SMBC PE Ratio & Valuation, Is SMBC Overvalued

Historical Valuation

Southern Missouri Bancorp Inc (SMBC) is now in the Fair zone, suggesting that its current forward PE ratio of 9.61 is considered Fairly compared with the five-year average of 10.13. The fair price of Southern Missouri Bancorp Inc (SMBC) is between 59.56 to 72.73 according to relative valuation method.

Relative Value

Fair Zone

59.56-72.73

Current Price：61.37

Fair

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Southern Missouri Bancorp Inc (SMBC) has a current Price-to-Book (P/B) ratio of 1.18. Compared to its 3-year average P/B ratio of 1.13, the current P/B ratio is approximately 4.34% higher. Relative to its 5-year average P/B ratio of 1.26, the current P/B ratio is about -6.07% higher. Southern Missouri Bancorp Inc (SMBC) has a Forward Free Cash Flow (FCF) yield of approximately 12.51%. Compared to its 3-year average FCF yield of 11.21%, the current FCF yield is approximately 11.59% lower. Relative to its 5-year average FCF yield of 11.76%, the current FCF yield is about 6.42% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for SMBC competitors is 2.70, providing a benchmark for relative valuation. Southern Missouri Bancorp Inc Corp (SMBC.O) exhibits a P/S ratio of 3.23, which is 19.76% above the industry average. Given its robust revenue growth of 10.02%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of SMBC increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of SMBC in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is SMBC currently overvalued or undervalued?

What is Southern Missouri Bancorp Inc (SMBC) fair value?

SMBC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Southern Missouri Bancorp Inc (SMBC) is between 59.56 to 72.73 according to relative valuation method.

How does SMBC's valuation metrics compare to the industry average?

The average P/S ratio for SMBC's competitors is 2.70, providing a benchmark for relative valuation. Southern Missouri Bancorp Inc Corp (SMBC) exhibits a P/S ratio of 3.23, which is 19.76% above the industry average. Given its robust revenue growth of 10.02%, this premium appears unsustainable.

What is the current P/B ratio for Southern Missouri Bancorp Inc (SMBC) as of Mar 13 2026?

As of Mar 13 2026, Southern Missouri Bancorp Inc (SMBC) has a P/B ratio of 1.18. This indicates that the market values SMBC at 1.18 times its book value.

What is the current FCF Yield for Southern Missouri Bancorp Inc (SMBC) as of Mar 13 2026?

As of Mar 13 2026, Southern Missouri Bancorp Inc (SMBC) has a FCF Yield of 12.51%. This means that for every dollar of Southern Missouri Bancorp Inc's market capitalization, the company generates 12.51 cents in free cash flow.

What is the current Forward P/E ratio for Southern Missouri Bancorp Inc (SMBC) as of Mar 13 2026?

As of Mar 13 2026, Southern Missouri Bancorp Inc (SMBC) has a Forward P/E ratio of 9.61. This means the market is willing to pay $9.61 for every dollar of Southern Missouri Bancorp Inc's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Southern Missouri Bancorp Inc (SMBC) as of Mar 13 2026?

As of Mar 13 2026, Southern Missouri Bancorp Inc (SMBC) has a Forward P/S ratio of 3.23. This means the market is valuing SMBC at $3.23 for every dollar of expected revenue over the next 12 months.

SMBC Valuation