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TRU Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
71.680
Open
70.320
VWAP
70.71
Vol
1.57M
Mkt Cap
13.62B
Low
69.780
Amount
110.86M
EV/EBITDA(TTM)
15.26
Total Shares
192.80M
EV
18.66B
EV/OCF(TTM)
18.31
P/S(TTM)
2.93
TransUnion is a global information and insights company. The Company uses its OneTru solution enablement platform to centralize data management, identity resolution and artificial intelligence (AI) powered analytics. The Company’s segments include U.S. Markets and International. The U.S. Markets segment provides data, analytics and actionable insights to businesses and consumers. Businesses use its services to acquire customers, assess consumers' ability to pay for services, identify cross-selling opportunities, measure and manage debt portfolio risk, collect debt, verify consumer identities, mitigate fraud risk and respond to data breach events. The International segment provides services similar to its U.S. Markets segment to businesses in select regions outside the United States. Depending on the maturity of the credit economy in each country, services may include credit reports, analytics and technology solutions services and other value-added risk management services.
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Events Timeline

(ET)
2026-05-20
16:50:00
TransUnion and Google Launch YouTube Ad Measurement Capability
select
2026-04-28 (ET)
2026-04-28
06:30:00
FY26 Revenue Outlook Raised to $5.1B
select
2026-04-28
06:30:00
Company Sees Q2 Revenue of $1.27B-$1.28B
select
2026-04-28
06:20:00
TransUnion Reports Q1 Revenue of $1.25B, Exceeding Expectations
select

News

CNBC
8.5
05-16CNBC
Creator Content Surge Drives $44 Billion Ad Spend in 2026
  • Ad Spend Growth: According to a report from the Interactive Advertising Bureau, advertiser spending on creator content reached $37 billion in 2025 and is expected to rise to $44 billion in 2026, indicating a strong demand and trust from brands in creator-led content, thus transforming the advertising landscape.
  • Streaming Platform Advantage: YouTube commands a 12.7% share of streaming viewership, surpassing Netflix's 8.4%, highlighting the effectiveness of creator content in attracting younger audiences and further driving advertisers' investments in streaming platforms.
  • Traditional Media Transformation: Companies like Warner Bros. Discovery and Fox are integrating creator content, leveraging the influence of well-known creators to expand their audience base, thereby enhancing the connection between brands and consumers and improving advertising effectiveness.
  • New Program Launches: Fox has launched Fox Creator Studios, focusing on food content and collaborating with social media creators to attract younger audiences, particularly Gen Z, further expanding the target market for advertisers.
Newsfilter
7.0
05-13Newsfilter
Canada's Digital Fraud Rate Exceeds Global Average
  • Current Fraud Landscape: In 2025, Canada's digital fraud attempt rate reached 4.4%, surpassing the global average of 3.8%, indicating a significant threat to consumers despite a decline from 2024 levels, highlighting the need for enhanced security measures in digital transactions.
  • Login Risk: In 2025, 14.2% of account login attempts in Canada were suspected of fraud, significantly higher than the global average of 4.3%, underscoring the vulnerability at this critical stage of the digital consumer lifecycle, necessitating stronger protective measures from businesses.
  • Fraud Type Analysis: Among Canadians reporting losses, 26% cited credit card fraud as the cause, notably exceeding the global rate of 19%, indicating a pressing demand for data security in the Canadian market, prompting businesses to prioritize protective measures to maintain consumer trust.
  • Industry Trend Changes: In 2025, the digital fraud attempt rate in online communities in Canada was 11.9%, with a 63% year-over-year increase, while the video gaming sector saw an 11.7% rate, reflecting a sharp rise in fraud activity in these areas, necessitating businesses to develop more effective prevention strategies for high-risk sectors.
Newsfilter
2.0
05-12Newsfilter
Significant Changes in Renter Demographics
  • Aging Renter Demographics: TransUnion's report indicates that 53% of renters are over 40 years old, highlighting a delay in homeownership among Millennials and Gen Z, which positions this group as a stable and profitable market that insurers should prioritize.
  • Evolving Insurance Needs: Although the average renters insurance premium is only $171 annually, the demand is increasing as renters enter life stages involving families and greater financial commitments, necessitating insurers to tailor products to meet this emerging market's needs.
  • Improved Income and Credit Profiles: The median household income for renters aged 40 is now $56K with a credit score of 652, indicating their economic strength and stability, prompting insurers to offer more comprehensive coverage options tailored to this demographic.
  • Insurance Shopping Trends: In Q1 2026, renters showed a significant increase in insurance shopping, with property insurance shopping rising by 6%, indicating a growing demand for higher-value insurance products that insurers should capitalize on.
Yahoo Finance
2.0
05-09Yahoo Finance
TransUnion Stock Gains Attention Amid Mixed Signals
  • Short-Term Price Recovery: TransUnion's stock has risen approximately 6% over the past month, despite a negative year-to-date return, indicating improved short-term sentiment while long-term outlook remains cautious.
  • Significant Valuation Gap: With TransUnion's latest closing price at $72.95, there exists a 21% undervaluation compared to a fair value of $92.29, suggesting that the market may already be pricing in future growth potential.
  • Strategic Investment Driving Growth: Investments in AI, machine learning, and the rollout of the global cloud-native OneTru platform are enhancing operational efficiency, accelerating product launches, and improving customer retention, positioning TransUnion for earnings growth.
  • Risks and Opportunities: While execution risks and challenges from data privacy regulations exist, TransUnion's future profitability hinges on the success of its technology transformation, necessitating attention to potential cyber incidents that could impact the outlook.
CNBC
8.5
05-05CNBC
Shift in Credit Scoring Impacts Homebuying Loans
  • Credit Score Update: The government has announced that mortgage lenders can now use VantageScore 4.0 as a new credit scoring standard, which will impact loan approvals by Fannie Mae and Freddie Mac, potentially allowing more consumers to qualify for loans.
  • Advantages of New Scoring Models: VantageScore 4.0 and the upcoming FICO 10T will consider rental and utility payment histories, meaning consumers with limited credit reports may benefit from better loan rates due to these additional data points.
  • Data Reporting Challenges: Although the new models can utilize rental payment data, only 13% of consumers' rent payments are currently reported to credit bureaus, limiting many renters' opportunities to improve their credit scores and highlighting deficiencies in the credit reporting system.
  • Impact of Trended Data: The new scoring models will incorporate trended data based on credit behavior over the past 24 months, allowing lenders to more accurately assess borrowers' credit risks, which will encourage consumers to manage their credit card debt more effectively before applying for mortgages.
CNBC
4.0
05-01CNBC
K-Shaped Economy Worsens, Wealth Gap Widens
  • Economic Divergence: A new report from TransUnion indicates that while credit conditions have improved for some consumers, lower-income households are facing rising debt burdens and living costs, exacerbating the K-shaped economic phenomenon and impacting overall consumer spending capacity.
  • Credit Score Trends: Over recent years, the number of superprime borrowers with scores above 780 and subprime borrowers below 600 has increased, creating a stark bifurcation in the consumer economy that highlights the stability of high-income groups versus the vulnerability of low-income households.
  • Shift in Spending Drivers: High-income households, earning over $125,000 annually, are now driving consumer spending, particularly in luxury goods and high-end dining, reflecting an imbalance in economic recovery that could lead to fragility in future spending growth.
  • Rising Debt Loads: The average credit card balance per consumer has reached $6,519, up 2.3% year-over-year, indicating that lower-income households are increasingly relying on credit cards to cope with inflation, which further intensifies their financial strain and economic vulnerability.
Wall Street analysts forecast TRU stock price to rise
15 Analyst Rating
Wall Street analysts forecast TRU stock price to rise
11 Buy
3 Hold
1 Sell
Moderate Buy
Current: 0.000
sliders
Low
80.00
Averages
102.71
High
125.00
Current: 0.000
sliders
Low
80.00
Averages
102.71
High
125.00
BofA
Curtis Nagle
Neutral
downgrade
$83 -> $80
AI Analysis
2026-05-19
Reason
BofA
Curtis Nagle
Price Target
$83 -> $80
AI Analysis
2026-05-19
downgrade
Neutral
Reason
BofA analyst Curtis Nagle lowered the firm's price target on TransUnion to $80 from $83 and keeps a Neutral rating on the shares. The firm adjusted price targets within the business and information services group after Q1 earnings.
JPMorgan
Overweight
downgrade
$95 -> $90
2026-04-29
Reason
JPMorgan
Price Target
$95 -> $90
2026-04-29
downgrade
Overweight
Reason
JPMorgan lowered the firm's price target on TransUnion to $90 from $95 and keeps an Overweight rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for TRU
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Valuation Metrics

