NBTB Valuation

NBT Bancorp Inc (NBTB) has a current Price-to-Book (P/B) ratio of 1.25. Compared to its 3-year average P/B ratio of 1.30 , the current P/B ratio is approximately -3.94% higher. Relative to its 5-year average P/B ratio of 1.33, the current P/B ratio is about -5.98% higher. NBT Bancorp Inc (NBTB) has a Forward Free Cash Flow (FCF) yield of approximately 8.78%. Compared to its 3-year average FCF yield of 8.53%, the current FCF yield is approximately 2.94% lower. Relative to its 5-year average FCF yield of 8.83% , the current FCF yield is about -0.52% lower.