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OVBC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
45.520
Open
45.060
VWAP
45.21
Vol
9.21K
Mkt Cap
212.98M
Low
44.900
Amount
416.56K
EV/EBITDA(TTM)
--
Total Shares
4.71M
EV
251.49M
EV/OCF(TTM)
--
P/S(TTM)
--
Ohio Valley Banc Corp. is a financial holding company, which owns The Ohio Valley Bank Company (the Bank). The Bank is engaged in commercial and retail banking. The Bank is a full-service financial institution offering a blend of commercial and consumer banking services within southeastern Ohio as well as western West Virginia. The banking services offered by the Bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal and commercial loans; and the making of construction and real estate loans. The Bank offers individual retirement accounts, safe deposit boxes, wire transfers and other standard banking products and services. As part of its lending function, the Bank offers credit card services. In addition to originating loans, the Bank invests in United States government and agency obligations, interest-bearing deposits in other financial institutions, and other investments permitted by applicable law.
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Events Timeline

(ET)
2026-04-28
15:30:00
Ohio Valley Banc Corp Q1 Net Interest Income Up 13.3%
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2025-08-20 (ET)
2025-08-20
14:47:20
Ohio Valley Banc Corp Reveals Extension of Stock Repurchase Program
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2025-07-01 (ET)
2025-07-01
15:19:47
Ohio Valley Banc Corp added to Russell 3000 Index
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2025-01-28 (ET)
2025-01-28
14:26:10
Ohio Valley Banc Corp reports Q4 EPS 53c vs. 68c last year
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2024-07-15 (ET)
2024-07-15
03:35:02
Ohio Valley Banc Corp extends stock buyback program
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News

PRnewswire
9.5
04-28PRnewswire
Ohio Valley Banc Corp Reports Q1 2026 Earnings
  • Net Income Decline: Ohio Valley Banc Corp reported a net income of $4.297 million for Q1 2026, a decrease of $109,000 or 2.5% year-over-year, indicating some pressure on profitability despite strong core performance.
  • Interest Income Growth: The net interest income for the first quarter rose to $14.888 million, an increase of $1.748 million or 13.3% from the previous year, primarily driven by growth in average earning assets and margin expansion, showcasing success in the commercial lending market.
  • Increased Credit Loss Provision: The provision for credit losses was $1.622 million in Q1 2026, up $1.206 million from the same period last year, mainly due to specific allocations on two collateral-dependent loans, reflecting a cautious approach to potential credit risks.
  • Decline in Noninterest Income: Noninterest income totaled $3.288 million for the first quarter, a decrease of $358,000 year-over-year, primarily due to the expiration of a tax processing agreement with a third party, highlighting challenges in noninterest income sources.
Newsfilter
9.5
04-28Newsfilter
Ohio Valley Banc Corp Reports Q1 Earnings Decline Amid Growth in Net Interest Income
  • Net Income Decline: Ohio Valley Banc Corp reported a net income of $4.297 million for Q1 2026, a decrease of $109,000 or 2.5% year-over-year, indicating pressure on profitability despite strong core performance.
  • Interest Income Growth: The net interest income for the first quarter rose to $14.888 million, a 13.3% increase from the previous year, primarily driven by a $146 million growth in average loans, showcasing the company's ongoing expansion in commercial lending.
  • Increased Credit Loss Provision: The provision for credit losses was $1.622 million in Q1 2026, up $1.206 million from the prior year, reflecting a rise in the nonperforming loan ratio to 1.64%, which could impact future profitability.
  • Rising Non-Interest Expenses: Total non-interest expenses reached $11.301 million, an increase of $483,000 year-over-year, mainly due to rising salaries and health insurance costs, highlighting challenges in operational cost management.
PRnewswire
8.0
04-14PRnewswire
Ohio Valley Banc Corp. Declares Cash Dividend
  • Dividend Declaration: Ohio Valley Banc Corp.'s Board of Directors has declared a cash dividend of $0.25 per common share, payable on May 10, 2026, to shareholders of record as of April 24, 2026, reflecting the company's ongoing commitment to its shareholders.
  • Community Commitment: Chairman Tom Wiseman emphasized that despite challenges, the company's Community First mission will only grow stronger, indicating a firm stance on social responsibility and community engagement.
  • Historical Milestone: As the company approaches its 154th anniversary, Wiseman noted that while uncertainties lie ahead, the company will seize opportunities to drive growth and enhance its competitive position in the market.
  • Business Presence: Ohio Valley Banc Corp. operates 18 branches in Ohio and West Virginia, along with six consumer finance offices, showcasing its extensive influence and service capabilities in the regional market.
Newsfilter
8.0
04-14Newsfilter
Ohio Valley Banc Corp. Declares Cash Dividend
  • Dividend Declaration: Ohio Valley Banc Corp.'s Board of Directors has declared a cash dividend of $0.25 per common share, payable on May 10, 2026, to shareholders of record as of April 24, 2026, demonstrating the company's ongoing commitment to shareholder returns.
  • Community Commitment: Chairman Tom Wiseman emphasized that despite challenges, the company's Community First mission will only grow stronger, reflecting its steadfast dedication to social responsibility and community impact.
  • Historical Milestone: As the company approaches its 154th anniversary, Wiseman noted that while challenges lie ahead, the company aims to seize opportunities to mark another significant year in its history, showcasing confidence in its long-term growth.
  • Business Expansion Context: Ohio Valley Banc Corp. operates 18 branches in Ohio and West Virginia, along with six consumer finance offices, indicating a solid foundation and potential for expansion in the regional market.
seekingalpha
9.5
01-27seekingalpha
Ohio Valley Banc Corp Reports Q4 Earnings
  • Earnings Per Share: Ohio Valley Banc Corp reported a GAAP EPS of $0.84 for Q4, indicating a level of profitability despite market challenges.
  • Revenue Decline: The reported revenue of $16.2 million reflects a 4.6% year-over-year decrease, highlighting pressure on revenue growth in a competitive market environment.
  • Impact of Non-Recurring Items: Despite the influence of non-recurring items, Ohio Valley Banc demonstrates strong financial resilience, suggesting stability in its core operations.
  • Investor Attention: Seeking Alpha's Quant Rating on Ohio Valley indicates market interest in its future performance, prompting investors to closely monitor subsequent developments.
Newsfilter
9.5
01-27Newsfilter
Ohio Valley Banc Corp Reports Record Earnings for 2025
  • Net Income Surge: For Q4 2025, Ohio Valley Banc Corp reported net income of $3.955 million, an increase of $1.44 million or 57.3% year-over-year, indicating strong market performance and enhanced profitability.
  • Earnings Per Share Growth: The earnings per share for Q4 2025 reached $0.84, significantly up from $0.53 in the same quarter of 2024, reflecting the company's successful efforts in enhancing shareholder value.
  • Loan and Asset Expansion: As of December 31, 2025, loan balances increased by $134 million, or 12.6%, primarily driven by strong demand in commercial real estate and industrial loans, demonstrating the company's strategic focus on high-margin sectors.
  • Improved Net Interest Margin: The net interest margin for Q4 2025 was 4.18%, up from 3.70% in Q4 2024, showcasing the company's effective strategies in reducing funding costs and increasing asset yields.

