TRU Earnings Prediction
The chart below shows how TRU performed 10 days before and after its earnings report, based on data from the past quarters. Typically, TRU sees a +3.24% change in stock price 10 days leading up to the earnings, and a -0.66% change 10 days following the report. On the earnings day itself, the stock moves by +0.80%. This data can give you a slight idea of what to expect for the next quarter's release.
TRU Key Earning Data
2024/Q4
Year Over Year
Quarter Over Quarter
Total Revenue
1.04B
8.65%
-4.44%
Gross Margin
47.06%
19.17%
1.58%
Operating Margin
13.00%
-18.39%
-29.69%
Net Margin
6.82%
575.25%
2.87%
EPS
0.33
1000.00%
-5.71%
No Data Available
TRU Earnings Analysis
TransUnion Corporation (TRU.N) Earnings Conference Call
Positive
Organic Revenue Growth Exceeds Guidance: Revenue grew 9% on an organic constant currency basis, exceeding guidance of 6% to 8% for the fifth consecutive quarter.
Adjusted EBITDA Improvement: Adjusted EBITDA increased 16% on a reported and constant currency basis, with an adjusted EBITDA margin of 36.5%, up 230 basis points from the previous year.
Earnings Per Share Increase: Adjusted diluted earnings per share rose to $0.97, reflecting a 21% increase year-over-year.
International Revenue Growth: International revenue grew 12% on a constant currency basis, with India growing 18% and other regions in Asia Pacific and Latin America also showing double-digit growth.
Share Repurchase Program: A new $500 million share repurchase program was authorized, indicating a commitment to returning capital to shareholders.
Negative
Consumer Interactive Revenue Decline: Consumer Interactive revenue declined 11% in the fourth quarter, primarily due to the absence of a large breach win from the prior year, indicating ongoing challenges in this segment.
Earnings Per Share Growth: Adjusted diluted earnings per share growth is expected to be only 1% to 4% in 2025, reflecting a significant slowdown compared to the 16% growth achieved in the previous year.
Foreign Exchange Impact on Growth: The guidance for 2025 anticipates a 600 basis point headwind to growth from foreign exchange fluctuations, which could negatively impact overall revenue performance.
Mortgage Revenue Projections: Mortgage inquiries are expected to decline more than 10% in the first quarter of 2025, with overall mortgage revenue growth projected to be only 20%, down from a 4% benefit experienced in 2024.
Increased Tax Rate Impact: The anticipated adjusted tax rate for 2025 is expected to be higher at approximately 26.5%, driven by changes in global tax law, which will further pressure net earnings.
TRU FAQs
How does TRU typically perform around its earnings report dates?
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TRU Earning Call Sentiment
Earnings call transcript: TransUnion Q4 2024 beats earnings expectations
TRU.N
-2.81%Positive
The earnings call summary reveals strong financial performance with revenue and EBITDA growth, optimistic guidance, and a significant share repurchase program. The Q&A section did not present major concerns, though management was vague about India's growth. Positive factors include raised revenue guidance, debt repayment, and reduced interest expenses. The only slight concern is muted market conditions, but stability is appreciated. Overall, the sentiment is positive due to strong financials, strategic initiatives, and shareholder returns, likely resulting in a stock price increase of 2% to 8%.
