Based on the provided data and recent developments, here's a comprehensive analysis of TRU's valuation:
Current Market Position
TRU is currently trading at $74.71, showing a decline from recent highs around $77-78 range. The stock has experienced significant volatility over the past few months.
Valuation Analysis
- Forward P/E: Trading at 34.9% below estimated fair value
- EV/EBITDA: 15.49x (2023/FY)
- P/S: 3.47x (2023/FY)
- P/B: 3.32x (2023/FY)
- Dividend Yield: 0.61% (2023/FY)
Recent Developments & Growth Catalysts
- Company announced Q1 & FY25 guidance:
- FY2025 adjusted EPS guidance: $3.93-$4.08
- Revenue guidance: $4.33-$4.39 billion
- Expected organic growth: 4.5-6%
- Board authorized $500M share repurchase program
- Quarterly dividend increased to $0.115 per share
Segment Analysis
Latest revenue distribution:
- U.S. Markets Financial Services: 33.42%
- U.S. Emerging Verticals: 31.95%
- International: 21.54%
- Consumer Interactive: 15.13%
Technical Indicators
- RSI(14): 59.32 (neutral territory)
- MACD: Positive with 0.56
- Stochastic RSI: 61.17 (moderate bullish)
- Moving averages show general uptrend with SMA200 at 91.14
Conclusion: TRU appears slightly overvalued at current levels. While the company has solid growth prospects and positive technical indicators, several factors suggest caution:
- Trading above key moving averages
- Relatively high valuation multiples
- Moderate growth guidance for 2025
Recommendation: Consider waiting for a pullback to the $65-70 range for a more attractive entry point.