Valuation Metrics

The current forward P/E ratio for Ohio Valley Banc Corp (OVBC.O) is 9.69, compared to its 5-year average forward P/E of 0.81. For a more detailed relative valuation and DCF analysis to assess Ohio Valley Banc Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
0.81
Current PE
9.69
Overvalued PE
3.66
Undervalued PE
-2.05

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.00
Current PS
0.00
Overvalued PS
0.00
Undervalued PS
0.00

Financials

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Frequently Asked Questions

What is Ohio Valley Banc Corp (OVBC) stock price today?

The current price of OVBC is 45.21 USD — it has increased 0.56

What is Ohio Valley Banc Corp (OVBC)'s business?

Ohio Valley Banc Corp. is a financial holding company, which owns The Ohio Valley Bank Company (the Bank). The Bank is engaged in commercial and retail banking. The Bank is a full-service financial institution offering a blend of commercial and consumer banking services within southeastern Ohio as well as western West Virginia. The banking services offered by the Bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal and commercial loans; and the making of construction and real estate loans. The Bank offers individual retirement accounts, safe deposit boxes, wire transfers and other standard banking products and services. As part of its lending function, the Bank offers credit card services. In addition to originating loans, the Bank invests in United States government and agency obligations, interest-bearing deposits in other financial institutions, and other investments permitted by applicable law.

What is the price predicton of OVBC Stock?

Wall Street analysts forecast OVBC stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for OVBC is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Ohio Valley Banc Corp (OVBC)'s revenue for the last quarter?

Ohio Valley Banc Corp revenue for the last quarter amounts to 14.40M USD, decreased -0.97

What is Ohio Valley Banc Corp (OVBC)'s earnings per share (EPS) for the last quarter?

Ohio Valley Banc Corp. EPS for the last quarter amounts to 0.84 USD, increased 58.49

How many employees does Ohio Valley Banc Corp (OVBC). have?

Ohio Valley Banc Corp (OVBC) has 256 emplpoyees as of May 11 2026.

What is Ohio Valley Banc Corp (OVBC) market cap?

Today OVBC has the market capitalization of 212.98M USD.