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SMBC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
66.255
Open
66.140
VWAP
65.73
Vol
74.09K
Mkt Cap
734.26M
Low
65.280
Amount
4.87M
EV/EBITDA(TTM)
7.89
Total Shares
11.11M
EV
745.47M
EV/OCF(TTM)
3.99
P/S(TTM)
4.16
Southern Missouri Bancorp, Inc. is a bank holding company and the parent company of Southern Bank (Bank). The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The principal business of the Bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, (FHLB), and brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, construction loans, and consumer loans. These funds are also used to purchase mortgage-backed and related securities (MBS), municipal bonds, and other permissible investments. The Bank provides its customers with a full array of community banking services. It operates over 62 full-service branch offices and three limited-service branch offices.
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Events Timeline

(ET)
2026-01-21
17:40:00
Q2 Net Interest Margin at 3.57%
select
2025-10-22 (ET)
2025-10-22
18:04:51
Southern Missouri Bancorp Announces Preliminary Q1 EPS of $1.38, Exceeding Consensus of $1.31
select

News

Newsfilter
9.5
04-22Newsfilter
PinnedSouthern Missouri Bancorp Reports 13.3% Increase in Q3 2026 Net Income
  • Net Income Growth: Southern Missouri Bancorp reported a net income of $17.8 million for Q3 2026, reflecting a $2.1 million increase or 13.3% year-over-year, primarily driven by higher net interest and noninterest income, despite rising provisions for credit losses and noninterest expenses.
  • Earnings Per Share Increase: The earnings per share for the third quarter stood at $1.60, up $0.21 or 15.1% compared to the same quarter last year, although it slightly decreased by 1.2% from the previous quarter, indicating stable profitability.
  • Loan and Deposit Growth: As of March 31, 2026, gross loan balances increased by 7.4% year-over-year to $4.32 billion, while deposit balances rose by 1.9% to $4.34 billion, reflecting the company's robust growth and customer trust in the market.
  • Continued Shareholder Returns: The Board declared a quarterly cash dividend of $0.25 per share, marking the 128th consecutive quarter of dividends, demonstrating a commitment to shareholder value and confidence in future prospects.
seekingalpha
8.0
05:11 AMseekingalpha
Southern Missouri Bank Declares Quarterly Dividend
  • Quarterly Dividend Announcement: Southern Missouri Bank (SMBC) declares a quarterly dividend of $0.25 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability.
  • Yield Information: The forward yield of 1.52% reflects the company's attractiveness in the current market environment, potentially drawing more investor interest.
  • Payment Schedule: The dividend will be payable on May 29, with a record date of May 15 and an ex-dividend date also set for May 15, ensuring shareholders receive their earnings promptly.
  • Financial Transparency: Southern Missouri Bank provides a dividend scorecard, yield chart, and historical earnings data, enhancing investor confidence in the company's financial health.
seekingalpha
9.5
04-22seekingalpha
Southern Missouri Q3 Earnings Beat Expectations
  • Earnings Beat: Southern Missouri reported a Q3 GAAP EPS of $1.60, exceeding expectations by $0.08, indicating a robust profitability trend that could enhance investor confidence.
  • Revenue Growth: The company achieved Q3 revenue of $50.25 million, surpassing estimates by $0.38 million, reflecting its competitive positioning and effective sales strategies, which may drive future growth potential.
  • Financial Health: The consistent earnings and revenue growth demonstrate Southern Missouri's solid financial management, strengthening its industry position and providing funding support for future investments and expansions.
  • Investor Interest: Following the earnings report, market attention on Southern Missouri has increased, with positive analyst ratings and historical financial data likely attracting more investor interest.
NASDAQ.COM
9.5
04-16NASDAQ.COM
Great Southern Bancorp Reports Strong Quarterly Earnings Beat
  • Earnings Beat: Great Southern Bancorp reported quarterly earnings of $1.58 per share, surpassing the Zacks Consensus Estimate of $1.27, reflecting a year-over-year increase of 7.48% from $1.47, indicating sustained profitability improvements.
  • Revenue Stability: The company posted revenues of $55.36 million for the quarter, exceeding the Zacks Consensus Estimate of $54.80 million, although slightly down from $55.92 million a year ago, demonstrating resilience in a competitive market.
  • Stock Performance: Since the beginning of the year, Great Southern Bancorp's shares have risen approximately 9.7%, significantly outperforming the S&P 500's gain of 1.8%, reflecting market confidence in its growth potential.
  • Cautious Outlook: While the current consensus EPS estimate stands at $1.31 with revenues expected at $55.6 million, the mixed trend in estimate revisions and a Zacks Rank of 3 (Hold) suggest that the stock may perform in line with the market in the near term, prompting investors to monitor future earnings expectations closely.
seekingalpha
9.5
01-22seekingalpha
Southern Missouri Bancorp (SMBC) Reports $18.2M Q2 Net Income and Announces 550,000 Share Buyback
  • Profitability Improvement: Southern Missouri Bancorp reported a net income of $18.2 million for Q2, reflecting quarter-over-quarter growth driven by a reduction in credit loss provisions and an increase in loan balances, indicating sustained improvement in profitability.
  • Record Loan Originations: The bank achieved nearly $312 million in loan originations this quarter, the highest in several years, with gross loan balances increasing by $35 million, showcasing strong growth in residential and commercial lending sectors.
  • Share Buyback Program: The board approved a new share repurchase program allowing for the buyback of up to 550,000 shares, approximately 5% of outstanding shares, demonstrating management's confidence in the company's future and flexibility in capital allocation.
  • Asset Quality Management: Although non-performing loans and classified assets have slightly increased, management emphasized that overall problem assets remain manageable, and they plan to continue improving credit quality to support future profitability.
seekingalpha
8.0
01-22seekingalpha
Southern Missouri (SMBC) Declares $0.25 Quarterly Dividend with 1.57% Yield
  • Quarterly Dividend Declaration: Southern Missouri Bank has declared a quarterly dividend of $0.25 per share, consistent with previous distributions, reflecting the company's stable cash flow and shareholder return strategy.
  • Yield Performance: The forward yield of 1.57% for this dividend offers a relatively attractive return in the current market environment, potentially drawing more investor interest towards the stock.
  • Financial Performance: Southern Missouri reported a preliminary net income of $18.2 million for Q2, indicating sustained growth in profitability, which enhances its ability to maintain dividend payments.
  • Shareholder Rights Assurance: The dividend will be payable on February 27, with a record date of February 13 and an ex-dividend date also on February 13, ensuring shareholders receive timely returns and further solidifying investor confidence.
Wall Street analysts forecast SMBC stock price to rise
2 Analyst Rating
Wall Street analysts forecast SMBC stock price to rise
0 Buy
2 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
60.50
Averages
61.75
High
63.00
Current: 0.000
sliders
Low
60.50
Averages
61.75
High
63.00
Keefe Bruyette
Market Perform
maintain
$64 -> $65
AI Analysis
2026-04-09
Reason
Keefe Bruyette
Price Target
$64 -> $65
AI Analysis
2026-04-09
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Southern Missouri Bancorp to $65 from $64 and keeps a Market Perform rating on the shares.
Keefe Bruyette
Market Perform
maintain
$63 -> $64
2026-01-27
Reason
Keefe Bruyette
Price Target
$63 -> $64
2026-01-27
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Southern Missouri Bancorp to $64 from $63 and keeps a Market Perform rating on the shares. Better core margin was offset by a smaller balance sheet than expected, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for SMBC
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Valuation Metrics

