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SMBC Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
61.960
Open
60.280
VWAP
61.17
Vol
48.24K
Mkt Cap
686.88M
Low
59.710
Amount
2.95M
EV/EBITDA(TTM)
7.39
Total Shares
11.11M
EV
698.10M
EV/OCF(TTM)
3.74
P/S(TTM)
3.89
Southern Missouri Bancorp, Inc. is a bank holding company and the parent company of Southern Bank (Bank). The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The principal business of the Bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, (FHLB), and brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, construction loans, and consumer loans. These funds are also used to purchase mortgage-backed and related securities (MBS), municipal bonds, and other permissible investments. The Bank provides its customers with a full array of community banking services. It operates over 62 full-service branch offices and three limited-service branch offices.
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Events Timeline

(ET)
2026-01-21
17:40:00
Q2 Net Interest Margin at 3.57%
select
2025-10-22 (ET)
2025-10-22
18:04:51
Southern Missouri Bancorp Announces Preliminary Q1 EPS of $1.38, Exceeding Consensus of $1.31
select

News

seekingalpha
9.5
01-22seekingalpha
Southern Missouri Bancorp (SMBC) Reports $18.2M Q2 Net Income and Announces 550,000 Share Buyback
  • Profitability Improvement: Southern Missouri Bancorp reported a net income of $18.2 million for Q2, reflecting quarter-over-quarter growth driven by a reduction in credit loss provisions and an increase in loan balances, indicating sustained improvement in profitability.
  • Record Loan Originations: The bank achieved nearly $312 million in loan originations this quarter, the highest in several years, with gross loan balances increasing by $35 million, showcasing strong growth in residential and commercial lending sectors.
  • Share Buyback Program: The board approved a new share repurchase program allowing for the buyback of up to 550,000 shares, approximately 5% of outstanding shares, demonstrating management's confidence in the company's future and flexibility in capital allocation.
  • Asset Quality Management: Although non-performing loans and classified assets have slightly increased, management emphasized that overall problem assets remain manageable, and they plan to continue improving credit quality to support future profitability.
seekingalpha
8.0
01-22seekingalpha
Southern Missouri (SMBC) Declares $0.25 Quarterly Dividend with 1.57% Yield
  • Quarterly Dividend Declaration: Southern Missouri Bank has declared a quarterly dividend of $0.25 per share, consistent with previous distributions, reflecting the company's stable cash flow and shareholder return strategy.
  • Yield Performance: The forward yield of 1.57% for this dividend offers a relatively attractive return in the current market environment, potentially drawing more investor interest towards the stock.
  • Financial Performance: Southern Missouri reported a preliminary net income of $18.2 million for Q2, indicating sustained growth in profitability, which enhances its ability to maintain dividend payments.
  • Shareholder Rights Assurance: The dividend will be payable on February 27, with a record date of February 13 and an ex-dividend date also on February 13, ensuring shareholders receive timely returns and further solidifying investor confidence.
seekingalpha
9.5
01-21seekingalpha
Southern Missouri Bancorp Reports $18.2M Q2 Net Income, Up 23.9%
  • Net Income Growth: Southern Missouri Bancorp reported preliminary net income of $18.2 million for Q2 2026, reflecting a $3.5 million increase or 23.9% year-over-year, indicating a significant enhancement in the company's profitability.
  • Earnings Per Share Increase: The diluted earnings per share for the quarter reached $1.62, up from $1.30 in the same period last year, exceeding the consensus estimate of $1.54, showcasing the company's strong financial performance.
  • Dividend Declaration: On January 20, 2026, the Board declared a quarterly cash dividend of $0.25 per share, payable on February 27, 2026, to shareholders of record as of February 13, 2026, further enhancing shareholder returns.
  • Share Repurchase Authorization: The Board also approved a new authorization to repurchase up to 550,000 shares, approximately 5.0% of outstanding shares, aimed at boosting earnings per share and shareholder value.
Globenewswire
9.5
01-21Globenewswire
Southern Missouri Bancorp Reports $18.2M Q2 Net Income, Up 23.9% YoY
  • Net Income Growth: Southern Missouri Bancorp reported a net income of $18.2 million for Q2 2026, reflecting a $3.5 million increase or 23.9% year-over-year, primarily driven by higher net interest income, indicating a significant enhancement in profitability.
  • Earnings Per Share Increase: The earnings per share for the quarter reached $1.62, up $0.32 or 24.6% compared to the same quarter last year, showcasing the company's ongoing commitment to enhancing shareholder value.
  • Improved Return on Assets: The annualized return on average assets (ROAA) stood at 1.42%, up from 1.20% in the same quarter last year, demonstrating effective asset management and improved profitability.
  • Share Repurchase Authorization: The Board of Directors authorized a new share repurchase program for up to 5% of outstanding shares, reflecting the company's confidence in future growth and aiming to enhance shareholder returns.
NASDAQ.COM
4.0
2025-12-08NASDAQ.COM
Essential Information on Southern Missouri Bancorp (SMBC) Rating Increase to Buy
  • Zacks Rank Upgrade: Southern Missouri Bancorp (SMBC) has been upgraded to a Zacks Rank #2 (Buy), indicating a positive outlook on its earnings estimates, which are crucial for stock price movements.

