86. The 5-year average EV/EBITDA is 15.01. The thresholds are as follows: Strongly Undervalued below 10.13, Undervalued between 10.13 and 12.57, Fairly Valued between 17.45 and 12.57, Overvalued between 17.45 and 19.89, and Strongly Overvalued above 19.89. The current Forward EV/EBITDA of 12.86 falls within the Historic Trend Line -Fairly Valued range.

15.49

EV/EBIT

TransUnion. (TRU) has a current EV/EBIT of 15.49. The 5-year average EV/EBIT is 18.43. The thresholds are as follows: Strongly Undervalued below 11.48, Undervalued between 11.48 and 14.95, Fairly Valued between 21.90 and 14.95, Overvalued between 21.90 and 25.38, and Strongly Overvalued above 25.38. The current Forward EV/EBIT of 15.49 falls within the Historic Trend Line -Fairly Valued range.

3.69

TransUnion. (TRU) has a current PS of 3.69. The 5-year average PS is 4.45. The thresholds are as follows: Strongly Undervalued below 1.94, Undervalued between 1.94 and 3.19, Fairly Valued between 5.70 and 3.19, Overvalued between 5.70 and 6.96, and Strongly Overvalued above 6.96. The current Forward PS of 3.69 falls within the Historic Trend Line -Fairly Valued range.

16.37

P/OCF

TransUnion. (TRU) has a current P/OCF of 16.37. The 5-year average P/OCF is 19.25. The thresholds are as follows: Strongly Undervalued below 8.44, Undervalued between 8.44 and 13.84, Fairly Valued between 24.66 and 13.84, Overvalued between 24.66 and 30.07, and Strongly Overvalued above 30.07. The current Forward P/OCF of 16.37 falls within the Historic Trend Line -Fairly Valued range.

23.92

P/FCF

TransUnion. (TRU) has a current P/FCF of 23.92. The 5-year average P/FCF is 29.39. The thresholds are as follows: Strongly Undervalued below 11.45, Undervalued between 11.45 and 20.42, Fairly Valued between 38.36 and 20.42, Overvalued between 38.36 and 47.33, and Strongly Overvalued above 47.33. The current Forward P/FCF of 23.92 falls within the Historic Trend Line -Fairly Valued range.

TransUnion (TRU) has a current Price-to-Book (P/B) ratio of 3.81. Compared to its 3-year average P/B ratio of 3.59 , the current P/B ratio is approximately 6.22% higher. Relative to its 5-year average P/B ratio of 4.75, the current P/B ratio is about -19.72% higher. TransUnion (TRU) has a Forward Free Cash Flow (FCF) yield of approximately 2.88%. Compared to its 3-year average FCF yield of 1.89%, the current FCF yield is approximately 52.44% lower. Relative to its 5-year average FCF yield of 2.26% , the current FCF yield is about 27.77% lower.

3.81

P/B

Median3y

3.59

Median5y

4.75

2.88

FCF Yield

Median3y

1.89

Median5y

2.26

Competitors Valuation Multiple

The average P/S ratio for TRU's competitors is 9.52, providing a benchmark for relative valuation. TransUnion Corp (TRU) exhibits a P/S ratio of 3.69, which is -61.20% above the industry average. Given its robust revenue growth of 9.50%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of TRU decreased by 15.48% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 8.62 to 9.86.

The secondary factor is the Revenue Growth, contributed 9.50%to the performance.

Overall, the performance of TRU in the past 1 year is driven by Margin Expansion. Which is more sustainable.

9.50%

1.04B → 1.14B

Revenue Growth

14.39%

8.62 → 9.86

Margin Expansion

-39.37%

73.30 → 44.44

P/E Change

-15.48%