The current forward P/E ratio for Southern Missouri Bancorp Inc (SMBC.O) is 8.83, compared to its 5-year average forward P/E of 10.05. For a more detailed relative valuation and DCF analysis to assess Southern Missouri Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.05
Current PE
8.83
Overvalued PE
11.36
Undervalued PE
8.74

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.59
Current EV/EBITDA
6.48
Overvalued EV/EBITDA
2.98
Undervalued EV/EBITDA
-1.79

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.22
Current PS
3.51
Overvalued PS
3.61
Undervalued PS
2.82

Financials

AI Analysis
Annual
Quarterly

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Whales Holding SMBC

A
ACR Alpine Capital Research, LLC
Holding
SMBC
+6.39%
3M Return

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Frequently Asked Questions

What is Southern Missouri Bancorp Inc (SMBC) stock price today?

The current price of SMBC is 65.66 USD — it has decreased -0.67

What is Southern Missouri Bancorp Inc (SMBC)'s business?

Southern Missouri Bancorp, Inc. is a bank holding company and the parent company of Southern Bank (Bank). The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The principal business of the Bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, (FHLB), and brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, construction loans, and consumer loans. These funds are also used to purchase mortgage-backed and related securities (MBS), municipal bonds, and other permissible investments. The Bank provides its customers with a full array of community banking services. It operates over 62 full-service branch offices and three limited-service branch offices.

What is the price predicton of SMBC Stock?

Wall Street analysts forecast SMBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SMBC is61.75 USD with a low forecast of 60.50 USD and a high forecast of 63.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Southern Missouri Bancorp Inc (SMBC)'s revenue for the last quarter?

Southern Missouri Bancorp Inc revenue for the last quarter amounts to 46.11M USD, increased 10.02

What is Southern Missouri Bancorp Inc (SMBC)'s earnings per share (EPS) for the last quarter?

Southern Missouri Bancorp Inc. EPS for the last quarter amounts to 1.62 USD, increased 24.62

How many employees does Southern Missouri Bancorp Inc (SMBC). have?

Southern Missouri Bancorp Inc (SMBC) has 696 emplpoyees as of April 23 2026.

What is Southern Missouri Bancorp Inc (SMBC) market cap?

Today SMBC has the market capitalization of 734.26M USD.