RGA Relative Valuation
RGA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, RGA is overvalued; if below, it's undervalued.
Historical Valuation
Reinsurance Group of America Inc (RGA) is now in the Fair zone, suggesting that its current forward PE ratio of 8.13 is considered Fairly compared with the five-year average of 11.01. The fair price of Reinsurance Group of America Inc (RGA) is between 89.08 to 430.70 according to relative valuation methord.
Relative Value
Fair Zone
89.08-430.70
Current Price：201.04
Fair
8.13
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Reinsurance Group of America Inc. (RGA) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
5.88
EV/EBIT
Reinsurance Group of America Inc. (RGA) has a current EV/EBIT of 5.88. The 5-year average EV/EBIT is 7.53. The thresholds are as follows: Strongly Undervalued below -0.55, Undervalued between -0.55 and 3.49, Fairly Valued between 11.57 and 3.49, Overvalued between 11.57 and 15.61, and Strongly Overvalued above 15.61. The current Forward EV/EBIT of 5.88 falls within the Historic Trend Line -Fairly Valued range.
0.51
PS
Reinsurance Group of America Inc. (RGA) has a current PS of 0.51. The 5-year average PS is 0.53. The thresholds are as follows: Strongly Undervalued below 0.41, Undervalued between 0.41 and 0.47, Fairly Valued between 0.59 and 0.47, Overvalued between 0.59 and 0.65, and Strongly Overvalued above 0.65. The current Forward PS of 0.51 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Reinsurance Group of America Inc. (RGA) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Reinsurance Group of America Inc. (RGA) has a current P/FCF of 0.00. The 5-year average P/FCF is 5.79. The thresholds are as follows: Strongly Undervalued below -10.82, Undervalued between -10.82 and -2.52, Fairly Valued between 14.10 and -2.52, Overvalued between 14.10 and 22.41, and Strongly Overvalued above 22.41. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.
Reinsurance Group of America Inc (RGA) has a current Price-to-Book (P/B) ratio of 1.03. Compared to its 3-year average P/B ratio of 1.24 , the current P/B ratio is approximately -17.02% higher. Relative to its 5-year average P/B ratio of 1.14, the current P/B ratio is about -9.59% higher. Reinsurance Group of America Inc (RGA) has a Forward Free Cash Flow (FCF) yield of approximately 36.20%. Compared to its 3-year average FCF yield of 42.76%, the current FCF yield is approximately -15.35% lower. Relative to its 5-year average FCF yield of 40.55% , the current FCF yield is about -10.74% lower.
1.03
P/B
Median3y
1.24
Median5y
1.14
36.20
FCF Yield
Median3y
42.76
Median5y
40.55
Competitors Valuation Multiple
The average P/S ratio for RGA's competitors is 1.06, providing a benchmark for relative valuation. Reinsurance Group of America Inc Corp (RGA) exhibits a P/S ratio of 0.51, which is -51.64% above the industry average. Given its robust revenue growth of 10.17%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of RGA decreased by 11.77% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 2.79 to 4.09.
The secondary factor is the Revenue Growth, contributed 10.17%to the performance.
Overall, the performance of RGA in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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Frequently Asked Questions
Is Reinsurance Group of America Inc (RGA) currently overvalued or undervalued?
Reinsurance Group of America Inc (RGA) is now in the Fair zone, suggesting that its current forward PE ratio of 8.13 is considered Fairly compared with the five-year average of 11.01. The fair price of Reinsurance Group of America Inc (RGA) is between 89.08 to 430.70 according to relative valuation methord.
What is Reinsurance Group of America Inc (RGA) fair value?
RGA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Reinsurance Group of America Inc (RGA) is between 89.08 to 430.70 according to relative valuation methord.
How does RGA's valuation metrics compare to the industry average?
The average P/S ratio for RGA's competitors is 1.06, providing a benchmark for relative valuation. Reinsurance Group of America Inc Corp (RGA) exhibits a P/S ratio of 0.51, which is -51.64% above the industry average. Given its robust revenue growth of 10.17%, this premium appears unsustainable.
What is the current P/B ratio for Reinsurance Group of America Inc (RGA) as of Jan 09 2026?
As of Jan 09 2026, Reinsurance Group of America Inc (RGA) has a P/B ratio of 1.03. This indicates that the market values RGA at 1.03 times its book value.
What is the current FCF Yield for Reinsurance Group of America Inc (RGA) as of Jan 09 2026?
As of Jan 09 2026, Reinsurance Group of America Inc (RGA) has a FCF Yield of 36.20%. This means that for every dollar of Reinsurance Group of America Inc’s market capitalization, the company generates 36.20 cents in free cash flow.
What is the current Forward P/E ratio for Reinsurance Group of America Inc (RGA) as of Jan 09 2026?
As of Jan 09 2026, Reinsurance Group of America Inc (RGA) has a Forward P/E ratio of 8.13. This means the market is willing to pay $8.13 for every dollar of Reinsurance Group of America Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Reinsurance Group of America Inc (RGA) as of Jan 09 2026?
As of Jan 09 2026, Reinsurance Group of America Inc (RGA) has a Forward P/S ratio of 0.51. This means the market is valuing RGA at $0.51 for every dollar of expected revenue over the next 12 months.