NEWT

NewtekOne Inc

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12.370

+0.1(0.815%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

12.470

Open

12.270

VWAP

12.37

Vol

216.08K

Mkt Cap

325.85M

Low

12.2119

Amount

2.67M

EV/EBITDA(TTM)

7.49

Total Shares

24.73M

809.90M

EV/OCF(TTM)

P/S(TTM)

1.09

NewtekOne, Inc. is a financial holding company, which along with its bank and non-bank consolidated subsidiaries, provides a range of business and financial solutions under the Newtek brand to independent business owners. It segments include Banking, Alternative Lending, NSBF and Corporate and Other. The Company and its subsidiaries’ business and financial solutions include banking (Newtek Bank, N.A.), business lending, business administration (SBA) lending solutions, electronic payment processing, accounts receivable financing & inventory financing, insurance solutions and payroll and benefits solutions. In addition, it offers its clients technology solutions, including cloud computing, data backup, storage and retrieval, IT consulting, and Web services provided by Intelligent Protection Management Corp. (IPM.com). Its trademarks include Newtek, NewtekOne, Newtek Bank, National Association, Your Business Solutions Company, One Solution for All Your Business Needs and Newtek Advantage.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

73.55M

+10.88%

0.376

+7.43%

80.45M

+6.74%

0.717

+3.87%

79.66M

+26.78%

0.655

+45.56%

Estimates Revision

The market is revising Downward the revenue expectations for NewtekOne, Inc. (NEWT) for FY2025, with the revenue forecasts being adjusted by -2.76% over the past three months. During the same period, the stock price has changed by 11.24%.

Revenue Estimates for FY2025

Revise Downward

-2.76%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+0.3%

In Past 3 Month

Stock Price

Go Up

+11.24%

In Past 3 Month

4 Analyst Rating

2.10% Upside

Wall Street analysts forecast NEWT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NEWT is 12.63 USD with a low forecast of 12.00 USD and a high forecast of 14.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

4 Hold

0 Sell

Hold

2.10% Upside

Current: 12.370

Low

12.00

Averages

12.63

High

14.00

2.10% Upside

Current: 12.370

Low

12.00

Averages

12.63

High

14.00

Piper Sandler

Crispin Love

Neutral

maintain

$12

2025-07-29

Reason

Piper Sandler

Crispin Love

Price Target

$12

2025-07-29

maintain

Neutral

Reason

Piper Sandler analyst Crispin Love raised the firm's price target on NewtekOne to $12 from $11.50 and keeps a Neutral rating on the shares. The firm notes NewtekOne posted 52c in EPS, which matched the Street at 52c and came in a penny below its 53c estimate. Piper would characterize the quarter as mostly in-line, but the company did benefit from a $32M net gain on residuals in securitizations.

Keefe Bruyette

Market Perform

downgrade

$13 -> $12

2025-07-11

Reason

Keefe Bruyette

Price Target

$13 -> $12

2025-07-11

downgrade

Market Perform

Reason

Keefe Bruyette lowered the firm's price target on NewtekOne to $12 from $13 and keeps a Market Perform rating on the shares.

Keefe Bruyette

Market Perform

downgrade

$15 -> $13

2025-05-08

Reason

Keefe Bruyette

Price Target

$15 -> $13

2025-05-08

downgrade

Market Perform

Reason

Keefe Bruyette lowered the firm's price target on NewtekOne to $13 from $15 and keeps a Market Perform rating on the shares. The bank has strong momentum and potentially stands to win further market share due to recent changes to Small Business Administration underwriting requirements, the analyst tells investors in a research note.

