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TRU Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
74.000
Open
72.400
VWAP
72.73
Vol
1.38M
Mkt Cap
13.97B
Low
71.780
Amount
100.57M
EV/EBITDA(TTM)
12.41
Total Shares
192.94M
EV
18.23B
EV/OCF(TTM)
18.46
P/S(TTM)
3.09
TransUnion is a global information and insights company. The Company operates through two segments: U.S. Markets and International. The U.S. Markets segment provides consumer reports, actionable insights and analytics to businesses. These businesses use the Company’s services to engage and acquire customers, assess consumer ability to pay for services, identify cross-selling opportunities, measure and manage debt portfolio risk, collect debt, verify consumer identities and mitigate fraud risk. The International segment provides services similar to its U.S. Markets segment to businesses in select regions outside the United States. Depending on the maturity of the credit economy in each country, services may include credit reports, analytics and technology solutions services and other value-added risk management services. It also has insurance, business and automotive databases in select geographies. It also owns Monevo, a credit prequalification and distribution platform.
Show More

Events Timeline

(ET)
2026-04-02
07:10:00
MRI-Simmons Expands Partnership with TransUnion
select
2026-03-24 (ET)
2026-03-24
14:20:00
Senator Hawley Launches Investigation into FICO, Shares Down About 7%
select
link
2026-03-24
14:20:00
TransUnion and Equifax Lower After Pulte Tweet on Credit Bureau Pricing
select
2026-03-18 (ET)
2026-03-18
08:30:00
TransUnion Launches Enhanced Device Risk Solution to Address $534 Billion Fraud Losses
select
2026-03-05 (ET)
2026-03-05
08:30:00
TransUnion Launches AI Analytics Orchestrator Agent
select

News

Barron's
6.5
04-07Barron's
Credit Bureaus Lower Fees, But Analysts Assert Fair Isaac's FICO Remains Preeminent.
  • Price Cut Impact: A price reduction for VantageScore credit reports may not significantly affect the stock prices of Equifax or TransUnion, according to Oppenheimer analysts.

  • FICO's Dominance: The FICO mortgage origination score, offered by Fair Isaac, continues to lead the credit scoring market despite the changes in VantageScore pricing.

Fool
7.5
04-03Fool
Upstart Revolutionizes Lending with AI Technology
  • Increased Approval Rates: Upstart's AI-powered algorithm utilizes over 2,500 data points to achieve a 43% higher loan approval rate compared to traditional methods, which not only reduces default rates but also enhances customer satisfaction and strengthens market competitiveness.
  • Significant Revenue Growth: After navigating the turbulence caused by the COVID-19 pandemic, Upstart achieved a 64% revenue growth in 2024, totaling $1 billion, and successfully turned a profit of $53.6 million, demonstrating the resilience and potential of its business model.
  • Intensifying Market Competition: Despite Upstart's achievement of 1.5 million loan originations, the vast U.S. lending market still offers significant growth opportunities, with traditional credit agencies like Equifax and TransUnion beginning to adopt AI technology, posing a potential threat to Upstart's market share.
  • Technological Lead Advantage: Although competition is increasing, Upstart has built substantial experience in AI applications since its founding in 2012, and is expected to maintain a competitive edge for the foreseeable future, even though its long-term market position may face challenges.
Yahoo Finance
7.5
04-03Yahoo Finance
Upstart: Disruptor in AI Credit Scoring
  • Increased Approval Rates: Upstart's AI-driven algorithm analyzes over 2,500 data points, resulting in a 43% higher loan approval rate compared to traditional methods, which not only reduces default risks but also enhances customer satisfaction and market competitiveness.
  • Significant Revenue Growth: In 2024, Upstart achieved a 64% revenue growth totaling $1 billion, swinging to a profit of $53.6 million, demonstrating the sustainability of its business model and the recovery of market demand.
  • Rising Competition Risks: While Upstart leads in AI credit scoring, traditional competitors like Equifax and TransUnion are rapidly launching their own AI solutions, which could undermine Upstart's market share and growth potential.
  • Increased Investor Interest: Although Upstart did not make it onto The Motley Fool's list of top stocks, its innovations in AI continue to attract investor attention, potentially yielding substantial returns in the short term.
Newsfilter
7.5
04-02Newsfilter
MRI-Simmons Expands Relationship with TransUnion for Enhanced Audience Insights
  • Enhanced Marketing Capabilities: The expansion of the relationship between MRI-Simmons and TransUnion allows advertisers to access a broader range of high-quality audience segments, leveraging MRI-Simmons' consumer research insights to better understand high-value consumer groups, thereby improving marketing effectiveness.
  • Data Marketplace Expansion: Through the TruAudience® Data Marketplace, advertisers can tap into thousands of audience segments based on psychographics, lifestyle, and media consumption habits, derived from comprehensive studies of American consumers, enhancing the precision and flexibility of ad placements.
  • Custom Audience Definitions: Brands can collaborate with MRI-Simmons to design custom audience definitions informed by specific objectives and research-driven insights, enabling more effective audience activation across multiple channels and improving advertising outcomes.
  • Strategic Partnership Significance: Anna Haase, SVP at TransUnion, noted that this expansion is a natural extension of the TruAudience® Data Marketplace, showcasing MRI-Simmons' research-derived segments and further solidifying its position as a hub for high-quality consumer insights.
Yahoo Finance
7.5
04-02Yahoo Finance
MRI-Simmons Expands Relationship with TransUnion for Enhanced Audience Insights
  • Enhanced Marketing Capabilities: The expansion of the relationship between MRI-Simmons and TransUnion allows advertisers to access a broader range of high-quality audience segments, leveraging MRI-Simmons' industry-leading consumer research to better understand high-value consumer groups, thereby improving marketing effectiveness.
  • Data Marketplace Expansion: Through the TruAudience® Data Marketplace, brands can utilize thousands of audience segments based on psychographics, lifestyle, and media consumption habits, enhancing the precision and flexibility of their advertising efforts, which further drives market penetration.
  • Custom Audience Definitions: Brands can not only use existing audience segments but also collaborate with MRI-Simmons to design custom audience definitions that align with specific objectives, providing the flexibility needed to meet market demands and optimize advertising strategies.
  • Deepened Strategic Partnership: Anna Haase, SVP at TransUnion, stated that this expansion is a natural extension of the vision for the TruAudience® Data Marketplace, marking a further collaboration in high-quality consumer insights that is expected to deliver greater strategic impact for advertisers.
CNBC
7.5
03-30CNBC
Rising Negative Equity Among New Car Buyers
  • Rising Negative Equity: According to J.D. Power, 30.5% of new car buyers are facing negative equity on trade-ins, up 4.2 percentage points from last year, indicating increasing market pressures that affect consumer purchasing decisions.
  • Record High Debt Levels: As of Q4 2025, the average amount owed on underwater trade-ins reached $7,214, a record high, with 27% of these trade-ins carrying over $10,000 in negative equity, reflecting a deterioration in consumer financial health.
  • Increased Payment Burden: The average monthly payment for buyers rolling negative equity into new loans hit $916, which is $144 higher than the average payment for all new car purchases, indicating greater financial strain on consumers when buying vehicles.
  • Extended Loan Terms Trend: Among new car purchases involving negative equity, 40.7% are financed with 84-month loans, suggesting that consumers are extending loan terms to cope with high vehicle prices, thereby increasing future negative equity risks.
Wall Street analysts forecast TRU stock price to rise
15 Analyst Rating
Wall Street analysts forecast TRU stock price to rise
11 Buy
3 Hold
1 Sell
Moderate Buy
Current: 0.000
sliders
Low
80.00
Averages
102.71
High
125.00
Current: 0.000
sliders
Low
80.00
Averages
102.71
High
125.00
UBS
Neutral
downgrade
$72 -> $69
AI Analysis
2026-04-13
New
Reason
UBS
Price Target
$72 -> $69
AI Analysis
2026-04-13
New
downgrade
Neutral
Reason
UBS lowered the firm's price target on TransUnion to $69 from $72 and keeps a Neutral rating on the shares.
Morgan Stanley
Overweight
maintain
$105 -> $100
2026-03-11
Reason
Morgan Stanley
Price Target
$105 -> $100
2026-03-11
maintain
Overweight
Reason
Morgan Stanley lowered the firm's price target on TransUnion to $100 from $105 and keeps an Overweight rating on the shares following the recent investor day in New York City. Following a model update, the firm notes its underlying estimates are largely unchanged after the event, though it now incorporates Trans Union de Mexico and updated some other assumptions, adding that it remains "bullish" and sees a "highly attractive valuation."
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for TRU
Unlock Now