  • Earnings Estimate Revisions: The Zacks Consensus Estimate for SMBC has increased by 7.9% over the past three months, reflecting analysts' growing confidence in the company's earnings potential.

  • Investment Strategy: The Zacks rating system, which maintains a balanced approach to stock ratings, positions SMBC in the top 20% of covered stocks, suggesting it could yield market-beating returns in the near term.

  • Historical Performance: Zacks Rank #1 stocks have historically generated an average annual return of +25% since 1988, highlighting the effectiveness of the Zacks rating system in identifying strong investment opportunities.

TipRanks
4.0
2025-11-19TipRanks
3 Japanese Stocks Poised for Over 20% Growth Worth Investing In Now
  • Japanese Stocks as Investment: Japanese companies have become a popular investment choice globally, with Warren Buffett's Berkshire Hathaway increasing its investments in Japanese stocks to over $30 billion, including a stake in Mitsubishi above 10%.

  • Mizuho Financial (MFG): Mizuho, a major financial institution in Japan, has a price target of $39.22 set by DBS analyst Lim Rui Wen, indicating a potential upside of 500.20%.

  • Sumitomo Mitsui (SMFG): Sumitomo, a holding company for Sumitomo Mitsui Banking Corporation, has a price target of $32.79 from another DBS analyst, suggesting a 93.93% upside.

  • Takeda Pharmaceutical Company (TAK): Takeda, Japan's leading pharmaceutical firm, has a reaffirmed price target of $18 by TD Cowen analyst Michael Nedelcovych, indicating a 27.75% upside potential.

Wall Street analysts forecast SMBC stock price to rise
2 Analyst Rating
Wall Street analysts forecast SMBC stock price to rise
0 Buy
2 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
60.50
Averages
61.75
High
63.00
Current: 0.000
sliders
Low
60.50
Averages
61.75
High
63.00
Keefe Bruyette
Market Perform
maintain
$63 -> $64
AI Analysis
2026-01-27
Reason
Keefe Bruyette
Price Target
$63 -> $64
AI Analysis
2026-01-27
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Southern Missouri Bancorp to $64 from $63 and keeps a Market Perform rating on the shares. Better core margin was offset by a smaller balance sheet than expected, the analyst tells investors in a research note.
Piper Sandler
Neutral
maintain
$61 -> $68
2026-01-26
Reason
Piper Sandler
Price Target
$61 -> $68
2026-01-26
maintain
Neutral
Reason
Piper Sandler raised the firm's price target on Southern Missouri Bancorp to $68 from $61 and keeps a Neutral rating on the shares. The firm notes results in Q2 were mixed given a 2% PPNR shortfall stemming from less balance sheet growth and a more limited net interest income rise due to some interest reversals that kept Southern's net interest margin flat sequentially. Piper bumps up its FY2026 EPS to $6.20 primarily to reflect Q2 upside and trims its FY2027 EPS to $6.80 given its more conservative operating expense assumptions.
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Valuation Metrics

The current forward P/E ratio for Southern Missouri Bancorp Inc (SMBC.O) is 9.61, compared to its 5-year average forward P/E of 10.13. For a more detailed relative valuation and DCF analysis to assess Southern Missouri Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.13
Current PE
9.61
Overvalued PE
11.42
Undervalued PE
8.84

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.21
Current PS
3.23
Overvalued PS
3.62
Undervalued PS
2.81

Financials

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Whales Holding SMBC

A
ACR Alpine Capital Research, LLC
Holding
SMBC
+3.13%
3M Return

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Frequently Asked Questions

What is Southern Missouri Bancorp Inc (SMBC) stock price today?

The current price of SMBC is 61.835 USD — it has increased 1.09

What is Southern Missouri Bancorp Inc (SMBC)'s business?

Southern Missouri Bancorp, Inc. is a bank holding company and the parent company of Southern Bank (Bank). The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The principal business of the Bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, (FHLB), and brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, construction loans, and consumer loans. These funds are also used to purchase mortgage-backed and related securities (MBS), municipal bonds, and other permissible investments. The Bank provides its customers with a full array of community banking services. It operates over 62 full-service branch offices and three limited-service branch offices.

What is the price predicton of SMBC Stock?

Wall Street analysts forecast SMBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SMBC is61.75 USD with a low forecast of 60.50 USD and a high forecast of 63.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Southern Missouri Bancorp Inc (SMBC)'s revenue for the last quarter?

Southern Missouri Bancorp Inc revenue for the last quarter amounts to 46.11M USD, increased 10.02

What is Southern Missouri Bancorp Inc (SMBC)'s earnings per share (EPS) for the last quarter?

Southern Missouri Bancorp Inc. EPS for the last quarter amounts to 1.62 USD, increased 24.62

How many employees does Southern Missouri Bancorp Inc (SMBC). have?

Southern Missouri Bancorp Inc (SMBC) has 696 emplpoyees as of March 13 2026.

What is Southern Missouri Bancorp Inc (SMBC) market cap?

Today SMBC has the market capitalization of 686.88M USD.