Compass Point

Casey Alexander

Hold

Maintains

$13 → $14

2025-03-20

Reason

Compass Point

Casey Alexander

Price Target

$13 → $14

2025-03-20

Maintains

Hold

Reason

Compass Point analyst Merrill Ross raised the firm's price target on NewtekOne to $14 from $13 and keeps a Neutral rating on the shares. NewtekOne's position as "the most prolific SBA 7(a) bank lender" was confirmed by the SBA's dataset regarding 2024 fiscal year activity report for dollars approved for disbursement, the analyst tells investors. The firm continues to think that NewtekOne's SBA lending business might have to manage its growth to lower non-accrual rates in order to thrive as a regulated bank and those concerns lead it to maintain a Neutral rating, the analyst noted.

B. Riley Securities

Bryce Rowe

Hold

Maintains

$13 → $14

2024-12-19

Reason

B. Riley Securities

Bryce Rowe

Price Target

$13 → $14

2024-12-19

Maintains

Hold

Reason

B. Riley raised the firm's price target on NewtekOne to $14 from $13 and keeps a Neutral rating on the shares. Relative to peers, NewtekOne trades at a sizable discount, the analyst tells investors in a research note. The firm continues to believe that the market is likely to focus on NewtekOne's credit trends over the near-to-medium term and is unlikely to give it credit for above-average profitability until the loan portfolio seasons.

Piper Sandler

Crispin Love

Hold

Maintains

$13 → $15

2024-11-11

Reason

Piper Sandler

Crispin Love

Price Target

$13 → $15

2024-11-11

Maintains

Hold

Reason

Piper Sandler raised the firm's price target on NewtekOne to $15 from $13 and keeps a Neutral rating on the shares. The firm notes NewtekOne posted 45c in EPS, which compared to the Street at 43c and Piper's 41c estimate. In addition, the company maintained its EPS guidance of $1.85 to $2.05 for 2024 and introduced 2025 EPS guidance.

See All Ratings

Valuation Metrics

The current forward P/E ratio for NewtekOne Inc (NEWT.O) is 5.43, compared to its 5-year average forward P/E of 8.01. For a more detailed relative valuation and DCF analysis to assess NewtekOne Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

8.01

Current PE

5.43

Overvalued PE

10.72

Undervalued PE

5.29

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

4.08

Current PS

1.04

Overvalued PS

7.63

Undervalued PS

0.53

Financials

Annual

Quarterly

FY2025Q2

YoY :

+32.43%

76.63M

Total Revenue

FY2025Q2

YoY :

+72.35%

29.63M

Operating Profit

FY2025Q2

YoY :

+25.20%

13.70M

Net Income after Tax

FY2025Q2

YoY :

+20.93%

0.52

EPS - Diluted

FY2025Q2

YoY :

-7107.99%

-199.87M

Free Cash Flow

FY2025Q2

YoY :

+10591.74%

-129.37

FCF Margin - %

FY2025Q2

YoY :

-5.50%

17.88

Net Margin - %

FY2025Q2

YoY :

+26.62%

12.70

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

44.4K

USD

Months

3-6

453.2K

USD

Months

6-9

74.2K

USD

Months

0-12

552.9K

USD

Months

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

0.0

Volume

6-9

Months

0.0

Volume

0-12

Months

0.0

Volume

Bought

0-3

0.0

Volume

Months

3-6

0.0

Volume

Months

6-9

0.0

Volume

Months

0-12

0.0

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

44.4K

USD

Months

3-6

453.2K

USD

Months

6-9

74.2K

USD

Months

0-12

552.9K

USD

Months

NEWT News & Events

Events Timeline

2025-08-25 (ET)

2025-08-25

08:33:45

NewtekOne Completes Offering of Depositary Shares

2025-08-04 (ET)

2025-08-04

08:41:54

NewtekOne, Newtek Bank launches Newtek Advantage Dashboard

2025-07-29 (ET)

2025-07-29

08:35:16

NewtekOne upsizes warehouse facility to support growth of ALP business

News

8.5

08-25Newsfilter

NewtekOne, Inc. Completes Offering of Depositary Shares Representing 1/40th Interest in Series 8.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B