ORRF

Orrstown Financial Services Inc

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Advanced Chart

31.140

+0.080(+0.260%)

Overview
Forecast
Valuation

Line

Candle

YTD

High

31.600

Open

31.140

VWAP

31.18

Vol

96.82K

Mkt Cap

607.50M

Low

31.025

Amount

3.02M

EV/EBITDA(TTM)

9.51

Total Shares

10.72M

733.89M

EV/OCF(TTM)

31.09

P/S(TTM)

2.55

Orrstown Financial Services, Inc. is a financial holding company for its wholly owned subsidiary Orrstown Bank (the Bank). The Company provides banking and financial advisory services located in south central Pennsylvania, principally in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry and York Counties, Pennsylvania, and in Anne Arundel, Baltimore, Howard and Washington Counties, Maryland, as well as Baltimore City, Maryland. The Company’s lending area also includes adjacent counties in Pennsylvania and Maryland, as well as Loudon County, Virginia and Berkeley, Jefferson and Morgan Counties, West Virginia. The Bank operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending and deposit services, including checking, savings, time, and money market deposits. The Bank also provides fiduciary, investment advisory, insurance, and brokerage services.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q2

FY2025Q3

FY2025Q4

51.98M

+96.22%

0.978

+17.83%

53.10M

+2.71%

1.020

-8.11%

53.46M

+4.8%

1.024

+17.7%

Estimates Revision

The market is revising Downward the revenue expectations for Orrstown Financial Services, Inc. (ORRF) for FY2025, with the revenue forecasts being adjusted by -2.16% over the past three months. During the same period, the stock price has changed by -6.77%.

Revenue Estimates for FY2025

Revise Downward

-2.16%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-0.29%

In Past 3 Month

Stock Price

Go Down

-6.77%

In Past 3 Month

4 Analyst Rating

18.02% Upside

Wall Street analysts forecast ORRF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ORRF is 36.75 USD with a low forecast of 35.00 USD and a high forecast of 38.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

4 Buy

0 Hold

0 Sell

Strong Buy

18.02% Upside

Current: 31.140

Low

35.00

Averages

36.75

High

38.00

18.02% Upside

Current: 31.140

Low

35.00

Averages

36.75

High

38.00

Keefe, Bruyette & Woods

Timothy Switzer

Buy

Maintains

$40 → $37

2025-04-24

Reason

Keefe, Bruyette & Woods

Timothy Switzer

Price Target

$40 → $37

2025-04-24

Maintains

Buy

Reason

Keefe Bruyette lowered the firm's price target on Orrstown Financial to $48 from $53 and keeps an Outperform rating on the shares.

Keefe, Bruyette & Woods

Timothy Switzer

Buy

Reiterates

$46 → $42

2025-02-03

Reason

Keefe, Bruyette & Woods

Timothy Switzer

Price Target

$46 → $42

2025-02-03

Reiterates

Buy

Reason

Hovde Group

David Bishop

Buy

Hold

Downgrades

n/a

2024-11-13

Reason

Hovde Group

David Bishop

Price Target

n/a

2024-11-13

Downgrades

Buy

Hold

Reason

Hovde Group downgraded Orrstown Financial to Market Perform from Outperform.

Janney Montgomery Scott

Daniel Cardenas

Strong Buy

Initiates

$32

2024-06-28

Reason

Janney Montgomery Scott

Daniel Cardenas

Price Target

$32

2024-06-28

Initiates

Strong Buy

Reason

Keefe, Bruyette & Woods

Timothy Switzer

Buy

Maintains

$32

2024-06-18

Reason

Keefe, Bruyette & Woods

Timothy Switzer

Price Target

$32

2024-06-18

Maintains

Buy

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for Orrstown Financial Services Inc (ORRF.O) is 7.72, compared to its 5-year average forward P/E of 7.98. For a more detailed relative valuation and DCF analysis to assess Orrstown Financial Services Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

7.98

Current PE

7.72

Overvalued PE

9.11

Undervalued PE

6.86

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

2.52

Current PS

2.88

Overvalued PS

3.10

Undervalued PS

1.94