PGR Relative Valuation
PGR's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PGR is overvalued; if below, it's undervalued.
Historical Valuation
Progressive Corp (PGR) is now in the Undervalued zone, suggesting that its current forward PE ratio of 13.89 is considered Undervalued compared with the five-year average of 20.01. The fair price of Progressive Corp (PGR) is between 251.44 to 355.85 according to relative valuation methord. Compared to the current price of 227.15 USD , Progressive Corp is Undervalued By 9.66%.
Relative Value
Fair Zone
251.44-355.85
Current Price：227.15
9.66%
Undervalued
13.89
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Progressive Corp. (PGR) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 5.31. The thresholds are as follows: Strongly Undervalued below -10.50, Undervalued between -10.50 and -2.59, Fairly Valued between 13.22 and -2.59, Overvalued between 13.22 and 21.13, and Strongly Overvalued above 21.13. The current Forward EV/EBITDA of 0.00 falls within the Historic Trend Line -Fairly Valued range.
0.00
EV/EBIT
Progressive Corp. (PGR) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 16.08. The thresholds are as follows: Strongly Undervalued below 3.38, Undervalued between 3.38 and 9.73, Fairly Valued between 22.44 and 9.73, Overvalued between 22.44 and 28.79, and Strongly Overvalued above 28.79. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
1.50
PS
Progressive Corp. (PGR) has a current PS of 1.50. The 5-year average PS is 1.40. The thresholds are as follows: Strongly Undervalued below 0.93, Undervalued between 0.93 and 1.17, Fairly Valued between 1.64 and 1.17, Overvalued between 1.64 and 1.87, and Strongly Overvalued above 1.87. The current Forward PS of 1.50 falls within the Historic Trend Line -Fairly Valued range.
8.64
P/OCF
Progressive Corp. (PGR) has a current P/OCF of 8.64. The 5-year average P/OCF is 10.17. The thresholds are as follows: Strongly Undervalued below 4.14, Undervalued between 4.14 and 7.15, Fairly Valued between 13.18 and 7.15, Overvalued between 13.18 and 16.20, and Strongly Overvalued above 16.20. The current Forward P/OCF of 8.64 falls within the Historic Trend Line -Fairly Valued range.
8.82
P/FCF
Progressive Corp. (PGR) has a current P/FCF of 8.82. The 5-year average P/FCF is 6.18. The thresholds are as follows: Strongly Undervalued below -6.01, Undervalued between -6.01 and 0.08, Fairly Valued between 12.28 and 0.08, Overvalued between 12.28 and 18.37, and Strongly Overvalued above 18.37. The current Forward P/FCF of 8.82 falls within the Historic Trend Line -Fairly Valued range.
Progressive Corp (PGR) has a current Price-to-Book (P/B) ratio of 3.76. Compared to its 3-year average P/B ratio of 5.23 , the current P/B ratio is approximately -28.14% higher. Relative to its 5-year average P/B ratio of 4.61, the current P/B ratio is about -18.46% higher. Progressive Corp (PGR) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 9.04%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 10.26% , the current FCF yield is about -100.00% lower.
3.75
P/B
Median3y
5.23
Median5y
4.61
12.80
FCF Yield
Median3y
9.04
Median5y
10.26
Competitors Valuation Multiple
The average P/S ratio for PGR's competitors is , providing a benchmark for relative valuation. Progressive Corp Corp (PGR) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 14.15%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of PGR decreased by 5.23% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 19.71B to 22.50B.
The secondary factor is the Margin Expansion, contributed -1.86%to the performance.
Overall, the performance of PGR in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
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