Stock Price & Analysis

Based on the recent data and market analysis, here's a direct assessment of TRU stock:

The stock shows strong bullish momentum with a 1.69% gain today, trading at $93.24 during regular market hours [Relevant Data].

Recent Performance & Key Events

• Strong Q4 2024 results with revenue reaching $1.037 billion, up 9% year-over-year
• Board authorized a $500 million share repurchase program
• New strategic collaboration with Credit Sesame for direct-to-consumer experience

Technical Analysis

• Stock is trading above both 50-day and 200-day moving averages
• RSI at 40.33 indicates neutral momentum without being oversold
• Fibonacci levels suggest next resistance at $99.86, with support at $91.94

Fundamental Outlook

• Management projects 4.5-6% organic constant currency revenue growth for 2025
• Q1 2025 guidance: Revenue $1.06-1.07 billion, adjusted EPS $0.96-0.99
• Recent insider selling activity: President sold 1,000 shares at $95.95

Buy Signal Confirmation The stock shows positive momentum based on:

• Strong Q4 results exceeding consensus estimates
• Strategic expansion in direct-to-consumer segment
• Solid buyback program supporting share price
• Technical indicators suggesting upward trend continuation

SELL signal as current price of $93.24 is approaching the Fibonacci resistance level at $99.86, suggesting limited upside potential in the short term.

Based on the available data and market analysis, here is the price prediction for TransUnion (TRU) stock in 2025:

TransUnion's stock price is expected to reach $115-120 by end of 2025, driven by the company's strong operational performance and strategic initiatives like the recent appointment of new COO Tiffani Chambers and positive analyst outlook with multiple price target upgrades. The stock currently trades around $93, suggesting roughly 25% upside potential.

The prediction is supported by:

1. Technical Analysis: The stock shows strong support at $89-90 level with resistance around $103-104. RSI at 40.33 indicates neutral momentum without being oversold.

2. Analyst Consensus: Recent analyst ratings are predominantly bullish:

• Morgan Stanley raised target to $127 with Buy rating
• Jefferies maintains Strong Buy with $115 target
• Wells Fargo upgraded to $126 with Buy rating

3. Business Outlook: Management projects 4.5-6% organic revenue growth for 2025 with margin expansion, indicating healthy business fundamentals despite current subdued market conditions.

The S1 support level for TRU Stock is $91.3 ,The R1 resistant level for TRU Stock is $99.55.

As of the end of day on 2025-03-03, the price of TRU Stock was $92.39.

The target price for TRU Stock according to analyst rating is 117.42, with the highest price target at 130.00 and the lowest at 105.00. Analysts have a Moderate Buy rating on TRU Stock overall.

The market cap of TRU is $18.0B.

Based on the technical and fundamental data, here are 5 key points about TRU's valuation:

TransUnion's EV/EBITDA ratio has increased from 13.7x to 15.49x year-over-year, indicating the stock is becoming more expensive relative to its earnings potential.

The company's P/S ratio of 3.47x and P/B ratio of 3.32x are both higher than 2022 levels, suggesting premium valuation multiples compared to historical standards.

Technical indicators show bearish signals with RSI at 40.33 and negative MACD divergence, pointing to potential overvaluation at current price levels.

Consistent insider selling with no purchases over the past 6 months signals that company executives may view the stock as fully valued.

The stock is trading near the upper Bollinger Band with a BBP of 0.14, suggesting it's approaching overbought territory from a technical perspective.

TransUnion is a global information and insights company. The Company operates through three segments: U.S. Markets, International and Consumer Interactive. The U.S. Markets segment provides consumer reports, actionable insights and analytics to businesses. These businesses use its services to engage and acquire customers, assess consumer ability to pay for services, identify cross-selling opportunities, measure and manage debt portfolio risk, collect debt, verify consumer identities and mitigate fraud risk. The International segment provides services similar to its U.S. Markets segment to businesses in select regions outside the United States. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. Services in Consumer Interactive include credit reports and scores, credit monitoring, identity protection and resolution, and financial management for consumers.

Based on the available data and market analysis, here is the price prediction for TransUnion (TRU) stock by 2030:

Technical Analysis

The stock is currently showing mixed technical signals with:

• RSI-14 at 40.33 indicating neutral momentum
• MACD trending slightly negative (-0.13)
• Trading below its 20-day SMA of $96.51
• Fibonacci resistance levels at $99.86 (R1) and $102.30 (R2)

Fundamental Drivers

Recent developments supporting growth:

• New COO appointment (Tiffani Chambers) effective February 2025
• Strong operational execution with expanding margins
• Growing digital transformation initiatives

2030 Price Target: $145-155

Rationale:

• Base case assumes 8-10% annual revenue growth through 2030
• Margin expansion from operational efficiency initiatives
• Multiple expansion as digital transformation matures

The prediction considers:

1. Strong market position in credit reporting industry
2. Growing demand for data analytics services
3. Strategic investments in technology infrastructure

This represents approximately 55-65% upside from current levels ($93.28), implying 7-8% annual returns through 2030.

TRU has a total of 13200 employees.