Should You Buy NBT Bancorp Inc (NBTB) Today? Analysis, Price Targets, and 2026 Outlook.
Analysis Updated At
2026/01/30
Buy now. NBTB is in a bullish intermediate trend (stacked moving averages), just reported a strong Q4 earnings beat with accelerating YoY growth, and insiders are meaningfully buying. With price sitting near the pivot (~43.91) in pre-market, the current level offers a reasonable immediate entry for an impatient buyer, targeting a move toward 45.47 (R1) and potentially 46.44 (R2) if momentum follows through.
Technical Analysis
Trend is bullish overall: SMA_5 > SMA_20 > SMA_200 indicates an established uptrend. RSI(6)=56 is neutral-to-slightly-bullish (not overbought). MACD histogram is slightly below zero (-0.00516) but negatively contracting, suggesting downside momentum is fading and the uptrend may resume. Key levels: Pivot 43.905 (price ~44.08 is just above—constructive). Support S1 42.338 then S2 41.371. Resistance R1 45.471 then R2 46.438. A clean hold above ~43.9 favors a push toward 45.5; losing ~42.3 would weaken the near-term setup.
Analyst Ratings and Price Target Trends
No analyst rating/price target change data was provided, so a recent Wall Street trend cannot be confirmed from the dataset. From the available facts, the bull case is strong earnings/revenue growth and constructive 2026 loan-growth outlook; the bear case is mainly macro/market sensitivity and the stock needing continued follow-through after the earnings pop.
Wall Street analysts forecast NBTB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NBTB is 47 USD with a low forecast of 47 USD and a high forecast of 47 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Wall Street analysts forecast NBTB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NBTB is 47 USD with a low forecast of 47 USD and a high forecast of 47 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Current: 44.110
Current: 44.110