Valuation Metrics

The current forward P/E ratio for TransUnion (TRU.N) is 14.22, compared to its 5-year average forward P/E of 21.36. For a more detailed relative valuation and DCF analysis to assess TransUnion's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
21.36
Current PE
14.22
Overvalued PE
25.74
Undervalued PE
16.98

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
14.33
Current EV/EBITDA
11.25
Overvalued EV/EBITDA
16.77
Undervalued EV/EBITDA
11.88

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.11
Current PS
2.36
Overvalued PS
5.32
Undervalued PS
2.90

Financials

AI Analysis
Annual
Quarterly

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Whales Holding TRU

S
Schonfeld Strategic Advisors LLC
Holding
TRU
+20.26%
3M Return
D
Danske Bank A/S
Holding
TRU
+14.40%
3M Return
P
PDT Partners, LLC
Holding
TRU
+10.89%
3M Return
R
Reinhart Partners, LLC
Holding
TRU
+7.93%
3M Return
E
Empire Life Investments Inc.
Holding
TRU
+3.73%
3M Return
H
Homestead Advisers Corp.
Holding
TRU
+2.49%
3M Return

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Frequently Asked Questions

What is TransUnion (TRU) stock price today?

The current price of TRU is 72.4 USD — it has increased 0.68

What is TransUnion (TRU)'s business?

TransUnion is a global information and insights company. The Company operates through two segments: U.S. Markets and International. The U.S. Markets segment provides consumer reports, actionable insights and analytics to businesses. These businesses use the Company’s services to engage and acquire customers, assess consumer ability to pay for services, identify cross-selling opportunities, measure and manage debt portfolio risk, collect debt, verify consumer identities and mitigate fraud risk. The International segment provides services similar to its U.S. Markets segment to businesses in select regions outside the United States. Depending on the maturity of the credit economy in each country, services may include credit reports, analytics and technology solutions services and other value-added risk management services. It also has insurance, business and automotive databases in select geographies. It also owns Monevo, a credit prequalification and distribution platform.

What is the price predicton of TRU Stock?

Wall Street analysts forecast TRU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TRU is102.71 USD with a low forecast of 80.00 USD and a high forecast of 125.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is TransUnion (TRU)'s revenue for the last quarter?

TransUnion revenue for the last quarter amounts to 1.17B USD, increased 12.97

What is TransUnion (TRU)'s earnings per share (EPS) for the last quarter?

TransUnion. EPS for the last quarter amounts to 0.52 USD, increased 57.58

How many employees does TransUnion (TRU). have?

TransUnion (TRU) has 13500 emplpoyees as of April 15 2026.

What is TransUnion (TRU) market cap?

Today TRU has the market capitalization of 13.97B USD.