Should I Buy SMBC? SMBC 2026 Analysis

Should You Buy Southern Missouri Bancorp Inc (SMBC) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

62.030

1 Day change

-0.24%

52 Week Range

65.640

Analysis Updated At

2026/01/26

Southern Missouri Bancorp Inc (SMBC) is a good buy for a beginner investor with a long-term investment strategy and $50,000-$100,000 available for investment. The company's strong financial performance, bullish technical indicators, and positive analyst sentiment make it a compelling choice for long-term growth.

Technical Analysis

The technical indicators for SMBC are moderately bullish. The MACD histogram is positive and contracting, suggesting a continuation of the current trend. The RSI is neutral at 44.419, indicating no overbought or oversold conditions. Moving averages are bullish (SMA_5 > SMA_20 > SMA_200), and the stock is trading near a key support level (S1: 59.599), which could provide a good entry point. However, the pre-market price of $60.68 is slightly below the pivot level of 62.059.

Options Data

Bearish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

Strong Q2 financial performance with a 23.3% YoY increase in net income and a 10.02% YoY increase in revenue.
Analyst upgrades with increased price targets, including a recent Overweight rating from Stephens with a price target of $
Stable dividend payout of $0.25 per share, reflecting consistent cash flow.
Bullish moving averages and a positive MACD histogram.

Neutral/Negative Catalysts

Neutral sentiment from hedge funds and insiders, with no significant trading trends.
Lack of recent congress trading data, which could have provided additional confidence.
Limited options trading activity, with a high put-call ratio indicating potential bearish sentiment in the options market.

Financial Performance

In Q2 2026, SMBC reported a net income of $18.2 million, up 23.3% YoY, and revenue of $46.1 million, up 10.02% YoY. EPS increased by 6.15% YoY to $1.38, reflecting strong operational performance. The company also declared a stable quarterly dividend of $0.25 per share.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts are positive on SMBC. Stephens raised its price target to $73 from $71 and maintained an Overweight rating, citing improving credit trends and a balanced capital strategy. Keefe Bruyette raised its price target to $63 from $61 with a Market Perform rating.

2 Analyst Rating

Wall Street analysts forecast SMBC stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for SMBC is 61.75 USD with a low forecast of 60.5 USD and a high forecast of 63 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

2 Hold

0 Sell

Hold

Current: 62.180

Low

60.5

Averages

61.75

High

Current: 62.180

Low

60.5

Averages

61.75

High

Keefe Bruyette

Market Perform

maintain

$63 -> $64

AI Analysis

2026-01-27

New

Reason

Keefe Bruyette

Price Target

$63 -> $64

AI Analysis

2026-01-27

New

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on Southern Missouri Bancorp to $64 from $63 and keeps a Market Perform rating on the shares. Better core margin was offset by a smaller balance sheet than expected, the analyst tells investors in a research note.

Piper Sandler

Neutral

maintain

$61 -> $68

2026-01-26

New

Reason

Piper Sandler

Price Target

$61 -> $68

2026-01-26

New

maintain

Neutral

Reason

Piper Sandler raised the firm's price target on Southern Missouri Bancorp to $68 from $61 and keeps a Neutral rating on the shares. The firm notes results in Q2 were mixed given a 2% PPNR shortfall stemming from less balance sheet growth and a more limited net interest income rise due to some interest reversals that kept Southern's net interest margin flat sequentially. Piper bumps up its FY2026 EPS to $6.20 primarily to reflect Q2 upside and trims its FY2027 EPS to $6.80 given its more conservative operating expense assumptions.

Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for SMBC

Unlock Now

SMBC Should I Buy

SMBC Should I Buy

Should You Buy Southern Missouri Bancorp Inc (SMBC) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

People Also Watch