RGA Valuation

Reinsurance Group of America Inc

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194.790

+1.35(0.698%)1D

Overview
Forecast
Valuation
Earnings

RGA Relative Valuation

RGA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, RGA is overvalued; if below, it's undervalued.

Historical Valuation

Reinsurance Group of America Inc (RGA) is now in the Fair zone, suggesting that its current forward PE ratio of 8.09 is considered Fairly compared with the five-year average of 11.55. The fair price of Reinsurance Group of America Inc (RGA) is between 93.73 to 434.51 according to relative valuation methord.

Relative Value

Fair Zone

93.73-434.51

Current Price：193.44

Fair

8.14

Trailing

Forward

0.00

EV/EBITDA

Reinsurance Group of America Inc. (RGA) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

5.36

EV/EBIT

Reinsurance Group of America Inc. (RGA) has a current EV/EBIT of 5.36. The 5-year average EV/EBIT is 7.72. The thresholds are as follows: Strongly Undervalued below -0.64, Undervalued between -0.64 and 3.54, Fairly Valued between 11.90 and 3.54, Overvalued between 11.90 and 16.08, and Strongly Overvalued above 16.08. The current Forward EV/EBIT of 5.36 falls within the Historic Trend Line -Fairly Valued range.

0.52

Reinsurance Group of America Inc. (RGA) has a current PS of 0.52. The 5-year average PS is 0.53. The thresholds are as follows: Strongly Undervalued below 0.41, Undervalued between 0.41 and 0.47, Fairly Valued between 0.59 and 0.47, Overvalued between 0.59 and 0.65, and Strongly Overvalued above 0.65. The current Forward PS of 0.52 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Reinsurance Group of America Inc. (RGA) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Reinsurance Group of America Inc. (RGA) has a current P/FCF of 0.00. The 5-year average P/FCF is 5.77. The thresholds are as follows: Strongly Undervalued below -10.83, Undervalued between -10.83 and -2.53, Fairly Valued between 14.07 and -2.53, Overvalued between 14.07 and 22.37, and Strongly Overvalued above 22.37. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.

Reinsurance Group of America Inc (RGA) has a current Price-to-Book (P/B) ratio of 1.06. Compared to its 3-year average P/B ratio of 1.39 , the current P/B ratio is approximately -23.63% higher. Relative to its 5-year average P/B ratio of 1.11, the current P/B ratio is about -4.23% higher. Reinsurance Group of America Inc (RGA) has a Forward Free Cash Flow (FCF) yield of approximately 38.34%. Compared to its 3-year average FCF yield of 40.23%, the current FCF yield is approximately -4.70% lower. Relative to its 5-year average FCF yield of 41.19% , the current FCF yield is about -6.93% lower.

1.07

P/B

Median3y

1.39

Median5y

1.11

38.45

FCF Yield

Median3y

40.23

Median5y

41.19

Competitors Valuation Multiple

The average P/S ratio for RGA's competitors is 1.16, providing a benchmark for relative valuation. Reinsurance Group of America Inc Corp (RGA) exhibits a P/S ratio of 0.52, which is -55.74% above the industry average. Given its robust revenue growth of 15.31%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

RGA.N

Reinsurance Group of America Inc

Equitable Holdings Inc

Jackson Financial Inc

Corebridge Financial Inc

0.99

-26.04%

18.72B

Performance Decomposition

Market capitalization of RGA decreased by 11.76% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 4.89B to 5.64B.

The secondary factor is the P/E Change, contributed -4.05%to the performance.

Overall, the performance of RGA in the past 1 year is driven by Revenue Growth. Which is more sustainable.

15.31%

4.89B → 5.64B

Revenue Growth

-23.02%

4.17 → 3.21

Margin Expansion

-4.05%

17.64 → 16.92

P/E Change

-11.76%