OPHC Overview

OptimumBank Holdings, Inc. is a bank holding company for OptimumBank (the Bank). The Bank is a state-chartered bank. The Bank offers a variety of commercial banking services to individual and corporate customers through its two branch offices located in Broward County, and one branch office in Miami Dade County, Florida. The Bank provides a range of consumer and commercial banking services to individuals and businesses. Its services offered include demand interest-bearing and noninterest-bearing accounts, money market deposit accounts, NOW accounts, time deposits, Wire transfers, ACH services, Visa debit and ATM cards, cash management, direct deposits, notary services, money orders, night depository, cashier’s checks, domestic collections, and banking by mail. It provides ATM cards and Visa debit cards as a part of the Star, Presto and Cirrus networks, thereby permitting customers to utilize the convenience of ATMs worldwide. It offers business lending lines for working capital needs.

Wall Street analysts forecast OPHC stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for OPHC is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

OptimumBank Holdings Inc revenue for the last quarter amounts to 9.38M USD, increased 47.92

OptimumBank Holdings Inc. EPS for the last quarter amounts to 0.32 USD, increased 77.78

OptimumBank Holdings Inc (OPHC) has 60 emplpoyees as of April 01 2026.

Today OPHC has the market capitalization of 63.51M USD.