Should I Buy RGA? RGA 2026 Analysis

Should You Buy Reinsurance Group of America Inc (RGA) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

199.400

1 Day change

1.35%

52 Week Range

232.970

Analysis Updated At

2026/01/26

Reinsurance Group of America Inc (RGA) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The company's strong financial performance, positive analyst sentiment, and potential for long-term growth outweigh the lack of immediate trading signals or significant catalysts. The stock is undervalued based on its recent performance and analyst price targets, making it a suitable choice for long-term investment.

Technical Analysis

The MACD is negative (-1.123) but contracting, RSI is neutral at 31.63, and moving averages are converging. The stock is trading near a support level (S1: 193.44), with resistance at R1: 201.818. Technical indicators suggest a neutral to slightly bearish short-term trend.

Options Data

Bearish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

Strong financial performance in Q3 2025, with revenue up 10.17% YoY, net income up 62.18% YoY, and EPS up 62.23% YoY. Analysts maintain positive sentiment with price targets above the current price, indicating potential upside.

Neutral/Negative Catalysts

No significant news or event-driven catalysts in the past week. Technical indicators do not show a strong bullish signal, and short-term stock trends suggest a potential decline in the next week.

Financial Performance

In Q3 2025, revenue increased by 10.17% YoY to $6.23 billion. Net income grew by 62.18% YoY to $253 million, and EPS rose by 62.23% YoY to $3.78. These figures indicate strong growth and profitability.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts are generally positive on RGA. Barclays lowered its price target to $237 but maintains an Overweight rating. Piper Sandler raised its target to $230 with an Overweight rating, citing constructive market conditions. Morgan Stanley raised its target to $208 with an Equal Weight rating. Keefe Bruyette lowered its target to $240 but maintains an Outperform rating. Overall, analysts see upside potential for the stock.

7 Analyst Rating

Wall Street analysts forecast RGA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for RGA is 242.33 USD with a low forecast of 208 USD and a high forecast of 275 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

5 Buy

1 Hold

1 Sell

Moderate Buy

Current: 196.740

Low

208

Averages

242.33

High

275

Current: 196.740

Low

208

Averages

242.33

High

275

TD Cowen

Hold

maintain

$204 -> $205

AI Analysis

2026-01-28

New

Reason

TD Cowen

Price Target

$204 -> $205

AI Analysis

2026-01-28

New

maintain

Hold

Reason

TD Cowen raised the firm's price target on Reinsurance Group to $205 from $204 and keeps a Hold rating on the shares. The firm adjusted targets in the life insurance group as part of a Q4 preview. TD sees a "slight headwind" from lower alternative returns heading into the prints. It retains a balanced sector view.

Barclays

Overweight -> NULL

downgrade

$251 -> $237

2026-01-08

Reason

Barclays

Price Target

$251 -> $237

2026-01-08

downgrade

Overweight -> NULL

Reason

Barclays lowered the firm's price target on Reinsurance Group to $237 from $251 and keeps an Overweight rating on the shares. The firm is "cautiously optimistic" on life insurers heading into 2026, saying capital strength, cash flow, and consolidation offset headwinds like spread compression and technology spend. Barclays adjusted ratings and price targets as part of its 2026 outlook.

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RGA Should I Buy

RGA Should I Buy

Should You Buy Reinsurance Group of America Inc (RGA) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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