Historical Valuation
OptimumBank Holdings Inc (OPHC) is now in the Fair zone, suggesting that its current forward PS ratio of 0.01 is considered Fairly compared with the five-year average of 1.11. The fair price of OptimumBank Holdings Inc (OPHC) is between -- to -- according to relative valuation methord.
Relative Value
Fair Zone
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Current Price：4.36
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
OptimumBank Holdings Inc (OPHC) has a current Price-to-Book (P/B) ratio of 0.43. Compared to its 3-year average P/B ratio of 0.44 , the current P/B ratio is approximately -2.69% higher. Relative to its 5-year average P/B ratio of 0.50, the current P/B ratio is about -14.17% higher. OptimumBank Holdings Inc (OPHC) has a Forward Free Cash Flow (FCF) yield of approximately 33.45%. Compared to its 3-year average FCF yield of 29.12%, the current FCF yield is approximately 14.88% lower. Relative to its 5-year average FCF yield of 21.54% , the current FCF yield is about 55.28% lower.
P/B
Median3y
0.44
Median5y
0.50
FCF Yield
Median3y
29.12
Median5y
21.54
Competitors Valuation Multiple
AI Analysis for OPHC
The average P/S ratio for OPHC competitors is 0.00, providing a benchmark for relative valuation. OptimumBank Holdings Inc Corp (OPHC.O) exhibits a P/S ratio of 0.01, which is 400% above the industry average. Given its robust revenue growth of 47.92%, this premium appears sustainable.
Performance Decomposition
AI Analysis for OPHC
1Y
3Y
5Y
Market capitalization of OPHC increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of OPHC in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is OPHC currently overvalued or undervalued?
OptimumBank Holdings Inc (OPHC) is now in the Fair zone, suggesting that its current forward PS ratio of 0.01 is considered Fairly compared with the five-year average of 1.11. The fair price of OptimumBank Holdings Inc (OPHC) is between to according to relative valuation methord.
What is OptimumBank Holdings Inc (OPHC) fair value?
OPHC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of OptimumBank Holdings Inc (OPHC) is between to according to relative valuation methord.
How does OPHC's valuation metrics compare to the industry average?
The average P/S ratio for OPHC's competitors is 0.00, providing a benchmark for relative valuation. OptimumBank Holdings Inc Corp (OPHC) exhibits a P/S ratio of 0.01, which is 400.00% above the industry average. Given its robust revenue growth of 47.92%, this premium appears sustainable.
What is the current P/B ratio for OptimumBank Holdings Inc (OPHC) as of Jan 10 2026?
As of Jan 10 2026, OptimumBank Holdings Inc (OPHC) has a P/B ratio of 0.43. This indicates that the market values OPHC at 0.43 times its book value.
What is the current FCF Yield for OptimumBank Holdings Inc (OPHC) as of Jan 10 2026?
As of Jan 10 2026, OptimumBank Holdings Inc (OPHC) has a FCF Yield of 33.45%. This means that for every dollar of OptimumBank Holdings Inc’s market capitalization, the company generates 33.45 cents in free cash flow.
What is the current Forward P/E ratio for OptimumBank Holdings Inc (OPHC) as of Jan 10 2026?
As of Jan 10 2026, OptimumBank Holdings Inc (OPHC) has a Forward P/E ratio of 5.11. This means the market is willing to pay $5.11 for every dollar of OptimumBank Holdings Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for OptimumBank Holdings Inc (OPHC) as of Jan 10 2026?
As of Jan 10 2026, OptimumBank Holdings Inc (OPHC) has a Forward P/S ratio of 0.01. This means the market is valuing OPHC at $0.01 for every dollar of expected revenue over the next 12 months.