OPHC News & Events

OptimumBank has selected IBN to spearhead its corporate communications efforts. As part of the client-partner relationship, IBN will leverage its investor-focused distribution network, which includes over 5,000 key syndication outlets, various newsletters, social media channels, and wire services via InvestorWire, along with blogs and other outreach tools, to generate greater awareness for OptimumBank Holdings and enhance shareholder value through improved market presence and brand visibility.

OptimumBank on August 12 clarified statements made during its Q2 earnings webcast on August 7. "During the question-and-answer session, a member of the audience inquired about the company's projected total assets at the end of 2026. In their response, both Chairman of the Board Moishe Gubin and Chief Executive Officer Tim Terry mistakenly provided the company's projection for the end of 2025," OptimumBank said in a statement. OptimumBank "is on track to continue its strong annual growth trajectory, which has consistently been in the range of 25% to 30% per year," it added. OptimumBank reiterated its strategic plan to exceed the $1.2B asset mark by the end of 2025. "Building on this momentum and sustained annual growth of 25% to 30%, the Company projects total assets will reach between $1.5 billion and $1.6 billion by the end of 2026," the company noted.

"We are proud to report strong and resilient performance during the second quarter of 2025," said Moishe Gubin, Chairman of the Board. "While industry headwinds continue, our team at OptimumBank delivered meaningful core earnings through disciplined deposit pricing, targeted growth in consumer and multi-family lending, and improved operating leverage. Although overall loan balances declined this quarter due to the payoff of older, lower-yielding loans, we remain well positioned to redeploy capital into higher-return opportunities. Our results demonstrate our ability to manage a growing asset base while maintaining solid credit quality and capital strength."