The current forward P/E ratio for TransUnion (TRU.N) is 14.39, compared to its 5-year average forward P/E of 21.06. For a more detailed relative valuation and DCF analysis to assess TransUnion's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
21.06
Current PE
14.39
Overvalued PE
25.41
Undervalued PE
16.72

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
14.16
Current EV/EBITDA
11.10
Overvalued EV/EBITDA
16.53
Undervalued EV/EBITDA
11.78

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.02
Current PS
2.46
Overvalued PS
5.19
Undervalued PS
2.84

Financials

AI Analysis
Annual
Quarterly

Whales Holding TRU

R
Reinhart Partners, LLC
Holding
TRU
+18.19%
3M Return
W
William Blair Investment Management, LLC
Holding
TRU
+11.94%
3M Return
F
Farallon Capital Management, L.L.C.
Holding
TRU
+11.80%
3M Return
B
Bessemer Investment Management LLC
Holding
TRU
+11.68%
3M Return
S
Schonfeld Strategic Advisors LLC
Holding
TRU
+9.46%
3M Return
P
PDT Partners, LLC
Holding
TRU
+8.75%
3M Return

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Frequently Asked Questions

What is TransUnion (TRU) stock price today?

The current price of TRU is 70.66 USD — it has increased 1.71

What is TransUnion (TRU)'s business?

TransUnion is a global information and insights company. The Company uses its OneTru solution enablement platform to centralize data management, identity resolution and artificial intelligence (AI) powered analytics. The Company’s segments include U.S. Markets and International. The U.S. Markets segment provides data, analytics and actionable insights to businesses and consumers. Businesses use its services to acquire customers, assess consumers' ability to pay for services, identify cross-selling opportunities, measure and manage debt portfolio risk, collect debt, verify consumer identities, mitigate fraud risk and respond to data breach events. The International segment provides services similar to its U.S. Markets segment to businesses in select regions outside the United States. Depending on the maturity of the credit economy in each country, services may include credit reports, analytics and technology solutions services and other value-added risk management services.

What is the price predicton of TRU Stock?

Wall Street analysts forecast TRU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TRU is102.71 USD with a low forecast of 80.00 USD and a high forecast of 125.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is TransUnion (TRU)'s revenue for the last quarter?

TransUnion revenue for the last quarter amounts to 1.25B USD, increased 13.69

What is TransUnion (TRU)'s earnings per share (EPS) for the last quarter?

TransUnion. EPS for the last quarter amounts to 2.04 USD, increased 172.00

How many employees does TransUnion (TRU). have?

TransUnion (TRU) has 13500 emplpoyees as of May 26 2026.

What is TransUnion (TRU) market cap?

Today TRU has the market capitalization of 13.62B USD.