SMBC

Southern Missouri Bancorp Inc

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Advanced Chart

56.150

+1(1.813%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

56.195

Open

55.560

VWAP

55.79

Vol

27.52K

Mkt Cap

634.47M

Low

54.970

Amount

1.54M

EV/EBITDA(TTM)

Total Shares

11.36M

735.86M

EV/OCF(TTM)

P/S(TTM)

3.65

Southern Missouri Bancorp, Inc. is a bank holding company and the parent company of Southern Bank (Bank). The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The principal business of the Bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, (FHLB), and brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, construction loans, and consumer loans. These funds are also used to purchase mortgage-backed and related securities (MBS), municipal bonds, and other permissible investments. The Bank provides its customers with a full array of community banking services. It operates over 62 full-service branch offices and three limited-service branch offices.

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Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q3

FY2026Q2

FY2026Q1

49.85M

+8.04%

1.450

+4.32%

49.38M

+9.72%

1.410

+8.46%

48.20M

+9.96%

1.310

+19.09%

Estimates Revision

The market is revising Upward the revenue expectations for Southern Missouri Bancorp, Inc. (SMBC) for FY2026, with the revenue forecasts being adjusted by 2.75% over the past three months. During the same period, the stock price has changed by 1.41%.

Revenue Estimates for FY2026

Revise Upward

+2.75%

In Past 3 Month

EPS Estimates for FY2026

Revise Upward

+7.45%

In Past 3 Month

Stock Price

Go Up

+1.41%

In Past 3 Month

1 Analyst Rating

12.20% Upside

Wall Street analysts forecast SMBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SMBC is 63.00 USD with a low forecast of 63.00 USD and a high forecast of 63.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

1 Hold

0 Sell

Hold

12.20% Upside

Current: 56.150

Low

63.00

Averages

63.00

High

63.00

12.20% Upside

Current: 56.150

Low

63.00

Averages

63.00

High

63.00

Keefe Bruyette

Market Perform

maintain

$60 -> $63

2025-07-25

Reason

Keefe Bruyette

Price Target

$60 -> $63

2025-07-25

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on Southern Missouri Bancorp to $63 from $60 and keeps a Market Perform rating on the shares.

Stephens & Co.

Matt Olney

Buy

Reiterates

$65

2025-04-22

Reason

Stephens & Co.

Matt Olney

Price Target

$65

2025-04-22

Reiterates

Buy

Reason

Keefe, Bruyette & Woods

Kelly Motta

Hold

Maintains

$70 → $68

2025-01-30

Reason

Keefe, Bruyette & Woods

Kelly Motta

Price Target

$70 → $68

2025-01-30

Maintains

Hold

Reason

Keefe Bruyette analyst Kelly Motta lowered the firm's price target on Southern Missouri Bancorp to $68 from $70 and keeps a Market Perform rating on the shares.

Stephens & Co.

Matt Olney

Buy

Reiterates

$76

2025-01-28

Reason

Stephens & Co.

Matt Olney

Price Target

$76

2025-01-28

Reiterates

Buy

Reason

Piper Sandler

Andrew Liesch

Buy

Maintains

$62 → $66

2024-10-30

Reason

Piper Sandler

Andrew Liesch

Price Target

$62 → $66

2024-10-30

Maintains

Buy

Reason

Piper Sandler raised the firm's price target on Southern Missouri Bancorp to $66 from $62 and keeps an Overweight rating on the shares. Following the quarter, the firm fine-tuned its margin forecast slightly lower, but increased its fee income outlook, reduced expenses and lowered its provision assumptions.

Stephens & Co.

Matt Olney

Buy

Maintains

$70 → $72

2024-10-30

Reason

Stephens & Co.

Matt Olney

Price Target

$70 → $72

2024-10-30

Maintains

Buy

Reason

Stephens analyst Matt Olney raised the firm's price target on Southern Missouri Bancorp to $72 from $70 and keeps an Overweight rating on the shares. Q3 results were highlighted by improving net interest income trends and lower operating expenses that drove an EPS beat, the analyst tells investors. The firm thinks Southern Missouri is positioned to drive further net interest margin expansion, but notes results could be lumpy due to seasonality in the near-term.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Southern Missouri Bancorp Inc (SMBC.O) is 10.02, compared to its 5-year average forward P/E of 9.83. For a more detailed relative valuation and DCF analysis to assess Southern Missouri Bancorp Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

9.83

Current PE

10.02

Overvalued PE

11.53

Undervalued PE

8.13

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

3.14

Current PS

3.13

Overvalued PS

3.62

Undervalued PS

2.67

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Financials

Annual

Quarterly

FY2025Q4

YoY :

+11.95%

44.18M

Total Revenue

FY2025Q4

YoY :

+15.72%

20.28M

Operating Profit

FY2025Q4

YoY :

+16.67%

15.79M

Net Income after Tax

FY2025Q4

YoY :

+16.81%

1.39

EPS - Diluted

FY2025Q3

YoY :

+263.81%

73.50M

Free Cash Flow

FY2025Q4

YoY :

-100.00%

N/A

FCF Margin - %

FY2025Q4

YoY :

+3.73%

35.57

Net Margin - %

FY2025Q4

YoY :

-100.00%

N/A

ROIC

Trading Trends

Insider

Insiders areSelling! The selling amount has increased 257.14% over the last month.

Sold

0-3

Months

570.3K

USD

3-6

Months

381.6K

USD

6-9

Months

591.7K

USD

0-12

Months

179.7K

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

0.0

Volume

6-9

Months

13.5K

Volume

0-12

Months

0.0

Volume

Bought

0-3

0.0

Volume

Months

3-6

1.1K

Volume

Months

6-9

0.0

Volume

Months

0-12

0.0

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Insider

Insiders areSelling! The selling amount has increased 257.14% over the last month.

Sold

0-3

Months

570.3K

USD

3-6

Months

381.6K

USD

6-9

Months

591.7K

USD

0-12

Months

179.7K

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

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SMBC News & Events

Events Timeline

2025-04-21 (ET)

2025-04-21

18:03:09

Southern Missouri Bancorp sees Q3 EPS $1.39, consensus $1.29

2025-03-31 (ET)

2025-03-31

18:02:03

Southern Missouri Bancorp names Justin Cox as Chief Banking Officer

2024-10-28 (ET)

2024-10-28

17:40:42

Southern Missouri Bancorp sees Q1 adjusted EPS $1.10, consensus $1.11

News

9.5

07-23Newsfilter

SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR FOURTH QUARTER OF FISCAL 2025; DECLARES QUARTERLY DIVIDEND OF $0.25 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, JULY 24, AT 9:30 AM CENTRAL TIME

2.0

07-11NASDAQ.COM

SMBC Crosses Below Key Moving Average Level

9.5

04-21Newsfilter

SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR THIRD QUARTER OF FISCAL 2025; DECLARES QUARTERLY DIVIDEND OF $0.23 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR TUESDAY, APRIL 22, AT 8:30 AM CENTRAL TIME