ORRF

Orrstown Financial Services Inc

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Advanced Chart

34.720

-0.5(-1.420%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

35.210

Open

35.210

VWAP

34.90

Vol

26.35K

Mkt Cap

688.05M

Low

34.720

Amount

919.41K

EV/EBITDA(TTM)

9.83

Total Shares

10.72M

893.32M

EV/OCF(TTM)

P/S(TTM)

2.99

Orrstown Financial Services, Inc. is a financial holding company for its wholly owned subsidiary Orrstown Bank (the Bank). The Bank provides a range of consumer and business financial services in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York Counties, Pennsylvania and Anne Arundel, Baltimore, Harford, Howard, and Washington Counties, Maryland, as well as Baltimore City, Maryland. The Bank operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending and deposit services, including checking, savings, time and money market deposits. The Company's lending area also includes adjacent counties in Pennsylvania and Maryland, as well as Loudon County, Virginia and Berkeley, Jefferson and Morgan Counties, West Virginia. The Bank also provides fiduciary, investment advisory, insurance and brokerage services.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

53.58M

+8.9%

1.026

+2.6%

53.98M

+5.82%

1.060

+21.84%

53.74M

+3.95%

1.058

-4.68%

Estimates Revision

The market is revising No Change the revenue expectations for Orrstown Financial Services, Inc. (ORRF) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by 20.77%.

Revenue Estimates for FY2025

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Up

+20.77%

In Past 3 Month

4 Analyst Rating

5.13% Upside

Wall Street analysts forecast ORRF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ORRF is 36.50 USD with a low forecast of 35.00 USD and a high forecast of 37.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

4 Buy

0 Hold

0 Sell

Strong Buy

5.13% Upside

Current: 34.720

Low

35.00

Averages

36.50

High

37.00

5.13% Upside

Current: 34.720

Low

35.00

Averages

36.50

High

37.00

Keefe Bruyette

Timothy Switzer

Outperform

maintain

$39 -> $42

2025-07-24

New

Reason

Keefe Bruyette

Timothy Switzer

Price Target

$39 -> $42

2025-07-24

New

maintain

Outperform

Reason

Keefe Bruyette analyst Timothy Switzer raised the firm's price target on Orrstown Financial to $42 from $39 and keeps an Outperform rating on the shares.

Keefe Bruyette

Outperform

maintain

$37 -> $39

2025-07-11

Reason

Keefe Bruyette

Price Target

$37 -> $39

2025-07-11

maintain

Outperform

Reason

Keefe Bruyette raised the firm's price target on Orrstown Financial to $39 from $37 and keeps an Outperform rating on the shares.

Keefe Bruyette

Outperform

NULL

downgrade

$53 -> $48

2025-04-24

Reason

Keefe Bruyette

Price Target

$53 -> $48

2025-04-24

downgrade

Outperform

NULL

Reason

Keefe Bruyette lowered the firm's price target on Orrstown Financial to $48 from $53 and keeps an Outperform rating on the shares.

Keefe, Bruyette & Woods

Timothy Switzer

Buy

Reiterates

$46 → $42

2025-02-03

Reason

Keefe, Bruyette & Woods

Timothy Switzer

Price Target

$46 → $42

2025-02-03

Reiterates

Buy

Reason

Hovde Group

David Bishop

Buy

Hold

Downgrades

n/a

2024-11-13

Reason

Hovde Group

David Bishop

Price Target

n/a

2024-11-13

Downgrades

Buy

Hold

Reason

Hovde Group downgraded Orrstown Financial to Market Perform from Outperform.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Orrstown Financial Services Inc (ORRF.O) is 8.73, compared to its 5-year average forward P/E of 8.01. For a more detailed relative valuation and DCF analysis to assess Orrstown Financial Services Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

8.01

Current PE

8.73

Overvalued PE

9.12

Undervalued PE

6.91

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

2.56

Current PS

3.04

Overvalued PS

3.13

Undervalued PS

2.00

Financials

Annual

Quarterly

FY2025Q2

YoY :

+89.51%

59.04M

Total Revenue

FY2025Q2

YoY :

+134.25%

25.67M

Operating Profit

FY2025Q2

YoY :

+151.33%

19.45M

Net Income after Tax

FY2025Q2

YoY :

+38.36%

1.01

EPS - Diluted

FY2025Q1

YoY :

-87.14%

19.26M

Free Cash Flow

FY2025Q2

YoY :

-100.00%

N/A

FCF Margin - %

FY2025Q2

YoY :

+32.61%

32.94

Net Margin - %

FY2025Q2

YoY :

-6.61%

7.07

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

424.6K

USD

Bought

0-3

0.0

USD

Months

3-6

309.2K

USD

Months

6-9

0.0

USD

Months

0-12

34.0K

USD

Months

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

0.0

Volume

6-9

Months

0.0

Volume

0-12

Months

0.0

Volume

Bought

0-3

0.0

Volume

Months

3-6

0.0

Volume

Months

6-9

0.0

Volume

Months

0-12

0.0

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

424.6K

USD

Bought

0-3

0.0

USD

Months

3-6

309.2K

USD

Months

6-9

0.0

USD

Months

0-12

34.0K

USD

Months

ORRF News & Events

Events Timeline

2025-07-22 (ET)

2025-07-22

16:33:18

Orrstown Financial increases quarterly dividend to 27c per share

2025-07-22

16:31:52

Orrstown Financial reports Q2 EPS $1.04, consensus 98c

2025-06-23 (ET)

2025-06-23

08:37:25

Orrstown Financial board approves stock repurchase program up to 2.5% of shares

News

5.0

06-05Newsfilter

Orrstown Bank Promotes Zachary Khuri to Chief Revenue Officer and Joshua Hocker to Market President for the Central Pennsylvania Region

3.0

05-13NASDAQ.COM

Add Up The Parts: SMDV Could Be Worth $76

6.5

04-11TipRanks

Raymond James Says These 2 Undervalued Stocks Stand Out as Smart Buys Now

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FAQ

What is Orrstown Financial Services Inc (ORRF) stock price today?

The current price of ORRF is 34.72 USD — it has decreased -1.42 % in the last trading day.

ORRF

Market Estimates

Valuation Metrics

Forward PE

Forward EV/EBITDA

Forward PS

Financials

Trading Trends

ORRF News & Events

Events Timeline

News

People Also Watch

FAQ

What is Orrstown Financial Services Inc (ORRF) stock price today?

What is Orrstown Financial Services Inc (ORRF)'s business?

What is the price predicton of ORRF Stock?

What is Orrstown Financial Services Inc (ORRF)'s revenue for the last quarter?

What is Orrstown Financial Services Inc (ORRF)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for Orrstown Financial Services Inc (ORRF)'s fundamentals?

How many employees does Orrstown Financial Services Inc (ORRF). have?

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